...Saving Money Prevent Bad Things To Happen Money is one of the most basic requirement in our lives. We need the money for our whole life; for clothes, for food, for shelter and even water or electricity costs. However, ones cannot fulfil his/her basic needs or requirements of the daily routine without it.Also, without money, many things will not success and we will get into many trouble in our life. We all know that we need to save money, but most of the people do not save like they know they need to save. Why ? Because most of them feel that they had completed their goals. The goals are about to buy a sport shoes, a branded handbag or something else.Nonetheless, we should saving money be like Warren Buffet. As everyone knows who he is and how successful he was. Therefore, we should be brilliant on how to save the money in our daily life. There are a lot of benefits that we can gain if we save money day-to-day. For instance, if a doctor told you that your child was dying and could only be saved with a $15,000 operation that your insurance would not cover and could only be performed nine months from today, could you save $15,000 in nine months? The answer is no, you could not! Because of lacking money, you need to borrow money from other people and this is the reason why saving money is significant. As the saying goes, repair the house before it rains. Saving money will become a priority for everyone. First and foremost, the most important why we should save money...
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...Date Topic Reading Practice Problems Assignment Due 1/3 Introduction 1/5 Overview of Accounting Environment Chpt 1 E1-1, 6, 7, 8 1/10 Review Accounting Process Adjusting Entries and Financial Statement Preparation Chpt 2 pp. 50-83 E2-1,2,3,4,8, 11; P2-5, 7 Top Dawn Espresso Problem* 1/12 WorldCom Case WorldCom Case 1/17 Accrual vs. Cash Flows; Inferring JE’s; Statement of Cash Flows Chpt 2 pp. 83-93; Chpt 4 pp. 198-207 E2-14, 17; 1/19 Chemalite Case Chemalite Case 1/24 Income Statement Presentation Chpt 4 pp. 168-198 E4-4, 6, 10; P4-1 1/26 Balance Sheet and Disclosures Chpt 3 pp. 112-132 E3-2, 5, 13; P3-2, 9 1/31 Financial Statement Analysis; Review Chpt 3 pp. 132-138; Chpt 5 pp. 263-269 E3-17,18,20; E5-20, 21, 22 2/2 Midterm 2/7 Revenue Recognition Chpt. 5 pp. 232-258, SAB 104 E5-2, 4, 10, 11, 14 2/9 Revenue Recognition Chap 5 pp. 258-263; P5-8; E5-1, 15, 16; 2/14 Revenue Recognition Chap 5 2/16 Circuit City Case Circuit City case 2/21 Revenue Recognition (wrap-up); Receivables Chpt 7 pp. 336-352; Skip Sales Returns E7-5, 6, 8, 9, 11; P7-1, 2; 2/23 Review of Time Value of Money and Notes Receivable Chpt 6; Chpt 7 pp. 352-368 E6-1, 3, 6; E7-12, 13, P7-6 Writing Assignment 2/28 Receivables (wrap-up); Inventory Chpt 8, pp. 394-420 E8-13, 15, 19; P8-8, 9 3/1 Inventory Chpt. 8, pp- 420-424 E 8-23, P8-15, 16 3/6 Inventory Chpt 9, pp. 446-465 LCM only E9-1, 2, 13, 14 3/8 Catch up and Review 3/13 Finan...
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...Example: NetOne Inc. expects free cash flows of $5 million each year. NetOne's corporate tax rate is 35%, and its unlevered cost of capital is 15%. The firm also has outstanding debt of $19.05 million, and it expects to maintain this level of debt permanently. What is value of NetOne without leverage? VU = PV(of FCF)= $5mil/0.15 = $33.333 million What is the value of NetOne's equity with leverage? E = VL - D = VU + PV(ITS) - D = VU + TC D - D = VU + D(TC - 1)= $33.333 + $19.05(0.35 - 1) = $20.951 million. Example: A firm has $50 million in equity and $20 million of debt, it pays a dividend of $3 million, and has a net income of $10 million. ROA = Net Income / Beginning Assets ROE= Net Income / Beginning Equity Old Retention Rate = (1-payout policy) New Retention Rate= (1-New Payout Percent) What is the firm's sustainable growth rate? SGR=10/50 (1 - 3/10) = 14% What is the firm's internal growth rate? IGR =10/70 (1 - 3/10) = 10% Example: Sales: 122,800 Cost of Goods Sold: 104,380 Accounts Receivable: 10,900 Inventory: 1,420 Accounts Payable: 22,640 Cromwell Incorporated has the information shown above on its annual Income Statement and Balance Sheet (all numbers shown are in thousands). What is Cromwell's cash conversion cycle? Inventory Days = Inventory/Ave. Daily COGS = 1,420/104,380/365 = 4.97 A/R Days = A/R / Ave. Daily Sales = 10,900/122,800/365 = 32.4 A/P Days = A/P / Ave. Daily COGS = 22,640/104,380/365 = 79.17 CCC = Inventory Days + A/R Days - A/P Days = 4.97 + 32.4 -79...
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...Business Ethics and Sustainability (BUS300) Trimester Two, 2013 Lecturer/Tutor : Dr Ross Spence – contact Ross.Spence@koi.edu.au Section 1: General Information 1.1 Administrative details: Associated HE Award(s) | Duration | Level | Subject Coordinator | BBus (Accg); BBus (MgtFin) | One trimester | Level 3 | Dr Ross Spence | 1.2 Core or elective subject/unit Indicate if the subject/unit is acore subject/unit or elective subject/unit BOTH Core subject for BBus (MgtFin); elective subject for BBus (Accg) | 1.3 Subject/unit weighting Indicate below, the weighting of this subject/unit and the total course points (eg 10 credit points for the subject/unit and 320 credit points for the course). Subject/Unit Credit Points | Total Course Credit Points | 1 unit | 24 units | 1.4 Student workload Indicate below, the expected student workload per week for this subject/unit: No. timetabled hours/week* | No. personal study hours/week** | Total workload hours/week*** | 4 hours/week | 5 hours/week | 9 hours/week | * Total time spent per week at lectures, tutorials, clinical and other placements etc ** Total time students are expected to spend per week in studying, completing assignments,etc *** That is, * + ** = workload hours. 1.5 Mode of Delivery Indicate if this subject/unit is delivered face to face: YES 1.6 Pre-requisites Are students required have undertaken a prerequisite/co-requisite subject/unit(s) for this subject/unit? YES If yes, provide details of the prerequisite/co-requisite...
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...Does your career plan include a world of lifelong success? Program of Professional Studies THE CERTIFIED GENERAL ACCOUNTANTS ASSOCIATION OF BRITISH COLUMBIA We see more than numbers. Choose a career that places you on the path to lifelong success. It’s all about opportunity. Accounting professionals can work in any sector, anywhere in the world. And when you choose CGA, you’ll gain the leadership, problem-solving and technical skills that are sought after by organizations in the private, public and not-for-profit sectors. The CGA Program of Professional Studies gives you the tools to succeed in business, no matter where your career takes you. You’ll enter the workforce with the applied knowledge and demonstrated expertise that employers want, including specialized technical knowledge, sectorspecific competencies, problem-solving skills and the ethical integrity to lead. CGA’s competency-based curriculum is simply your best way to prepare for a rewarding career in financial management. Flexible study options and the freedom to choose the career you want CGA is all about choice. You choose the professional-studies path and real-world experience that best match your career goals and interests. We give you the skills and freedom to work in any type of organization, in any industry, at any level of management. With a CGA designation, your opportunities—both professional and personal, at home and around the world—are limitless. Take your place as a highly respected...
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... StudNum | StudName | StudAddr | PhNum | CourseCode | CourseName | UnitID | UnitName | StaffID | StaffName | StaffOffice | Grade | 101 | Jenny Teo | 123a Norwich Hse | 9911345 | 20241 | BBus(Acc) | Acc24 | Finance 2a | S045 | Paul Smith | D401 | D | 101 | Jenny Teo | 123a Norwich Hse | 9911345 | 20241 | BBus(Acc) | Law01 | Intro. Law | S022 | Elaine Ng | F213 | C | 101 | Jenny Teo | 123a Norwich Hse | 9911345 | 20241 | BBus(Acc) | Mgt21 | Org. Behaviour | S099 | Ann McCall | D211 | P | 112 | Warren Wills | 64 South St. Clayton | 9894387 | 30001 | BCom | Ais20 | Acc Info Systems | S120 | Peter Duffy | D411 | HD | 121 | Neil Smith | 123a Norwich Hse | 9911345 | 30001 | BCom | Acc24 | Finance 2 | S045 | Paul Smith | D401 | D | 121 | Neil Smith | 123a Norwich Hse | 9911345 | 30001 | BCom | Mkt10 | Intro Marketing | S111 | Dan Coleman | F210 | P | 130 | Joe Chan | 10 Wells St Frankston | 9901238 | 20242 | BBus(Acc) | Acc11 | Intro Accounting | S030 | Elli Blake | F109 | P | 130 | Joe Chan | 10 Wells St Frankston | 9901238 | 20242 | BBus(Acc) | Acc24 | Finance 2a | S046 | Paul Smith | D401 | D | 130 | Joe Chan | 10 Wells St Frankston | 9901239 | 20242 | BCom(Acc) | Law01 | Intro. Law | S022 | Elaine Ng | F213 | C | 130 | Joe Chan | 10 Wells St Frankston | 9901238 | 20242 | BBus(Acc) | Mkt10 | Marketing A | S111 | Dan Coleman | F210 | P | The following abbreviations have been used in this table: StudNum – Student identification number StudName – Student name ...
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...1. What major stressor do you currently face? What creates anxiety or discomfort for you? (For example, “I have too much to do.”) Currently, the major stressor that I currently face is definitely time related. I feel like there is too much things that I have to do right now. I have part time job, and I am full time student. This quarter I take 3 classes, such as BBUS 470, BBUS 330, and BBUS 473. I feel all three classes are really heavy, and I feel very stressful somehow. 2. What are the major attributes or components of the situation? Divide the major problem into smaller parts or sub problems. I have three classes this quarter, and all of three have team projects. Also, every week has to due with assignments, and readings, and writings. I need to read case studies. I need to do my part in my groups. 3. What are the subcomponents of each of those subproblems? Divide them into yet smaller parts. * For class 470 (Capstone class): I need to finish for reading case study before every Tuesday and Thursday I need to read case study that is assigned for my group also, and I need to contribute for team write-up for that day too. I need to find data for my group project about company that our group picked. I need to get everyone in my team to meet up on one day to talk about our group project ‘s ideas. * For class 330: I need to read all interactive case in every chapter due on Tuesday and Thursday I need to do all class discussions online. I need to work on team project...
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...Accredited Tertiary Courses Listing 2012 Accredited Tertiary Courses Listing 2012 – as at 26 September 2012 1 2012 Accredited Undergraduate Courses AUSTRALIAN CAPITAL TERRITORY The Australian National University University of Canberra NEW SOUTH WALES Australian Catholic University Australian Institute of Higher Education Avondale College Charles Sturt University Kings Own Institute Macquarie University Southern Cross University Top Education Institute The University of New England The University of New South Wales The University of Newcastle The University of Sydney University of Technology, Sydney University of Western Sydney University of Wollongong Williams Business College NORTHERN TERRITORY Charles Darwin University QUEENSLAND Australian Catholic University Bond University Central Queensland University Christian Heritage College Griffith University James Cook University Queensland University of Technology The University of Queensland The University of Southern Queensland University of the Sunshine Coast SOUTH AUSTRALIA Flinders University Kaplan Business School The University of Adelaide University of South Australia Open Universities (conferred by Uni of SA) TASMANIA University of Tasmania VICTORIA Australian Catholic University Cambridge International College Carrick Higher Education Deakin University Holmes Institute Holmesglen Institute of TAFE La Trobe University Melbourne Institute of Technology Monash University Northern Melbourne Institute of TAFE RMIT...
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...BBUS 3030 INDUSTRY PAPER PAPER GUIDELINES Length and format requirements Between 2,000- 2,500 words (plus appendices, if needed) Double spaced, 12 point Times New Roman In text citations and reference list absolutely required (see writing guidelines below) Submission requirements One copy of the paper needs to be submitted through Moodle before the specified deadline. Please save the file in Moodle as: “Group Number, Topic”. Content requirements 1. COVER PAGE -With title, course name, group number & student names and IDs 2. ABSTRACT -One paragraph overview of the paper (objective, findings, conclusion) 3. BODY - Brief overview of the industry (what it does, major players, markets, etc) - Ethical issues within the industry - Key stakeholders affected by the ethical issues (who are they, what are their claims, etc) - Industry’s response to the ethical issues (here you can give examples of actions taken by a few individual companies) - Analysis of industry’s response using one ethical theories covered in chapters 2, 3 or 4 4. CONCLUSION -Your own recommendations about what the industry can do to better address the ethical issues and demands of stakeholders Writing guidelines * I am looking for well-structured answers with a logical process of thought, clear concepts/argument and a good grasp of the ideas you are discussing. * The paper should be in an essay format but use of headings...
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...Zahra MohammadHosseini BBUS 438 Professor Ceri Nishihara Case 1: Southwest While Southwest has a very unique model that has kept them profitable for decades, they still struggle to grab a large portion of the market share. Southwest, historically, has stated their biggest competitor is the car and no other airlines. While this may have been true many years ago, it isn’t true anymore. Consumers already prefer to fly over driving as they understand the cost and time benefits of it. By southwest not focusing on other airlines as competitors they are losing out on gaining competitive advantages against them. Another key area where Southwest differs from other airlines is that you can’t book a Southwest fight through any other avenue than directly through Southwest. While this saves southwest on commission fees and allows them to keep their fares lower, it can be a disadvantage for Southwest as many consumers like to compare rates on travel websites. By Southwest not having a presence on those travel websites, they are losing out on a large portion of the market. With these shortcomings, Untied was able to pull back out of a market and focus their efforts elsewhere without worry of losing income or market share. Strengths:- Number 1 in on-time service, baggage handling, and customer service-Avoids major airline hubs in large cities to improve turn time- Creative marketing campaigns make them stand out to consumers- Commitment to a fun environment for both employees and consumer...
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...Kim Le BBUS 438 July 9, 2014 Case Write-up #5 Biopure Corporation Oxyglobin and Hemopure are Biopure’s products in the field of blood substitutes. Hemopure targets the human market and oxyglobin for the animal market. Oxyglobin received the final FDA approval to enter the market, while Hemopure still has another two years for approval. The two products are almost identical in physical properties and appearance, are being priced with a tremendous price gap: Oxyglobin being set at a price almost 500% less than Hemopure. The problem that arises is determining when the best time would be to introduce Oxyglobin and at what price, and how should the company market the product that ensures that the potential for Hemopure is not jeopardized. I recommend that Biopure introduce Oxyglobin to the veterinarian market as soon as they can with the price of $200 to satisfy demand. The expected demand will be treating 2,340,000 dogs, parallel with the same amount of Oxyglobin units. There are currently 15,000 small vet practices according to the case. 800 dogs suffer from acute blood loss per practice, while 30% of these dogs would have benefited significantly from a transfusion of blood. I made the assumption that this 30% will be treated Oxyglobin (800 * .30 = 240 dogs). At a price of $200 per unit, 5% of veterinarians are willing to pay for non-critical situations and 60% for critical situations. This means we will sell Oxyglobin for the treatment (.05 * 15,000 * 240 dogs =...
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...INTI INTERNATIONAL UNIVERSITY COURSE STRUCTURE Programme: Bachelor of Business (BBUS) 1. 2. 3. 4. Name of Course/Module : E-Commerce Course Code: MGT3227 Rationale for the inclusion of the course/module in the programme : This module is designed to provide an insight into the area of e-commerce. Electronic commerce lies at the forefront of modern marketing and strategic management, altering the competitive landscape for large and small corporations alike. The Internet and new media are reshaping industries, creating new opportunities, and challenging existing commercial models and relationships. Total Face to Face Total Total Student Learning Time (SLT) L T P O A B/O IL L = Lecture T = Tutorial P = Practical(Lab) O= Others A= Assessment B/O=Blended /Online learning IL= Independent learning 5. 6. 7. 8. 9. 42 12 2 10 102 Credit Value: 4 Prerequisite (if any): Nil Learning outcomes: On completion of the course, students will be able to: 1. Discuss on the concepts and importance of the building blocks of e-commerce. 2. Demonstrate an ability to identify and analyse of the e-commerce prospects and their practical business significance 3. Analyse the issues related to the best practice of E Commerce contributing towards the organization, consumer and society. Synopsis: This course is designed to provide students with a basic understanding of the underpinnings of electronic commerce in order to make informed...
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...The Fifth Agreement Instructor: Amy Tucker BBUS 272-03 Youth just like a river going to ocean, and never coming back. Before the river move in to the ocean, it issues the final roar. Time back to five years ago, the first time I was landing in this beautiful country. I was having a lot of dreams, and though I would have a big success in my new university; however the things was not going to the right that I was thinking. I was a student in the program of the Respiratory Therapy, and I finished my first year courses. After I finished my courses, I became vanity, blindness, and relaxation. Last fall semester, I backed to university, I cannot follower the courses anymore, and I failed. Because the courses open once each year, I cannot take any courses in university on the winter. That was the end of the world to me, I lost myself, and I had stayed at home for 4 months. Fortunately, I have a wonderful family, and they rise me up. The new beginning is come to me, I back to school and take the BBA program. I did read the book of “The fifth agreement”, and I recollect my story. Then I have understood more things of the life. People always say failure could make you clear. I think so, I made a big mistake and waste my two years, but for now, I am growing up. The five agreements that, Don Migule Ruiz, Don Joe Ruiz, and Janet Mills, share their life experience from the book. I am a confuse people and I try to learn how to be a success in the future, “You are programmed to be...
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...Ford Super-Dumper Heavy Duty F-450 I. My Product and Firm A. Product/service: 2013 Ford Super-Dumper Heavy Duty F-450 RD * Uniquely features a hydraulic charged dump box with a rotating slip axel capability specifically tailored for towing, removal and dumping of construction materials. * Larger truck box to accommodate an additional tonne of material. * A super duty truck that is heavier built than the older traditional equivalent. * Includes three transmission settings: Torque Shift, 6-Speed Select Shift and Automatic. * Has the best-in-class fuel economy. * Has 4x2 or 4x4 model frames. * Standard front and side curtain airbags. * Traction control. * Trailer sway control. * Best-in-class towing (up to 34,000 lbs). * Tow/Haul mode with engine exhaust braking function. * Electronic locking rear differential. * Trailer brake control. * Exclusive tailgate step. * Under seating storage. * Voice controlled technology. * Rich interior design. * 6.2 L V8 gas engine. * Seating for 3-6 people. * Includes access to road side assistance center. * Locally manufactured and owned. * Includes the exclusive Google driverless technology * Able to connect to Google Glasses and Android Smartphones B. My Company: Kamloops Ford (www.kamloopsford.ca) * Established in 1984. * Locally owned with production and manufacturing plant. * Community minded and supports local organizations...
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...| OTAGO MUSEUM | Comprehensive Balance Scorecard | | | | Hoi Yan Cheng 9552508 Yu Liu 9552762 BBUS 425 Advanced Management Accounting Instructor: Tony Bell Thompson Rivers University Date: Feb 1st, 2011 MEMORANDUM DATE: January 30, 2011 TO: Shimrath Paul, CEO of OTAGO MUSEUM FROM: Chris Farry, CFO of OTAGO MUSEUM ------------------------------------------------- RE: Analysis of Comprehensive Balance Scorecard for Otago Museum It is a great pleasure to have the opportunity to work with you. According to your request, I have completed the design of the comprehensive Balance Scorecard (BSC) for our museum. The newly designed comprehensive Balance Scorecard (BSC) is divided into four sectors: Financial, Learning and Growth, Internal Process and Community Perspective. Financial is concerned with supporting further programs and operations under learning and growth. A better internal process will be developed in a well developed learning and growth environment. We are working toward our prime mission “To be an inspirational museum of which the people of Otago and New Zealand are proud.” Community innovation and engagement in the community perspective are our final goals with this Balance Scorecard (BSC) (See Appendix 3 and 4). Financial Objective Understanding that the financial situation is the foundation to support the ongoing program and contracture operation, and our first priority is to strengthen our financial circumstances...
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