...Table of Contents Matthew Toenjes Professor Rowland BE 401‐004 Inside the Meltdown Review Page 1‐3 Excel Graph and Data Page 1‐7 Analysis of Data % Change Graph Page 8‐13 Attached Articles * I, Matthew Toenjes, certify that I have completed this project on my own. Matthew Toenjes 2/17/2015 BE 401-004 Inside the Meltdown Review The 2008 Economic Recession was devastating to many. Corporate greed and overconfidence in the housing market were the main culprits to the economic downturn. As the US economy crashed, Wall Street and investors began to panic. This widespread panic was for good reason as huge multinational firms began to fail. One after another, these firms were about to go bankrupt. As the panic spread, stock prices began to plummet. As the US government tried to turn the economy around, it plunged further and further down. The effects of the recession not only hurt the US economy, but sent “shockwaves” throughout the world. I did not realize how close our economy was to collapsing. Ben Bernanke said, “If we don't do this tomorrow, we won't have an economy on Monday." When I heard this, it sent chills down my spine. How did we get so close to our economy collapsing? Toxic assets are one of the main reasons for our economy failing. These were loans given out to un-creditworthy individuals and unlikely to be repaid. To add to the problem, banks were issuing many of these high risk loans and the market became flooded with...
Words: 14327 - Pages: 58
...------------------------------------------------- Bill Gates From Wikipedia, the free encyclopedia For other people named Bill Gates, see Bill Gates (disambiguation). Bill Gates | Gates in June 2015. | Born | William Henry Gates III October 28, 1955 (age 59) Seattle, Washington, U.S. | Residence | Medina, Washington, U.S. | Nationality | American | Alma mater | Harvard University (dropped out) | Occupation | Technology Advisor of Microsoft Co-Chair of the Bill & Melinda Gates Foundation CEO of Cascade Investment Chair of Corbis | Years active | 1975–present | Net worth | US$76.5 billion (October 2015)[1] | Board member of | Microsoft Berkshire Hathaway | Religion | Roman Catholicism (formerlyCongregationalism)[2] | Spouse(s) | Melinda Gates (m. 1994) | Children | 3 | Parent(s) | William H. Gates, Sr. Mary Maxwell Gates | Website | the Gates Notes | Signature | | William Henry "Bill" Gates III (born October 28, 1955) is an American business magnate, philanthropist, investor, computer programmer, and inventor.[3][4][5] In 1975, Gates and Paul Allen co-founded Microsoft, which became the world's largest PC software company. During his career at Microsoft, Gates held the positions of chairman, CEO andchief software architect, and was the largest individual shareholder until May 2014.[6][a] Gates has authored and co-authored several books. Starting in 1987, Gates was included in the Forbes list of the world's wealthiest people[9] and...
Words: 9788 - Pages: 40
...Marriott International Reports Fourth Quarter 2015 Results Feb 17, 2016, 16:30 ET from Marriott International, Inc. (http://www.prnewswire.com/news/marriott+international%2C+inc.) BETHESDA, Md., Feb. 17, 2016 /PRNewswire/ HIGHLIGHTS Fourth quarter diluted EPS totaled $0.77, a 13 percent increase over prior year results; On a constant dollar basis, worldwide comparable systemwide RevPAR rose 3.8 percent in the fourth quarter; North American comparable systemwide constant dollar RevPAR rose 4.0 percent in the fourth quarter; For full year 2015, Marriott repurchased 25.7 million shares of the company's common stock for $1.94 billion, including 1.3 million shares for $93 million in the fourth quarter; The company added nearly 52,000 rooms during 2015, including 7,300 rooms converted from competitor brands and 9,600 rooms associated with the Delta transaction; At yearend, the company's worldwide development pipeline increased to more than 270,000 rooms, including approximately 27,000 rooms approved, but not yet subject to signed contracts; The company's full year 2015 adjusted operating income margin increased to 47 percent compared to 42 percent in 2014; Return on invested capital reached a record 49 percent in 2015; Full year 2015 diluted EPS totaled $3.15, a 24 percent increase over prior year results; Adjusted earnings before interest, taxes, depreciation and amortization (EBITDA) for full year 2015 totaled $1,718 million...
Words: 8646 - Pages: 35
...quantity of output can be sold or charge prices within demand? No matter the choice taken, ownership will always belong to the monopolist. According to Roger A. Arnold, a monopoly is a market structure in which there is a single supplier of a good or service. Also, a firm that is the single supplier of a good or service for which there are no close substitutes. Monopolies form when there is no competition between a leading firm and other companies, which allows the leading company to charge unreasonable high prices. Although monopolies are forbidden, since the U.S. government first outlawed monopolies in the 1890s, there are companies to this day that still have control over virtual monopolies in their firms. A journalist, who wrote the ‘3 Companies That Have Monopolies In The United States’ article, explains that monopoly owned companies dominate their respective markets and have no significant competitor. For instance, should ESPN be allowed to have their monopolized network for all things sports? In order to retain a monopoly, the ESPN company must prove the theory of monopoly, monopoly pricing, and output decisions by taking over the sports market. Sport marketing is a sector of marketing, which emphases both the promotion of sports’ events and teams along with the promotion of sports’ products and services. The sports market contains a distribution service, in which the component promoted can be a physical product or a brand name. The mission of sport marketing is to provide...
Words: 1238 - Pages: 5
...9 -7 1 6 -4 0 1 JUNE 25, 2015 DAVID B. YOFFIE ERIC BALDWIN Apple’s Future: Apple Watch, Apple TV, and/or Apple Car? Since the release of the iPod in 2001, Apple had been probably the most successful technology company in the world. It revolutionized three businesses in the next 10 years: music, smartphones, and tablets. When Steve Jobs died in 2011, it was up to his successor, Tim Cook, to revolutionize the next set of industries. In 2015, Cook appeared to have three potential targets: watches (wearables), television, and cars. All three were bets on highly uncertain futures. Watches were off to a promising start in their first quarter of shipments, but it was far too early to declare victory. Television seemed ripe for disruption, but many firms had tried and failed to change the TV landscape. And cars, of course, represented the biggest opportunity as well as the biggest leap for Apple. Financially, Tim Cook and his team were unconstrained: Apple was the most profitable company on the planet in the fourth quarter of 2014, generating $18 billion in net income (Exhibit 1). However, Steve Jobs had famously said that Apple’s success came “from saying no to 1,000 things to make sure we don’t get on the wrong track or try to do too much. We’re always thinking about new markets we could enter, but it’s only by saying no that you can concentrate on the things that are really important.”1 The big questions for Tim Cook and his team included: Were watches, TVs,...
Words: 11550 - Pages: 47
...UNIVERSITI TUNKU ABDUL RAHMAN FACULTY OF BUSINESS AND FINANCE FACULTY OF ACCOUNTANCY AND MANAGEMENT ACADEMIC YEAR 2016/2017 MAY 2016 TRIMESTER BACHELOR OF COMMERCE (HONS) ACCOUNTING – UBAT2023 BACHELOR OF ACCOUNTING (HONS) - UKAT2023 TAXATION I GROUP ASSIGNMENT Teaching Methodology This teaching method uses a self-directed learning approach, where students are expected to take initiatives towards active self-learning. Therefore students are expected to research learning resources on their own, without the assistance of the lecturer/tutor and learn the required knowledge through self-study and group discussion. Objective of Assignment The objective of this assignment is to assess the student’s ability in the following areas – * Read, understand and analyse business information; * Extract relevant information for analysis and re-present these for specified taxation purposes; * Perform taxation research and apply the appropriate legal provisions to various situations. * Write and present a coherent report incorporating relevant explanations to support decisions and conclusions. Formation of groups Each assignment group shall have a maximum of 5 members. Submission Instructions: The completed assignment shall be submitted to your tutor by the due date stated below. A completed submission should include documents in the following order: * Cover page stating the tutorial group no. and the names & student ID of group members. * The written report ...
Words: 1689 - Pages: 7
...preparedness, and logistics management services. The Aerospace business designs integrated systems in the areas of battle space awareness, command and control systems, and more. The Electronics business produces high performance sensors, intelligence processing, navigation systems, and controls for shipping. The ships business designs and constructs nuclear powered aircraft carriers. The visualization of the company is to be the most trusted technologies and systems supplies that guarantee sanctuary. A business analysis of Northrop Grumman Corporation, a global aerospace and defense technology company is presented, focusing on its strengths, weaknesses, opportunities and threats (SWOT) faced. Strengths include its strategically balanced portfolio of products and revenue streams. Weaknesses include its dependence on a single customer. Opportunities include the positive outlook for the industry. Threats include the declining defense spending by the U.S. government. Northrop Grumman primary competitors are Lockheed Martin, Raytheon, Boeing, and L-3 Communication. Most of company operations are with the United States government, more specifically, the Department of Defense and Intelligence Community. Also, it conducts business with foreign governments as well as...
Words: 1052 - Pages: 5
... 1 Table of Contents EXECUTIVE SUMMARY ......................................................................................................................................................... 4 INDUSTRY ANALYSIS ............................................................................................................................................................. 6 INDUSTRY SIZE, GROWTH RATE AND PROJECTIONS ................................................................................................................................... 6 INDUSTRY STRUCTURE & NATURE OF PARTICIPANTS ................................................................................................................................ 6 INDUSTRY TRENDS & KEY SUCCESS FACTORS ............................................................................................................................................. 6 LONG-‐TERM PROSPECTS .............................................................................................................................................................................. 7 COMPANY DESCRIPTION ...................................................................................................................................................... 8 COMPANY HISTORY...
Words: 13886 - Pages: 56
...of the ideal customer are to have a carbonated beverage that is healthy and taste great. They want this drink to be convenient, meaning they can do it quickly and whenever they want. They are hoping that this beverage can be made exactly how they like it, and that the brand coincides with their eco-friendly beliefs by them using sustainable practices. PERCEPTIONS The current perceptions regarding the Carbonated Soft Drink & Liquid Refreshment industry is that the beverages are not good for one's health; this perception, combined with the obesity epidemic in the United States has allowed the consumption of these beverage to decrease. Another perception is that the leftover cans and plastic bottles are polluting the environment; about 1 billion cans worldwide. On the other hand, consumers perceive the CSD industry to have greater taste and emotional connection, while SodaStream edges on perceived health benefits and eco-friendliness. EXPECTATIONS The expectation of SodaStream customers is that it will help them maintain or achieve a healthy lifestyle. They don’t expect SodaStream to compare to with Coca-Cola or Pepsi in terms of taste, but they do know that using it will prevent pollution more than the CSD leaders even can; and their SodaStream...
Words: 2433 - Pages: 10
...For exclusive use at University of Technology Sydney, 2015 S w W13017 BEIERSDORF AG: EXPANDING NIVEA’S GLOBAL REACH1 Vanessa C. Hasse wrote this case under the supervision of Professor Paul W. Beamish solely to provide material for class discussion. The authors do not intend to illustrate either effective or ineffective handling of a managerial situation. The authors may have disguised certain names and other identifying information to protect confidentiality. Richard Ivey School of Business Foundation prohibits any form of reproduction, storage or transmission without its written permission. Reproduction of this material is not covered under authorization by any reproduction rights organization. To order copies or request permission to reproduce materials, contact Ivey Publishing, Richard Ivey School of Business Foundation, The University of Western Ontario, London, Ontario, Canada, N6A 3K7; phone (519) 661-3208; fax (519) 661-3882; e-mail cases@ivey.uwo.ca. Copyright © 2013, Richard Ivey School of Business Foundation Version: 2013-03-04 On April 26, 2012, Stefan F. Heidenreich walked into the conference center in Hamburg, Germany, for Beiersdorf’s annual stockholder meeting. There, he would officially be introduced as the new chief executive of the NIVEA producer and take the reins in a time of transition and complex challenges. His predecessor, Thomas-Bernd Quaas, was to give his farewell speech in front of 800 shareholders. Quaas had been the...
Words: 8147 - Pages: 33
...This is a featured article. Click here for more information. Something (Beatles song) From Wikipedia, the free encyclopedia "Something" Picture sleeve for 1982 reissue of the single Single by The Beatles from the album Abbey Road A-side "Come Together" Released 6 October 1969 (US) 31 October 1969 (UK) Format 7" Recorded 2 May, 5 May, 16 July, 15 August 1969 EMI Studios, London; Olympic Sound Studios, London Genre Rock pop[1] Length 2:59 Label Apple Writer(s) George Harrison Producer(s) George Martin Certification 2x Platinum (RIAA)[2] The Beatles singles chronology "The Ballad of John and Yoko" (1969) "Something" / "Come Together" (1969) "Let It Be" (1970) Music sample "Something" 0:00 Abbey Road track listing 17 tracks Side one "Come Together" "Something" "Maxwell's Silver Hammer" "Oh! Darling" "Octopus's Garden" "I Want You (She's So Heavy)" Side two "Here Comes the Sun" "Because" "You Never Give Me Your Money" "Sun King" "Mean Mr. Mustard" "Polythene Pam" "She Came In Through the Bathroom Window" "Golden Slumbers" "Carry That Weight" "The End" "Her Majesty" "Something" is a song by the Beatles, written by George Harrison and released on the band's 1969 album Abbey Road. It was also issued on a double A-sided single with another track from the album, "Come Together". "Something" was the first Harrison composition to appear as a Beatles A-side, and the only song written by him to top the US charts before the band's break-up...
Words: 10060 - Pages: 41
...society consumers need to be more aware of the types of chemicals and ingredients that are being used in beauty and personal products. (1) The chemicals and ingredients in these personal care and beauty can be toxic for humans, animals and the environment as a whole. Some of these chemicals that can't be dissolved can soak into the ground or end up into the ocean which is hazardous to wildlife and marine animals, in particular. (2) Proctor and Gamble and Johnson and Johnson are companies that have a lot of beauty and health products that contain these hazardous chemicals. (3) The ingredients in these products can cause side effects like allergies and skin irritation. (4) Microbeads are used in a lot of beauty and personal health products unfortunately they aren't great for the environment because they can absorb toxins and eventually they end up in our waterways and oceans. (5) Some dandruff shampoos have chemicals such as zinc pyrithioze and they have side effects that can cause irritation to the eyes and skin. (6) FDA and U.S. laws, unfortunately, can't regulate and govern these companies that have these products in the market. They can't even enforce companies that label their products "all natural" or organic. It is at the discretion of the company on how much information they want the consumer to know on what is actually in their products. (1) Chemicals in personal and beauty products are hazardous to humans, animals and marine life. There are a lot of chemicals in products...
Words: 2446 - Pages: 10
...American Well MKT/421 February 8, 2016 American Well Even though medicine and technology have come a long way, I think we have gone back in time. Years ago doctors would make house calls, then came the big hospitals and the long waits to get a simple prescription. Now we have the option of getting a consultation online or via telemedicine. Amwell has been providing direct to consumer telehealth medicine since 2009. Not only is it convenient, online visits are cost effective. Consumers save time, accessibility and have lower fees. Amwell is largest telehealth company in the country that offers a variety of care from Trauma to substance abuse. Overview of AmWell Tired of having to make an appointment to see a doctor or visit your nearest clinic when symptoms of health concerns strike? Well, there's a new breakthrough in technology. A mobile healthcare service that is available on your cell phone or mobile device. Just download the App "AmWell" (American Well) allows you to connect instantly with a doctor by downloading the App from your smartphone or mobile device. Whether you connect with your actual doctor or choose one from the network providers. This technology is sweeping the nation. Blue Cross and Blue Shield has joined the partnership to provide its members with easy access to available healthcare. The joint effort of the two is available in 26 states. That's half of America (American Well, 2015). Founded by Doctors Ido and Ray Schoenberg. It is there...
Words: 1837 - Pages: 8
...Marissa Shotwell-Tabke Guojun Zhang GBA 517 Dr. Kevin Moncrief Fall 2015 Table of Contents Introduction pg. 1 Company Background pg. 1 Products pg. 2 Business Mission pg. 3 Marketing Objectives pg. 4 Strategic Issues pg. 5 Promotion pg. 5 Pricing pg. 6 External Environment pg. 6 Distribution pg. 10 Constraints pg. 12 Firm Specific pg. 12 Limited Product List pg. 12 Limited Manufacturing capacity pg. 13 Distribution & Service Network pg. 13 Limited Exposure in Foreign Market pg. 14 Lithium Ion Battery Safety pg. 14 Industry Specific pg. 15 Fluctuating Foreign Exchange Rates pg. 15 Supply Chain Providers pg. 15 Future Growth Depends Upon Consumers’ Willingness to Adopt Electric Vehicles pg. 16 Environment and Safety Laws & Regulations pg. 16 SWOT Analysis pg. 18 Findings pg. 23 Finding #1 pg. 23 Finding #2 pg. 25 Finding #3 pg. 25 Solutions pg. 26 Solution #1 pg. 26 Solution #2 pg. 26 Solution #3 pg. 26 X. Recommendation and Justification pg. 28 XI. Implementation and Gantt Chart pg. 30 Implementation Time Table pg. 30 Gantt Chart pg. 32 XIII. References pg. 33 List of Figures Figures Figure 1 – Miles of Range Attained by Different Electric Vehicle Charger Types pg...
Words: 4909 - Pages: 20
...For the exclusive use of Y. Likaku, 2015. 9-704-427 REV: NOVEMBER 29, 2005 PANKAJ GHEMAWAT MICHAEL G. RUKSTAD JENNIFER L. ILLES Arcor: Global Strategy and Local Turbulence These last few years have been spent constructing a Latin American Arcor. In the next five years, we are going to have a global Arcor. — Luis Pagani, President, Arcor Group In May 2003, Argentina was slowly beginning to emerge from the country’s most devastating financial crisis. Half a year earlier, the crisis had peaked: the peso had devalued by 70%, the government had ordered a freeze on all bank withdrawals, and many local companies had fallen into financial default. In the wake of the disaster, Luis Pagani, president of Arcor Group, Latin America’s leading candy and chocolate manufacturer, was one of the few Argentine entrepreneurs remaining whose company was still financially stable. However, the crisis was taking its toll on even the most successful and healthy corporations. The crisis happened to hit Arcor at a critical time in the unfolding of its long-term strategic plans. Pagani had worked hard to make Arcor a dominant player in the Latin American confectionery market and had recently laid out plans to increase its presence in other regions. By 1999, he was ready to implement his strategy and was eager to work toward competing on the level of other multinational manufacturers, such as Mars, Nestlé, Kraft, Hershey, and Cadbury Schweppes. However, Arcor’s response to the...
Words: 15266 - Pages: 62
