...26-42. Approximately 60% of the group is married. The group is willing to pay up to $4,000 dollars per individual for their annual premium. Castor Collins must weigh the many considerations when deciding to insure Constructlt, the premiums employees are willing to pay, risks of providing a certain plan or service, and the expected utilization (University of Phoenix, 2014). In order to maintain a profit Castor Collins needs to take all of these aspects into consideration. Thirty-two percent of the individuals at Constructlt have a working profile, which involves significant physical activity, and only 25% have a working profile with moderate activity. When determining which insurance plan is best for Constructlt it is best to look at the health risk factors of the group. Thirty-eight percent of the group, which breaks down to 170 men and 210 women, has no major health risks. Conversely, 18% of the workers, 10% men and 8% of the women are smokers. The principal health risk factor affecting the group is obesity. Of the Constructlt group obesity affects 39% of the group. Hence, increasing the risk for obesity related diseases like high blood pressure, heart disease, and diabetes. Due to the health risk factors utilization will increase with many of the services such as diagnostic imaging, prescription medications, and outpatient physician visits (University of Phoenix, 2014). There are three different plans for Constructlt to choose from, making the right decision for all...
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...mostly do not follow the operational substance of the contract. In the case of SKI, the advertising revenues is recognised and recorded in the period in which the clicks are made or the views of the ads. However, extra commissions are paid to sales individuals who sign longer contracts that meet minimum revenue targets. In the case of the CC, the company earns the revenues through providing corporate social networks development and hosting services. However, there are revenues for the up-front fee associated with the development is recognized as the development is completed and the system is available to the customers. What fraud risk factors should she consider discussing with her team at the next fraud brainstorming meeting Fraud risk factor is a condition that tracks the 3 conditions of the fraud triangle. Besides, the fraud risks factors do not show that fraud exists. However, they indicate the warning signs where it does apply. First, is regarding the rationalizing or attitude where you cannot possibly know with certainty the individual ethical beliefs and standards. In case,...
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...Risk Factors of Behavior Risk Factors of Behavior ECE 201 Debra Lawrence Dec.03, 2012 Children should be heard not only seen. Parents as well as teachers always look to see what a child is doing. Do they ever stop to listen and ask questions? It’s always good to ask a child questions like; “How was your day? Did everything go fine at school today? Is everything going good at home and questions like that.” If you get the discipline thing right, it is so much easier being a parent-and being a child. Sometimes we wish there was a way to avoid the stress and frustration that can occur when parents and children have conflicting ideas about rules and regulations. Why are some children more challenging than others? Challenging behavior is any behavior that interferes with children’s learning, development, and success at play, is harmful to the child, other children, or adults and puts a child at high risk for later social problems or school failure (education.com). A child with An emotional and mental illness needs to be handled with kid gloves. Children with these illnesses can become irate, out of control, physical, sad, drop in grades and withdrawn. Mental Illness can cause a child to act out because they feel that they don’t belong. Some kids are more challenging because of their life at home and at school. That’s when asking your child how was their day comes in play. “Children with behavior problems often find themselves rejected...
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...Phoenix Health Care Informatics HCS482 Richard Ong September 23, 2013 Adverse Trend and Data Management Part I: Step by step guide: Adverse Trend: Immobility. Immobility in hospitalized patients is one of the main risk factors contributing to the development of pressure ulcers. Objective: Identify risk factors related to complications secondary to immobility such as pressure ulcers on the integumentary system. Immobility also leads to other adverse effects affecting cardiovascular system, respiratory system, and musculoskeletal system as well. The assessment is performed on admission data, then once a week. The risk assessment scale used was the Risk Assessment Pressure Sore (RAPS) scale, which includes the following variables; general physical condition, activity, mobility, moisture, food intake, fluid intake, sensory perception, friction and shear, and body temperature (Lindgren & Unosson, 2004). Results: 25 % of patients developed pressure ulcers. Non-blanchable erythema was the most common pressure ulcer noted among these patients. The majority of these patients were significantly older, and hospitalized for a longer period of time. In the analysis using variables included in the RAPS scale, immobility emerged as a major risk factor. Conclusion: Immobility is the main cause of pressure ulcer development among adult hospitalized patients. Part II: After reviewing patient’s charts and documentation in 4 west, it is concluded that: 37% charts with...
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...OF THE RISKS CAN COSTCO ACQUIRE THE #3 KMART? ABSTRACT The retail business is very competitive. Because the retail industry provides products and or services for the needs, wants, and sometimes feelings of the consumer it can be hard to determine what they like and don’t like. Moreover, with the economy, which by the way affects all businesses, you just do not have an exact science on how things will turn out. Industry businessman, economist etc. can only make assumptions based on occurrences. So, if you are in a business to make a profit, and satisfy stakeholders you need to have a plan. Sometimes the plan calls for mergers and acquisitions. Mergers and acquisitions can have a positive and/or negative effect. “According to a KPMG study, 83% of all mergers and acquisitions failed to produce any benefit for the shareholders and over half actually destroyed value.”(http://www.itapintl.com/...the-impact-of), to be a good CFO you must do the research to determine if acquiring another company will be beneficial. This report will identify the risk factors of the target acquisition company Kmart and the risk factors present in the parent company Costco. Our team will then show how these risks can be mitigated. BECAUSE OF THE RISKS CAN COSTCO ACQUIRE THE #3 KMART? KMART RISKS/MITIAGATION Many investors such as Costco may be unaware of all the risks associated with investing in a specific company. Providing current and future investors with risk factors allows...
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...Arson Investigator The reason I decided to choose this topic, and not something about a particular part of the fire service, is because I was watching a TV show CSI where they solve crimes and such. Well this topic of fire fighter arson was on the show where a fire fighter set a fire on purpose. So I decided that it looked interesting considering it is what I want to do. Fire fighter arson is basically when a fire fighter sets a fire and I will break it down on why some fire fighters do it, affects of fire fighter arson, basic profile of the fire fighter arsonist, fire service responsibilities in preventing fire fighter arson, and actions to take when a problem is suspected. There were a number of people who had been arrested for this crime and were willing to share their motivations. The biggest reason was people were looking for recognition and liked to play the role of a hero. These people would get a thrill to be the reporting party or to be first on the scene. Another reason is a person might have a psychiatric problem that they have towards the fascination with fire. While others have a low self-esteem or self-confidence, and they want to feel like they belong to a group and are accepted by others. There are many effects of fire fighter arson, which all are very clear cut effects, they include the possibility of injury, loss of life, property and financial loss due to fire, and the increase of insurance premiums that we pay when arson occurs. This crime of arson will...
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...Final Term Paper Arson Investigator The reason I decided to choose this topic, and not something about a particular part of the fire service, is because I was watching a TV show CSI where they solve crimes and such. Well this topic of fire fighter arson was on the show where a fire fighter set a fire on purpose. So I decided that it looked interesting considering it is what I want to do. Fire fighter arson is basically when a fire fighter sets a fire and I will break it down on why some fire fighters do it, affects of fire fighter arson, basic profile of the fire fighter arsonist, fire service responsibilities in preventing fire fighter arson, and actions to take when a problem is suspected. There were a number of people who had been arrested for this crime and were willing to share their motivations. The biggest reason was people were looking for recognition and liked to play the role of a hero. These people would get a thrill to be the reporting party or to be first on the scene. Another reason is a person might have a psychiatric problem that they have towards the fascination with fire. While others have a low self-esteem or self-confidence, and they want to feel like they belong to a group and are accepted by others. There are many effects of fire fighter arson, which all are very clear cut effects, they include the possibility of injury, loss of life, property and financial loss due to fire, and the increase of insurance premiums that we pay when arson occurs. This crime...
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...a door. All three lost their lives that day. Some experts have said that four-year olds are too young to understand the difference between right and wrong. This is where “they” are wrong! Juveniles (anyone under the age of eighteen) set over 98,000 fires each year. Over one million children are injured due to fire and three thousand die from fire-related deaths annually. It has been determined that twenty-five percent of children who die in a fire incident have started the fire themselves. The average property loss caused by juvenile arson setters is three billion dollars and there is also an economic loss of approximately eight billion dollars annually. Juveniles set fire to about seven hundred properties a day. In 1997, a five percent increase was shown in juvenile arson fires in the United States alone. This figure has risen steadily since 1990. The United State is second, only to Hungary, in fire deaths caused by arson. Juveniles represent fifty-five percent of...
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...Tania Moshirian A10023469 USP 100 September 3rd, 2014 Website Final Draft The Collapse Detroit, Michigan: a city where more than 1.1 million people have vanished in the past 60 years. The city has dropped 25% in population just in the last 10 years. The city crumbled apart, which forced people to abandon their houses and businesses, leaving them with nothing. Even hospitals and religious structures were abandoned--and are still abandoned--with no demand to fill them. Ultimately, the auto industry was hit the hardest. With a systematic city, there was nowhere for the people to find jobs, since the auto industry was also hurting. More than 200,000 people worked in the auto industry in the mid-20th century. Since the slow migration out of Detroit, the number fell to 100,000 people in the early 21st century. People have compared the migration out of Detroit to the whole city of San Francisco being deserted. More than 1.1 million people have left the city over the past decades. With economic downward spiral, Detroit hit its lowest point. With less than 750,000 people living in the city, it has been hard for local government to get money for the federal government for urban aid--leaving people still living in the city to suffer more. Detroit was named the poorest city in the nation, with one out of three people living below federal poverty. (1) With so many people suffering, it led to many fires. Buildings and houses were burning rapidly. There were two...
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...Assignment #7 Death Penalty Valerie Miller A. Reading: Chapter 5 B. Answer the following questions, 1 pt each unless otherwise noted: 1. In the U.S., is it legally permissible to execute juvenile and developmentally disabled offenders? Do you believe this should this be changed? Explain why or why not. (2 pts) Currently it is not permissible to execute juvenile and developmentally disabled offenders. As it was found in two court rulings to violate the Eighth Amendment. I do not feel that this should be changed because I feel that the death penalty overall should be abolished. 2. In this chapter, the arguments opposing and in favor of incapacitation, retributive justice, human dignity, and human rights are presented. Discuss which argument(s) you support and why. Which argument(s) do you least support and why? (2 pts) I am in agreement with the human dignity argument that the death penalty lowers us to the level of the criminal. I am in strongest disagreement with Retributive Justice. How can we carry out an “equality of crime and punishment”? As Bentham says, how can one act of violence cancel out the other? And it’s unrealistic to say equality of crime and punishment, because we aren’t going to rape a rapist or burn down the house of an arsonist. 3. Why is there a concern about who receives the death penalty? AND How does Van den Haag respond? (2 pts) Because of the number of innocent people that are executed, and because the death penalty also...
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...The Criminal Justice System: Offenders, Crimes, and Correction/Detention Cost Nateshia R. Bush Dr. Mary Parker Independent Study April 16, 2013 Introduction The criminal justice system today in America has many different sides, which come together to keep the overall peace of society. The criminal justice system deals with the different offenders, classifications for crime, and types of punishment for such crimes. The system is responsible for maintaining the constitutional rights and overall freedom of citizens, which some take for granted daily. It is a fact that crime exist for different purposes; however, it is more important to know laws are required to make certain societies function in a peaceful manner. When criminals break the law, other individuals are paid to make sure justice is served within the community. Paying these public servants comes at a cost to the community through tax dollars. Police officers, Judges, Lawyers, Court Clerks, Bailiffs, Correctional officers, Wardens, and more have jobs due to the existence of crime and these people work together to provide safety within our communities as well as retribution and treatment for different offenders and their individual needs. Crimes exist on a regular basis within our communities, which employs significant cost on the general public to cover the cost of maintaining inmates in correctional and local detention facilities. Crime has a broad range in occurrence, which ranges from simple traffic...
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...prove to be different from risks simply because they have a direct relation to an area or object, whereas risks resemble the probability of harm associated with that particular area or object. Hazards can arise from a vast variety of conditions, some of which include violence, climate and disease. These types of threats tend to vary across the world due to the specific conditions posed in certain areas. Although all three categories present unique forms of danger to society, violence demonstrates a form of consistency throughout North America. Out of all the major cities within the continent; Detroit, Michigan tends to stand out among the rest when evaluating violence. Owning the title of the most dangerous city in America for the fourth consecutive year since 2012 (cite 2), Motor City proves to be a significant area for the examination of hazards. When conducting an analysis based on violence in certain areas, it is important to consider multiple factors such as crime rate, gang activity and cause of deaths; in order to see how they directly affect the city. Matters such as living standards and job opportunity are exposed to risk in areas such as Detroit mainly due to the extremity of the city’s existing hazards. The danger within the city proves to be evident when comparing certain statistics to the country as a whole. In contrast to the United States, Detroit contains substantially higher rates of murder, rape, robberies, assaults, thefts and arson (cite 3). All of which verify...
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...Midterm Question #1 I feel as though the American Criminal Justice System as it stands right now is a conflict model of law. In recent years there has been many things that have contributed to the tumultuous relationship between society and every aspect of the American Criminal Justice System. From the senseless killings of innocent people to unfair convictions of more innocent people, the Criminal Justice System has encountered many blows that they have no clue how to even begin to withstand. The state in which our society lies right now is very hostile towards anyone apart of the system. Cops are feared because they have killed innocent men. Judges and lawyers are not set upon a pedestal in society because of their convictions of innocent people based on false pretenses. After the Sandra Bland scandal correction officers have been under scrutiny. Respect, dignity, and faith in the very system that is sworn to protect the communities is very much nonexistent. People like Trayvon Martin, Michael Brown, Sandra Bland, Eric Garner, and Oscar Grant will forever be known for their tragic deaths at the hands of the law. In each case, these individuals were killed for some reasons known and others unknown. At different stages within the system, these people were dealt an unfair hand. Trayvon Martin was handed injustice inside the courtroom. George Zimmerman was found innocent on a stand your ground precedent that did not apply to him. Even with audio of a dispatcher clearly telling...
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...terrorism is to communicate a political message to the world, not necessarily to defeat the enemy. Researchers have found that the reason there main goal is politics wise is because they feel foreign governments won’t listen to their mission, goals, etc. As a result they intimidate those governments by violent acts. There are many different types of terrorist acts that can take place. The acts consist of bombing, kidnapping or hostage taking, arson/firing bombing, hijacking or skyjacking, bioterrorism, nuclear terrorism and cyberterrorism. Bombing terrorist attacks usually happened in crowded public places like train stations, government building, or city wide events. They use devices that are cheaper, small, and harder to detect but understand they can still do major damage. Kidnapping and hostage-taking are for them to bargain with their real target. This can gain them leverage to money, release imprisoned associates, and gain media coverage to gain an audience. Terrorist tend to choose hostage-taking more over kidnapping. Arson bombing normally takes place in office buildings or government to show...
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...Strategic correspondence to Thai political unrest on business Mr. Lee, I recommend that our company proceed with the investment and operation in Thailand, in spite of the political unrest outbreak, considering the foreseeable profit in this advantageous market. As we have discussed in the previous meeting, our company has been suffering a challenging moment that natural disaster and political unrest experienced in 2010 and 2011 had significantly deteriorated our profits. Road closures, arson attacks and a government-declared state of emergency and curfew in Bangkok and other major provinces resulted in a major decline in the number of customers. A new government is in place, but long-term stability is not guaranteed, as some conflicts still continue in key business areas (Market Indicator Report 2012). Micro-political risks including worker-strikes also upset the daily business operation. Nonetheless, the foreseeable benefits in Thailand outweigh the minor factors in terms of political risk, and there are a number of alternatives to cope with. Firstly, Thailand government has been adopting a welcoming attitude towards foreign investment (ASEAN 1967); Thailand is a member of the Association of Southeast Asian Nations (ASEAN). In 1992, leaders of ASEAN governments approved a Thai proposal to establish the ASEAN Free Trade Area (AFTA), which aimed to reduce tariffs on most processed agricultural and industrial products traded among ASEAN countries. Thereby, leveraging international...
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