...The world we live in is very diverse in all aspects. For any given subject it is likely there are many variations to just that one thing, the original plus variations of the originals with a slightly different twist. English is one of those subjects. Not only are there hundreds of languages in the world, there are also multiple variations of English alone. African American Vernacular English, better known as AAVE, is a black version of American English. It is sometimes called Ebonics, Black English, Black Vernacular, Black English Vernacular, or Black Vernacular English. The pronunciation of the words is along the same lines as the other variations of English, but it is spoken in different areas of the world. This is not the only thing to know about the language, but where can you go to find the information? The Internet is always a convenient tool to use, but not every website is trustworthy. My least favorite websites to use are Wiki websites. No one website is perfect. There may be some flaws but there are also some good aspects. Wikipedia is filled with information for virtually every topic one could possibly think of. Various people keep the information updated throughout the week. When I typed AAVE into Wikipedia tons of information came up. I like the idea that wiki websites generally have all the information one needs to know about a subject. The information on wiki websites are generally up to date because there are people constantly uploading their findings...
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...Case Study: Lincoln Savings and Loan Association In 1978, Charles Keating, Jr. began focusing his time and energy on his business endeavours when he founded the real estate firm, American Continental Corporation (ACC). Six years later, ACC acquired Lincoln Savings and Loan Association, which was headquartered in Phoenix, although its principal operations were in California. In his application to purchase Lincoln, Keating pledged to regulatory authorities that he would retain the Lincoln management team, that he would not use brokered deposits to expand the size of the savings and loan, and that residential home loans would remain Lincoln's principal line of business. After gaining control of Lincoln, Keating replaced the management team; began accepting large deposits from money brokers, which allowed him to nearly triple the size of the savings and loan in two years; and shifted the focus of Lincoln's lending activity from residential mortgage loans to land development projects. On 14 April 1989, the Federal Home Loan Bank Board (FFILBB) seized control of Lincoln Savings and Loan, alleging that Lincoln was dissipating its assets by operating in an unsafe and unsound manner. On that date, Lincoln's balance sheet reported total assets of $5.3 billion, only 2.3 percent of which were investments in residential mortgage loans. Nearly two-thirds of Lincoln's asset portfolio was invested directly or indirectly in high-risk land ventures and other commercial development projects. At...
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...Compliance Audit Report Public Version ExxonMobil Corporation-Baton Rouge NERC ID # NCR00128 Confidential Information (including Privileged and Critical Energy Infrastructure Information) – Has Been Removed Date of Audit: July 17-19, 2012 Date of Report: August 11, 2012 Confidential information (including Privileged and Critical Energy Infrastructure Information) – Has Been Removed TABLE OF CONTENTS Executive Summary ........................................................................................................ 3 Audit Process .................................................................................................................. 3 Objectives ................................................................................................................................................ 3 Scope ....................................................................................................................................................... 4 Confidentiality and Conflict of Interest ................................................................................................ 4 Methodology............................................................................................................................................ 4 Company Profile ..................................................................................................................................... 5 Audit Participants ...............................................
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...COMMUNITIES THE ORIGINAL DOW JONES INDUSTRIAL AVERAGE THIRTY COMPONENTS THE ORIGINAL DOW (October 1, 1928) Allied Chemical American Can American Smelting American Sugar American Tobacco B Atlantic Refining Bethlehem Steel Chrysler General Electric Company General Motors Corporation General Railway Signal Goodrich International Harvester International Nickel Mack Truck Nash Motors North American Paramount Publix Postum Incorporated Radio Corporation Sears Roebuck & Company Standard Oil (N.J.) Texas Company Texas Gulf Sulphur Union Carbide U.S. Steel Victor Talking Machine Westinghouse Electric Woolworth Wright Aeronautical THE ORIGINAL DOW JONES INDUSTRIAL AVERAGE THIRTY COMPONENTS CURRENT DOW 30 (Updated March 8, 2013) 3M Company Alcoa, Inc. Coca-Cola Co. DuPont Co. J.P. Morgan Chase & Co. McDonald’s Corporation UnitedHealth Group Inc Verizon Communications, Inc. Wal-Mart Stores Inc. Walt Disney Co. American Express Company AT&T Inc. Bank of America Corporation Boeing Company Caterpillar Inc. Chevron Corporation Cisco Systems, Inc. Exxon Mobile Corp. General Electric Company Hewlett-Packard Company The Home Depot, Inc. Intel Corporation IBM International Business Machines Corporation Johnson & Johnson Merck & Company, Inc. Microsoft Corporation Pfizer, Inc. Proctor & Gamble Co. The Travelers Companies, Inc. United Technologies Corporation on the Fortune...
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...Imagine yourself being able to get out of paying taxes. Day in and day out you sit comfortably as your wallet begins to grow. What’s the catch, you might ask? The only catch is that you have to renounce your United States citizenship and take up residence in another country. That doesn’t sound like that bad of a trade off to get out of paying taxes. Unfortunately, this is not possible on an individual level but, however, is possible with regards to large corporations in the United States. Every day, through a process known as corporate inversion, large corporations from the United States take advantage of a loophole in the US tax code that allows them to get out of paying their corporate income taxes to the US. Do any of the potential benefits that corporate inversion might actually bring outweigh any of the potential costs? I believe that large corporations moving their headquarters to another location outside of the US to avoid corporate...
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...course instructor Ms. Noor-E-Hasnin (NEH), who took keen interest on our project work and guided us all along, till the completion of our project work by providing all the necessary information for developing a complete analytical report. We thank her for her sincere guidance, supervision and encouragement throughout the course. Table of Contents Introduction _______________________________________________________________ 6 Literature Review Company Background _______________________________________________________ 7 Company Mission and Vision __________________________________________________ 8 Organization Chart ___________________________________________________________ 9 How the Business was formed Articles and By Laws of Corporation ____________________________________________ 10_ Advantages and Disadvantages of Business _______________________________________ 12 Detains of number and types of product __________________________________________ 15 Industry Analysis Major Competitors __________________________________________________________ 17 SWOT Analysis ____________________________________________________________ 19 Conclusion ________________________________________________________________ 21 References _________________________________________________________________21 Executive Summary Bangladesh is Asia Pacific’s most promising opportunities for Tobacco cultivation due to vast cultivable lands and suitable weather. BAT symbolizes a name...
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...GM History - A Brief History The founding of General Motors on September 16, 1908, drew little attention. Motorcar firms were appearing virtually everywhere. Success for the young automotive concern was not predestined. There was no guarantee of a place in the market or assurance of any profit. Of the nearly 1,000 companies that tried to build and sell motor vehicles prior to 1927, less than 200 continued in business long enough to even offer a commercially suitable vehicle. Most of the companies that comprised the young General Motors Company were weak, and their operations were uncoordinated. Many were in debt. It was not until the 1920s, when a new concept of management was forged and a new concept of product emerged, that GM really began to prosper. General Motors sales for its first full fiscal year ending September 31, 1909, totaled 25,000 cars and trucks, 19 percent of total U.S. sales. Net sales totaled $29,030,000 and its payroll at the peak of the manufacturing season numbered more than 14,000 mostly in Michigan. In 1995, GM sold 8.3 million cars and trucks worldwide with net income of $6.9 billion and worldwide employment averaging 714,000 workers. General Motors has 284 operations in 35 states and 158 cities in the United States. In addition GM of Canada operates 21 locations, GM de Mexico operates 5 locations, and GM has assembly, manufacturing, distribution or warehousing operations in 49 other countries, including...
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...INTRODUCTION General Motors Corporation, an American leading multinational auto manufacturing company was founded in 1908 in Flint, Michigan, and is commonly known as GM. They have the biggest number of employees in the world. They produce many brands of vehicles like Chevrolet, GMC, Buick, Cadillac, and Isuzu. Since GM has been a dominant force in the auto industry, we will list a SWOT analysis. A SWOT analysis is an acronym that stands for Strengths, Weaknesses, Opportunities, and Threats. Mangers often use this analysis to create a company’s strategic position. STHRENGHTS GM is one of the most respected companies in the world and is the market leader in the world auto industry. It has assembly, manufacturing, and distribution in 55 other countries. This is one of the strengths for GM. It has already established itself as a business and world leader in the auto industry. Another strength GM has is its innovation and strategic marketing. Since GM has a good market reputation, it has acquired about 30% of the world’s auto market. Through improvement, GM has placed many new brands in the market. This has been done by investing in new technology and therefore has provided growth in the market. GM has also maintained a strong management team with a strong management structure. This has ensured standardization of operations through all departments. They also have in effective corporate organization. They ensure the disclosure on the performance of the corporation. WEAKNESSES ...
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...Why Does Big Corporations Move to Another Country to Save Revenue? “The United States of America’s economy is in shambles.” Statements like these are heard more often than ever in today’s media. More depressing economic dialogue usually follows them, though I was not trying to include a pun alluding to the Great Depression. This dialogue usually refers to the great economic bailout organized by the government and paid for by the people, however is not every circumstance in which the government has spent money in some way or another paid for by the people via taxes? That is an argument for another time. The next most popular economic anecdote with which the media uses to boosts its ratings is concerning the major three United States based automotive corporations: Ford Motor Company, General Motors Corporation, and Chrysler. The bailout of these automotive manufacturing corporations has stirred great debate within the walls of the Capitol. The proponents of the bailout state that even if we do not go through with a bailout for these automotive manufacturing companies, the country in some way or another will ultimately being paying the same – if not an increased – amount of money to support all of the people that will lose their jobs if these corporations are to go under (Graves). The people against the bailout say that these corporations are coming to the government due to the bailout of major banks and insurance firms and wanting “a piece of the pie” for themselves. There are...
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...regarding the actions of individual steel corporations and their injustice towards the interests of Americans through pathos, logos, diction and tone. Kennedy begins his speech towards the rise of steel prices by acknowledging the rate at which the cost of the steel prices increase. He then uses pagos in his speech to effectively evoke emotional appeal from his audience in order to persuade them towards his views. He appeals to the emotions of the audience by admitting that there are “grave crises” and that this was a “serious hour”. Using these words, Kennedy creates a very serious and...
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...American International Group, Inc is an American insurance corporation that was founded in 1919 (Sjostrom, 2009). The company operates in over 130 countries. Founder, Cornelius Vander Starr, ran the company until 1968 when he turned AIG over to Hank Greenberg. At that time, AIG was a privately held corporation (How Hank Did It). Greenberg had been running AIG for 37 years, longer than any other U.S. major corporation CEO. HeGreenberg transformed the company into the largest insurer in the world, made AIG the number 9 company on the Fortune 500 list, and at the end of 2005 the company’s $850 billion of assets made it the fourth largest company in the U.S. (How Hank Did It). The company consists of general insurance, life insurance & retirement services, and financial services and asset management. The general insurance unit engages in commercial property, casualty, workers’ compensation, and mortgage guarantee insurance. The financial services unit leases capital for equipment and aircraft, capital market transactions, consumer finance, and insurance premium finance. The asset management division engages in several investment related services and investment products to individuals, institutions, and pension funds (Sjostrom, 2009). In February 2005, American International Group, Inc. was subpoenaed by Eliot Spitzer, New York state’s attorney general, for documents relating to accounting fraud having to do with transactions known as finite insurance (How Hank Did...
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...Christophe General Motors General Motors Corporation (GM) is the world's largest full-line vehicle manufacturer and marketer. Its brands include Chevrolet, GMC, Buick, Cadillac, Saturn, Hummer, Saab and Pontiac, which was discontinued in 2009. Opel, Vauxhall, and Holden comprise GM's international nameplates. GM system of global alliances, GM holds stakes in Isuzu Motors Ltd., Fuji Heavy Industries Ltd., Suzuki Motor Corporation, Fiat Auto, and GM Daewoo Auto & Technology. Other principal businesses include General Motors Acceptance Corporation and its subsidiaries, providers of financing and insurance to GM customers and dealers. The company has approximately 326,000 employees. (referencebusiness.com) General Motors is one of the world's largest auto manufactures. . It was the world’s largest car maker from 1931 to 2008, when it was surpassed by Toyota (newyorktimes.com). The company was founded in 1908, and today manufactures cars and truck domestically and internationally. For most of the 20th century, General Motors was the biggest company in the industry worldwide. It not only led in automotive innovations, but it helped to define the new bureaucratic multinational corporations that shaped the post-war economy. Chrysler Chrysler LLC, for years America's third-biggest automaker, is a U.S. automobile manufacturer headquartered in the Detroit suburb of Auburn Hills, Michigan. Chrysler was first organized as the Chrysler Corporation in 1925. Chrysler and its...
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...insurance companies started transacting business, both life and general, in Bengal. Insurance business gained momentum in East Pakistan during 1947-1971, when 49 insurance companies transacted both life and general insurance schemes. These companies were of various origins British, Australian, Indian, West Pakistani and local. Ten insurance companies had their head offices in East Pakistan, 27 in West Pakistan, and the rest elsewhere in the world. These were mostly limited liability companies. Some of these companies were specialised in dealing in a particular class of business, while others were composite companies that dealt in more than one class of business.The government of Bangladesh nationalised insurance industry in 1972 by the Bangladesh Insurance (Nationalisation) Order 1972. By virtue of this order, save and except postal life insurance and foreign life insurance companies, all 49 insurance companies and organisations transacting insurance business in the country were placed in the public sector under five corporations. These corporations were: the Jatiya Bima Corporation, Tista Bima Corporation, Karnafuli Bima Corporation, Rupsa Jiban Bima Corporation, and Surma Jiban Bima Corporation. The Jatiya Bima Corporation was an apex corporation only to supervise and control the activities of the other insurance corporations, which were responsible for underwriting. Tista and Karnafuli Bima Corporations were for general insurance and Rupsa and Surma for life insurance....
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...1 Percent vs. General Public Upper class vs. the common people and the effects of the upper class interest to keep power; how well does the 1 percent of America represent my interest? I say it is a 50/50 relationship. They like money and power, and they, would do whatever it takes to keep it, so the decisions keep business as usual helps keep people employed but at the same time business as usual can mean the opposite. Money equals power, and I believe that, there (Americas 1 percent) interest to keep making money and to keep power they would do what’s required to keep our economy going witch mean job security for right now. Job security is something scares right now, and economy is not getting better. When the upper 1 percent of America that’s controls large businesses that employee a majority of our community decide to move to another country to save money that is when we (community) have conflicted interest with the upper 1 percent. Interest and conflict is something happening all too much now a day. America’s general public is not much different from the upper class when it comes to interest. The upper 1 percent wants to make money and so do the general public the only difference is that if the upper 1 percent decides to take their assets to another state let alone another country our general public will end -up with conflict. This is just one of the main reasons our economy is hurting, and our general public unemployment rate has gone up. It is a 50/50 relationship...
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...General Motors Case Analyses I. History General Motor was at one time, one of the world’s largest car and truck manufacturers reaching back more than a century in 1908, when William C. Durant founded General Motors Corporation. He brought together 25 independent car companies, which included Oldsmobile, Cadillac and Oakland, known as Pontiac. General motors was just a holding company for these independent car companies. Durant left the General Motors firm in 1911 and went on to be co-founder of the Chevrolet Motor Company with Louis Chevrolet. General Motors main competitor was Ford Motor Car Company, owned by Henry Ford, who developed the Model T car. In 1918, Chevrolet entered the General Motors fold as it became part of the Corporation. The first GM car was built in 1918 and it was the Chevrolet 490. General Motors went through many phases of development from 1910-1929. GM’s new design over Ford’s Model T design, set the place for production, design and the marketing innovation of vehicles. GM’s first diversification took place when they added Chevrolet. They used its philosophy and strategy for marketing. Today, GM is one of the largest automakers in the world and the global headquarters is located in Detroit, MI. By the 1930’s, GM began to start in aircraft design and manufacturing by buying Fokker Aircraft Corp of America and Berliner-Joyce Aircraft and merging them into General Aviation Manufacturing Corporation. 1948, GM divested North American Aviation as a public...
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