...Report details: Title: JAWALAKHEL HANDIICRAFT CENTER Submission Date: 21st December, 2011 Submitted to: Mr Narayan Pradhan, NCM Submitted by: Group SNSS. Group members: Shruti Kunwar,(A11013), Neha Maharjan (A11014), Sujan Maharjan(A11015), Shreya Malla (A11016) Acknowledgement There are many co-operative helping hands in the course of completion of this report. And so we would like to express our heartfelt gratitude to all of them. We would like to give special thanks to Mr. Narayan Pradhan , professor, NCM for providing us with this opportunity to know about the real world practices in carpet industry. We also acknowledge the support and coordination provided by Jawalakhel Handicraft Centre. Moreover, we are very grateful to Mr. K.P. Maskey. We would also like to show our sincere gratitude to the management and faculty members of NCM, who have been very co-operative and helpful. We finally thank all the other who have helped us either directly or indirectly to accomplish our project. Executive Summary The project has encompassed the details on the handicraft industries of Nepal. The project actually has cited the knowledge on the carpet industries of Nepal. The project has explained the details under the following major headings: a) Introduction: The detail introduction on the carpet industry of Nepal. The industry’s major introduction is included here on...
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...Access to Credit for SMEs: A study on Chitwan Based Enterprises Kapil Deb Subedi, HOD, Department of Management Saptagandaki Multiple Campus, TU Abstract Access to credit is crucial for the growth and survival of Small and Medium-sized Enterprises (SMEs). Thus policy makers attempt to pursue financial sector policies to propel financial intermediaries to extend more credit to SMEs. Access to credit still remains a challenge to SMEs especially those in developing economies and continues to dominate discussions both within business circles and policy makers. In Nepal, for instance, a survey by Ferrari et al (2006) entitled to “Access to financial services in Nepal” indicated that lack of adequate access to credit topped factors hampering the growth of small businesses in Nepal. The general objective of this study is to explore the situation of access to finance of SMEs for their innovation and entrepreneurship. It also examines the firm specific attributes of access to bank credit in Nepal by focusing on SMEs in the Chitwan District. The study employed the quantitative approach to research in which the convenience sampling criteria was employed to select seventy-two small firms from the Bharatpur Municipality of Chitwan district. The major findings for the study indicated that there exist significantly, positive relations between certain attributes of a firm and access to credits. There are also, some firm specific attributes such as industry sector, size, collateral...
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...A STUDY ON TRAINING AND MICRO CREDIT PROGRAM OF CENTER FOR WOMEN’S RIGHT AND DEVELOPMENT Submitted By: A fieldwork report Submitted to: Shanker Dev Campus Tribhuvan University In partial fulfillment of the requirements for the degree of Bachelor of Business Studies Ramshahpath, Putalisadak, Kathmandu June, 2006 Faculty of Management TRIBHUVAN UNIVERSITY RECOMMENDATION This is to certify that the fieldwork assignment report Submitted by: Entitled A Study on Training and micro credit and development Program of Center for women right and development Has been prepared as approved by this department. This fieldwork assignment report is forwarded for examination. Supervisor Date… Head of the Dept Shanker Dev Campus ACKNOWLEDGEMENTS While preparing this Fieldwork Report of Centre for women’s Right and Development on Training and Micro credit Programme. I received the kind assistance of many people, most of whom are directly involved in micro credit & Savings program within CWRD and also the borrowers. The names of those whose knowledge helped shape this report writing are...
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...A Study on Analysis of Value Added Tax System By Ajay Dongol P.U. Reg. No. 2007-2-03-0176 Roll. No. 831455 A Summer Project Submitted to: Ace Institute of Management Pokhara University In Partial fulfillment of the requirements for the degree of Bachelor of Business Administration New Baneshwor Kathmandu December, 2009 i ACKNOWLEDGEMENT I would like to express my gratitude to Ace Institute of Management along with Mr. Prakash C. Bhattarai, our course instructor for providing us the opportunity and supervising us to carry out the Summer Project. I would also like to thank Inland Revenue Department, Lazimpat for providing me with the time and necessary materials that helped me complete this project. Similarly I would like to thank Pokhara University for providing us the opportunity to explore the outer world in due course of study. I would specifically thank the following people who have given their valuable time and advices for my project. Mr. Ram Shrestha – Store, IRD Mr. Binod Lamichane – Tax Clearance, IRD Mr. Achyut Adhikari – Taxation in Nepal Teacher, Nicolson College I would also like to thank the participants of my project, the business persons who has answer to my queries and shown some real picture of VAT system. At last I would also like to thank my friends and teachers for continual guidance and providing their valuable time in preparation of this report. Ajay Dongol BBA- IV ii Contents ACKNOWLEDGEMENT ......
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...CHAPTER – I 1.1 Background of the Study Internship program is a career-related work experience conducted as an integral part of the academic program. It is very essential to get exposure to "real" business projects and problems, development of managerial skills and increased insights regarding organizational work environments thereby enhancing communication skills as the foundation of professional correspondences and understanding the general structure of most business situations by acquiring the new information and ideas so as to apply them for the benefits of the organization as well as the one’s own career development. The term “Bank” was derived from an Italian word “Banca”. Banks perform various specialized functions. Banks may be defined in terms of the various functions it performs. So it is quite impossible to define bank in just one word. However, bank can be described as such a financial institution that takes in funds as deposits repayable on demand or at short notice. According to the Shorter Oxford English Dictionary, “Bank is an establishment for the custody of money received from or on behalf of its customers. Its essential duty is to pay their drafts on it, its profit arise from the use of the money left unemployed by them.” Types of Bank There are many types of bank among them the main types of bank can be categorized as follows: a) Commercial Bank b) Development Bank b) Central Bank 1.2 Brief Introduction about Commercial Bank A commercial...
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...February 20, 2014 To, Mr. Mohiuddin Chowdhury Lecturer Department of Finance & Banking University of Chittagong Subject: Prospects of banana fiber in Bangladesh Sir, It is our pleasure to submit an idea about “The prospects of banana filter fiber in Bangladesh” as a part of our B.B.A. Program. We tried our best to develop and design idea. Without your sincere co-operation and proper guideline, it would not be possible for us. For this act of kindness, we are grateful to you. This paper is not free from mistake due to some limitations. We hope you will accept it with gracious consideration. Thank you for giving us such an opportunity for working on this topic. It will be our pleasure to provide you any additional information, if necessary. Thank you, Sincerely yours, (On behalf of Group) Inzamam-Ul- Hoque Group member |No |Name |Id | |1 |Umme Nurin Ahmed |11303066 | |2 |Sharmin Akter |11303046 | |3 |Anika Jahan |11303118 | |4 |Jesmin Akter ...
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...Chapter One Introduction of Business 1.1 The company Mardi Khola Agro Farming Pvt. Ltd is the newly privately owned agro farming organization, will soon established at middle of Hemja and Lahachok VDC. It will situated at near the Mardi Khola beach with own 14 ropani land and sufficient natural crystal clear glacier water. It will firstly offer the fresh trout fish which is famous for boneless and with high protein and hygienic. Mardi Khola Agro Farming Pvt. Ltd is established by four energetic young entrepreneurs with initial capital of 1core. They will be able to utilize the waste water into best productive assets. As Mardi khola is famous for Aasala Fish same like we hope our fishery project will be famous for trout fish. 1.1.1 Corporate Vision “ to exploit the useless natural resources into agro productive assets and contribute to the agro economics of the country.” 1.1.2 Corporate Mission “ to be the number one agro business organization in the South Asia” 1.1.3 Objectives of the Company • Establish the product lines that are eco friendly, organic and hygienic. • Use the resources that are neglected and wastage. • Offer product and service that are common to the customer, but without artificially added ingredients value added ie naturally. 1.1.4 Company Ownership The Mardi Khola Agro Farming Pvt. Ltd will be founded and owned by Buddhi Karki. Being one of the MBA degree holder of the Pokhara University, the core interest...
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...CHAPTER 1 INTRODUCTION 1.1 Background Due to increased globalization competition has virtually cross is extremes globally and Nepal is not an exception to it. The degree of world converging economy and unchallenged dominance of develop nation has proved to suppressing developing countries to a larger extent. India a developing nation has proved to withstand itself as an exception to this challenge all because of its efficient and effective human resource. The capability of human resource and its retention within determines the development of any economy and nation as a whole. Nepal Bank Limited being the first bank of Nepal, is a pioneer banking institution of Nepal. Nepal Bank Limited seeks to provide and Environment within which the bank can bring unique financial value and service to all customers. Being a sound institution where depositors have continue to have faith in the security of their fund and receive reasonable returns. Borrowers are assured of appropriate credit facilities at reasonable prices. Other service seekers receive prompt and attentive service at reasonable cost through its extensive branch networks around the country. Beside this NBL has been providing various modern banking products and services to its customers. For this to take place I enrolled with NBL kalimati branch as an intern for the period of two months. The help desk service includes the services of account opening, balance inquiry, publishing account statement, issuing cheque...
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...Introduction This article analyzes and assesses the current status of living-standards in South Asian Association for Regional Cooperation (SAARC) countries and examines emerging trends. The discussion concentrates on access, labor law, wage rate of workers, private enterprise, and future prospects of living-standards of workers in each country. Seven South Asian countries Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, and Sri Lanka—launched the economic and political organization SAARC on 8 December 1985. Afghanistan joined it in April 2007. SAARC provides a platform for working together in a spirit of friendship, trust, and understanding to accelerate economic and social development, including education, in South Asian countries. Human resource development is one of five areas of cooperation agreed on by the member countries. In terms of population, the SAARC region covers nearly 1,500 million people, one of the largest such regional organizations. SAARC countries share certain common social and economic problems, including those related comparison between wage rate and living-standards of workers. Raising wages: an urgent imperative A wage that's enough to meet basic needs and to provide some discretionary income - what's not to like? In the past decade, retailers and brands have made some progress in getting their suppliers to pay their workers their statutory entitlements - in other words, the prevailing minimum wage plus any pension contributions, sickness...
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...Promotion and Microfinance of Kanchan™ Arsenic Filter in Rural Terai Region of Nepal Water is the most precious of all the elements, Just as gold is the most valuable of all goods, And just as the sun shines brighter than any star. (Greek poet Pindar) Final Report July 2005 Majka Serafini Abbreviations and Acronyms ADBN Agricultural Development Bank of Nepal CMF Centre for Microfinance CRM Cause Related Marketing GBB Grameen Bikas Bank GBR Grameen Bank Replicator GNP Gross National Product H/H Household INGO International non governmental organization KAF™ Kanchan Arsenic Filter NRCS Nepal Red Cross Society NDM 2005 Nepal Development Marketplace 2005 NGO Non-government Organization RMDC Rural Microfinance Development Centre Ltd. RDB Rural Development Bank SACCO Savings and Credit Cooperative Society SFCL Small Farmer Cooperative Ltd. SFDP Small Farmer Development Program SOS Share Our Strength organization SROI Social Return on Investment TP Total Population TW Tube Well UC User Committee VDC Village Development Committee Country Profile Economic and Social Context Average GNP per capita Population Population density Literacy Rate % Approx. $240 25.3 million (est.) 172 inhab/km2 (est.) 53.74 (est.) Inflation 2004 2005 4.0% 5.5% 2 TABLE OF CONTENTS A. INTRODUCTION .......................................................................................................................5 POVERTY IN NEPAL ................................................
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...UNIT 1 INTRODUCTION CONCEPT The term ‘Industrial Relations’ comprises of two terms: ‘Industry’ and ‘Relations’. “Industry” refers to “any productive activity in which an individual (or a group of individuals) is (are) engaged”. By “relations” we mean “the relationships that exist within the industry between the employer and his workmen.” | | | | The term industrial relations explain the relationship between employees and management which stem directly or indirectly from union-employer relationship. Industrial relations are the relationships between employees and employers within the organizational settings. The field of industrial relations looks at the relationship between management and workers, particularly groups of workers represented by a union. Industrial relations are basically the interactions between employers, employees and the government, and the institutions and associations through which such interactions are mediated. The term industrial relations have a broad as well as a narrow outlook. Originally, industrial relations were broadly defined to include the relationships and interactions between employers and employees. From this perspective, industrial relations cover all aspects of the employment relationship, including human resource management, employee relations, and union-management (or labor) relations. Now its meaning has become more specific and restricted. Accordingly, industrial relations pertains to the study and practice of collective...
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...Economic Policy Paper on Political Stability and Economic Development: The Case of Bangladesh 1. Introduction Among the non-economic variables considered as sine qua non for development, political stability comes first. One may argue that other non-economic factors like rule of law, law and order situation are subsumed under political stability. On the other hand, major determinants of development like savings and investment, relative price stability, human resources, level of technology, factor productivity can play an effective role when political atmosphere is congenial. For example, it is argued that political stability and convenient law and order ensure the confidence of the people in the economy and its further development, which encourages the people to save. It also promotes confidence of the investors in the economy and convinces them to invest and reinvest. Of course, price stability, higher education and technical qualifications of the population, increasing factor productivity, technological modernity, export promotion etc. may not be directly related to political stability. But political stability in the long run ultimately ensures a relative price stability, improves educational and qualification status of the people, increases factor productivity, enables technology transfer, promotes exports. Those are the factors essential for economic growth. Moreover, long term political stability provides a congenial atmosphere for evolution of democracy. Democratic political...
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...EMERGING ECONOMIC AND POLITICAL CONFLICTS AS THREAT TO PROSPERITY Biyash Chakraborty MBA- International Business Email: chakraborty.biyash93@gmail.com University of Petroleum and Energy Studies, Dehradun. (Uttarakhand), INDIA __________________________________________________________________________ Abstract India’s rapid economic growth has made it the second fastest growing energy market in the world. Its domestic and international strategies has produced foreign policy differences with the United States that will require careful management on both sides. India’s basic approach to energy diplomacy has been to develop its supply potential and neutralize its potential competitors, principally China. India’s strategic interest in Iran as its energy partner and then the Iraq crisis are having a negative consequence on its economic prosperity, placing it on crossroads with the US. There is a divide between US and EU about the wisdom and desirability of imposing harsh economic sanctions on Russia. In any such confrontation, EU stands to lose much more than the US, though it can be argued that Russia will be the worst loser. In future, Russia may try to find new potential market for its gas and that could be India. So it is important for India to take its stand on Ukraine crisis carefully without tarnishing its relation with USA. India’s long-term prosperity hinges to some degree on a conflict free neighborhood; that an economically integrated region is in India’s...
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...ASIAN METACENTRE RESEARCH PAPER SERIES no.20 The Social Organization of Remittances: Channelling Remittances from East and Southeast Asia to Bangladesh Md Mizanur Rahman Brenda S.A. Yeoh ASIAN METACENTRE FOR POPULATION AND SUSTAINABLE DEVELOPMENT ANALYSIS HEADQUARTERS AT ASIA RESEARCH INSTITUTE NATIONAL UNIVERSITY of SINGAPORE Md Mizanur Rahman is a Postdoctoral Fellow at Asia Research Institute, National University of Singapore, Singapore. He is a sociologist with particular interests in migration and development, migration and human (in)security, minority migration and migration policy in East and Southeast Asia. He obtained his Ph.D. in Sociology from National University of Singapore, Singapore, and M.A. in Sociology from Aligarh Muslim University, Aligarh, India. Brenda S.A. Yeoh is Professor, Department of Geography, and the Head of Southeast Asian Studies Programme, National University of Singapore. She leads the research cluster on Asian Migrations at the Asia Research Institute and is Principal Investigator of the Asian MetaCentre for Population and Sustainable Development Analysis (funded by the Wellcome Trust, UK) at the Asia Research Institute. She is a social geographer whose main interest in population-related studies lies in migration, family and gender issues. She has in recent years completed, in collaboration with other colleagues, research projects on modes of childcare in Singapore, migrant women as paid domestic labour in the Southeast Asian context...
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...Major Determinants and Hindrances of FDI inflow in Bangladesh: Perceptions and Experiences of Foreign Investors and Policy Makers An assignment on Major Determinants and Hindrances of FDI inflow in Bangladesh: Perceptions and Experiences of Foreign Investors and Policy Makers Submitted To: S. M. Zahidur Rahman Associate Professor Submitted By: Tasnuba Nowrin ID-090316 Fatema Khatun ID- 090349 KHULNA UNIVERSITY Business Administration Discipline BBA Program 4th Year, 1st Term Course Title: Financial Management and Institution Course No: FIN-4203 September 10, 2012 Summary on previous article Foreign Direct Investment (FDI) is considered as a crucial component for economic development of a developing country. Countries that are lagging behind to attract FDI are now formulating and implementing new policies for attracting more investment. The determinants which play as a driving force for attracting FDI are geographical location, cheap labour cost, and government attitude towards liberalization of the existing laws of the host country, skilled manpower, incentives for investors, and exemption of taxes etc. According to Bangladesh Board of Investment Handbook (2007) Bangladesh offers an attractive investment climate compared to other South Asian Economies. But among the emerging economies India and China are the desired choice for investment (Baskaran and Muchie, 2008). FDI is considered as an important tool for economic development in a developing country. If...
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