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1-2 Vanguard

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1. The first reason that an individual investor wants to invest in an international growth fund is this method of investment can lower the risk. Investing in an international growth fund can spread investor’s investment risk between the foreign companies that are different with the United States’ economy system. The second reason is investors can gain the potential growth in foreign economy.
2. Common risks between domestic and international funds:
The exchange rate is a big factor can influence the investment return. The exchange rate between the foreign currencies in the international investment lead the result that the investment return increase or reduce.
Financial risk. Financial risk includes stock market risk and manager risk. Stock market risk, which is the chance that stock prices overall will decline. The manager risk resulted in lacking of excellent work performance. In addition, the miscommunication is a potential risk will lead to the failure of the investment.
The investment style risk will trail returns from the overall domestic stock market.
International fund risk:
The unavailability of the international fund is the most serious condition, which is a common situation lead to international fund risk in international investment environment.
3. U.S. investors who invest abroad will encounter risks because of the foreign stock and bond markets operate differently from the U.S. market. Because of foreign companies are not subject to the same accounting, auditing and financial-reporting standard, so their stocks may not be as liquid as those of similar U.S. firms. And because of the foreign stock exchange, and the different government role, which lead the risk existing that the available information is not reliable in making investment.
4. The Vanguard Group makes the allocation of fund net assets by regions: Europe 55 percent, Pacific 17

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...Date: July 12th, 2011 Student Name: Eleanor Luu Instruction Name: Professor Stephen Itnyre Course/Class: ACC115003VA016-16-001 Assignment 1: Stock Analysis This Stock Analysis assignment shows six (6) differences Stock companies: APPL (NASDAQ), NIKE (NYSE), SAP (NYSE), MSFT (NYSE), INTU (NASDAQ), and SGPYY (LSE) in daily historical price from 3/1/11 through 5/31/11. 1 - The summary various accounting systems that each firm provides: ➢ Peachtree is a Sage product that and use by SGPYY, MSFT, and SAP AG ➢ QuickBook is an Intuit product that use by APPL, NIKE, and INTU QuickBooks holds 89 percent of the small business accounting software market in the United States. However, Sage’s small business product, Peachtree, is another popular product that has always given QuickBooks a run for its money. They both have their strengths and weaknesses. Here are the key comparisons from a general standpoint. ❖ Peachtree • It offers a tight integration between desktop accounting and online store. • It’s the best choice for Web-minded small businesses. • Stronger inventory management • Job costing capabilities • Over 140 customizable reports • Work flow management • Scalability/multi-user performance • Through GAP checks for duplicates and suspicious activity • Can accommodate up to 40 users, 10 more than QB • Easy to navigate. • Installation and Configuration...

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