...Mental model/Mindsets Name: Institution: Introduction AAA Transportation has been a well-established company. The firm deals with transporting wholesale produce which are perishable. The firm has been acquired by new owners and they have identified a new business opportunity. The new idea is to transport nonperishable goods together with the perishable good. Two coworkers emerge and are resistant to this venture. They are citing that AAA is not strong enough to compete and it is not a good idea. What are affecting the two coworkers are the mental models/mindsets. The management will work on changing the mental models/mindsets of the two and include them t in the new line of business. The idea is important to all the staffs and the new owners and when exploited it will make a difference in the company. Four steps to changing mental models/mindsets There are four major steps that can be utilized to change the mental models/mindset at an individual who defies change. The first step is to comprehend the power and limits of mental models/mindset. [Crook 2006]. Change is always inevitable. Changing the mindset of a person is not an easy task; it needs time to bring the change. The person naturally recognizes the surrounding of the environment around him. In the scenario of Vernon and Bud, they don’t see the emerging ventures because of the comfort zone in the business. The firm may not have the mighty to compete with other companies...
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...4/20/2014 4/20/2014 Aaron Wheeler Cut loose incorporated Aaron Wheeler Cut loose incorporated Marketing Plan Outline Paper Shredding Business Marketing Plan Outline Paper Shredding Business Marketing Management 522 Keller School of Management Executive Summary Each year improper document management costs businesses millions of dollars in liability and lost productivity. Paper shredding business are beginning to spring up across the nation. The concerns over privacy in addition to new regulations and guidelines have open the door for a need in paper shredding services. No matter the size of a company they are in need of shredding services. Investing in a paper shredding business has a very promising future and will continue on an upward trend. The Federal Government alone is destroying more documents each day and the time limit for companies to destroy signed documents, job applications or a customer’s receipts for transactions are getting shorter. The lawful requirements are helping to expand shredding services. This continuing process virtually guarantees that a confidential paper disposal service can thrive. CUT LOOSE Inc. is an innovative document destruction company that offers a convenient facility, on-site and mobile shredding services to the Pikes Peak region of Colorado Springs. We cater to all organizations and individuals in need of secure, reliable, and cost efficient material destruction. As the premier document destruction company in Colorado Springs...
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...THE EFFECTIVENESS BANANA (MUSA X PARADISIACA) PEELS USED AS FERTILIZER APPLIED IN DIFFERENT KINDS OF PLANTS SAMPLES RESEARCHER: BERLENE GAIL H. LAMA CHAPTER I INTRODUCTION Background of the study A banana peel, known as a banana skin in British English, is the outer covering of the banana fruit. As bananas, whether eaten raw or cooked, are a popular fruit consumed worldwide, with yearly production over 145 million tonnes in 2011, there is a significant amount of banana peel waste being generated as well. Banana peels are used as feedstock as they have some nutritional value. Banana peels are widely used for that purpose on small farms in regions where bananas are grown. There are some concerns over the impact of tannins contained in the peels on animals that consume them.[3][4] Banana peels are used as feedstock for cattle, goats, pigs, poultry, rabbits, fish and several other species. The specific nutrition contained in peel depends on the stage of maturity and the cultivar; for example plantain peels contain less fibre than dessert banana peels, and lignin content increases with ripening (from 7 to 15% dry matter). On average, banana peels contain 6-9% dry matter of protein and 20-30% fibre (measured as NDF). Green plantain peels contain 40% starch that is transformed into sugars after ripening. Green banana peels contain much less starch (about 15%) when green while ripe banana peels contain up to 30% free sugars. Banana peels are also used for water purification...
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...Understanding Virtual Private Networks Understanding Virtual Private Networks In today’s fast paced world, it is not uncommon for people to access sensitive digital data from a network other than the network where the sensitive data is natively stored and maintained. Whether it is employees trying to access corporate data from outside of the office, or customers accessing data from a company’s database, the need to access data from outside of the data’s native network has become a requirement in today’s society. Although there is more than one way to access remote data, the most common technology used is a VPN (Virtual Private Network). A virtual private network is a way to establish a private network connection over a public network (Resource 1). A virtual private network takes advantage of the internet as a backbone for private network connections between remote locations. Although the internet is a common denominator between the two remote network connection solutions, each solution has its differences and both provide different benefits. The two most common options for connecting remote locations, is by way of a VPN or a leased connection. When it comes to regulatory issues surrounding VPN’s, most of the issues that relate to VPN’s are meant to apply towards the internet in general. The cool thing about VPN’s is they provide a secure connection by using an infrastructure that is already in place, so there are not many regulatory issues that independently...
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...How did increased competition affect credit ratings? Bo Becker Todd Milbourn Working Paper 09-051 Copyright © 2008, 2009, 2010 by Bo Becker and Todd Milbourn Working papers are in draft form. This working paper is distributed for purposes of comment and discussion only. It may not be reproduced without permission of the copyright holder. Copies of working papers are available from the author. How did increased competition affect credit ratings? Draft Date: September 15, 2010 Bo Becker and Todd Milbourn* Abstract. The credit rating industry has historically been dominated by just two agencies, Moody’s and S&P, leading to longstanding legislative and regulatory calls for increased competition. The material entry of a third rating agency (Fitch) to the competitive landscape offers a unique experiment to empirically examine how in fact increased competition affects the credit ratings market. Increased competition from Fitch coincides with lower quality ratings from the incumbents: rating levels went up, the correlation between ratings and market-implied yields fell, and the ability of ratings to predict default deteriorated. We offer several possible explanations for these findings that are linked to existing theories. Key words: Credit ratings; competition and reputation; information quality * Harvard Business School (Becker) and Washington University in St Louis (Milbourn). Contact author’s e-mail address: bbecker@hbs.edu. We wish to thank Pierluigi Balduzzi...
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...Write your name here Surname Other names Centre Number Candidate Number Edexcel GCE Biology Advanced Subsidiary Unit 1: Lifestyle, Transport, Genes and Health Monday 16 May 2011 – Morning Time: 1 hour 30 minutes You do not need any other materials. Paper Reference 6BI01/01 Total Marks Instructions Use black ink or ball-point pen. Fill in the boxes at the top of this page with your name, centre number and candidate number. Answer all questions. Answer the questions in the spaces provided – there may be more space than you need. Information The total mark for this paper is 80. The marks for each question are shown in brackets – use this as a guide as to how much time to spend on each question. Questions labelled with an asterisk (*) are ones where the quality of your written communication will be assessed – you should take particular care with your spelling, punctuation and grammar, as well as the clarity of expression, on these questions. Candidates may use a calculator. Advice Read each question carefully before you start to answer it. Keep an eye on the time. Try to answer every question. Check your answers if you have time at the end. Turn over P38170A ©2011 Edexcel Limited. *P38170A0128* 1/1/1/1/1/ Answer ALL questions. Some questions must be answered with a cross in a box . If you change your mind about an answer, put a line through the box and then mark your new answer with a cross . 1 Molecules are transported into and out...
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...ailment or death in America, and lung cancer instigated by cigarette smoking was fiction in the past 100 years. It is now among the principal cause of deaths in the US. Statistics shows that smoking is responsible for approximately 443,000 deaths in America and with about 50,000 being secondary smokers. About 45 million Americans are smokers, an estimated 3,800 youths are introduced to tobacco use daily. America spends about $96 billion in smoking-related ailments and $97 billion on productivity, which shows tragic impact to the economy. Smoking is addictive, and its effects is not limited to individual, but to finances and further poses a challenge to the state. Accordingly, there is a need for people to work towards quitting smoking. This paper discusses the effects of tobacco use, the available methods for regulating tobacco, and other new methods that addicts can use to quit cigarette smoking. How Smoking Becomes Addicting and its Effects on Human Health Cigarette smoke contains a concoction of about 400 chemicals. Most of the chemicals lack profound research by experts. The more these chemicals are understood, the more it will become easier to control tobacco use and its effects. Nicotine is among tobacco chemicals that is popular but often misunderstood. It is a sympathomimetic constituent in tobacco that makes smokers addicted to tobacco. It causes both distasteful mental and physical effects to smokers when they try to withdraw. It also enhances the production of catecholamines...
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...AACSB Table 10-1: Summary of Faculty Qualifications, Development Activities, and Professional Responsibilities Date Range: January 1, 2007 - August 1, 2012 Accounting: Professor | | | | | | | Five-Year Summary of Development Activities Supporting AQ or PQ Status | | Name | Highest Earned Degree & Year | Date of First Appointment to the School | Percent of Time Dedicated to the School's Mission | Acad Qual | Prof Qual | Other | Intell. Contrib. | Prof. Exper. | Consult. | Prof. Develop. | Other Prof. Activities | NormalProfessionalResponsibilities | | | | | | | | | | | | | | Som Bhattacharya | Ph D, 1994 | | 100.0 | YES | | | 12 (5) | Service: 0Work: 0 | 0 | 0 | Editor/Review: 6Other:13 | UG, GR, RES, SER and ADM | Intellectual Contributions (12) Hopwood, W., Bhattacharya, S., Premuroso, R. (2011). Tasteless Tea Company: A Comprehensive Revenue Transaction Cycle Case Study. Issues in Accounting Education, 26(1), 163-179. Cao, J., Nicolaou, A., Bhattacharya, S. (2010). A Longitudinal Study of market and Firm Level Factors Influencing ERP Systems’ Adoption and Post-Implementation System Enhancement Options. 7th Annual International Conference on Enterprise Systems, Accounting, and Logistics. Rhodos: ICESAL. Behara, R., Bhattacharya, S. (2008). DNA of a successful BPO. Journal of Service Science, 1(1), 111-118. Premuroso, R., Bhattacharya, S. (2008). Do Early Members of XBRL International Signal Superior Corporate Governance and Future...
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...an Introduction to Islamic Finance = = = jìÑíá=jìÜ~ãã~Ç=q~èá=rëã~åá `çåíÉåíë= Foreword Some Preliminary Points _ÉäáÉÑ=áå=aáîáåÉ=dìáÇ~åÅÉ= qÜÉ=_~ëáÅ=aáÑÑÉêÉåÅÉ=ÄÉíïÉÉå=`~éáí~äáëí=~åÇ=fëä~ãáÅ= bÅçåçãó= ^ëëÉíJÄ~ÅâÉÇ=cáå~åÅáåÖ= `~éáí~ä=~åÇ=båíêÉéêÉåÉìê= mêÉëÉåí=mê~ÅíáÅÉë=çÑ=fëä~ãáÅ=_~åâë= 6 9 V NM NO NQ NR Musharakah qÜÉ=`çåÅÉéí=çÑ=jìëÜ~ê~â~Ü= qÜÉ=_~ëáÅ=oìäÉë=çÑ=jìëÜ~ê~â~Ü= Distribution of Profit Ratio of Profit Sharing of Loss 17 NV OP 23 24 24 qÜÉ=k~íìêÉ=çÑ=íÜÉ=`~éáí~ä= j~å~ÖÉãÉåí=çÑ=jìëÜ~ê~â~Ü= qÉêãáå~íáçå=çÑ=jìëÜ~ê~â~Ü= Termination of Musharakah without Closing the Business OR OU OU 29 Mudarabah _ìëáåÉëë=çÑ=íÜÉ=jìÇ~ê~Ä~Ü= aáëíêáÄìíáçå=çÑ=íÜÉ=mêçÑáí= qÉêãáå~íáçå=çÑ=jìÇ~ê~Ä~Ü= `çãÄáå~íáçå=çÑ=jìëÜ~ê~â~Ü=~åÇ=jìÇ~ê~Ä~Ü= 31 PO PP PQ PR ÅçåíÉåíë= Musharakah & Mudarabah as Modes of Financing mêçàÉÅí=cáå~åÅáåÖ= Securitization of Musharakah Financing of a Single Transaction Financing of the Working Capital 37 PU 39 42 43 pçãÉ=lÄàÉÅíáçåë=çå=jìëÜ~ê~â~Ü=cáå~åÅáåÖ= Risk of Loss Dishonesty Secrecy of the Business Clients’ Unwillingness to Share Profits House Financing on the Basis of Diminishing Musharakah Diminishing Musharakah for Carrying Business of Services Diminishing Musharakah in Trade RO aáãáåáëÜáåÖ=jìëÜ~ê~â~Ü= 52 54 55 56 RT 59 63 63 Murabahah fåíêçÇìÅíáçå= Some Basic Rules of Sale Bai’ Mu’ajjal (Sale on Deferred Payment Basis) 65 SR 66 70 jìê~Ä~Ü~Ü= pçãÉ=fëëìÉë=fåîçäîÉÇ=áå=jìê~Ä~Ü~Ü= Murabahah...
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...involves the manipulation of company earnings towards a pre-determined target. This target can be motivated by a preference for more stable earnings, in which case management is said to be carrying out income smoothing. Management may also overstate the income for personal interests. Other possible motivations for earnings management include the need to maintain the levels of certain accounting ratios due to debt covenants, boost earnings to beat analyst targets, or intentionally understate the earnings to get rid of the political pressure. Analysis of earnings management often focuses on management’s use of discretionary accruals. Such research requires a model that estimates the discretionary components of reported income. In this paper, we studied three companies from three different components of the US oil & gas industry: (1) Stone Energy Corp from crude oil and natural gas production companies...
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...Student Instructor: IT 294 January 10, 2014 IT 294 - WINTER 2014 - HOMEWORK WEEK 1 / CHAPTER 1 Table of Contents Chapter 1 Objectives 2 Objective 1: Describe the challenges of securing information 2 Objective 2: Define information security and explain why it is important 3 Objective 3: Identify the types of attackers that are common today 5 Hackers 5 Script Kiddies 5 Spies 5 Insiders 5 Cybercriminals 6 Cyberterrorists 6 Objective 4: List the basic steps of an attack 6 Objective 5: Describe the five basic principles of defense 7 Layering 7 Limiting 7 Diversity 7 Obscurity 8 Simplicity 8 Works Cited 8 Chapter 1 Objectives To accomplish the learning objectives for Chapter 1: • I have read all of Chapter 1 in the course textbook (pages 1-39); including understanding the key terms on (pages 28-29). • I have read and answered all of the review questions on (pages 29-32), then compared my decisions with the solutions posted on Canvas, any incorrect answers I corrected and confirmed in the chapter. • I have read and worked through Hands-On Projects 1-1 through 1-4 to facilitate in achieving each of the stated learning objectives. • I have read, worked through and evaluated Case Projects 1-1 through 1-8 on (pages 36-38). • I have participated in all class presentations and discussions about Chapter 1 • I have read through and examined Chapter1 slide presentations. The learning objectives for this chapter are as follows: Objective...
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...Tesla: Supercharging the Future by Akash G. Nandi An honors thesis submitted in partial fulfillment of the requirements for the degree of Bachelor of Science Undergraduate College Leonard N. Stern School of Business New York University May 2013 Professor Marti G. Subrahmanyam Faculty Adviser Professor Joseph Foudy Thesis Adviser 1 I. Introduction...................................................................................................................Page 4 A. The Inefficiency of Cars Today B. Thesis Objective C. Thesis II. Research and Resources...............................................................................................Page 7 A. Research Framework B. Research Perspectives C. Resources and Data III. Tesla in Context.............................................................................................................Page 9 A. The Global Auto Industry B. Tesla: The Innovative Disrupter C. Sparking the Electric Revolution IV. The Man Behind the Machine...................................................................................Page 12 A. Elon Musk B. Entrepreneur from the Start C. Space X V. Tesla Motors Overview...............................................................................................Page 15 A. Company Offerings B. Phase I. Roadster C. Phase II. Models S and X 2 D. Phase III. Project BlueStar VI. How It Works: The Model S......................................................................................Page...
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...UNDERSTANDING THE DETERMINANTS OF INTERNATIONAL TRADE IN AFRICAN COUNTRIES: AN EMPIRICAL ANALYSIS FOR GHANA AND SOUTH AFRICA LAURA MÁRQUEZ-RAMOS Universitat Jaume I Instituto de Economía Internacional ABSTRACT There are clear economic differences between developed and developing countries that lead to a different behaviour among them in the determinants of bilateral trade flows. Although a number of authors have focused on the determinants of the trade patterns, further research is needed for a better understanding of what goods and with which countries developed and developing economies trade. This paper focuses on the determinants of international trade in African countries. From an empirical perspective, two African economies, a developed (South Africa) and a developing country (Ghana) are analysed. Moreover, sector-heterogeneity is considered. Results show that determinants of trade have a different impact in developed and developing African countries. Geographical and social factors play a key role on trade relationships in South Africa. Moreover, technological innovation in importer countries leads to higher exports from this country. However, Ghanas exports are higher when they are addressed to countries with higher levels of economic freedom. Keywords: International trade, gravity equation, heterogeneity ¶ µ¢ ´ ¥ ³ £ ¤ ³ £ ± ¢ ¥ ° ¬ ª ¨ ¤ ¥ ¤ ¢ ¤8§¦ f¨²¦¨²EBy®¦¯®B«&©)fw§¦I0£...
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...contributed articles doi:10.1145/1941487.1941515 Mobile advertising will become more pervasive and profitable, but not before addressing key technical and business challenges. By Subhankar Dhar and Upkar Varshney Challenges and Business Models for Mobile Location-based Services and Advertising for wireless cellular networks in the U.S. have also enabled location-based functionalities using variations of triangulation, GPS, and cell-ID technologies. In addition to the current and emerging satellite-based systems, such as GPS (U.S.), GLONASS (Russian), GALILEO (EU), and COMPASS (China),30 which will provide wider coverage to benefit location-based services. In some cases locational information can also be derived and utilized from sensors, RFID, Bluetooth, WiMax, and Wireless LANs.7,31,32 These systems can be used standalone or supplement the coverage for location tracking in indoor environments, where satellite coverage is intermittent or inaccurate. The potential for location-based services is evident from powerful and ubiquitous wireless devices that are growing in popularity.8,23 Many surveys predict billions of dollars in revenues for mobile advertising.27 Mobile Network Operators are well positioned to take up a significant percent of this advertising revenue as they negotiate deals with content providers. Recent deals between media companies, advertising agencies and Internet/software industry also demonstrate significant optimism...
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...The objective of this paper seeks to summarize Nayyar’s article on globalisation as it relates to the history and development of two epochs and through further analysis determine how far ‘deglobalisation’ has reached after the 2008 recession and crisis. The subject of globalisation and its impact on development is approached from a historical perspective. By comparing the first era of globalization (1870-1914) to a modern present day version (1970-2000) Nayyar demonstrates the similarities and differences that occurred in both epochs and further examines the implications of this process both in the past and in the present as it includes three main characteristics, increases in international trade, investment and finance. Nayyar defines globalisation as a “deepening economic integration in the world economy” and is cautious to advise that this process is neither symmetrical nor new. Paradoxically he points out that whilst globalisation in the new era advocates free trade, this freedom is limited to the flow of goods and services whilst restricting the movement in labour. The period 1870-1914 was a true era of free trade, where the dominant ideology was economic liberalism. This was an era of rapid growth in international trade, finance and investment where statistics showed that Western Europe was the engine of this growth. In theory it was believed that trade liberalization was the sole variable responsible for the expansion in international trade. Nayyar points...
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