Arceo, Diana Marie English Proficiency II
Barrion, Ma. Suzenne Meanne TF 8:30AM – 10:00AM
De Guzman, Grace Bernice
Quisao, Hazel Joy
Villanueva, Anna Marie

A Research Proposal on Establishing an Investment Counselling Agency that will Provide Free Counselling.
Thesis Statement: Increasing number of fraud investment victims must be lessen in terms of having a government entity that will provide investment counselling.
I. INTRODUCTION
Have you ever thought of doubling your money in no time with no risk? Sounds good, but it corresponds on taking more risk, not zero risk. Many investors nowadays do not know the information needed before engaging to an activity like this. They are not aware of the basic terms that they need to know in order to choose a reliable company that will give them a high return of investment. Some are also not aware of the financial options available to them. Without this knowledge, investors fail to take advantage of potentially beneficial investment opportunities. In many cases, they become victims of scams and fraud cases.
The practice of investment counselling has been used for almost a century. According to the Investment Advisor article, October 2006 issue, Arthur M. Clifford opened his own Los Angeles-based brokerage firm known as Clifford Swan Investment Counsel in 1911 after serving as an analyst and broker at a brokerage company in St. Louis. Four years later, Mrs. Robert Bliss, widow of the creator of Fletcher’s Castoria, asked him to review her assets. From then on he called himself an “Investment Counsellor and Financial Analyst” and he was one of the first to use the term “Investment Counsellor”. Clifford decided in 1921 to serve exclusively as an investment counsellor. This is said to be the starting point of investment counsel option, in United States. The firm continues to exist today in Pasadena,