...Dhaka. In these meetings Finance Minister, Saifur Rahman, met the so-called ‘development partners’ (IMF/World Bank and others) who gathered to pledge money (loan and aid) to help develop the nation. The meetings were hailed a great success as $2 billion in aid were promised to Bangladesh over 3 years. Our governments boast at the amount of funds they can manage from the donor agencies. They present their ability to get money from these donor agencies as a sign of their brinkmanship and claim that this is the only way to solve the nation’s economic problems. In this paper, Hizb ut-Tahrir, Bangladesh exposes the oppressive capitalist nature of the budget and shows how the entire economy of Bangladesh, through a complex package of measures, is being brought under the total grip of the imperialists. ! " # $ % & ' Every year when the budget is presented, one of the most common discussions is that revenue target has not been achieved. Tax is the main source of revenue in Bangladesh (around 95% of total Government of Bangladesh GOB revenue), especially import duties (around 66% of tax revenue). Contribution of VAT (including import) currently stands above 40%. In the name of reform of tax regimes and restructuring of the tax administration, the GOB reduces the duties on luxury items such as new cars, televisions or refrigerators while imposing VAT (Value Added Tax) on essential services. This year the GOB incorporated 11 new service sectors under the VAT net which includes doctors...
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...56 Gloucester Road, London SW7 4UB email: info@khilafah.com website: http://www.khilafah.com 1421 AH / 2000 CE ISBN 1 899574 050 Translation of the Quran It should be perfectly clear that the Quran is only authentic in its original language, Arabic. Since perfect translation of the Quran is impossible, the term Translation of the Meaning of the Quran (TMQ) has been used, as the result is only a crude meaning of the Arabic text. Sayings of Prophet Muhammad (saw) appear in bold swt - subhanahu wa taala saw - sallallahu alaihi wa sallam ra - radhi allaho anha AH - After Hijrah CE - Common Era Printed and Bound by- De-Luxe Printers, London NW10 7NR. website: http://www.de-luxe.com email: de-luxe@talk21.com ii Contents The struggle between Islam and Kufr The conspiracies of the European countries against the Islamic State Arousing the nationalist chauvinism and the separatist tendencies The missionary and the cultural invasion The attempt at introducing the Western constitutional rules Adopting the Western laws The impact of the cultural and legislative invasion The Allies attempt at enticing Jamal Pasha Mustafa Kemal works towards the withdrawal of the State from the war and the signing of a peace treaty The capitulation of the Ottoman State The British attempt to destroy the Khilafah through political and legal actions The British alter the political and legal style Britain backs the rebellion of Mustafa Kemal The first phase in Mustafa Kemals rebellion Mustafa...
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...completed their recommendation of going out for 4 months in the Path of Allah (SWT) to learn the work of Tableegh. However, the writer has read countless articles and books on the subject, heard many speeches , watched many youtube videos, and then discussed the issues directly with Scholars actively associated with Tableeghi Jamaat to get as accurate of a picture as possible. The writer has also written directly to Raiwind Markaz (Pakistan) in the past and received a thorough reply to the queries contained therein. The writer is also fluent in Urdu in which most of the “original” material for and against Tableeghi Jamaat has originated from and which is also the first language of where this movement originates from. Article under Review, formatting changes in progress! Introduction: 1 of 32 10/10/2013 11:33 PM Tableeghi Jamaat: On the scale of Qur'aan & Sunnah | Civil http://www.central-mosque.com/index.php/Civil/tableeghi-jamaat-in-th... Asslamo Allaikum Wa Rahmatullahi Wa Barakatuh, At the outset, it must be clarified that we are neither part of Tableeghi Jamaat nor have completed their recommendation of going out for 4 months in the path of Allah (SWT). Our only intention is to present the issue of “Tableeghi Jamaat” and their methodology in a manner which is understandable to people because in the Western world there are too many Muslims who have neither gone forth in the path of Allah (SWT) nor have ever bothered to seek...
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...Smith, (1991), Christianity, Islam and Judaism are all referred to as Abrahamic religions because they all mention Abraham as their originator. As such, they have several general beliefs. Christians and Jews share some of the similar Holy Scriptures that is the first five books of the Old Testament in the bible. There are a not many common foundations and several common aspects of Christianity, Islam and Judaism –in what is referred to as Abrahamic spiritual heritage. Similarities The beliefs and practices of Christianity, Islam and Judaism most significantly starts with the originator of the Hebrews called Abraham ca 1800 B.C.E. Historically, these ideas were also pledged to by nomadic tribes, who settled in current Palestine, close to Mt. Sinai. The individuals of these tribes did not tag themselves same as Hebrews, and knew god of Abrahim as the supreme God (Peters, 2003). This merged as God assured Abraham a son, and in the development of the incidents hesitant that is old wife may well provide him a son, he was with Ishmael his maid, Hagar, and thereafter God's prophecy would be met with the...
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...Surah An-Naziat سُوۡرَةُ النَّازعَات Part 2 In the Name of Allah the Most Gracious the Most Merciful هَلۡ أَتَىٰكَ حَدِيثُ مُوسَىٰٓ ١٥ إِذۡ نَادَىٰهُ رَبُّهُۥ بِٱلۡوَادِ ٱلۡمُقَدَّسِ طُوًى ١٦ ٱذۡهَبۡ إِلَىٰ فِرۡعَوۡنَ إِنَّهُۥطَغَىٰ ١٧ فَقُلۡ هَل لَّكَ إِلَىٰٓ أَن تَزَكَّىٰ ١٨وَأَهۡدِيَكَ إِلَىٰ رَبِّكَ فَتَخۡشَىٰ ١٩ فَأَرَىٰهُ ٱلۡأٓيَةَ ٱلۡكُبۡرَىٰ فَكَذَّبَ وَعَصَىٰ ٢١ثُمَّ أَدۡبَرَ يَسۡعَىٰ ٢٢فَحَشَرَ فَنَادَىٰ ٢٣ فَقَالَ أَنَا۠ رَبُّكُمُ ٱلۡأَعۡلَىٰ ٢٤فَأَخَذَهُ ٱللَّهُ نَكَالَ ٱلۡأٓخِرَةِ وَٱلۡأُولَىٰٓ ٢٥ إِنَّ فِي ذَٰلِكَ لَعِبۡرَةٗ لِّمَن يَخۡشَىٰٓ ٢٦ The Aayat I just recited, I recited that selection on purpose even though we done some of them already just to highlight again the rhyme scheme of the ending phonetics ٱلۡكُبۡرَىٰ ,فَتَخۡشَىٰ تَزَكَّىٰ، مُوسَىٰٓ،طُوًى، طَغَىٰ، .Notice the “یٰ” at the end of them, that even phonetically illustrates that they are the part of the same paragraph it’s the same discussion continuing its connected somehow when we go beyond them, there will be another series of syllables at the ends of Aayat that will illustrates that there is another grouping of Aayat together that they go together it’s like a formulation of paragraph. This is the component of Quran’s discourse, the organization of Quranic discourse that is very difficult to communicate in translation this component of it ok anyhow, so we were in the midst of a discourse where the Messenger of Allah, ﷺwas told هَلۡ اَتٰٮكَ حَدِيۡثُ مُوۡسٰىۘ﴿15﴾ Has there come to...
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...Introduction to Islamic Insurance K. M. Mortuza Ali 1 K. M. Mortuza Ali Managing Director Prime Islami Life Insurance Limited 29 Dilkusha C/A Raj Bhaban (6th Floor) Dhaka – 1000 Phone – 9560889, 9570729 (Off) 8353552 (Res) Mobile – 019-366617 Fax – 880-2-9564390 Email – plicl@bdonline.com kmortuza@bdmail.net 2 Chapter (I) Basic ideas about Risk & Insurance 1. 2. 3. 4. 5. 6. 7. 8. 9. What is Risk? How do we distinguish between pure risk and speculative risk ? How risk is handled? Why every risk is not insured? What are the characteristics of Insurable risks? What are the requisites of Insurance for Covering Risk? What are the Principles of Insurance contract? What are the different types of Life Insurance policies? How Insurance is different from Gambling? 10. What is the main function of insurance? 11. What is the greatest value of insurance? 12. What is the Purpose of Life Insurance? 13. How insurance protects value of life? 14. How life Insurance schemes meet the saving needs? 15. What are the social and economic values of Insurance? 16. What is the Actuarial principle of Life Insurance? 17. What is reinsurance? 18. What are the different methods of reinsurance? 1. What is Risk? Risk has been defined as the uncertainty as to the occurrence of an economic loss. It is the passivity of adverse result from a desired outcome. Risk and probability are not synonymous. We must understand the difference between risk and probability. The terms hazard and peril are...
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...CONSTRUCTION – IREKA CORPORATION BHD INDUSTRIAL PRODUCT – ADVANCED PACKAGING TECHNOLOGY (M) BHD Lecturer : Assoc. Prof. Dr. HanimNorza Baba Class : M1 AC220 8C Group Members :MohdShawalHidayat bin Samiun (2011820802) Muhamed Shazni bin Mohd Fuad (2012196529) NurSuhanibintiMohdAlid (2011833942) NurulfarhanabintiJamaludin (2011681414) LiliFathiHayyanbinti Ibrahim (2011824542) TABLE OF CONTENT NO. | ITEMS | PAGE | 1. | Acknowledgement | 3 | 2. | Introduction | 4 | 3. | Industry’s Background | 6 | 4. | Company’s Background | 7 | 5. | Findings | 9 | 6. | Discussion | 15 | 7. | Environmental Issues | 16 | 8. | Conclusion | 18 | ACKNOWLEDGEMENT Bissmillahirrahmanirrahim…… Alhamdulillah. Thanks to Allah SWT, whom with His willing giving us the opportunity to complete this Final Year Project. This project report was prepared for FAR600 subject. This report is based on the methods given by the university. Firstly, we would like to express our deepest thanks to, DrHanim, a lecturer at University Technology Mara and also assign, as our supervisor who had guided be a lot of task during our last semester session. we also want to thanks to our group members for their cooperation during completion of this project that had given valuable information, suggestions and guidance in the compilation and preparation this project report. Deepest thanks and appreciation to our parents, family, special mate of us, and others for their cooperation, encouragement...
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...condition itself. Without truth and transparency, it is difficult to pass laws, provide equal rights, offer support and help for all. We need to have an environment which encourages truth, tolerance, and respect for all. Are there only two genders or is there a third gender?Regardless of which side of the issue you are on, we can all agree thattruth is always the right option and secrecy and lying have no place for a long-term solution in a civilized society. There are several issues withsecrecy and lying. First it is wrong. Second it does not take into account the feelings and trauma of the person being lied to. Third it could lead to criminal acts such as if lying is a crime under oath. What are the bioethics for disclosure to spouses? It is NOT about gender identity or it is NOT about the sexual identity, it is about the HUMAN identity which is to say the truth. As a human being, everyone deserves a feeling of “belonging”, understanding and acceptance. Without recognition of the truth, how will an intersex person marry legally or how can an intersex couple (who are infertile) adopt a child legally or have a child through in vitro fertilization (IVF) legally? What about the equal laws and rights of the young, male, spouse caregiver of the intersex patient? Truth above all is the right long-term solution. If allowing a “third gender” option helps foster saying the truth then maybe that is the path to take. By saying the truth, one can get rights and people are making changes...
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...Q-3 to present your views on the goals of IBF and its responsibility (if any) to a ‘bigger agenda’; between being part of a movement as opposed to being an ‘industry’ Initial or Ideal Goals and Objectives of IBF Based On Chapra Concept and It Is Benefits The idea of Islamic banking was initiated and brought up by some economists who were conscious about socio economic development of Muslim nations based on Islamic principles. It was based on noble vision and objective of Islamic banking base on profit and loses sharing principle. The foundation of Islamic banking theory that they proposed was based on mudaraba and musharakah contracts as mechanism to operate Islamic banking system. “The early contributions on the theory of Islamic banking were only discussed as part of the subject in Islamic economic system. For example, the book by Qureshi on Islam and the Theory of Interest (Qureshi (l946)) which looked upon banking as a social service that should be sponsored by the government like other public institutions such as public health and education.2 His view was based on the point that the bank could neither pay any interest to account holders nor charge any interest on loans advanced. He also suggests the possibility for both Islamic banks and entrepreneur to create a partnership. No mention was made of profit-sharing.” Other economists were come up with different ideas at earlier stages such “the principle of mudarabah...
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...AND THEIR BEHAVIORAL INTENTION AT SIME DARBY AUTO BAVARIA SDN BHD, GLENMARIE, SHAH ALAM AKMAL SYALWANI BINTI IDRIS 2010132513 Submitted in Partial Fulfillment of the Requirement for the Bachelor of Business Administration with Honours (Retail Management) FACULTY OF BUSINESS MANAGEMENT UNIVERSITI TEKNOLOGI MARA SHAH ALAM DECEMBER 2013 DECLARATION OF ORIGINAL WORK BACHELOR OF BUSINESS ADMINISTRATION WITH HONOURS (RETAIL MANAGEMENT) FACULTY OF BUSINESS MANAGEMENT UNIVERSITI TEKNOLOGI MARA "DECLARATION OF ORIGINAL WORK" I, AKMAL SYALWANI BINTI IDRIS, (I/C Number: 911026105140) Hereby, declare that: This work has not previously been accepted in substance for any degree, locally or overseas, and is not being concurrently submitted for this degree or any other degrees. This project-paper is the result of my independent work and investigation, except where otherwise stated. All verbatim extracts have been distinguished by quotation marks and sources of my information have been specifically acknowledged. Signature: _________________________ Date: ______________________ ii LETTER OF SUBMISSION Date of Submission: December 2013 The Programme Coordinator, Bachelor of Business Administration (Hons) Retail Management Faculty of Business Management Universiti Teknologi MARA 40450 Shah Alam Selangor. Dear Sir/Madam, SUBMISSION OF PROJECT PAPER...
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...IMPACT OF RISK EXPOSURE TO THE PERFORMANCE OF BANKS IN NIGERIA CERTIFICATION I certify that this research work was carried out by MR ABOYARIN SALAMI TUNDE with Matriculation No.; 109025160 of the Department of Finance, Faculty of Business Administration, University of Lagos, Akoka, Lagos. __________________________ ______________ DR. LEKAN OBADEMI DATE _______________________ ____________ PROF. W. IYIEGBUNIWE DATE HOD DEPARTMENT OF FINANCE _______________________ ____________ EXTERNAL EXAMINER DATE DEDICATION This project work is dedicated to the Glory of ALMIGHTY ALLAH (SWT) to Him I say as always; ALHAMDULILAHI ROBIL ALAMIN!!! Special dedication also goes to the memory of my late father; Alhaji R.S.A Aboyarin. I pray his soul finds forgiveness and mercy before Allah (Amin. ACKNOWLEDGEMENT CHAPTER ONE 1.0: INTRODUCTION AND BACKGROUND TO THE STUDY Banks are germane to economic development through the financial services they provide. Their intermediation role can be said to be a catalyst for economic growth and development. The efficient and effective performance of the banking industry over time is an index of financial stability in any nation. The extent to which a bank extends credit to the public for productive activities accelerates the pace of a nation’s economic growth and its long-term sustainability. Amongst the various functions of banks...
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...IN CONTEMPORARY SOUTHEAST ASIA ISLAMIC STUDIES AND ISLAMIC EDUCATION i ii IN CONTEMPORARY SOUTHEAST ASIA ISLAMIC STUDIES AND ISLAMIC EDUCATION Editors KAMARUZZAMAN BUSTAMAM-AHMAD PATRICK JORY YAYASAN ILMUWAN iii Perpustakaan Negara Malaysia Cataloguing-In-Publication Data Islamic studies and Islamic education in contemporary Southeast Asia / editors: Kamaruzzaman Bustamam-Ahmad, Patrick Jory ISBN 978-983-44372-3-7 (pbk.) 1. Islamic religious education--Southeast Asia. 2. Islam--Education--Southeast Asia. I. Kamaruzzaman Bustamam-Ahmad. II. Jory, Patrick. 297.77 First Printed 2011 © 2011 Kamaruzzaman Bustamam-Ahmad & Patrick Jory Publisher: Yayasan Ilmuwan D-0-3A, Setiawangsa Business Suites, Taman Setiawangsa, 54200 Kuala Lumpur, Malaysia. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means – for example, electronic, photocopy, recording – without prior written permission of the publisher. The only exception is brief quotations in printed review. The opinions expressed in this publication is the personal views of the authors, and do not necessary reflect the opinion of the publisher. Layout and cover design: Font: Font size: Printer: Hafizuldin bin Satar Goudy Old Style 11 pt Gemilang Press Sdn Bhd iv ACKNOWLEDGEMENTS T his book grew out of a three-day workshop jointly held by the Regional Studies Program, Walailak University, and the Department...
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