...Historical development of the Institution The Malaysian Investment Banking Association we also call it MIBA. It was establish during the 9 September of 1975. Malaysian Investment Banking Association (MIBA) acts as association of merchant bank in Malaysia to guide and protect the interests of investment bank. MIBA also provide a forum for them to exchange views and idea, close collaboration, dialogue and consultation with supervision department and other market intermediaries. Since the association have been incorporation, the investment bank has played an important role to develop the Malaysia’s capital market. During the year 2005, the Association decided to have a new image that would patency represent their role, objectives and commitment to support the country’s desire of developing a efficient, innovation and competitive capital market. The Association’s new name and logo was launched on 3 December 2005 and effective 1 January 2006. The name and logo was launched by the Governor of Bank Negara Malaysia which is YBhg Tan Sri Dato’ Seri Dr Zeti Akhtar Aziz. The Association was officially known as “MALAYSIAN INVESTMENT BANKING ASSOCIATION”. The logo of Malaysian Investment Banking Association logo was form by few alphabets which is the short form of the association – MIBA. The central letters that strand for “Investment Banking”. The “investment banking is the heart of the organization while the “Malaysian & Association” are two supporting identity features. The stylish logo...
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...Search your Class through Our Product Categories or From Our Search Bar (http://hwguiders.com/ ) Two lenders Sears and Roebuck use are HSBC Bank USA, National Association, and CitiCard. HSBC Bank USA, National Association is a bank that operates out of New York City with it s head office in Mclean Virginia (“RENAISSANCERE HOLDINGS LTD 2007). The bank is chartered in the National Bank Act and the Office of the controller of the currency, which is a part of the US Department of the treasury, regulates this bank (“8-K: HSBC USA INC /MD 2007). Sears credit card business is operated by CitiCard the world’s largest provider of credit cards. The investment back that Sears and Roebuck use to issue stock is Citi Bank. An investment back its job is to raise capital for Sears. Citi Bank sells securities to public investors in order to do this. The securities can come in the form of bonds or stocks. An investment bank performs two functions; mergers and acquisitions advisory and underwriting. The mergers and acquisitions side of the corporate finance, bankers perform the negotiating and mergers between two companies. Underwriting involves the process of raising capital for the company. Citi Bank as the investment banker of Sears acts as a conciliator matching sellers stock and bonds with buyers of stocks and bonds. As an investment bank, Citi spends sufficient amount of time finding investors in order to obtain capital for its clients. FIN 324 Week 5 Learning Team Assignment Investor...
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...TRADING BLOCKS Foreign direct investment Foreign direct investment is a foreign investment that establishes a lasting interest in or effective management control over an enterprise. Foreign direct investment can include buying shares of an enterprise in another country, reinvesting earnings of a foreign- owned enterprise in the country where it is located, and parent firms extending loans to their foreign affiliates. International monetary fund (IMF) guidelines consider an investment to be a foreign direct investment if it accounts for at least 10 percent of the foreign firm's voting stock of shares. However, many countries set a higher threshold because 10 percent is often not enough to establish effective management control of a company or demonstrate an investor's lasting interest. Entities making direct investments typically have a significant degree of influence and control over the company into which the investment is made. Open economies with skilled workforces and good growth prospects tend to attract larger amounts of foreign direct investment than closed, highly regulated economies. FDI is the sum of equity capital, other long-term capital, and short-term capital as shown the balance of payments. FDI usually involves participation in management, joint-venture, transfer of technology and expertise. There are two types of FDI: inward and outward, resulting in a net FDI inflow (positive or negative) and "stock of foreign direct investment", which is the cumulative number...
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...Ryan Kasta Monetary Policy Abstract This essay will look at the phenomenon of renewable energy. Different states have set up programs to help firms allocate money to provide upgrades to their businesses in form of renewable energy. These state programs are only available to people who live in that particular state. The uprising of these state run programs help keep out international investors. The country of China is investing in the oil and energy market in the United States. This hurts the United States economy because it is taking money out of the American economy and putting it in China’s economy. During a financial crisis it is important to keep funds in the United States economy and not other countries. The United States manufacturing sector produces about 12 percent of the gross domestic product in the United States. The United States manufacturing plants produce 20 percent of the world manufacturing needs ( U.S. Department of Energy, n.d.). Manufacturing factories use a lot of energy. In the 21st century we are seeing a move to conserve energy by way of renewable energy. This move will not only save energy but save money spent on energy. The government of the United States has a good amount of renewable energy projects that they are working on in many of the states. These projects are only granted to people who live in that particular state. It is important that the United States manufacturing firms keeps investing and loaning money to their states...
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...OF ROTATING SAVINGS AND CREDIT ASSOCIATIONS ON ECONOMIC WELLBEING OF RURAL WOMEN IN ANAMBRA STATE Abstract This study examines the effect of rotating savings and credit associations on economic wellbeing of rural women, particularly in Anambra State, Nigeria using an econometric multiple regression model of the Odinary Least Square (OLS). Findings revealed that credit/ loan services, training and advice on investment services and capital formation (savings) services through rotating savings and credit associations significantly influence the economic wellbeing of the rural women in Anambra state, Nigeria. Based on the findings, the study recommends that rotating savings and credit associations should be encouraged among rural women because...
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...This document may not be fully accessible. For an accessible version, please visit http://www.international.gc.ca/commerce/strategy-strategie/r3.aspx Overview of the Association of Southeast Asian Nations (ASEAN) Updated June 2012 The Canadian Trade Commissioner Service presents a Global Commerce Strategy Priority Market The Association of Southeast Asian Nations (ASEAN) 1 —Brunei Darussalam, Burma, Cambodia, Indonesia, Laos, Malaysia, Philippines, Singapore, Thailand, and Vietnam—makes up one of the world’s fastest growing economic regions. In December 2008, ASEAN’s Charter came into force, granting ASEAN status as an international legal entity. With an estimated combined gross domestic product (GDP) of $2.1 trillion and a combined population of about 609 million people, ASEAN is a regional economic force that is quickly becoming the free trade hub of Asia. It has concluded free trade agreements with China, India, Japan, Korea, and Australia/New Zealand, has completed a Trade and Investment Framework Arrangement with the United States, and is in the process of pursuing several other trade and investment agreements. The ASEANChina FTA, which came into force in 2010, represents one of the largest free-trade zones in the world, with an estimated 2.0 billion consumers. ASEAN is also pursuing further internal integration with the establishment an Economic Community (target date 2015), which would harmonize trade laws and permit the free movement of goods, services, labour, and capital...
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...Medium Enterprises Business Guide SMALL AND MEDIUM ENTERPRISES (SME) BUSINESS GUIDE SUPPORTED BY MARCH 2008 1 Uganda Investment Authority © 2008 Small and Medium Enterprises Business Guide Foreword The Uganda Investment Authority (UIA) is proud to introduce this first Small and Medium Enterprises Business Guide. Small and Medium Enterprises (SME) are the backbone of the Ugandan economy. They contribute to job creation and poverty reduction. SMEs need to be supported to grow from small enterprises to medium and large businesses. This guide provides information and contacts on business licensing, access to finance, entrepreneurship skills training, business development services, and taxation/incentives. I wish to especially thank the Icelandic International Development Agency (ICEIDA) which has funded not only this guide but also entrepreneurship skills training and business development support for SMEs. Uganda Investment Authority has partnered with Makerere University Business School, Management Training and Advisory Centre and Uganda Women Entrepreneurs Association Limited to deliver these services. To my fellow entrepreneurs, I encourage you to use this Small and Medium Enterprises Business Guide to increase the profitability of your business. Patrick Bitature Chairman Uganda Investment Authority 2 Uganda Investment Authority © 2008 Small and Medium Enterprises Business Guide Table of Content I. INTRODUCTION ............................
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...viatical life insurance settlements life settlements insurance viatical settlements insurance life settlements life settlement fund life settlements fund life settlement funds life settlement companies settle insurance claim life partners holdings life settlement company life partners inc senior settlements life settlements companies life settlement investment senior life settlements life settlement broker senior life settlement structured insurance settlement life settlements investment life settlement investments life settlement industry life settlement providers life settlement investors premium finance life insurance life settlements broker life settlements investments life settlement association viatical life settlement life settlement brokers life settlement viatical viatical insurance viatical company viatical and life settlement insurance viatical life settlement policy life settlement provider life settlement report life settlement market life settlements report viatical definition viatical companies advanced settlements stoli insurance life settlements association life settlement options life settlement brokerage life settlement policies life insurance settlement...
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...October 17, 2012 CORPORATE GOVERNANCE ASSIGNMENT Question 1 a). The Australian Investments function is to make sure the Australian financial markets are fairness and transparent. The Australian Securities and Investments Act 2001 (ASIC Act) has provided ASIC a number of enforcement powers to carry out their role, which includes: 1. Grant Australian financial service license and Australian credit license ASIC has the power to legalize or licensing a person who carries on financial services business. It is aim to give an investor a confidentiality to deal with the persons who are legally licensed by ASIC. In relation to the license that provided by ASIC, it is intended to ensure the financial services business fulfill their obligation according to the standards and meet the public prospect. Then this will help ASIC to take any action to protect the investors from engaging any misconduct ...
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...Introduction The stock market is the most active financial market in the U.S., which includes more than 5000 securities companies, trade associations, the stock exchange, investment banks and other institutions. The stock market can be divided into two level. The primary market including corporation, government agency, and investment bank sells securities to initial buyers, in other words called securities issue. The secondary market resell securities which have been previously issued in primary market. Secondary market can be organized in two ways. One ways is to organize exchanges, “where buyers and sellers of securities (or their agents or brokers) meet in one central location to conduct trades.”(Mishkin Eakins) The other way is to have an over-the-counter (OTC) market. The participants in OTC market trade through telecommunications networks such as telephone, email, and electronic system without a regular location. One of the importance network is the National Association of Securities Dealers Automated Quotation System (NASDAQ). Beyond those, Electronic Communications Networks (ECNs) have been challenging both the organized exchanges and NASDAQ for years. ECNs is a large quantity of stock trading electronic network that connect brokerages and traders so that they can trade directly without intermediaries. There are tens of billions of dollars of stock trading in the market every day. The management of the stock market of U.S. government is to regulate the issue and trading...
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...Lomas community; Finca Altamira rests on the side of a climbing hill, visible to the public by a small and rustic sign that highlights their name. Finca Altamira is a small, family owned farm that specializes in milk production. Don Enrique, the owner, takes care of most of the daily activities that need to be done in order for business to continue its flow. His wife helps out whenever she can and tends to their small garden, mainly for self – subsistence. They have a variety of fruits and vegetables growing in their garden, but milk is their main source of income. For a few years they produced cheese as well, but market opportunities were not consistent; and so the product had to be discontinued. Finca Altamira is now part of a small association consisting of nine milk farmers that have consolidated their product and now go to market as a single unit. Finca Altamira is where the milk from all farmers is consolidated and stored in a special container to await retrieval. It all starts early in the morning for Don Enrique and his family. The cows need to be milked twice a day in order to make the quota for their regular delivery, which takes place three to four times per week. There is a mutual relationship that exists between the farm and the family. They both feed off of each other and both parties reap the benefits. The family shares a small house to the side of the garden, with the pastures close by. They have a few cottages that hold some of their tools and equipment...
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...Glossary of Commercial Real Estate Terms From the REALTORS® Commercial Alliance 12/2005 -- A Absorption The amount of inventory or units of a specific commercial property type that become occupied during a specified time period (usually a year) in a given market, typically reported as the absorption rate. Accumulated cost recovery Total cost recovery deductions taken throughout the holding period of a property. Active income Income from salary, wages, tips, commissions, and activities in which the taxpayer materially participates. Also see passive income. Add-on factor The ratio of rentable to useable square feet. Also known as the load factor and the rentable-to-useable ratio. Also see efficiency percentage. Formula: Add-on factor =Rentable square feet Useable square feet Add value Fourth stage of four-stage transaction management process pertaining to a transaction manager’s planning, effort, and continual contact with key decision-makers, investors, and users, as well as contact with ancillary professionals. This ongoing process allows for feedback, establishes a network for problem solving, provides a means to offer additional services to the client, and enhances the transaction manager’s preparedness for the next assignment. Adjusted basis The original cost basis of a property plus capital improvements, less total accumulated cost recovery deductions, and partial sales taken during the holding period. ADS See annual debt service. Agglomeration economies Cost...
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...UK INSURANCE KEY FACTS 2014 UK Insurance KEY FACTS 2014 abi.org.uk 3 @BritishInsurers Follow us on Twitter @BritishInsurers ASSOCIATION OF BRITISH INSURERS About the ABI The Association of British Insurers is the voice of the UK insurance industry, representing general insurance and longterm savings and life insurance. The ABI has over 250 members, who account for around 90% of UK insurance premiums. www.abi.org.uk – has all the latest news, views and key information about insurance and the ABI’s work on behalf of the industry. The ABI produces detailed statistics on the industry, which are free to members and can be purchased by others for a fee. Contents 1 Introduction 2 The insurance industry is a UK success story 4 General insurance and its customers 10 Long-term savings and life insurance and its customers 15 Insurers play an important role as investors in the economy 16 Glossary 17 Contacts at the ABI abi.org.uk 4 UK INSURANCE KEY FACTS 2014 The UK insurance industry is the largest in Europe and the third largest in the world. It plays an essential part in the UK’s economic strength, managing investments of £1.8 trillion (equivalent to 25% of the UK’s total net worth) and paying nearly £12bn in taxes to the Government. It employs around 315,000 individuals, of which more than a third are employed directly by insurers with the remainder in auxiliary services such as broking. On behalf...
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...verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. (October 2010) A joint venture (JV) is a business agreement in which the parties agree to develop, for a finite time, a new entity and new assets by contributing equity. They exercise control over the enterprise and consequently share revenues, expenses and assets. There are other types of companies such as JV limited by guarantee, joint ventures limited by guarantee with partners holding shares. In European law, the term 'joint-venture' (or joint undertaking) is an elusive legal concept, better defined under the rules of company law. In France, the term 'joint venture' is variously translated as 'association d'entreprises', 'entreprise conjointe', 'coentreprise' or 'entreprise commune'. But generally, the term societe anonyme loosely covers all foreign collaborations. In Germany, 'joint venture' is better represented as a 'combination of companies' (Konzern).[1] With individuals, when two or more persons come together to form a temporary partnership for the purpose of carrying out a particular project, such partnership can also be called a joint venture where the parties are "co-venturers". The venture can be for one specific project only - when the JV is referred to more correctly as a consortium (as the building of the Channel Tunnel) - or a continuing business relationship. The consortium JV (also known as a cooperative agreement)...
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...Articles of Association Of Chongqing, China Date: [ ], 2005 Table of Contents The present articles are hereby formulated by . (hereinafter referred to as the “Investor”) in accordance with the Law of the People’s Republic of China (“PRC”) on Wholly Foreign-Owned Enterprises and other applicable Chinese laws and regulations, for the establishment of the wholly foreign-owned enterprise (the “Company”) in Chongqing, PRC. Article 1 - Name of Company Name of the Company in English: Name of the Company in Chinese: Legal Address: Legal Representative: Position: Nationality: Article 2 - Name of Investor Name of the Investor in English: . Legal Address: Legal Representative: Position: Nationality: Article 3 - The Company 3.1 Legal Person The Company shall be a legal person under the laws of the PRC subject to the protection and jurisdiction of PRC law. All of the activities of the Company shall comply with applicable PRC laws and regulations. 3.2 Limited Liability Company The Company shall be a limited liability company under the laws of...
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