...FOR MALAYSIAN UNIVERSITY ENGLISH TEST (MUET) | |(UJIAN PERTENGAHAN TAHUN 2012) | - First Come First Serve basis (PJ Campus- 300 students) - First Come First Serve basis (Gombak Campus- 100 students) (EXAMINATION WILL BE HELD IN THE MIDDLE OF THE YEAR 2012) DATE OF M.U.E.T REGISTRATION AS FOLLOWS: |DATE |DAY |TIME |VENUE | |22/03/2012 |Thursday |8:30 AM - 12:30 NOON 2:00 PM - 3:30 PM |MULTI PURPOSE LAB A | | | | |(PJ campus) | |23/03/2012 |Friday |8:30 AM - 12:00 PM | | | ...
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...What is more, the devastating repercussions of the financial crisis can still be observed to this day, more than five years since it first began, as numerous countries around the globe are still struggling to get back on track. The road to recovery from the financial crisis has been more difficult than initially anticipated and, with the dawn of a new year, it is still hard to say whether things will start looking better for the world economy or not. The question on everybody’s mind is whether the world financial crisis will continue to deepen or not. Background Though still a somewhat a highly debated matter, the onset of the world financial crisis can be pinpointed to 7 August 2007, when BNP Paribas terminated withdrawals from three hedge funds, on grounds of a complete lack of liquidity (Elliot, 2012). For the two years that followed this incident, the world economy was on a continuous downward spiral. Economies around the globe started to slow down, some faster than others, stock markets began to drop, international trade declined, and credit tightened. In the United Kingdom for example, the catalyst for the economic crisis that engulfed the entire country was the Northern Rock Bank, which collapsed on September 2007, creating a precedent no one wished for: the first British financial institution to suffer a bank run in a time span of more than 150 years (Stuckler, 2008). At the beginning of 2011, things appeared to look a lot better from a financial point of view...
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...Dated : 14th March, 2012 Dear Parents/Guardians, The I.C.S.E. (Std. X) Board Examination will conclude on 26 th March 2012. I would like to inform you that admission to Class XI is not automatic. Admission to Class XI will be on the basis of the performance of the students during the year and marks obtained in the ICSE Board Examination. Class X students should fill the form for Provisional Admission to class XI on 2 nd April 2012 at 10.30 A.M. The list of selected students for class XI Science and Commerce will be put up on the notice board on 3rd April 2012 at 12.00 Noon. Fees for Class XI to be deposited on 4th April, 2012 at 9.30 a.m. in College office. Provisional Admission to class XI will be confirmed after depositing the Fees. Classes will start on 9th April 2012. College timing will be from 7.00 A.M. to 12.55 P.M. There will be regular classes and attendance is compulsory. In case any student fails in class X, her fees will be refunded in full, in the month of July. After the ICSE results are declared the students will be permitted to change their subjects till 16 th July, 2012 provided they have obtained the required marks in the Board Examination. Dear Parents, you are requested to fill in the Admission Form for the admission of your daughter (who are studying in U.K.G. in the session 2011-2012) to Class I (2012 – 2013), on Monday, April 2nd, 2012 from 8.00 a.m. to 10.30 a.m. It may be noted that if you fail to come on Monday, April 2nd, 2012 to fill the form, the admission...
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...Rehan Noor Sumra WGB 640 – Dynamic Business Management Financial Analysis Executive Summary Unilever & Proctor and Gamble Unilever Liquidity Understanding Unilever from a liquidity perspective, an investor must realize that both current and quick ratios for Unilever decreased on a year over year comparison (2012, 2013, 2014). Assets during this period remained almost unchanged but liabilities grew over the designated years. This is due to bond maturity as stated in the 2014 annual report, but still a flag as the decrease has been YOY. Efficiency According to the efficiency ratios I calculated, Unilever shifted its strategy towards a less frequent collection cycle. They managed to collect receivables less frequently, showing a more accepting credit policy towards customers. Unilever’s Days Sales Outstanding ratio also increased, signaling it took longer to collect cash from its credit sales – which are apparent from the decrease in accounts receivable turnover ratio. Unilever’s inventory turnover ratio also increased into 2014, eluding that Unilever improved its ability to manage its inventory. In terms of evaluating the working capital ratio, Unilever leverages cash for programs more often – giving them a -22 for days in working capital. This is alarming to an extent, as Unilever could cash its way out of business in case it needs more working capital. Profitability After completing profitability ratios, Unilever financials provided two indications; firstly...
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... Submitted by: Bachelor of Science in Computer Sciences (BS Muhammed Ahmed Ishtiaq Section: A Submitted to: Miss Ayesha Khalid Registration no: BCS01103118 Date: Jan, 12, 2012 GROUP NUMBER: 5 1 The Group Members are: ¬ Naqash Azeem Reg. no. bcs01103158 ¬ Muhammed Ahmed Ishtiaq Reg. no. bcs01103118 ¬ Muhammed Raza Reg. no. bcs01103153 ¬ Bilawal Jehangir Reg. no. bcs01103071 ¬ Muhammed Arslan Akram Reg. no. bcs01103181 ¬ Muhammed Iqbal Reg. no. bcs01103100 ¬ Syed Ali Farhan Tirmzi Reg. no. bcs01103093 2 3 ABSTRACT It is an undeniable truth that each and every thing which has come in to existence will come to an end. There is a spring after an autumn and autumn have to face spring after it. The three Abrahamic religions (Islam, Christianity & Judaism) are agreed on the same fact that one day the earth will meet to its end. Even many non-Abrahamic religions and scientists are agreed on the same...
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...Chelsea Clough Professor Dingle English 13 December 2012 Commuting vs. Dorming The hardest decision a student has to make during their senior year of high school is which school to attend and whether to live on campus or commute. There are both advantages and disadvantages to both scenarios. The entire college experience is a learning trip and it is oftentimes a young adults first step towards independence. Living on campus is an adjustment and is a huge eye-opener to the real world. The college dorm life is considered to be part of the "full college experience," but the costs of living in a residence hall can persuade students to remain home while they are in college in order to avoid housing fees. The biggest advantage of living on campus is that it gives you a chance to gain independence. Some students know they want to move out of the house but aren't quite sure they're ready to have their own apartments. Living on campus can provide an in-between step (Lyons 1). Students will still be living on their own and responsible for taking care of their living space, it just wont be as overwhelming as paying rent and everything else that comes with owning an apartment. Another great thing about living on campus is you are much closer to your classes so it will take much less time to get there. Being able to get to and from classes more quickly means students living on campus will also have more time to devote to getting their coursework done (Lyons 1). One main advantage...
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...Madness Comes Every March 21 October 2012 History of Basketball In order to speak about the impact the NCAA Men’s Basketball Tournament has played in the sports world, one must first understand the origination of the sport itself. The game of basketball has been around since December 21st, 1891 where it was founded by Dr. James Naismith in Springfield, MA. Dr. Naismith, originally from Canada, had his roots in ministry before choosing to follow his true passion of physical education and it was through this that he found himself enrolled at the International Young Men’s Christian Association Training School. The game originated as a way to handle a group of hostile youth during the physical education hour at the YMCA. Dr. Naismith’s original attempts were to reformat outdoor sports and activities and bring them indoors, but soon realized that these activities were meant to be outdoors for a reason. However, he did not want to falter away from his belief in games as a means of providing physical activity for the youth and decided that a new activity needed to be created. A soccer ball was employed, baskets were built, and soon after – the game of basketball was created. Originally, the game was envisioned by Naismith to be played by any number of players and with that being said, the first game was played by 18 players, nine on each team. The hoops were set at today’s standard of ten feet simply due to the fact that the balconies in which he chose to hang the baskets were...
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...Paper 3 11/6/12 Childcare Today In this day and age childcare has become a key component to allow both parents to continue to provide and remain in the work force but this luxury comes at a high cost. According to USA Today, nearly 80% of children by the age of four will spend time in a daycare center (Szabo). Quality childcare offers many benefits for children of all ages in the present and in their future like social and cognitive development skills, early learning and a structured schedule. There are also concerns when it comes to childcare like safety and cost. Childcare centers offer many beneficial perks for the child and also for the parent. According to Babycenter.com quality centers employ staff members who have been trained in early childhood education, so they are prepared with the right skills to know what to expect from your child developmentally. They also mention that good daycare centers will offer a variety of activities for the children to engage in such as singing, dancing and storytelling. A child interacting with other children provides a great way for them to develop social skills (Daycare Center). According to the National Institute of Child Health and Human Development’s Study of Early Child Care found that children at the age of four spending more than 30 hours a week in a daycare center became demanding and aggressive. Throughout this study as they tracked the children they found that by the time these same children reached third grade...
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...Grandfield Professor Joannah Bruscell CAP480 – Arts and Sciences Capstone December 9, 2012 Healthcare reform is taking place in this country whether we want it or not! Now that the 2012 election is over, more changes will start to take place throughout the next few years. The Patient Protection and Affordable Care Act became a law on March 23, 2010 (Glass, 2012). The purpose of this project is to persuade any individual that will read my paper that we, as a country, will not be better off with new healthcare reform. Our president has been re-elected for a second term, healthcare reform will be enforced and made into laws, which will affect our lives, as we know it today. The Patient Protection and Affordable Care Act will change the way healthcare organizations conduct business. There are those that say things will be better, but I do not see that happening. Healthcare costs are already rising because companies do not know what to expect. We are already paying too much for healthcare. I do not want to pay more, do you? According to Humana (2012), healthcare in the United States did not gain ground until the late 1930s when Blue Shield insurance and Baylor Hospital in Dallas created a system - now known as Blue Cross Blue Shield – in which Blue Shield established a way for “doctors to protect their interests and their payments” along with Baylor helping people pay their hospital bills (Humana, 2012). The success of Blue Cross Blue Shield encouraged others to enter the healthcare...
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...The Plight of Missing Persons Naomi White Kaplan University CM220-15 Professor L McCuish December 15, 2012 The Plight of Missing Persons According to staggering statistics, there are close to 60,000 + Jane and John Does buried, cremated or lying in coroners offices across this country with no names; all scattered across a nation with no standard protocol for case sharing and identification (NamUs, 2012). These unidentified people are young and old, male and female, from all walks of life. They are someone’s mothers, fathers, sons, daughters, sisters and brothers. These bodies and spirits of our nations unidentified cry out for their names, proper burial, and many times, justice (Reitterer, 2012). The heartbreaking reality behind these statistics is a world no one wishes to be a part of. Well over 100,000 active missing person’s cases in this country at any given time. There is an estimated 60,000 sets of human remains unidentified throughout this nation. Hundreds of thousands of family members and friends living in limbo wondering what became of their loves ones. To the families of the missing, this situation has been called our nation's "Silent Mass Disaster; a problem of epidemic proportions" (NamUs, 2012). Families and advocates of the missing cry out for change within our communities and justice system and we must not allow their cries to go unheard. The Doe Network is an international non-profit volunteer organization created in 1999. Its focus...
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...Luke Beaty Mrs. Branstetter CA I- 1st Hour 24 September 2012 According to the Pew Hispanic Center (PHC) in Washington, D.C. there subsist approximately 11-12 million illegal immigrants in the United States in the year of 2009(Germano). Immigrants persist to the United States rapidly. Fifty nine percent of all immigrants in the United States consist from Mexico in the regions closet to the border. The main reasons people legally and illegally arrive to the United States are for visas, family, and dreams. To begin with, United States Immigrants from Mexico come to the United States illegally because there are not enough visas. There are only one hundred eighty thousand visas handed out in Mexico per year (Germano). One hundred eighty thousand legal Hispanic immigrants is only two point seven percent of the illegal population in the United States (Germano). The one hundred eighty thousand visas handed out per year subsist for labor and family purposes. For the legal population of Hispanics with visas it takes any where from three to ten years to become a citizen. To continue, Immigrants want jobs in the United Sates to feed their families. There is a man named Manuel; he works as a Mexican migrant worker (“Destination”). He is one of the millions of Mexicans that illegally cross The United States borders for work. Manuel bid his family goodbye and made the border crossing, to go to work in Chicago, Illinois. Manuel makes long trips to the United States to earn money to support...
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...Critical Thinking Assignment Critical Thinking Assignment Billy L Goe Apologetics 104-B35 Professor Obaina September 25, 2012 Critical Thinking Assignment 1 Part One: The Question of Origin The Quran states that "Allah created the heavens and the earth, and all that is between them, in six days" (7:54). While on the surface this might seem similar to the account related in the Bible, there are some important distinctions. After completing the Creation, the Quran describes that Allah "settled Himself upon the Throne" (57:4) to oversee His work. A distinct point is made to counter the Biblical idea of a day of rest: "We created the heavens and the earth and all that is between them in six days, nor did any sense of weariness touch Us" (50:38). Allah is never "done" with His work, because the process of creation is ongoing. Each new child who is born, every seed that sprouts into a sapling, every new species that appears on earth, is part of the ongoing process of Allah's creation. "He it is Who created the heavens and the earth in six days then established Himself on the Throne. He knows what enters within the heart of the earth, and what comes forth out of it, what comes down from heaven, and what mounts up to it. And He is with you wherever you may be. Allah sees well all that you do" (57:4). Retrieved September 20, 2012 from http://islam.about.com/od/creation/a/creation.htm The Question of Identity The Quran describes how Allah created Adam: “We created man...
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...Female Athletes Arise In 2012 Gender equality in the Olympics has been a common debate for years. The main argument from many is that women are always given the “short end of the stick” with little media attention compared to the men. Men are always given more clock time, mentions, and descriptions then women (Billings, 2008). This common trend has caused women in sports to falter, but in the 2012 London Olympic games female athleticism has seen a turn around and is now in the limelight. The London games have been dubbed “Year of the Women,” thus celebrating women in sports and giving them their own chance to shine. These award-winning female athletes are breaking down gender barriers and providing a sense of hope, inspiration, and confidence to not only female athletes but also women in general. Women’s athletics in the Olympics has been on the rise for years. Females were first allowed to participate in the 1900 Paris Olympics. From this point on, the number of athletes and events that women were allowed to participate in has continued to grow. In 2004, 40% of all the athletes were female. Since then, this number has increased to 42% in Beijing and 45% in the 2012 London games (IOC, 2008 & Haven, 2012). These results clearly show that female athletics has grown and is continuing to grow and become more popular. Reports show that for the first time in history the United States, whom is known to be an athletic powerhouse of male athletes, has sent more women...
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...Are You Ready to Live Without Nonrenewable Energy Sources Chinita Johnson COM/220 Marla Muse December 12, 2012 Are You Ready to Live Without Nonrenewable Energy Sources What will you do when your lights go out because there are no more fossil fuels to fuel the electricity needs of our nation? As many of us have dealt with power outages for one reason or another, they were usually for a very short period of time that may have seemed like forever. For the past few decades there has been a huge push for conserving and preserving energy. Many live lives from day-to-day without ever giving any thought as to where their electricity comes from. Believe it or not, the depletion of non-renewable energy sources poses growing concerns for future generations if energy conservation and preservation are not taken seriously. “Coal, oil and natural gas are called fossil fuels because of the way that they were formed, the end products of photosynthesis that formed millions of years ago in large deposits of carbon compounds” (Berg & Hager, 2007 p. 7 & 105). Fossil fuels are also referred to as nonrenewable energy sources because natural processes do not replenish these sources within a reasonable period of time in which to be reused, they take millions of years to form. Coal and natural gas are most widely used to provide our homes with heat and electricity, and to fuel industrial and manufacturing plants. Nearly every mode of transportation...
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...As of 2012, Wal-Mart operates more than 10,000 retail units in 27 different countries. There are more than 2 million associates who serve 200 million customers and members every week. 2012 fiscal review for Wal-Mart delivered a strong financial performance. Net sales increased by 5.9 percent to $443.9 billion and consolidated operating income grew by 4 percent to $26.6 billion. Their diluted earnings per share from continuing operations attributes to Wal-Mart were $4.54 per share that is up from $4.18 the previous year. Wal-Mart’s strong financial position is best shown by their ability to grow. Wal-Mart added 52.2 million square feet through 1,160 additional units, including acquisitions in the U.K. and South Africa (Walmart, 2012). Wal-Mart has made improvements in merchandising and operations and investing in lower prices. They did great job in closing the year with two quarters of positive sales, including positive end in the fourth quarter. Wal-Mart international delivered strong sales and remains the company’s primary growth engine. Having $125 billion in sales, it is among the three largest retailers in the world (Walmart, 2012). Walmart can serve the needs of all income based customers in high growth markets. Sam’s Club, a subsidiary of Wal-Mart, continues to drive the sales momentum by increasing its sales to 8.4 percent in fiscal year 2012. Sam’s Club has also made progress in growing its membership base. It was key for growth this year (Walmart, 2012). Wal-Mart...
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