Financial Highlights
As of or for the year ended December 31,
(in millions, except per share, ratio data and headcount)
Reported basis1
Total net revenue
Total noninterest expense
Pre-provision profit
Provision for credit losses
Net income
Per common share data
Net income per share:
Basic
Diluted
Cash dividends declared
Book value
Tangible book value2
2015
$
$
$
Selected ratios
Return on common equity
Return on tangible common equity2
Common equity Tier 1 (“CET1”) capital ratio3
Tier 1 capital ratio3
Total capital ratio3
Selected balance sheet data (period-end)
Loans
Total assets
Deposits
Total stockholders’ equity
Headcount
93,543
59,014
34,529
3,827
24,442
6.05
6.00
1.72
60.46
48.13
2014
$
$
$
95,112
61,274
33,838
3,139
21,745
5.33
5.29
1.58
56.98
44.60
11%
13
11.6
13.3
14.7
$
837,299
2,351,698
1,279,715
247,573
234,598
10%
13
10.2
11.4
12.7
$
757,336
2,572,274
1,363,427
231,727
241,359
Note: 2014 has been revised to reflect the adoption of new accounting guidance related to debt issuance costs and investments in affordable housing projects. For additional information, see Accounting and Reporting Developments and
Note 1 on pages 170 and 183, respectively.
1 Results are presented in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP),
except where otherwise noted.
2 Non-GAAP financial measure. For further discussion, see “Explanation and Reconciliation of the Firm’s Use Of Non-GAAP
Financial Measures” on pages 80—82.
3 The ratios presented are calculated under the Basel III Advanced Fully Phased-In Approach, which are non-GAAP financial
measures. For further discussion, see “Regulatory capital” on pages 151—155.
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.4 trillion and operations worldwide. The firm is a leader in
