...and so many college graduates leaving school in debt of student loans and no prospect of getting a job in his or her field of study, is a college degree really worth all the hassle? The thought of going back to school has always crossed my mind, but I kept putting it off because of all the fearful stories I’ve heard about student loans over the years. I myself was afraid to venture into the same fearful situation, I’ve always heard about and so I put going back to school on the back burner, because I wanted nothing to do with student loans. The year is 2018, and Americans today are more weighed down by student loan debt than any time in history, statistics show that Americans owe over $1.48 trillion in student loan debt, that’s stretched out over about 44 million borrowers. {“U.S. Student Loan Debt Statistics for 2018.” Student Loan Hero, studentloanhero.com/student-loan-debt-statistics/.} That amount is about $620 billion more than the total U.S. credit card debt. The average student from the class of 2016 graduates has $37,172 in student loan debt, A jump of six percent from the previous year. Here is how four-year or graduate degrees break down, percentage wise of overall...
Words: 583 - Pages: 3
...Alexandria Abbrat February 7, 2018 Fulbright Institute The Pen is Mightier than the Sword – How America’s Students are Signing their Lives Away Student debt is at an all time high for American college students, the amount of loans totaling 1.4 trillion and climbing for the nearly 44 million that hold them. This is an epidemic that unfortunately takes away the chance of a secure future for many students and their families, and it extends not only to graduates but also to students that for one reason or another have had to drop out or are unable to finish school. The debt of student loans exceeds the national credit card debt of America, leaving many students with a very bleak future of paying off loan debt that casts a hopeless outlook on...
Words: 347 - Pages: 2
...Mikuski’s quote holds true to many American families in our society today. In recent discussions of student loan debt, a controversial issue has been whether or not colleges should give more opportunities for students to leave college debt free. On the one hand some argue that students should work to pay for their education themselves. College students personal agenda’s entail getting a job, working hard, and getting scholarships to support themselves throughout their college experience. Students should not assume that government or college aid will cover all of their financial costs, students should anticipate and accept the responsibility...
Words: 1837 - Pages: 8
...Federal student loan debt relief carries it's pros and cons with it like any other type of money transactions. The complexities involved in narrowing down which program may assist which loan is a painstakingly involved process. Most people give up before they find any type of relief at all. Loan consolidations are often a fallback to making tens of thousands of dollars of student loan debt more affordable. As this may be a helpful payment option, there may be many other saving opportunities you are missing prior to consolidating multiple loans into one easy payment. More often than not, people will read negative reports about a student aid relief company. A business set up to help graduates find debt relief for tens of thousands of dollars in student loan debt. The negative focuses on the fact that federal student debt programs are free and that any service which charges to use these are taking advantage of people struggling to make ends meet. As there are higher priced and unfair services, there are also many who charge a low one time service fee to find a solution to high debt problems. Combing through the Department of Education's relief programs is time involved. Depending on your type of federal loan, your major and employment, you could be looking at thousands of dollars in relief and for some,...
Words: 545 - Pages: 3
...OPPORTUNITY Students come from a much different background in term of socioeconomic status. It is not fair for the children of the rich having the best education while the children of the less privileged get left behind. Due to the high cost of higher education, students and their parents must work two to three jobs to pay for their tuition. For this reason, students tend to drop out of school and go straight into a paying job. DEBTS According to statistics the percentage of student’s loan debt in the united states keeps increasing yearly, student debt in the united states exceeded 1.5 trillion in 2016.Students leave college with an average of 30,000 - 150,000 worth of debt. Some parents and students end up being financially stressed....
Words: 578 - Pages: 3
...exam Objective: Students choose an argumentative topic and write a 1000 word argumentative essay. An explanation of the topics students may choose is discussed below. This is a two-part assignment, including a review of sources and a first draft submission, and the final draft, both with a corresponding due date. For those unsure about a topic, you could consider one related to the very topics we have discussed this semester, including arguments related to higher education or poverty in America. The essay must contain at least 2 secondary sources (these are sources that you find via research) and a primary source, which will be either TS/IS or The NFG. These sources must be used as support for the claims students make. A separate works cited page is also required. It is strongly suggested that students use the databases provided by the library for research of secondary sources. Remember to refer to the Argument document posted on iCampus to review critical elements of argument, which include claims, qualifying/absolute language, and tips on tone of voice. The essay must be written in MLA format, and in-text citations must also follow MLA documentation. Use sources to back up, support, your claims rather than serve as claims or main points themselves. Avoid over-quoting (perhaps once a body paragraph) and be sure to include counter-argument refutation. Topics: You may choose to argue for or against any of the topics discussed in the essays we have read this...
Words: 446 - Pages: 2
...Argumentative Essay Ever since you were little, your parents have been talking about this wonderful thing called college. They told you that you have to go there to get an education before you can get a good job. Many kids have dreamed of going to college, and being able to get the job of their dreams. By putting in hard work and dedication to good grades in high school, you had high hopes that you would be able to get into an Ivy League school. The American dream of being able to go to college to get a degree is sliding away from many people due to rising costs. With increasing tuition prices and job loss, the college dream is slowly and surely slipping away from many students and their families. The first step in the college process is to be able to afford the tuition and other expenses. Many families are unable to do so by themselves and depend on the help of financial aid and loans. Financial aid has recently been harder and harder to come by and loans are now harder to get. In 2000, the average gap between a financial aid offer and a family?s ability to pay for college tuition was $3,000.00. Since then, tuition has risen twenty one percent and shows every sign of continuing to rise with inflation (U.S. News and World Report, 53). If federal aid and federal loans are not easily accessible to families, how are they supposed to send their children to college? The financial aid system is meant to help needy students and their families, but the system is cracking under...
Words: 1127 - Pages: 5
...Names:Idanazura Binti Junus and Mohd Haikal Hazman Bin Mohamad Sukri Students ID: 13081161 and 14071500 Course Code: ENG 1014 Course Name: English for Business Assignment: Argumentative/ Persuasive Essay Weightage: 15% Title of essay: On 8 August 2014, Khazanah National announced plans to privatise Malaysia Airlines (MAS) in an attempt to revive the national carrier as it was struggling financially. Without doubt, the twin aviation disasters, MH370 and MH17, have also further contributed negatively towards MAS financials. The former prime minister of Malaysia, Dr Mahathir Mohamad said that the national flag carrier should be privatised as it is running at a loss. The Malaysia Airlines System Employees Union (Maseu), on the other hand, strongly stated that they will only support the privatisation of MAS if there is to be a new management team. In the past 12 years, MAS has undertaken about half-a-dozen restructuring exercises. Considering its current situation, the idea to privatise is seen as a necessity. In your opinion, can MAS turn itself around if it is now to be privatised? Why or why not? Justify your stand and support your arguments with reasons and examples. You should write between 600 and 650 words. Instructor: Mrs Anuratha Murugagoo On 8 August 2014, Khazanah Nasional Berhad (“Khazanah”) proposed an official petition to the Board of Directors of Malaysian Airline System Berhad (“MAS”) to handle a particular capital cutback and refund apply (“Proposed...
Words: 992 - Pages: 4
...of the people wanting to get an online education are poor students to begin with. They are either new graduate from high school or have not been in an educational setting in years. From my experiences, working for a company whose product was online education; these companies do nothing more than profit from the desperate, and those who want nothing more than to improve their overall quality of life. Even if one does graduate, businesses usually do not consider an online education to hold the same weight as a traditional one. The majority of those with online educations are not working in the field they went to school for or at all. Let us not forget about all the debt the government is sitting on because of this new trend. The majority of students attending online classes either paid for it themselves or received government assistance; also known as loans. While the online method of education can be a highly effective alternative to traditional schooling. It is a form of education typically for the mature and self-disciplined student; it is a badly chosen learning environment for students who are poor learners to begin with. This places a greater responsibility on the student. Students now must be well prepared, self-motivated, and have extremely good time management skills to have a chance for success. This limits the success for younger students, and other students who are dependent learners. These types of students usually have difficulty assuming responsibilities required...
Words: 1000 - Pages: 4
...2 of 56 Clear Thinking, Critical Thinking, and Clear Writing Students will learn to … 1. Determine acceptable and unacceptable degrees of vagueness in language 2. Understand and identify types of ambiguity 3. Identify the problems generality causes in language 4. Use definitions to increase precision and clarity and to influence attitudes 5. Understand the types of definitions 6. Acquire skills for writing an effective argumentative essay rom August 1987 until January 2007, Alan Greenspan was chairman of the Federal Reserve Board (“the Fed”). Because any remark he made about U.S. monetary policy could cause markets all over the world to fluctuate wildly, he developed a complicated way of speaking that came to be known as “Fedspeak.” Here’s an example: It is a tricky problem to find the particular calibration in timing that would be appropriate to 2/9/2016 12:17 PM 3 of 56 stem the acceleration in risk premiums created by falling incomes without prematurely aborting the decline in the inflation-generated risk premiums.* Greenspan has admitted that such remarks were not really intended to be understood. Asked to give an example by commenting on the weather, Greenspan replied, I would generally expect that today in Washington, D.C., the probability of changes in the weather is highly uncertain. But we are monitoring the data in such a manner that we will be able to update people on changes that are important.* Page 70 2/9/2016 12:17 PM This tells us nothing about the weather...
Words: 15340 - Pages: 62
...Argumentative writing Planning Stage For an argument essay to be effective, it must contain certain elements. For this reason, you must take a few minutes to plan before you jump into writing an argument essay. Find a Good Topic To find good topic for an argument essay you should consider several issues that will have two conflicting points of view or very different conclusions. As you look over a list of topics you should find one that really sparks your interest. While a strong interest in a topic is important, it's not enough. You next have to consider what position you can back up with reasoning. It's one thing to have a strong belief, but when shaping an argument you'll have to explain why your belief is reasonable and logical. As you explore the topics, make a mental list of points you could use as evidence for or against an issue. Consider Both Sides of Your Topic and Take a Position Once you have selected a topic you feel strongly about, you should make a list of points for both sides of the argument. One of your first objectives in your essay will be to present both sides of your issue with an assessment of each. Of course, you will conclude that one side (your side) is the best conclusion. In the planning stage you will need to consider strong arguments for the "other" side. Then you'll shoot them down! Gather Evidence When we think of arguments we might picture two red-faced people speaking quite loudly and making dramatic gestures. But that's because...
Words: 2161 - Pages: 9
...Every high school student remembers the stressful experience of preparing for college. Quite frankly, I never really understood the concept of college. In my opinion, it was just another ordinary school transition unlike the ones I had already experienced. I envisioned it be something along the lines of my middle school to high school transition. Yet, to my surprise, it was nothing of the like. It was not until my college transition, that I finally felt I was at a disadvantage in comparison to some of my classmates. It was also during this time that I realized I was a First-Generation College Student because neither of my parents had attended college and I was the first of my family to do so. Nevertheless, as a child, I never questioned the...
Words: 1817 - Pages: 8
...a pet a photograph a pizza a rest room in a service station a small town cemetery a storefront window a street that leads to your home or school a treasured belonging a vase of flowers a waiting room a work table an accident scene an art exhibit an ideal apartment an inspiring view an item left too long in your refrigerator an unusual room backstage during a play or a concert the inside of a spaceship the scene at a concert or athletic event your dream house your favourite food your ideal roommate your memory of a place that you visited as a child your old neighbourhood (2) Narration At least one of the topics below may remind you of a particular incident that you can relate in a clearly organised narrative essay. a brush with death a brush with greatness a dangerous experience a day when everything went right (or wrong) a disastrous date a frightening experience a historic event a memorable encounter with someone in authority a memorable journey a memorable wedding or funeral a moment of failure or success a rebellious act a significant misunderstanding a strange job interview a time that you took a...
Words: 3503 - Pages: 15
...Copyright © 2013 by McGraw-Hill Education. All rights reserved. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a database or retrieval system, without the prior written permission of the publisher. ISBN: 978-0-07-180360-1 MHID: 0-07-180360-2 The material in this eBook also appears in the print version of this title: ISBN: 978-0-07-180359-5, MHID: 0-07180359-9. E-book conversion by Codemantra Version 1.0 All trademarks are trademarks of their respective owners. Rather than put a trademark symbol after every occurrence of a trademarked name, we use names in an editorial fashion only, and to the benefit of the trademark owner, with no intention of infringement of the trademark. Where such designations appear in this book, they have been printed with initial caps. McGraw-Hill Education eBooks are available at special quantity discounts to use as premiums and sales promotions or for use in corporate training programs. To contact a representative please visit the Contact Us page at www.mhprofessional.com. Trademarks: McGraw-Hill Education, the McGraw-Hill Education logo, 5 Steps to a 5 and related trade dress are trademarks or registered trademarks of McGraw-Hill Education and/or its affiliates in the United States and other countries and may not be used without written permission. All other trademarks are the property...
Words: 76988 - Pages: 308
...RESEARCH and WRITING CUSTOM EDITION Taken from: Writing Research Papers: A Complete Guide, Eleventh Edition by James D. Lester and James D. Lester, Jr. To the Point: Reading and Writing Short Arguments by Gilbert H. Muller and Harvey S. Wiener ISBN 0-558-55519-5 Research and Writing, Custom Edition. Published by Pearson Custom Publishing. Copyright © 2006 by Pearson Custom Publishing. Taken from: Writing Research Papers: A Complete Guide, Eleventh Edition by James D. Lester and James D. Lester, Jr. Copyright © 2005 by Pearson Education, Inc. Published by Pearson Longman, Inc. New York, New York 10036 To the Point: Reading and Writing Short Arguments by Gilbert H. Muller and Harvey S. Wiener Copyright © 2005 by Pearson Education, Inc. Published by Pearson Longman, Inc. Copyright © 2006 by Pearson Custom Publishing All rights reserved. Permission in writing must be obtained from the publisher before any part of this work may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying and recording, or by any information storage or retrieval system. All trademarks, service marks, registered trademarks, and registered service marks are the property of their respective owners and are used herein for identification purposes only. Printed in the United States of America 10 9 8 7 6 5 4 3 2 1 ISBN 0-536-97722-4 2005240359 AP Please visit our web site at www.pearsoncustom.com ISBN 0-558-55519-5 PEARSON CUSTOM PUBLISHING ...
Words: 70562 - Pages: 283
