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Accessing the Financial Performance Using Accounting Ratios of Barclays Bank Ghana Limited

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Submitted By Augustyn
Words 7280
Pages 30
1.0 INTRODUCTION 1
1.2 OVERVIEW OF INDUSTRY 2 2.0 COMPANY PROFILE 14
2.1 WHAT IS IMPRESSIVE ABOUT BBGL 15 3. ACCOUNTING POLICIES 17 4.0 FINANCIAL ANALYSIS 20
4.1 RATIO ANALYSIS 20
4.2 COMMON SIZE ANALYSIS 24
4.3 TREND ANALYSIS 25 5.0 EVALUATION AND CONCLUSION 27 6.0 WORKINGS 28 7.0 REFERENCES 34

1.0 INTRODUCTION
With encouragements from the Ghana Stock Exchange for companies to be listed, it is very expedient that companies who show interest in being listed provide a profitable and an efficient view of the company to prospective investors. This is achieved in its financial statements.
The decision to invest or not to invest in a company depends on the effectiveness and efficiency of the firm under consideration. Using various financial statement analysis tools, the potential investor may be able to make a decision to invest.
The decision to invest does not only affect the investor but the firm as a whole. The firm will be able to raise enough capital to finance its operations.
For firms whose capital requirements do not meet the requirement set by the bank of Ghana in February 2008 with deadline being December 2012, this is an avenue where such firms can fulfil this new requirement.
With the current developments in the banking industry, banks of which Barclays bank is of no exception, should work at not only being profitable but also given investors value for their money.

1.2 OVERVIEW OF INDUSTRY
In anticipation of the expected economic growth mainly on the account of oil production, the banking industry repositioned itself to contribute to this growth. The Banking industry in Ghana saw some developments in 2010 both driven within and others led by the regulator. The key regulator led developments in the industry included:

Credit Reference Bureau
The guideline for licensing and operations of Credit bureaux under the Credit Reporting

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