...have completed the project titled HOME LOAN WITH PREFERANCE TO DHFL as a part of the course recquiremts of B.M.S of University of Mumbai. I further declare the info presented in this project is true and original to the best of my knowledge. Acknowledgement A successful project can never be prepared by the single effort or the person to whom project is assigned , but it also demand the help and guardianship of some conversant person who helps in the undersigned actively or passively in the completion of successful project. With great pleasure I express my gratitude to our B.M.S co-ordinator prof. Shruti and project guide Prof. Sujata without their help this would not have been completed. They have given their precious suggestions and constructive guidance has been indispensable in the completion of this project work. I would also like to thank the staff of the VPM S’ COLLEGE. They have supported me in this endeavor, and appreciated me in my efforts during my project. Last but not the least I would also like to thank my friends and all the responded. Who directly and indirectly supported to me during my project work, without the help of whom this project would not have been possible. CHAPTER: - 1 GLOBAL VIEW OF HOME LOAN History of home loan in medieval period Before discussing history of loan, let us understand what is exactly meant by the term ‘loan’. Loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial...
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...STUDY ON BUILDER MARKET & HOME LOAN PROCESS REVIEW Summer Internship Project Report Submitted towards Partial Fulfilment Of Post Graduate Diploma in Management (Approved by AICTE, Govt. of India) Academic Session 2011 – 2013 CERIFICATE This is to certify that Abhinav Prakash, student of PGDM (Full time) 2011-2013 batch, IMS GHAZIABAD, has exceuted his project in finance under my supervision and guidance . During the project execution he was found to be very sincere and attentive to small details, which were discussed with him. I wish him good luck and success in his future studies and endeavor. PREFACE The PGDM program is well structured and integrated course of business studies .The main objective of practical training at PGDM level is to develop skill in student by supplement to the theoretical study of business management in general. Industrial exposure helps to gain real life knowledge about the industrial environment and business practices. The PGDM provides student with a fundamental knowledge of business and organizational functions and activities, as well as an exposure to strategic thinking of management. In every professional course, training is an important factor. Professors give us theoretical knowledge of various subjects in the college but we are practically exposed of such subjects...
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...The reverse mortgage came into existence in the UK during the crash of 1929. Having | | | |evolved genetically from the developed countries and mainly the USA, reverse mortgage is a scheme formulated to benefit the senior | | | |citizens the most. Although applicable for the younger people also, 'reverse mortgage loan products for senior citizens' is the basic that| | | |every bank of financial institution follows. | | | |Reverse Mortagage Information | | | | | | | | | | | |Reverse mortgage information that will help you in understanding the concept of reverse mortgage loan is listed below. | | | |Definition Of Reverse Mortgage:Reverse mortgage is a Home Loan product designed for the senior citizens by converting their fixed asset - | | |...
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...familiarise the students with the legal and regulatory framework for banks in India. * To equip the students with the tools and techniques used in interpreting and evaluating the performance, profitability, productivity, and efficiency of the Commercial Banks. * To equip the students with the in-depth knowledge of Bank Financial Management Process including Treasury, Investment, Asset Liability Management & Risk Management. * To equip the students with the in-depth knowledge and skills in Credit Analysis & Appraisal Processes relating to the banks’ lending decisions like Working Capital Financing, Term Loan & Project Financing, Domestic & International Trade Finance including Export-Import Finance, BG (LG) & LC, Retail Asset Financing like Home Loans, Car Loans, Educational Loans, Gold Loans, Loans ag. Securities, Personal and Credit Card Loans. * To understand and appreciate customer-focused banking, integrated risk management like interest-rate risk, liquidity risk, market risk,...
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...preference in the matter of retail stores. Sangam Direct is a non-store home delivery retail business under Wadhawan Holdings. It offers consumers the facility to place their orders through the Website or Phone and Sangam Direct will home deliver the products at the appointed date and time. This project will deal with understanding their existing consumers’ preferences and behaviour while food and grocery shopping which will help them to serve its customers in a better way by making the required changes in their way of working according to the responses recorded during the study. 1.2 Objectives of study: • To understand consumer profile. • To understand consumer preferences. • To know the frequency of purchase by the customers from Sangam Direct. • To obtain customer feedback for providing better service. • To provide recommendations to the company to provide greater satisfaction to existing customers to retain them. 1.3 Scope of Study: This study will provide us information on Sangam Direct’s existing customers’ profile with respect to their psychographics, behaviour and demographics. It will also provide Sangam Direct with information which can help them retain its customers by acting as per the customer feedback and suggestions which don’t cost much. It can also be used as reference by professors and academicians who are teaching online consumer behaviour. 1.5 Significance of study This study is significant because it is going to provide with recommendations...
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