...New House Readiness Making a decision to buy a new house is an important one; with a new baby on the way it is even more difficult to make the right decision. Living in a studio apartment there is not enough room for everyone, with a new baby on the way it is time to look for a house. With the way things are today it is vital to apply critical thinking before making a final decision. The principles of economics will play a serious part in this decision. A large purchase such as this is a decision that will stay with you for a very long time, so making the best decision possible will have to be carefully done. The first step is to determine the cost of buying a house; this should include what will be saved by buying vs. how much it will cost to move into a house. Is the cost more or will it be less, it may end up being the same as it is now. This is something that should be figured out first. After doing some research with the locations between the schools and stores, it seems buying a house will be beneficial since traveling would be lessen. Less traveling means saving money on fuel cost as well as wear and tear on the vehicle. Another question to ask is what will be the cost for paying rent over time vs. paying a house note, is there a difference if so what is it. Looking at the cost of buying furniture or appliances also come into factor, how much more it will be furnish a house vs. an apartment. Principal of economics states making the trade from apartment to house could...
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...Living at Home Vs Living on Your Own Many students are faced with tough choices to make at a very young age. Even before you graduate you have to pick everything from what you're going to wear today to what school you are going to spend the next four or more years at. Many young adults choose to attend college near their home and have to decide whether you are going to live at your parents or move into an apartment or dorm. Several pro's and con's partake in coming to a decision on where you will lay your head every night. Living at home is the more practical of the two solutions; you don't have to pay rent, home cooked meals and less responsibility are the great perks. However, living on your own leads to freedom from parental control, lack of privacy, and an opportunity to mature. First of all, choosing to stay at your parent’s house while in school can save you a lot of money in the long run. When you are living in an apartment; rent, water, electricity, cable and internet bills can stack up quickly and put a ton of financial strain on you. In most cases, having the luxury of staying to live at home, those bills are nonexistent or very limited. Without the mountain of bills, which weigh you down, you will have more money to spend on the things you want to do. In contrast, if you were to take on the financial responsibility of living on your own, you will create the opportunity to have more freedom. Being in your parents may save you money; however, living on your own...
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...13 December 2012 Commuting vs. Dorming The hardest decision a student has to make during their senior year of high school is which school to attend and whether to live on campus or commute. There are both advantages and disadvantages to both scenarios. The entire college experience is a learning trip and it is oftentimes a young adults first step towards independence. Living on campus is an adjustment and is a huge eye-opener to the real world. The college dorm life is considered to be part of the "full college experience," but the costs of living in a residence hall can persuade students to remain home while they are in college in order to avoid housing fees. The biggest advantage of living on campus is that it gives you a chance to gain independence. Some students know they want to move out of the house but aren't quite sure they're ready to have their own apartments. Living on campus can provide an in-between step (Lyons 1). Students will still be living on their own and responsible for taking care of their living space, it just wont be as overwhelming as paying rent and everything else that comes with owning an apartment. Another great thing about living on campus is you are much closer to your classes so it will take much less time to get there. Being able to get to and from classes more quickly means students living on campus will also have more time to devote to getting their coursework done (Lyons 1). One main advantage of living in a dorm is that companions...
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...Country VS City Living Although I have lived both in the city and the country; my experiences have been quite different .Both have a certain appeal to people of all ages. We tend to spend our time in the place that suites our style, Country vs City living. Environmental conditions differ greatly from city to country. The absence of green landscape will be lacking in the city. Other colors will catch your eye. Bricks and concrete will be the main theme of the places there. Buildings will be harder and bigger, opposed to the smaller country houses and barns. The air of the city will also smell of car exhaust, as well as fast food shops. These things make you remember those spaces. Although the country will smell differently as when a meadow is being cut, and there is the scent of fresh cut grass. Horse manure odors will fill the air to open up your sinuses and make your eyes water. Also the night sky will have a lake of stars in the city because of light pollution. However the country night sky is darker and you will see more stars. There are many different environmental conditions to separate the two. Living in the city will be different from the country. City life is faster paced and noisy whereas country life is slower. There will be changes in shopping and eating conditions as well as housing .The city is closer together, so it is faster to get around. The country is more spread out; in fact, and it takes longer to get around. Although...
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...Dytayja Cohen English 101 In Class Essay: Comparison Contract Essay Professor Brown Rich Neighborhoods vs. Poor Neighborhoods In America, there are Many types of neighborhoods, but two specific types of neighborhoods are rich neighborhoods and poor neighborhoods. Rich neighborhoods are usually inhabited by people who make upwards of $100,000 per year. Poor neighborhoods May be inhabited by people who Mame much less than that. These two types of neighborhoods are usually drastically different. In rich neighborhoods people tend to live in huge houses. In some Cases, it may seem as if all of the houses look the same, maybe not on the outside, but all of the houses may have the same building structure. The outside of these houses may be nicer than many othwe houses in different neighborhoods, because these people either have the time to mow the lawns cut their grass, plant gardens, and trim the hedges or they may have the money to pay other people for these services. Rich neighborhoods may be seen as snobbish, or that people just buy these houses as a status symbol, because there usually aren't that many people living in one big house. For example, one person may live in a five bedroom house. Some people may think that one person simply does not need to live in a house that spacious. Living in a rich neighborhood is also more beneficial for the kids because there are better resources. For example, there may be more options to different types of schooling...
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...Alex Hinton American Literature[->0] Sunday, April 1, 2012 The American Dream: A Raisin in the Sun vs. The Great Gatsby Word Count: 514 The American Dream is the national culture of what we believe as a society and as Americans to be success, prosperity, and freedom. Aspects of the American Dream can be found in the play A Raisin in the Sun and the novel The Great Gatsby. The two pieces of literature are very different and represent two distinct eras and lifestyles. A Raisin in the Sun takes place in the 1950’s and centers around a very poor family living in a poor neighborhood on the south side of Chicago. All the members of the family share an interest in wanting to have a better life although, a “better life” is defined differently by each member. The concept of a “better life” is one that is weighted heavily in the American Dream. Lena Younger and her husband had dreamed of an improved living condition when they were first married. When they first rented their apartment they believed it would be temporary and that they would move up the social chain and have a house of their own. Therefore, the American Dream in Lena’s eyes is having her own house with her own garden. Walter’s idea of the American Dream is much more materialistic than his mother’s. He dreams of having a large house and lots of money. In the novel The Great Gatsby the American Dream is presented differently. The Great Gatsby centers on a group of individuals who live in New York in the 1920s. The...
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...Renting Vs. Homeownership Jasmyn Gould ECPI University Online Thesis: Most people would either like to rent or become a homeowner, but there are several factors that need to be address before making the decision; these reasons include financial status, lifestyle, tax deductions, privacy, commitment, savings, utility cost, and a whole lot of research. Today’s housing market is on the rise, so this is the time to jump in or is it? You are probably asking, what advantages do I have if I purchase a home or rent? What would be better for me financially? It is important to know some facts of renting vs. homeownership before making such an important decision. Homeownership is not for everyone. I believe it’s up to the individual if they want to rent or buy. In some cases people are just better off renting. Before buying a home, it’s important to consider how that purchase will affect your finances and your lifestyle. Homes typically increase in value by allowing you to build equity in it, which will offer an investment for the future. Every time a mortgage payment is made, it is applied to your balance which reduces the loan that was taken out. Your monthly costs are usually more predictable and more stable than renting because they’re ideally based on a fixed-rate mortgage. Which means, the monthly amount of your mortgage will not increase for the duration of the loan. An article from TurboTax said (2013), “You know that you can get an income tax deduction on the mortgage...
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...money is not the solution to Walter's crisis of purpose in a speech: "Something has changed. You something new, boy. [...] You ain't satisfied or proud of nothing we done. You my children - but how different we done become." (Hansberry 62) 2. Still she trusts him with the money in order to further his pride and encourage his familial responsibility. "I'm telling you to be head of this family from now on like you supposed to be." (Hansberry, 94) III. After the money is all but depleted, Walter stands up for himself and his family and spurns money in favor of pride and the fulfillment of his family's dream. 1. By standing up to Lindner, he becomes a man independent of wealth to make himself happy. "[W]e have decided to move into our house because my father—my father—he earned it for us brick by brick. [...] We don’t want your money." (Hansberry, 138) 2. It is this transformation from capitalist-obsessive youth to responsible patriarch that...
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...Above, is the fourth amendment of the united states constitution and in the Dollree Mapp vs The State of Ohio case, it has been violated. This amendment is one of the fundamental ideas of our government. Its that restrictions are placed on our ability to incriminate ourselves. Mrs. Dollree Mapp is a respectable United States citizen who before this case, had no record at all of a criminal past. Mrs Mapp was living in a second floor apartment with her 11 year old daughter. On May 23rd, 1957 three police officers arrived at Mrs. Mapp’s house. they had reason to believe she has paraphernalia and a recent bombing fugitive was hiding in there, but no search warrant to give them permission to search. When they proceeded to ask if they can search...
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...GE 117 Compare and Contrast Essay 05/20/2014 Marriage vs. Living Together This essay intends to identify some differences on marriage versus living single. In more recent generations, men and women have argued this amongst each other for what seems like eternity. Traditionally, a man meets a woman or vice versa, they get to know each other then eventually decide to get married and live their lives together. There seems to be a recent trend toward people staying single. I am one hundred percent certain that every man and woman has lived the single life at one point or the other and that lifestyle came with many ups and downs. Freedom in ones’ personal space is probably the greatest selling point of being single. No one can truly explain the joy in having the freedom to leave and return home whenever they chose to. Being able to go out whenever and wherever you want is an added bonus. Being single offers people the idea of non-commitment so they can be free to hang out with whomever they desired or date many different people. Being single may be a viable option when it comes to personal finances. Usually single people even single parents do not spend a lot of money on food as such. Frozen dinners or quick to prepare meals like macaroni and cheese are probably on a single person’s menu at home. A single person normally rents an apartment or room as compared to owning a house. Depending on the State in which a single person lives, there may be tax breaks that would profit...
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...city-life. The angle of approach takes place when the main character talks about the ancient yak, which lived in a foreign place in which he originally does not come from. She is using the yak example to amplify her situation when she is forced to go living in the country with her parents. She felt that she did not belong to the country and she is longing after her previous life in the city in which she finds familiar and safe. The city and Central Park illustrates the beauty and the good things while the country portraits the ugly and not so welcoming environment as a contrast. Beauty vs ugly. Good vs bad. Everything vs nothing. She is describing the city as a romantic place of dreams and prosperity where everything is possible and by the hand, you just have to grab the opportunities the city and the environment is giving you. Her father was an artist and the short stories he wrote was the beginning of his masterful portraits of the city and the suburbs. It was stories about long lost world of New York City, when it was filled with river light and when everyone wore a hat. Her parents dreams about living in the post war American chimera in a house with a white-picked fence, instead of living in their rented two-bedroom apartment. Central Park and New York was not enough for her parents they seek a place in the “real” country. Again, she is contrasting on the pros and cons of the country and the city, when she talks about swimming in some muddy pound when she could swim in a...
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... Milli Drexler XECO/212 April 7, 2013 Rent or Buy? The birth of a child means new responsibilities for the parents. One of the biggest responsibilities is providing a safe place for the child to live. This means the parents need to make a decision on whether to rent or buy a larger home for the growing family. If I were personally presented with this decision right now, I would make the choice to rent rather than buy. As I considered this decision I took into consideration many the economic principles that I have learned in this course and how they affect my ability to buy a house. The first principle I thought about was how much I could afford to pay for a house. This was the major factor affecting my decision. My income right now is very limited so at this time I do not have the means to save toward a down payment. Without a guarantee that my financial situation will increase, it is not wise for me to make a commitment like this at this time. I need to finish my education and find a more secure, better paying job first. I also considered other economic related factors when I made this decision. I thought about the type of neighborhood that I would want to live in, the additional financial responsibilities of owning a home, the total monthly and yearly cost of homeownership, the risks that come with owning rather than renting, my lifestyle and spending habits...
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...Philip Weaver (Landlord) for alleged breaches by Kim Young (tenant) of an apartment lease Contract on December 12, 2003. Procedural History: In the fall of 2001, Kim Young is an 18 years old minor and had been living with her parents all of her life. Kim Young decided to move out, away from her parents with her friend Ashley Springer also a minor on September 20, 2001. They decided to sign a contract for the lease of an apartment with Phillip Weaver from September 2001 to July 31 2002. When they signed the lease, there was no adult guarantor. Kim Young was employed full time at a Lowe’s hardware store at the time she entered into the lease agreement. Young paid the security deposit of $300. Young and Springer moved into the apartment in September 2001 and together they paid the rent at the agreed-upon price of $550 per month until the end of November 2001. On the end of November 2001, Young decided to move back to her parent house and stop making any rent payment after she moved out of the apartment. Young had a dog that stayed in the apartment with the roommates (Ashley), and the dog damaged part of the floor and the bathroom door in the apartment, causing $270 in damage. Young did not pay for this damage before vacating the apartment. Phillip Weaver filed a claim against Kim Young in small Claims court, seeking damages for the unpaid rent and the damage done by Ms. Young’s dog to the apartment. The court ruled in favor of Mr. Weaver and awarded him $1370 in...
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...(represented by Housing and Urban Development (HUD)) vs. Reno Housing Authority centered on Mr. Spinner alleging that the Reno Housing Authority had not properly accommodated his handicap and had disallowed a deduction from his expected rent contribution. This specific deduction was a “medical” allowance that allowed Mr. Spinner to eat at a local restaurant for one of his meals per day. Mr. Spinner has a severe case of Tourette’s syndrome, and also has a patch over one eye. Medical professionals have stated that Mr. Spinner cannot safely prepare food over an open flame at home, and clearly an electric stovetop would also be dangerous to Mr. Spinner. It is also impossible for Mr. Spinner to keep his apartment clean and organized, so a cleaning crew cleans his apartment once a day. The key issue was that Mr. Spinner wanted to continue getting an allowance to keep eating at a restaurant one per day in the evening, so he could eat hot meals at night. This had been the arrangement when he lived in Tucson. Mr. Spinner had asked for a review of his expected rent contribution. He believed he was having trouble making ends meet, and he wanted more discretionary funds so he could eat at a restaurant in the evenings. Reno Housing Authority responded by increasing his expected contribution to rent (hence reducing his disposable income), but they offered to have a live-in assistant cook hot meals for him instead. Mr. Spinner didn’t want someone living with him; he preferred the previous arrangement...
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...The Man Vs. The Meth: Allen Newcomb's Struggle Jordan Tucker Brigham Young University - Idaho The Man Vs. The Meth: Allen Newcomb's Struggle It's not that you can't see the struggle that Allen had in his face, it's that he looks strong and happy despite that struggle. That's my first impression of the man as he lumbers through the large oak doors of the old Mexican restaurant where we had agreed to meet. He smiles as he recognizes me and heads in my direction. I haven't seen him for ten years and he has aged. As he moves towards me, I can't help but think of Paul Bunyan: He is bearded and massive. As we go through our introductions and catch up on the time that has passed, it's hard for me to get to the point of our meeting, something so personal and difficult to talk about. I am here to learn more about the man, and specifically, more about the battle he faced when he was younger. It's a struggle that he is ashamed of but, at the same time, proud of for overcoming. Allen Newcomb was once a heavy user of the drug known as "meth." He grew up in the suburbs of Los Angeles, in an area known as Inglewood. He was born there, the youngest of four boys. Allen (2011) describes how is his mother tried to protect him from the dangers of city-life. We didn't have a place to play, we lived in apartment and we had to walk a great distance to the nearest park, which our Mother would not allow us to do. She said it was too dangerous, and she was right. Everywhere you...
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