...The article, “8 Trends you need to know now”, by Karen Colteryahn and Patty Davis reveals the eight current and emerging workplace trends. The key topics are change, adaptability, diverse workforce, technology, security, training and developing employees, strategic management, security and ethics. Change is an ongoing process for every business in the world. These changes have a big impact on how an organization deals with learning and performance. The first trend is: Drastic times, drastic measures. This trend discusses the uncertainty in business due to the ongoing effects in the world, such as the recession, war on terrorism and market instability to name a few. The article indicates a shortage in the labor market and refers to a “seller’s market for talent”, I disagree with this as today, 2009 is experiencing one of the highest rates of unemployment, making the job market very competitive. Regardless, trend one also discusses tight and decreasing budgets, as well as controlling costs. This is a very important issue at the moment for all businesses, especially if they want to survive in these economic times. The second trend is: Blurred Lines – life or work? This trend discusses the 24/7 work mode. With flexible scheduling, telecommuting and access to information 24 hours a day, the line between work and non-work becomes blurred. This way of work is adding stress to already stressed out families. In addition, more families have dual earners, where both...
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...about who lives in your household. S1 First, how many adults age 19 or older live in your household? 00 __ 10 99 None–THANK AND TERMINATE RECORD EXACT NUMBER 1-9 10 or more Don’t know/Refused S2 IF ONLY ONE ADULT AGE 19+ IN HH (S1=1) May I please speak to that person? 1 2 3 9 Continue with current respondent–GO TO S5 New respondent being brought to phone–REPEAT INTRO EXCEPT LAST SENTENCE THEN GO TO S5 New respondent not available–SCHEDULE CALL BACK Refused–THANK AND TERMINATE S3 IF TWO ADULTS AGE 19+ IN HH (S1=2) May I please speak to the [ROTATE: younger/older] of those two people? 1 2 3 9 Continue with current respondent–GO TO S5 New respondent being brought to phone–REPEAT INTRO EXCEPT LAST SENTENCE THEN GO TO S5 New respondent not available–SCHEDULE CALL BACK Refused–THANK AND TERMINATE S4 IF THREE OR MORE PEOPLE AGE 19+ IN HH (S1=3-10 OR 99) May I please speak to the person age 19 or older who has had the most recent birthday? 1 2 3 9 Continue with current respondent–GO TO S5 New respondent being brought to phone–REPEAT INTRO EXCEPT LAST SENTENCE THEN GO TO S5 New respondent not available–SCHEDULE CALL BACK Refused–THANK AND TERMINATE 2 S5 ASK IF SCREENING INTERVIEW IS BEING DONE IN ENGLISH We’re giving people a choice of being interviewed in English or in Spanish. Would you like to continue in...
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...CA 1: Strategic Industry Analysis Need/Opportunity Analysis Professor David J. Rosner Joyce Paul Summer 2015 – GMT 615 PCA Apparel retail, or clothing sales, is a large sector, generating 304,906 million dollars in revenue in 2009, with a compounded annual growth rate of 3.2 percent from 2005 to 2009. Sales of women’s clothing are the most profitable area in this sector - accounting for 53 percent of the total revenue. The retail industry is moderately concentrated and bigger stores have advantages of getting better deals from suppliers, but the individualized nature in which stores compete not simply on price but on type and style, of which there are many, leaves room for smaller stores to succeed as well. In addition, because of the nature of clothing, many stores exist marketing to specific demographics based on price and style. Trends are also particularly important here - being behind on what's hot can lead to losing sales, reputation, and leftover inventory. Market and Trends vary when it comes to the fashion world, there could be a dry season or there can be a high season. What people fail to release is that you must know yourself and be within to understand what it is you enjoy and like. There are two different type of people in the fashion business, the ones who have to keep up with the latest trends and get everything that is popular at the time or you have the ones that just goes with the flow and dress however they want and dress to fit their personality...
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...Analysis as, “a technique that shows changes in the amounts of corresponding financial statement items over a period of time.”("Horizontal analysis," 2013) In this section I we will take a look at both the income statement and balance sheet for the company Competition Bikes, Inc. Using the information provided I will perform a horizontal analysis based on years: 8 (current year), 7 (previous year) and year 6 (a past year). From this information I will point of some of the strengths of the company as well as some of the weaknesses. After properly identifying these areas, I will make recommendations on how to either maintain the good progress, or I will make suggestions about what needs to be adjusted in order to correct any weaknesses. Let’s begin by taking a look at the Net sales for Competition bikes. We know that net sales represent the actual sales generated by the company after various deductions and discounts have been accounted for. As we can see net sales showed a tremendous jump of $1,495,000 from year 6 to year 7!!! But then from year 7 to year 8 net sales plummeted by ($897,00)!! While the net sales for year 8 is an improvement overall from where the...
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...trendwatching.com’s free Monthly Trend Briefing How will YOU deliver on consumer expectations in the next 12 months? 10 crucial consumer trends 2013 December 2012 / January 2013 trendwatching.com/trends/10trends2013 Introduction: 2013 will be the perfect storm of necessity and opportunity: some economies will do OK(-ish), others will be shaky, but in whatever market or industry you’re in, those who understand & cater to changing consumer needs, desires and expectations will forever have plenty of opportunity to profit. A remapped global economy, new technologies (or ‘old’ technologies applied in new ways), new business models... hey, what’s not to like? Hence this overview of 10 crucial consumer trends (in random order) for you to run with in the next 12 months. Onwards and upwards » 1. PRESUMERS & CUSTOWNERS 2. EMERGING2 3. MOBILE MOMENTS 4. NEW LIFE INSIDE 5. APPSCRIPTIONS 6. CELEBRATION NATION 7. DATA MYNING 8. AGAIN MADE HERE 9. FULL FRONTAL 10. DEMANDING BRANDS 11. MORE-ISM w w w. t r e n d w a t c h i n g . c o m 10 crucial consumer trenDs for 2013 2 1. PRESUMERS & CUSTOWNERS “Consumers will embrace even more ways to participate in the funding and (pre-)launch of new products and brands.” 2013 will see passionate consumers embrace two innovative new ‘consumption’ models: becoming PRESUMERS and CUSTOWNERS. PRESUMERS love to get involved with, push, fund, and promote products and services before they are...
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...Emerging Trends in Electronic Commerce and Internet Marking Emerging Trends in Electronic Commerce and Internet Marking Over the past couple of years, electronic commerce and internet marking has taken huge strides in the average life of an everyday person. In recent years, the number of consumers purchasing items online as taken a heavy rise, it is without a doubt, one of the fastest growing industries. Online shopping has been a booming trend, particularly in the United States, “Americans spent more than $200 billion on online shopping in 2011 and are expected to shell out $327 billion on Internet stores by 2016”. (Indivik, 2013) Internet marketing has a direct effect the billions of dollars that online websites makes. The more advertisements you have on the World Wide Web, the more people are going to stop and visit for sight and probably make a purchase. Since Electronic commerce is a huge thing in recent years, companies have been working to make your online shopping experience better and there are a couple of emerging trends geared towards the improvements of e- commerce and internet marking. Note Adapted from Forrester: U.S. Online Retail Sales to Hit $370 Billion by 2017,” by Lauren Indvik, 2013. One of the trends that probably anybody can predict in the future is using mobile and android apps for transactions. With mobile technology getting more advance year by year and the climbing number of people who can’t stay off their phones, I would have say, and this is...
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...Communication Trends Paper Introduction To Business Communication March-10, 2011 Mr. Curt Crandall Business Communication Trends Paper Business communication is the communication between people in an organization, or a company for the purpose to carry out business activities. The two methods of communication are verbal communication and nonverbal communication. Verbal communication consists of face-to-face, by phone, by emails, reports, text messaging, and more. Nonverbal communication consists of pictures, computer graphics and more. The role that communication plays in my day-to-day activities at work is very important. As a Union Carpenter communication is the key to starting the job and finishing the job correctly. The Foreman on the jobsite yells out many different measurements all day long. Now i either have to remember these measurements by heart or write these measures down on what ever materials are close at the time. If our measurements does not match up, the project we are working on at that time will taking longer to finish or take time to repair it. Either way we are loosing time and money on errors that we can not afford to lose. I also have to communicate with city inspectors to inspect different aspects of the project and set up times to have the city inspector come out to inspect. I have to communicate with superintendants to exchange blueprints and other add-ons to the project. I have to communicate with excavators to know when the excavation...
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...One of my biggest goals is getting into stock trading. I’m going to go into the details as to what you need to start trading. I choose this path vs. other methods of investing because I have seen the growth first hand. I know that with understanding and conquering this goal I will become financially stable and have a much stronger future. You must have motivation a plan, and ongoing results to stick with the goals you set for yourself. I have been motivated by my dad watching him turn a piggy bank into thousands of dollars with trading. I have noticed there is a trend not to be financially independent that continues to grow and be dependent on the government to save them. This gives you no chance for a steady future or retirement. With a strong plan and giving some simple time now to begin in stocks or other methods of investment anyone can become financially strong. Investors.com (2011) if you saved $5 a week at 8% interest starting from the time you were a18 years old, by age 65, you savings would total $134,000. If you wait until you are 40 years old, you’ll have to save $32 a week to have 134,000 at the age of 65. In fact, just one year’s delay – waiting until you’re 19 years old to start saving $5 a week at 8% - will cost you more than $10,000 by the time you’re 65. With the beginning of stock trading you have to learn how to understand it and know what is changing and what is not. According to Ebony (1997) “Stock prices change based on general business conditions...
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...Physical activity log * * It can take time to reach physical activity goals. Using an activity log is a good way to measure your progress so you can see small improvements over time. This can help give you a sense of satisfaction, boost your confidence and keep you committed to regular activity. Keeping a weekly log of activity is especially helpful if you’re just starting out, or if you’re setting goals and need to know what your current level of activity is. ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Your body is the new password… 10 hot consumer trends for 2014 Ericsson ConsumerLab identifies most important consumer trends for 2014 and beyond By * Staff Published Wednesday, January 08, 2014 As we come to grips to writing 2014 in our datelines. Ericsson ConsumerLab has sent us a list of what it claims are the hottest consumer trends for 2014 and beyond. We may not agree with all of them (particularly with the likes of #4, ‘internet expected everywhere’ when a good proportion of the world is still seeking basic necessities such as clean drinking water and power) but they make interesting reading nevertheless. “Our global research program is based on annual interviews with over 100,000 individuals in more than 40 countries and 15 megacities,” says the media statement from Ericsson ConsumerLab, which maintains it has conducted...
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...1 Ethics 13 Data protection U.S. banks 15 Banks cash in on big data 16 Privacy vs. Security 17 Predicting with privacy 18 Privacy selling 19 Contrast between consumers privacy expectation versus their own online behavior 20 Expectations for growth internet users 2025 20 2.2Technology 22 Online banking approaches by different banks 22 SaaS business models 23 Why cloud computing for banks? 24 Privacy Trends 2014 – privacy trends in the age of technology 25 In-memory computing 27 2.3 Legislation 30 Europe Union 30 2.4 Future 31 Out in the open 31 Future sharing of finances 32 Changing Online ignorance 34 Cyber security trends for financial services 34 2.4 Results in-depth interviews 36 3.1 Basic needs 38 3.2 Drivers of change 39 3.3 Emerging consumer expectations 41 3.4 Inspiration 43 Target 43 Innovation by other banks 44 Luth Research 44 4.1 Technology 46 4.2 Changing user behaviors 46 4.3 Inconsistency 47 4.4 Legislation 47 5.1 Value proposition regarding SaaS and cloud computing trends 48 5.2 Financial forecast 49 5.3 Conclusion and recommendations 50 6. Bibliography 52 Appendix 1 – in-depth survey of teens aged 15-20 55 Appendix 2 - Interview questions – security 58 Appendix 3 - Innovation Dept. Interview 59 UPDATE Table of content at the end! Chapter 1 Research Proposal 1.1 Introduction to the...
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...society trend and culture, start to fail claiming the audience attention. However, film is a reflection of society for both the present and the past. I believe film and its innovation have to catch up to society but sometimes it leads the society and culture too. That why in the future, “the theaters of the future will be bigger and more beautiful than ever before. They will employ expensive presentation formats that cannot be accessed or reproduced in the home (such as, ironically, film prints). And they will still enjoy exclusivity, as studios relearn the tremendous economic value of the staggered release of their products”, said Christopher Nolan, the director of the "Dark Knight" trilogy, "Inception," and "Interstellar.”(Nolan) In the past, the disadvantage of technology make the film industry cost a lot of money to produce film. In 1981, Thomas Edison, an inventor, created a device called the Kinetoscope which change the course of media history; this invention started a new era of Film industry. However, it took nine years to make the first film called “A Trip to the Moon” was made by a French filmmaker named Georges Mésliès. Also in 1915, another major motion picture was produced by a writer, actor, and camera operator, D.W. Griffith and an Edison Company camera operator Edwin S. Porter; this film was called “The Birth of a Nation”. This silent film cost them $125,000 dollars to produce and had an above usual 5 cents ticket 3$(Baran, Chapter 6, pg.126-128). Until now the...
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...New trends to tackle new challenges Remember Dick Fosbury? Hopefully not, especially if you are not a sports veteran. Let me remind you. Dick Fosbury, who was comparatively a little-known athlete during the 1968 Olympics, made a history in High Jump by breaking the old world record of 5 feet and 8 inches and setting a new one of 7 feet and 4.5 inches. Breaking Olympic records is not a big deal, then what’s so special about Fosbury? Well, Fosbury not only broke the record but also set a new trend in the field. He gave a new perspective to High Jump. Thinking differently, he turned the back towards the bar instead of turning the body. And the result? The Fosbury flop jump style came into being. Think differently, come up with something new,...
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...Table of Contents 1. Memo to Sales Manager……………………………………………………..3 2. Buyer Information………………………………………………………………4 2.1 Buyer Profile……………………………………………………………..4 2.2 Decision-Making………………………………………………………..4 2.3 Macro Environment and Trends……………………………………..5 2.4 SWOT Analysis……………………………………………………………6 3. Selling Company Information………………………………………………..7 3.1 Company Profile………………………………………………………..7 3.2 Reputation & Image……………………………………………………8 3.3 SWOT Analysis……………………………………………………………8 3.4 Current Trends……………………………………………………………9 4. Competitive Analysis…………………………………………………………...10 5. Needs Analysis…………………………………………………………………...11 5.1 Buying Motives…………………………………………………………...11 5.2 Prioritizing Needs………………………………………………………...11 6. Value Proposition………………………………………………………………..12 6.1 Features & Benefits……………………………………………………..12 6.2 Value Proposition Statement………………………………………….13 7. Sales Call Objective…………………………………………………………….13 8. Proposal……………………………………………………………………………14 8.1 Proposed Solution………………………………………………………..14 8.2 Pricing………………………………………………………………………14 9. Sales Dialogue…………………………………………………………………….15 9.1 Agenda……………………………………………………………………..15 10. Follow-up Action…………………………………………………………………..16 11. References………………………………………………………………………….17 1. Memo to Sales Manager Date: November 21, 2015 To: Rob Gronkowski From: Jaskiran Kaur Binepal, Michael Fitch, Jaspreet Kaur, Gurbir Singh Subject: Upcoming Sales Call at SportChek This week, we are planning to have...
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...TASK 1 – FINANCIAL STATEMENT ANALYSIS AND CONTROLS Requirements for Task 1: A. Prepare a summary report in which you do the following: 1. Evaluate the company’s operational strengths and weaknesses based on the following: In order to evaluate company’s operational strength and weaknesses accurately it is important to have access to more than one year worth of data. The company, of course, will not be evaluated on the basis of couple of ratios, it is very important to analyze all the available information to put pieces of puzzle together to see the overall impression of the company and its attractiveness to creditors, investors and stockholders. To be able to compare company’s performance we will be evaluating three years period from year to year, for which Horizontal technique will be used; and comparing it with results of company’s biggest competitor. Vertical Analysis technique will be used as a standard way for comparison. Then to see how company does in comparison to the competition, we will use Ratio Analysis in which biggest competitor’s numbers will be reviewed. It is important to have several different analyses to see the entire picture and later to be able to understand where company is and what actions shall be chosen for the improvement of financial situation. a. Review the horizontal analysis, analyze the results, and discuss operational areas of concern. First we will use Horizontal Analysis, which is a study of percentage changes in comparative financial statements...
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...stored in whole or in part by any means, including graphic, electronic, or mechanical without the express written consent of the publisher except in the case of brief quotations embodied in critical articles and reviews. BookSurge, LLC http://www.booksurge.com ISBN: 978-1-4196-9563-6 PRINTED IN THE UNITED STATES OF AMERICA To my family for supporting me even in my craziest moments. Table of Contents PREFACE ........................................................................................................ IX INTRODUCTION: WHY DAY TRADING? ....................................................... XIII HOW TO GET THE MOST OUT OF THIS BOOK .............................................. XIX PART 1: DAY TRADING BASICS – WHAT YOU SHOULD KNOW .......1 WHAT IS DAY TRADING?................................................................................. 3 WHO SHOULD BE DAY TRADING? ................................................................... 5 IS IT REALLY POSSIBLE TO MAKE A LIVING AS A DAY TRADER?.................... 9 HOW TO GET STARTED - DEFINE YOUR GOALS AND MAKE A PLAN .............. 17 1.) Define Your SMART Goal.................................................................. 18 2.) Make a Plan...
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