...After WW II there has been a steep surge in birth rates. These so called Baby Boomers, children born after 1946, are retired by now. Altogether they form a big group of not-working people against a becomingsmaller working group. Another reason why the working force is getting smaller is that the age for young people of entering the labour market is getting higher because of increasing education length. The chart shows that the following nations have more than 10% decline in workforce population; Switzerland, the Netherlands, Austria, Hungary, Italy, Portugal, Poland, South Korea, Russia, Japan and Germany. Furthermore the growing life expectancy and the falling birth rates since 1970 contribute to the ageing of our today’s society. This downturn will not stop in the future it will even become worse. By 2030 there will be more retirees needing pension than working people able to cover it. In Japan and China the situation already looks very peaky. With their artificial birth rate control system from the past they managed to reduce their fertility rate, but they did not think of any consequences. Today there are six working people covering for one...
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...Highlights Message from the Chairman and President Interview with the Chairman and President Special Feature: Global Yakult, Global Smile Operating Performance Highlights Review of Operations Corporate Social Responsibility (CSR) Research & Development Corporate Governance Board of Directors and Corporate Auditors Financial Section Global Network Corporate Data More than 75 years since then, Yakult has conducted its business activities around the world in ways based on Dr. Shirota’s philosophy—Shirotaism (preventive medicine, the link between a healthy intestinal tract and a long life, and offering products at a price affordable to everyone)—explained on the next page. As of March 31, 2012, as a Probiotics* pioneer, we help to protect people’s health in 32 countries and regions, including Japan. In addition to fermented milk drinks, Yakult operations in Japan today include a pharmaceuticals business, in which we handle an anticancer drug widely used worldwide, as well as a cosmetics business. Forward-Looking Statements Statements contained in the Annual Report 2012 regarding business results for fiscal 2012 represent judgments based on currently available information. It should be noted that there is a possibility that actual results could differ significantly from those anticipated due to such factors as exchange rate fluctuations. * Probiotics: Live microorganisms...
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...2006) Pursue embryonic stem cell research. (Jul 2004) Support right to choose even if mother cannot pay. (Jul 2004) Choice is a fundamental, constitutional right. (Aug 2000) Democratic Party on Budget & Economy Create an economy built to last & built from the middle out. (Sep 2012) Restore the budget discipline of the 1990s. (Nov 2006) Cut the deficit in half over the next four years. (Jul 2004) Democrats reversed economic stagnation of previous years. (Aug 2000) Democrats must continue to lead Americans to prosperity. (Aug 2000) G.O.P. creates debt, Dems create surpluses. (Aug 2000) Democrats will eliminate publicly held debt by 2012. (Aug 2000) Policy should encourage home ownership & affordable housing. (Aug 2000) Democratic Party on Civil Rights Enable disability access; plus 100,000 federal jobs. (Sep 2012) Equal treatment under law for same-sex couples. (Sep 2012) Racial and religious profiling is wrong. (Jul 2004) Keep marriage at state level; no federal gay marriage ban. (Jul 2004) Strengthen some parts of Patriot Act and change other parts. (Jul 2004) Support affirmative action to redress discrimination. (Jul 2004) Police should have zero tolerance of racial profiling. (Aug 2000) Pass hate crime legislation including gays. (Aug 2000) Democrats lead fight for ERA and equal employment. (Aug 2000) Democratic Party on Corporations Auto manufacturers have paid...
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...Dethroning of General Motors Abstract General Motors, GM was unseated from being the world’s top auto manufacture to Toyota. There were many factors involved which resulted in GM losing its position. This paper will explore several of the factors such as union relationships that resulted in payroll differentials between GM and foreign transplants, legacy costs, and the job banks program. Secondly, poor strategic management decisions including product development and the quality gap issues between GM and its Japanese competitors. Finally, the effects of foreign competition including imports from Japan, foreign transplants here in the U.S. and currency manipulation by the Japanese Government will be explored. “What’s good for GM is good the country.” This statement is attributed to former General Motors CEO, Charles Wilson during his 1953 Senate confirmation hearing to become President Eisenhower’s Defense Secretary. The quote has been taken out of context over the years. In response to a question posed by a senator who asked Mr. Wilson if he could make decisions that would be harmful to GM, Wilson stated he would be able to, but continued by adding that he could not imagine such a situation, “because for years I thought what was good for the county was good for General Motors and vice versa.” (“The Rise and Fall of General Motors”, 2009, What’s good for GM section, par. 1) Because GM was such a large portion of the U.S. economy during the 1950’s, if difficult...
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...http://www.wikinvest.com/stock/Hershey_Foods_(HSY) Possible industry: Affordable luxury The global chocolate industry has been in a moderate growth trajectory since the last five years. This growth is largely fueled by the increased global demand for premium chocolate. The major developing countries such as China and India are expected to offer great opportunities to the global chocolate industry; thanks to the use of chocolate as a functional food. Organic and fair trade chocolate is a rapidly growing segment of the industry. With consumers developing more awareness regarding environment-friendly products, this segment is expected to rise rapidly in the next five years. One of the major concerns for the chocolate industry is the rising number of counterfeit products. This is a great threat for the overall confectionery market and chocolate is no exception. The global chocolate market is highly consumer driven and companies need to focus on their development and marketing strategies towards capturing a larger consumer base, and acquiring new markets. The major strategies used are consolidation of processes, and enhancement of brand image through corporate social responsibility. Cocoa is the main raw material for chocolate production and has no other substitute. Moreover, it can only be grown within 10 degrees (latitudes) of the equator. Due to this constraint, global production of cocoa is highly concentrated in West African countries such as Ghana, Cote d'Ivoire, Cameroon, and...
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...Alexandre Ducatte Bachelor 2 Idrac paris PROJECT INTERNATIONAL MARKETING THE SIGN « NICOLAS » IS EXPORTED IN CHINA !!! ANNEE 2012-2013 ATTESTATION DE NON PLAGIAT Je, soussigné(e), ……………………………………………………………………. Etudiant (e) dans le programme ……………………………………….de l’IDRAC atteste sur l’honneur que le présent dossier a été écrit de ma main, que ce travail est personnel et que toutes les sources d’informations externes et les citations d’auteurs ont été mentionnées conformément aux usages en vigueur (Nom de l’auteur, nom de l’article, éditeur, lieu d’édition, année, page). Je certifie par ailleurs que je n’ai ni contrefait, ni falsifié, ni copié l’œuvre d’autrui afin de la faire passer pour mienne. J’ai été informé des sanctions prévues au Guide de l’Etudiant de l’Idrac en cas de plagiat. Fait à ……………………….., le ………………………. Signature de l’étudiant (e). I) Introduction As part of our international marketing project, we were asked to choose a company in order to implement it in a country where it was not present so that we can carry out the various studies that should realize that his ambition was to develop a commercial activity and thus expand its network. This is why I decided to choose the brand of French wine "NICOLAS" I choose to locate in a country where French wine is appreciated but not...
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...+ = INSURANCE OVERVIEW Understanding Insurance INSURANCE LIFE GENERAL Insurance is a system to alleviate financial losses by transferring risk of loss from one entity to another. ‘Insurance’ is basically a sharing device. The losses to assets resulting from natural calamities like fire, flood, earthquake, accidents, etc. are met out of the common pool contributed by large number of persons who are exposed to similar risks. This contribution of many is used to pay the losses suffered by unfortunate few. However the basic principle is that loss should occur as a result of natural calamities or unexpected events which are beyond the human control. Secondly insured person should not make any gains out of insurance. It is natural to think of insurance of physical assets such as motor car insurance or fire insurance but often we forget that creator of all these assets is the human being whose efforts have gone a long way in building up the assets. In that sense, human life is a unique income generating assets. Unlike the physical assets, which decrease in value with passage...
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...McKinsey Consumer & Shopper Insights Meet the 2020 Chinese Consumer McKinsey Insights China McKinsey Consumer & Shopper Insights March 2012 Meet the 2020 Chinese Consumer Yuval Atsmon Max Magni Lihua Li Wenkan Liao The authors gratefully acknowledge the assistance of their colleagues: Molly Liu, Cherie Zhang, Barry Liu, Rachel Zheng, Justin Peng, William Cheng, Glenn Leibowitz, Joanne Mason. 5 Contents Introduction 1. China at a turning point 2. Getting the basics right: changing demographics Mainstream consumers driving income growth Aging population Postponed life stages Increasingly independent women 3. Understanding the mainstream consumer: new spending patterns Growing discretionary spending Aspirations-driven trading up Emerging senior market Evolving geographic differences 4. Understanding the mainstream consumer: behavioral patterns The still-pragmatic consumer The individual consumer The increasingly loyal consumer The modern shopper 5. Preparing for the 2020 consumer: implications for companies Strategic imperatives Growth enablers Conclusion 6 8 12 13 17 18 18 20 21 22 23 24 26 27 27 28 29 34 35 37 37 Introduction Meet the 2020 Chinese consumer 7 Most large, consumer-facing companies have long realized that they will need China’s growth to power their own in the next decade. But to keep pace, they will also need to understand the economic, societal, and demographic changes that are shaping consumers’...
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...------------------------------------------------- VISION to be the best bank for all our stakeholders. MISSION we aim to be a premier universal bank of international standing, committed to creating and providing the best possible value for our core constituents – clients, employees, shareholders, and the communities whom we serve. We shall exert all efforts to transform every opportunity to expand our sphere of business activities into instruments to help our constituents realize their own goals and aspirations. We shall strive to reach a highly diversified customer base through an extensive distribution network at the same time delivering a wide array of premium-value products and services with distinctive quality. We realize that our success depends on the quality of our people, the efficiency of our systems, and the strength of our organization. Hence, we shall continuously invest in our human resources to ensure a service force characterized by the highest standards of dignity, probity and professionalism. We shall constantly endeavor to be more responsive to dynamic market conditions, flexible in coping with customer needs, innovative in leading the competition, and united in pursuing common objectives. Our financial capability shall likewise be continually invigorated to maintain dynamism, growth and stability. Recognizing our responsibility to our shareholders, we shall exercise judicious management to consistently provide them with fair returns and...
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...hip sensibility, Sony played a pivotal role in developing much of the branding and lifestyle marketing that has become a central strategy for Sony Walkman. Entertainment giants “Sony” were the first one to envision the portable music player when they launched the first Walkman in the year 1979 and they were very successful in 1981. At that time, at least 20 companies entered to the market with similar products. Competitors cut down the price and sell the products cheaper that makes Sony lost a huge market share. As a result, Sony needs to look for new strategies to become more competitive in market and increase their market share. Walkman was introduces differently in Japanese and US market. In Japan, Walkman mainly targeted...
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...A STUDY ON THE BUSINESS PRACTICES IN E-PATSHAL A SUMMER PROJECT REPORT Submitted by SIVAKUMAR S Register Number: 1391041 In partial fulfilment for the award of the degree of MASTER OF BUSINESS ADMINISTRATION IN DEPARTMENT OF MANAGEMENT STUDIES SRI RAMAKRISHNA ENGINEERING COLLEGE Coimbatore-641 022 AUGUST 2014 SRI RAMAKRISHNA ENGINEERING COLLEGE COIMBATORE-641 022 Department of Management Studies A SUMMER PROJECT REPORT AUGUST 2014 This is to certify that the project report entitled A STUDY ON THE BUSINESS PRACTICES IN E-LEARNING is the bonafide record of project work done by SIVAKUMAR S Register Number: 1391041 of Department of Management Studies during the year 2013-2015 Project Guide Director-Management Studies Submitted for the project Viva-Voce examination held on Internal Examiner External Examiner DECLARATION I affirm that the Project titled “A STUDY ON THE BUSINESS PRACTICES IN E-PATSHAL” being submitted in partial fulfilment for the award of MBA is the original work carried out by me. It has not formed the part of any other project work submitted for award of any degree or diploma, either in this or any other university. SIVAKUMAR S 1391041 I certify that the declaration made above by the candidate is true. Dr. S. KRISHNAPRABHA Associate Prof. Department...
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...UNIVERSITY OF STRATHCLYDE GRADUATE SCHOOL OF BUSINESS MASTER OF BUSINESS ADMINISTRATION STRATEGY ANALYSIS & EVALUATION ASSIGNMENT 2005 The VSM Group Prepared by: Name Intake Reg No. Ivan HO MacNab 200455775 Vui Soon HO MacMaster 200352369 Franco LEE MacNab 200492442 Kim Loong NG MacNeil 200459087 Roland TAN MacNeil 200459176 1 EXECUTIVE SUMMARY 1 2 VSM GROUP 1 2.1 Organisational Purpose 1 2.2 Corporate Governance 2 2.3 Stakeholders 2 2.4 Organisational Performance 2 3 MACRO ENVIRONMENT 2 3.1 PESTEL Analysis 2 3.2 Scenario Building 3 4 SEWING MACHINE INDUSTRY 3 4.1 Global Business Environment 3 4.2 Market Analysis & Structure 3 4.3 Industry Analysis 4 4.4 Competitor Analysis 4 4.4.1 Market Segmentation 4 4.4.2 Strategic Group Analysis (SGA) 5 4.4.3 Customer Value 5 5 STRATEGIC CAPABILITIES 6 5.1 Resources and Competencies 6 5.2 Diagnosing Strategic Capability 6 5.3 Development of New Competencies 7 6 COMPETITIVE/BUSINESS STRATEGY 7 6.1 Basis of Competition 7 6.2 Sustaining Competitive Advantage 7 6.3 Basis of Future Competitive Strategy 7 7 STRATEGIC OPTIONS 8 7.1 Improvement on Operating Profits 8 7.1.1 Production Relocation 8 7.1.2 Revenue Growth 8 7.2 Long-term Growth and Strategies 8 7.2.1 Market Diversification 9 7.2.2 Revenue Diversification...
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...Knowing people like Ricardo "Richie" Cuna is one of the most inspiring and enriching experience our company treasures. It is in this light that we would like to feature him and his products. Recently, while visiting the tradeshows at SM Mega Mall, we saw Fior Café and Fiorgelato at 5th level Building B which was previously at the basement of Building A. Now, Cuna’s business has expanded, it’s not only for ice-cream lover but for coffee aficionados too! Let me share with you the article of Kendrick Go, one of our media friends who happened to be Manila Times' writer… What could a person with a stable and well-paying job be thinking, leaving all that to venture into the unknown? That was the curious thing about Richie Cuna. He turned his back on a promising career as vice president for the Export and Industry Bank to pursue a highly perishable passion, ice cream. In 1993, while still working at the bank, Cuna founded the Milkin Corporation and partnered with Maynila Ice Cream to start a business focusing on the concoction that he has loved best since childhood. The following year, he acquired Fiorgelato whose concept came from Milan, Italy. Like any start-up business Fiorgelato suffered from funding problems. To help ease the problem, he invested his income from his job at the bank in Fiorgelato. Richie Cuna started his banking career as a clerk in the Bank of the Philippine Islands. Steadily rising from the ranks, he was vice president for product development when...
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...Inditex Strategy Report Jessica Vincent Phillip Kantor Daniel Geller April 19, 2013 Contents Executive Summary ................................................................................................................................................ 3 Company Background ............................................................................................................................................ 4 Business Model....................................................................................................................................................... 5 Retail Subsidiaries..................................................................................................................................... 6 Company Background ............................................................................................................................................ 8 Financial Analysis ................................................................................................................................................. 11 Profitability & Shareholder Returns ........................................................................................................ 11 Revenues .................................................................................................................................................. 11 Costs .................................................................................................................
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...CONFIDENTIAL Business Plan Integra Medical Services (IMS) “The pillar that upholds the standards of health care.” This business plan is the sole property of Integra Medical Services Inc. and is therefore confidential. The information and assumptions contained herein are subject to change and any projections made based on aforementioned information are subject to unknown risks. This information is the result of extensive research and the proposed business venture is derived from this research. Proposed by: Adama LaMon Robins Emmanuel 500 University Avenue West Minot, ND 58707 (757)877-2799 2 TABLE OF CONTENTS 1. EXECUTIVE SUMMARY…………………………………………………………… 4 Country Profile Company History Product Description Marketing and Sales Development Operations Management Goals and Strategies Financial Summary 2. COUNTRY PROFILE………………………………………………………………… 5 Business Customs Product Preferences Buying Habits Prices Disposable Income Competitors Types of Medical Care Country’s Economic Profile Consumer Behavior Business Relationship with United States Restrictions for the Country Export and Import Prospects 3. COMPANY HISTORY……………………………………………………………....... 8 History and Current Statues Markets and Products Objectives 4. SERVICE DESCRIPTION…………………………………………………………… 11 Description of Services Provided Market Comparison Proprietary Rights Stage of Development 3 5. MARKET AND SALES………………………………………………………………. 15...
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