...Arrow Financial Services AFS A Sallie Mae Company SLM Salitha Deberry MGMT 401 Organization Industry Organization defined as an act of organizing or the process of being organized; with a number of persons or groups that are united for a particular purpose. Industry defines as the commercial production and sales of goods and services; industrial management as distinguished from labor. Arrow Financial Services LLC (AFS) is part of the Sallie Mae (SLM) family and a nationally recognized leader in the receivables management industry with over $ 16 billion in consumer debt under management. AFS offer a full range of recovery solutions across a variety of asset classes including credit cards, student loans, utilities, telecommunications, retail, and automotive. AFS employees specialize in balancing courteous and professional customer service with the goal of maximizing recovery on managed accounts. AFS unique combinations of experience, reputation and world class analytical capability set them apart from others in the industry. AFS is a leading purchaser and servicer of performing and non-performing consumer debt. AFS was established in 1961 and has grown today into a nationwide company with over 1,000 employees across two outbound call centers: Whitewater, WI and our headquarters in Niles, IL. Our offices in Rockville Centre, NY and Austin, TX, are dedicated to finance, capital market, risk and portfolio management activities. AFS currently, manages receivables on debt...
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...2006 National Institute of Standards and Technology Technology Administration • Department of Commerce Baldrige National Quality Program Arroyo Fresco Community Health Center Case Study 2006 National Institute of Standards and Technology Technology Administration • Department of Commerce Baldrige National Quality Program Arroyo Fresco Community Health Center Case Study The Arroyo Fresco Community Health Center Case Study was prepared for use in the 2006 Malcolm Baldrige National Quality Award Examiner Preparation Course. The Arroyo Fresco Community Health Center Case Study describes a fictitious nonprofit organization in the health care sector. There is no connection between the fictitious Arroyo Fresco Community Health Center and any other organization, either named Arroyo Fresco Community Health Center or otherwise. Other organizations cited in the case study also are fictitious, except for several national and government organizations. Because the case study is developed to train Baldrige Examiners and others and to provide an example of the possible content of a Baldrige application, there are areas in the case study where Criteria requirements are not addressed. CONTENTS 2006 Eligibility Certification Form ………………………………………………………………… Organization Chart ………………………………………………………………………………… 2006 Application Form …………………………………………………………………………… Glossary of Terms and Abbreviations ……………………………………………………………… Preface: Organizational Profile P.1 P.2 Organizational Description...
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...STUDY: Phase 2,3 & 4 PROBLEM BASED LEARNING PROCESS STAGES 1 PBL ACTION PROCESS Group Introduction students to PBL via experiential learning Setting Assign student with a course guide that consist of rationale, objective and content Define roles of facilitator and student Introduce members DOCUMENT & RECORD ASSIGN 2 Trigger Designation of work groups Establish ground rules Student confront a problem 4 groups (max 10 person per group) of student are given by case study Rancangan Mengajar Semester Course Outline PBL Process First meeting minute Member`s Organization Chart, Directory & Group`s Rules Facilitator Facilitator Facilitator Learning member`s Facilitator & Learning member`s 3 4 5 6 7 Present the problem Identify and clarify problem Describe the problem Idea Student design a plan Generation Inquire the possible ideas (solve the problem) Learning Determine what needs to be learnt in order to understand or solve the Issue problem Generate learning issue and action plan Identify resources Self – Inquire the research sources Directed Seek and summarize relevant information Learning Produce Self- assessment checklist with criteria on what, why and how the problem is solved Synthesis Discuss, develop and justify solution and explanation: and Conduct peer sharing of information Application Evaluate sources of information for credibility and validity(critique resources) Apply relevant knowledge to the problem Develop more learning...
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...ATTACHMENT A: GENERIC TRAINING PLAN EY Zimbabwe – 2013 Instructions for completion · This is a generic training plan for ONE hypothetical trainee · All applicants must complete all the sections TRAINING PLAN Elective: Auditing & Assurance Residuals: Taxation Management Decision-Making & Control Financial Management Internal Audit, Risk Management and Governance COMPULSORY SKILLS BUSINESS ETHICS Mode through which competence will be achieved (i.e. practical experience/ simulation Competency to be achieved BE(C) Acts ethically and in accordance with the rules of professional conduct Tasks to be performed BE(C)1 Displays honesty and integrity BE(C)2 BE(C)3 BE(C)4 BE(C)5 BE(C)6 BE(C)7 BE(C)8 Carries out work with a desire to exercise due care Maintains objectivity and independence Avoids conflict of interest Protects the confidentiality of information Maintains and enhances the profession’s reputation Adheres to the rules of professional conduct, including the ICAZ Code of Professional Conduct Identifies and adequately responds to potential ethical dilemmas Examples of activities to be performed by trainees to gain exposure to this competence E&Y Firm values – Our shared values inspire our people worldwide and guide them to do the right thing, and our commitment to quality is embedded in who we are and in everything we do. Our values define who we are · · · People who demonstrate integrity, respect and teaming People with energy, enthusiasm and the courage to lead People who...
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...Administration (NA). Oversee network configuration, faults, performances, and security management through HD, IPO, and NA functions. Review and plan networks, control distribution of Internet Protocol (IP) address space, and enforce Internet use policy. Implement Air Force Computer Emergency Response Team and Automated Systems Security Incident Support Team security fixes, operating system patches, and antivirus software. Develop local restoral and contingency operations plans. Process and review C4 systems requirement documentation, telecommunications service requests, status of acquisition messages, and telecommunications service orders. Perform strategic and budget planning for networks. Categorize, isolate, and resolve network problems. Perform fault isolation by validating, isolating, and correcting faults, and verifying service restoral with customers. Process, document, and coordinate resolution of trouble calls from...
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...(Individual Assignment) BU 041 Why Corporate Social Responsibility Matters Name: Ou Yang Ning Xiao Term: January 2012 Lecturer: Mr. Issac Leung Due Date: 29th February 2012 Words count: 2133 words TABLE OF CONTENT Executive Summary-----------------------------------------------------Page 3 Introduction-------------------------------------------------------------- Page 4 CSR Problem within the Barings Bank----------------------------- Page 5 FIVE Acts to Prevented Leeson from Destroying the Bank---- Page 7 Why SOX not Prevent the Fraud------------------------------------ Page 9 How monitor the ethical standard----------------------------------- Page 10 Conclusion---------------------------------------------------------------- Page 11 Reference----------------------------------------------------------------- Page 12 Executive Summary This report is through the case analysis about the collapse of Baring Bank, to talk about how the corporate social responsibility influences a company. Through the related CSR problems in Baring bank and trying to find what matters that the organization lack of. In addition to know more about how CSR effect the global business environment, depends on the Sarbanes-Oxley Act, the report talk about the five acts can possibly prevented Leeson to destroy the company. And also discuss why the SOX act is not effective which lead to the Madoff investment scandal and could not prevent the 2008-2009...
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...Advanced Accounting Third Edition Susan S. Hamlen University at Buffalo, The State University of New York Ronald J. Huefner University at Buffalo, The State University of New York James A. Largay III Lehigh University Cambridge BUSINESS PUBLISHERS Cambridge Business Publishers ADVANCED ACCOUNTING, Third Edition, by Susan S. Hamlen, Ronald J. Huefner, and James A. Largay III. COPYRIGHT © 2016 by Cambridge Business Publishers, LLC. Published by Cambridge Business Publishers, LLC. Exclusive rights by Cambridge Business Publishers, LLC for manufacture and export. ALL RIGHTS RESERVED. No part of this publication may be reproduced, distributed, or stored in a database or retrieval system in any form or by any means, without prior written consent of Cambridge Business Publishers, LLC, including, but not limited to, in any network or other electronic storage or transmission, or broadcast for distance learning. STUDENT EDITION ISBN: 978-1-61853-151-3 Bookstores & Faculty: to order this book, call 800-619-6473 or email customerservice@cambridgepub.com. Students: to order this book, please visit the book’s Website and order directly online. Printed in Canada. 10 9 8 7 6 5 4 3 2 1 PREFACE W elcome to Advanced Accounting. We wrote this book with two major objectives in mind. First, we seek to reflect the changing topical emphases and content in the advanced accounting course; coverage is completely updated for new developments concerning...
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...discussion points for AGM ---------------------------------------- | 8 | | | | | | | | | | | | | | | | 1. FINANCIAL ANALYSIS APPROACH I have adopted following approach to perform holistic and integrated financial analysis of Fauji Fertilizer Bin Qasim Limited-FFBL Environmental analysis Industry analysis Operational review of FFBL Financial analysis The under mentioned documents are essential to perform comprehensive analysis of financial position, performance and cash position. 1. Business plan-Year 2013 to 2015 2. Approved budget-Year 2013 to 2015 3. Annual report of Year 2012 4. Audited financial statements-Year 2012 5. Internal audit charter / Terms of reference for internal audit 6. Internal audit reports 7. Audit engagement letters 8. Management letter / Letter of internal control from external auditors 9. Manual of policies and standard operating procedures 2. ANALYTICAL REVIEW I have taken into consideration following factors to analyze the business of FFBL 1. Strategic direction; Vision, Mission and Objectives 2. Ownership structure of company 3. Production capacity 4. Group structure 5....
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...auditor in making investment judgement and increase the productivity of financial markets. Financial statements provided by the auditors are often reviewed as credible, unbiased opinion that truly reflects the company financial positions. There’s no doubt that auditor independence is the core of auditing profession when establishing its objectivity and integrity. Auditor independence, in particular, indicates the ability of an auditor to disregard any influence or control when conducting an opinion (AAA, 1973). Therefore, auditor must be, and must be seen to be independent of company management. Lack of independence causes audits to be considered to have little value (Johnstone, Sutton, & Warfield, 2001). This is further supported by Elliott and Jacobson (1998) that a particular interest may trigger a risk that could weaken the outcome of the audit which in turn impairs the auditor independence. Hence, independence is fundamental to the purpose served by auditors (Moore et al., 2002). This study is limited to only four variables as to keep the task manageable. Prior years, various studies are being carried out by scholars in examining the effect and significance of the concerns. For instance, Abu Bakar, Abdul Rahman, and Abdul Rashid (2005) studied the factors that influence auditor independence in Malaysian-owned commercial banks loan officer’s perceptions. Furthermore, Abu Bakar and Ahmad (2009)...
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...GOVERNMENT OF GHANA EDUCATION STRATEGIC PLAN 2003 to 2015 VOLUME 1 POLICIES, TARGETS AND STRATEGIES Ministry of Education May 2003 Education Strategic Plan, Volume 1 EDUCATION STRATEGIC PLAN 2003 - 2015 Volume 1: Policy, Targets and Strategies Contents page List of Abbreviations used in ESP Foreword by Honourable Minister of Education Chapter 1 4 2 The Education Strategic Plan- Background and Policy Basis 5 1.1 1.2 1.3 1.4 1.5 1.6 The Education Sector - an Overview Documents that have informed the ESP Philosophical and Policy basis of the ESP Outline Situation Analysis Other influences on the ESP Challenges facing the Education Sector (as at 2002) 5 6 7 8 11 12 Chapter 2 The Strategic Framework 2.1 Areas of Focus and Policy Goals 2.2 Areas of Focus 2.3 The Strategic Framework Chapter 3 13 13 16 19 Managing and Implementing the ESP 3.1 Sector Wide Approach 3.2 Co-ordination of Stakeholder Inputs 3.3 Implementation of ESP through Work Programming and Operational Planning Chapter 4 34 34 36 37 Monitoring Education Sector Performance 4.1 Indicators 4.2 ESP Review Chapter 5 40 40 41 Financial Framework for the ESP 5.1 Cost projections 5.2 Funding the ESP 42 42 43 Annexes 46 1 Education Strategic Plan, Volume 1 Abbreviations BECE BOG CBO CPM CRT DP EA EFA EM EMIS ERRC ESP ESPRR ESR ESTAC FBO FCUBE FPMU GER GES GETFund GoG GPRS HIV/AIDS HQ HT ICT IEC IGO INSET JSS KG M&E MNS MoE MoMDE...
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...large company in America in Fortune magazine’s survey of Most Admired Companies. Yet within a year, Enron’s image was in tatters and its stock price had plummeted nearly to zero. Exhibit 1 lists some of the critical events for Enron between August and December 2001—a saga of document shredding, restatements of earnings, regulatory investigations, a failed merger and the company ling for bankruptcy. We will assess how governance and incentive problems contributed to Enron’s rise and fall. A well-functioning capital market creates appropriate linkages of information, incentives and governance between managers and investors. This process is supposed to be carried out through a network of intermediaries that include professional investors such as banks, mutual funds, insurance and venture capital rms; information analyzers such as nancial analysts and ratings agencies; assurance professionals such as external auditors; and internal governance agents such as corporate boards. These parties, who are themselves subject to incentive and governance problems, are regulated by a variety of institutions: the Securities and...
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...Kortfilm, d. 16/08/2012 Gruppe 7, min gruppe, har om den syvende parameter – helhed. Uvæsentligt: Da Marianna blev stukket af en myg. Helhed: At den slutter godt, Marianna går tilbage til Morten. Vellykket: Fordi hvis det havde været Morten, der var gået over til Marianna var de døde, men det var omvendt. Så de overlevede og fik endt deres diskussion lykkeligt. Koncentratet: Det der er tilbage af det væsentlige er fint, men der er en scene der gør det dårligt, og det er når Marianna bliver stukket. Richard Raskin: Richard mener, at filmen skal slutte så man føler sig tilfredsstillende ved at forlade historiens behagelige rum. Og det gør man, fordi det begge overlever og bliver hos hinanden. Dansk, d. 17/08/2012 Læs teksten ’’Helle Helle: En stol for lidt’’ Vi har om åbne og lukkede tekster, og ’’Helle Helle: En stol for lidt’’ er en åben tekst fordi man har så mange overvejelser, og tænker videre på slutningen. En åben tekst: Er en tekst fuld af tomme pladser, således at læseren har frit valg på mange fortolkningshylder. En lukket tekst: Er en tekst, der forsøger at skabe en lydig læser i den forstand, at læseren loyalt fortolker teksten sådan som forfatteren lægger op til, at der skal fortolkes. Teksten handler om et par, der forbereder sig til deres egen fest, men alting går dårligt, og de skal til at lave maden færdig og gøre toilettet rent. De mangler også at tage deres fine tøj på. Men den ender meget sær, fordi kvinden i historien forlader pludselig huset...
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...AU/SCHOOL/059/2001-04 AIR COMMAND AND STAFF COLLEGE AIR UNIVERSITY SQUADRON COMMAND: THE FIRST 90 DAYS by Eric N. Hummer, Major, USAF A Research Report Submitted to the Faculty In Partial Fulfillment of the Graduation Requirements Advisor: LTC Phil Chansler Maxwell Air Force Base, Alabama April 2001 Distribution A: Approved for public release; distribution is unlimited Report Documentation Page Report Date 01APR2001 Report Type N/A Dates Covered (from... to) Contract Number Grant Number Program Element Number Author(s) Hummer, Eric N. Project Number Task Number Work Unit Number Performing Organization Name(s) and Address(es) Air Command and Staff College Air University Maxwell AFB, AL Sponsoring/Monitoring Agency Name(s) and Address(es) Distribution/Availability Statement Approved for public release, distribution unlimited Supplementary Notes Abstract Subject Terms Report Classification unclassified Classification of Abstract unclassified Number of Pages 53 Classification of this page unclassified Limitation of Abstract UU Performing Organization Report Number Title and Subtitle Squadron Command: The First 90 Days Sponsor/Monitor’s Acronym(s) Sponsor/Monitor’s Report Number(s) Disclaimer The views expressed in this academic research paper are those of the author and do not reflect the official policy or position of the US government or the Department of Defense. In accordance with Air Force Instruction 51-303, it is not copyrighted...
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...The Market Research Encyclopedia by Vincent E Barabba To market well, you have to satisfy and at times exceed the expeetations of the customer. But how do you know what the customer wants; According to the textbooks, market research ought to provide the answer. Unfortunately, heeause of the way most traditional marketing research is conducted, it has fallen short of this important objective. At the core of the problem is the practice of using marketing research to confirm that a decision already made is the right decision rather than using market research to identify alternative choices and to support the process hy which the hest alternative is ehosen. In this series of foldout tables, I present a guide for managers who want to use market research to develop and support market-based decisions. The tables form a decision-support framework that uses research tools to help companies develop a balanced approach to the "technology push/demand pull" product development process. The structural components of the framework are accountable management, the company's decision process, marketplace reality, and the market research function. The five sections of the gateiold identify the steps researchers must take: (1) Assess market information needs; (2) Measure the marketplace; (3) Store, retrieve, and display the data; (4) Descrihe and analyze HARVARD BUSINESS REVTEW laiuuirv-Febiiiatv 1 ^ market information; (5) Evaluate the research and assess its usefulness. The reference material...
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...or presentation to a professional publication, peer reviewed journal, or professional conference. In adding my name following the word 'Signature', I intend that this certification will have the same authority and authenticity as a document executed with my hand-written signature. Signature _____Benjamin L. Tomhave________________________ Benjamin L. Tomhave 12/7/2004 1 Research Paper: Information Security Technologies by Benjamin L. Tomhave Abstract The following research paper provides analysis of thirteen (13) information security technology topics, arranged in ten (10) groups, that are either commonly found or emerging within the information security industry. These topics include: Access Control Management, Antivirus, Audit Data Reduction, Firewalls, Intrusion Detection Systems (IDS), Intrusion Prevention Systems (IPS), Anomaly Detection Systems (ADS), Event Correlation Systems (ECS), Network Mapping, Password Cracking, Public Key Infrastructure, Virtual...
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