...Affordable Health Care for America Act (H.R. 3962) The Economic Impact The Affordable Health Care for America Act (H.R. 3962 was originally signed into law by President Barack Obama in November 2009, but was not upheld by the Supreme Court until June 2012. The updated statue is known as Patient Protection and Affordable Care Act. The purpose of this reform is to provide affordable and quality health care for all Americans. At the State level, insurance companies are required to justify rate increases of ten percent or more to make sure that the increase is not unreasonable for individuals and small businesses. States should have a Rate Review program established, if not then the Federal Government will perform the rate reviews for that state. This will affect the state because small business will not have to cut back on employees due to increases in health care premiums which in turn could possibly reduce unemployment, Medicare/Medicaid and food stamps benefits at the state level. Equity of Resource Allocations in U.S. Healthcare Under the Affordable Healthcare Act, all Americans will have access to affordable and quality healthcare. This bill should reduce the number of uninsured people by thirty million. The Congressional Budget Office (CBO) predicts a 200 billion dollar reduction in the federal deficit over the next ten years and a decrease in healthcare spending by the government. This act will provide tax cuts and subsidies to employers to help increase the number...
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...How Does Your Business Fair? (The Impact of Affordable Care Act on Small Business) On March 23, 2010 President Obama signed into law the comprehensive health reform known as the Patient Protection and Affordable Care Act informally known as Affordable Care Act. According to the Executive Office of the President, Council of Economic Advisors (EOP/CEA), “the key goals of health care reform is to reduce the growth rate of costs while maintaining choice of doctors and health plans and assuring quality, affordable health care for all Americans.” (The Economic Case for Health Care Reform, June 2009) The ACA is created to improve the overall quality of health care delivery and its’ systems while adding new consumer protections. In the ACA there is a clause known as the individual mandate. This mandate requires most U.S. citizens and legal residents to obtain qualifying health care insurance coverage, and if not will be required to pay a tax penalty. Effective January 1, 2014 employers with fifty or more employees that do not provide affordable health coverage will receive an assessment where for those businesses with less than fifty employees are exempt. States have created health benefit exchanges for individuals and small businesses through which health coverage can be purchased at affordable prices. The Department of Health and Human Services (HHS) published several fact sheets and brochures highlighting what the ACA means for large and small businesses, individuals...
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...Healthcare and Education Reconciliation Act of 2010 (Affordable Care Act) Passage of the Health Care and Education Reconciliation Act of 2010 by Congress, followed by it’s signing by President Obama on March 30, 2010, completes a massive overhaul of the nation’s health insurance and health delivery systems. The Reconciliation Act amends the Patient Protection and Affordable Care Act of 2010, which President Obama signed on March 23. Combined, the two new laws include more than $400 billion in revenue raisers and new taxes on employers and individuals. The social and political struggles of the American population served as a key contributor to the push for the Healthcare and Education Reconciliation Act of 2010 to be formed and written into law. These struggles include but are not limited to an increasing unemployment rate of the nation which essentially meant that the average American was becoming less and less able to provide for himself and his family, therefore making the prospect of getting health insurance or paying for higher education a weightier endeavor. Also the number of Americans without healthcare was on an exponential rise and more and more people were unable to get healthcare, and take care of themselves, a condition that is detrimental to the GDP of the nation. The Affordable Care Act has shaped social, economic and political consciousness since its inception in 2010. More companies are open to providing their employees with health insurance options as the...
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...How will the Patient Protection and Affordable Care Act change healthcare? Christine Grandfield Professor Joannah Bruscell CAP480 – Arts and Sciences Capstone December 9, 2012 Healthcare reform is taking place in this country whether we want it or not! Now that the 2012 election is over, more changes will start to take place throughout the next few years. The Patient Protection and Affordable Care Act became a law on March 23, 2010 (Glass, 2012). The purpose of this project is to persuade any individual that will read my paper that we, as a country, will not be better off with new healthcare reform. Our president has been re-elected for a second term, healthcare reform will be enforced and made into laws, which will affect our lives, as we know it today. The Patient Protection and Affordable Care Act will change the way healthcare organizations conduct business. There are those that say things will be better, but I do not see that happening. Healthcare costs are already rising because companies do not know what to expect. We are already paying too much for healthcare. I do not want to pay more, do you? According to Humana (2012), healthcare in the United States did not gain ground until the late 1930s when Blue Shield insurance and Baylor Hospital in Dallas created a system - now known as Blue Cross Blue Shield – in which Blue Shield established a way for “doctors to protect their interests and their payments” along with Baylor helping people pay their hospital bills...
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...An optimistic comparison of British National Healthcare and the Patient Protection and Affordable Care Act During the past 5 years we have heard a great deal of rhetoric regarding socialism and healthcare as a result of the passing of the Affordable Care Act, particularly in how ACA compares to socialized medicine in England and the UK. The concerns of the people regarding socialism are important as our country is founded on capitalist principals, and to change those principals requires a complete shift in our thinking. A close look at the systems in question reveals important aspects for consideration; indeed it is important to be aware of the potential future of the ACA. While the English National Healthcare System and the Affordable Care Act have similarities, funding and administrative differences mean that while the ACA could become socialized, it does not currently fit that label. The primary concern of the American people concerning the ACA is, understandably, how this system will fit into the capitalist system that we are so very proud of and whether it will be the start of our nation moving toward complete socialism. Merriam-Webster defines socialism as “any of various economic and political theories advocating collective or governmental ownership and administration of the means of production and distribution of goods”. In other words, the state controls business and commerce directly rather than through governmental regulations. Social services...
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...House to delay President Obama[->1]'s healthcare law[->2], with both parties trading accusations Sunday about who would be to blame for an impasse. Neither the House nor Senate[->3] planned to meet Sunday, with fewer than 36 hours left to approve a new stopgap spending measure. Instead, members of Congress[->4] fanned out to the TV networks' Sunday news shows to react to mostly party-line votes the House took overnight to again send the spending bill back to the Senate with provisions to undermine the Affordable Care Act. Republicans[->5] have insisted that such provisions be part of any deal to keep federal agencies open once the new budget year begins Tuesday. Sen. Ted Cruz[->6] (R-Texas), who has assumed a lead role among conservatives in pursuing the “defund or delay” strategy, repeatedly argued Sunday that Senate Majority Leader Harry Reid[->7] (D-Nev.) now stands in the way of a resolution. Cruz accused Reid of using "brute political force" to resist any changes in the healthcare law, which Cruz described as the "biggest job-killer in this country." "So far Majority Leader Harry Reid has essentially told the House of Representatives[->8] and the American people, 'Go jump in a lake,' " Cruz said on NBC's "Meet The Press." "If we have a shutdown, it will only be because when the Senate comes back, Harry Reid says, 'I refuse even to talk.' " Reid on Saturday called the Republicans' latest offer — a one-year delay of the healthcare law and a repeal of a tax that helps pay...
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...the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public health; • Transparency and...
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...Policy Paper Alisha Muller BSHS/355 Delivery of Human Service 6/29/2015 University of Phoenix Factors Influencing Social Policy Paper For the social policy assignment we chose to research an ad for the Affordable Care Act, also known as, Obamacare. This is a very touchy subject for the nation. We wanted to find an ad that used a fun way to present the Act in a lighter way. We thought that this ad accomplished that. Plus roller derby is always cool because it shows the strength that women can possess. When critiquing the ad we described the ad, assessed if the ad accurately portrayed the social policy, and the pros and cons of the ad. The ad that we have chosen for this assignment features the Roller Derby team members Sylivia’s Wrath, Craazy LuLu and Harper Bizarre Hell on Wheels of team Pain Killers. They ladies are looking very tough. Instead of the slogan got milk? It says got insurance? The words that are displayed next to the girls say that derby is dangerous and if you are going to play them you better have insurance so that you can be treated after they are finished. The ad also says that they have insurance and you too can have insurance thanks to Obamacare. The roller derby advertisement does not accurately portray the Affordable Health Care Act obamacare. The advertisement does not tell you that you have to have health care by March 2014. The advertisement does not tell you can purchase new coverage plans at any time. The advertisement does not tell you...
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...chance to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had. OBAMACARE In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid. Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this...
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...groups who intentionally or unintentionally confuse the debate. According to John Lapook in an article posted on CBS News.com, at least one senator admits he has no intention of reading it. "I don't expect to actually read the legislative language because . . . the legislative language is among the more confusing things I've ever read in my life," Sen. Thomas Carper (D-Del.) quotes to online news service in the article. Carper told CBSnews.com that the bill was "incomprehensible" and "hard stuff to understand. Carper stated he doubts his fellow members of the Senate Finance Committee will read their handiwork either. The article states that the committee is drafting a summary of the awkwardly worded bill, which is aimed at providing affordable health insurance to all Americans. The summary would put the legislation in plain language for the public. But at least one senator expressed suspicion that the summary would not tell the full story, according to Lapook. "The conceptual language is not...
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...-We Will be speaking about Obamacare * National health care plan aimed at reforming the American health care system. * ‘Patient Protection and Affordable Care Act’ (official name) * Signed in 2010 * Provide more Americans with affordable health care * Increase the rate of health insurance coverage * It also aims to regulate the health insurance industry and reducing spending in health care. * Insurance companies required to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions (excluding tobacco use). * Less competition * Lower pay for providers. * Increased coverage may actually raise health care costs. * Those who don't purchase insurance, and don't qualify for Medicaid or subsidies, will be assessed a tax of $95 * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * Over 50 million Americans previously could not afford health insurance * When sickness finally...
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...Leadership Challenges and Opportunities Rita Ludeman Grand Canyon University PSC-410 February 23, 2014 Companies today face a number of issues or challenges that can have drastic effects on the company if not handled correctly. Two of the issues are; finding the right staff and keeping up with the changing regulatory environment. According to Conner (2013) one of the biggest challenges faced by organizations today is, “finding the right staff, retaining them, and ensuring they buy into the vision of the organization” (Finding the right staff). The key is to figure out how to deal with individual personalities, what motivates each employee, and develop the management accordingly. The other problem is the changing regulations regarding environment. According to Conner (2013), “the problems to be solved are to understand the meaning of regulation in your industry, its implications for your business, and to develop the skills necessary to deal with it. Two key areas are taxes and health care” (Regulation). The hiring process within an organization is one of the most important tasks to be fulfilled. The difference between good employees and great employees can make a huge difference in the effectiveness of the company. Great employees possess a habit of success and find ways of completing their jobs where good employees see an obstacle as a dead end. Competency is a must for a great employee. They must have knowledge and understanding of the position they are being hired for...
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...Committee of Education and Workforce: The committee’s jurisdiction is over education and labor. The Committee on Education and Labor also oversees federal programs dealing with education at all levels from preschool through high school to higher education. The first Committee was established on March 21, 1867 after the Civil War and the growth of American industry. The Committee in December 19, 1883, was divided into two standing committees which were the committee on education and committee on labor. In January 2, 1947, the Legislative Reorganization Act again combined the Committees and it renamed the Committee on Education and Labor. On January 4, 1995, the Committee was renamed again to the Committee on Economic and Educational Opportunities. The committee again was renamed finally on January 7, 1997, the Committee on Education and the Workforce. The committee of Education and Workforce has four subcommittees which are Subcommittee on Early Childhood, Elementary, and Secondary Education, Subcommittee on Workforce Protections, Subcommittee on Higher Education and Workforce Training, and Subcommittee on Health, Employment, Labor, and Pensions. In the committee there are seventeen Democrats and twenty-three Republicans. The chairman for this committee is Congressman John Kline for Minnesota. The issues and priorities for this committee during the 112th Congressional Session is giving employers the certainty, flexibility, and freedom to create jobs, and to conducted...
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...Running head: AMERICA’S AFFORDABLE HEALTH CARE CHOICES OF 2009 1 America’s Affordable Health Care Choices of 2009: Advanced Care Directives Denise Renna Ball State University Abstract This paper explores Section 1233 of Health Related (H.R.) Bill 3200, America’s Affordable Health Care Choices of 2009, introduced to the House of Representatives. Under this section of the bill, the Qualified Health Benefit Package (QHBP) would be required to explain end-of-life planning to individuals who seek this information. Currently physicians are not reimbursed for providing end-of-life planning for individuals on Medicare. Some larger groups such as the American Medical Association (AMA) are in favor of passing the bill. This paper examines groups in favor of the bill as presenting opposition from other groups regarding this piece of legislation. America’s Affordable Health Care Choices of 2009: Advanced Care Directives Health Related Bill The House of Representatives introduced H.R. bill 3200: America’s Affordable Health Care Choices of 2009 on July 14, 2009, as a means “to provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes” (H.R. 3200-111th Congress, 2009). HR 3200 is an active bill that was referred to the House Committees on Energy and Commerce, Ways and Means, Education and Labor, Oversight and Government Reform, and Budget,...
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...but the Affordable Healthcare Act ,a.k.a. Obama Care, is lowering that number. How is it doing that? By providing low cost insurance to those making up to 400% of the poverty line. The Affordable Care Act was passed in 2010. It was designed to reform the health care system and reduce deficit spending. It was aimed to help those under the poverty line who couldn’t afford health insurance. It succeeded at helping the poor get the medical help they needed and best of all saved lives. Obama Care is exactly what the healthcare industry needed. My concerns with Obama Care are: Was Obama Care a good economic decision? How did Obama Care affect the health care industry?...
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