...Though, both sides bring forth compelling arguments and facts, I side with Joshua Buckholtz, mostly. Nature versus nurture is a massive debate and I lean towards the nurture side. Not only because of facts but due to personal experience. Now, as I said, I “mostly” agree with Buckholtz. I cannot discredit Beaver and Schwartz’s claims and facts. Although, I do have some problems with some of their claims and Buckholtz supports my thinking, along with Sue Titus Reid’s dualistic fallacy criticism. While I do believe that there is a biological/genetic component to human behavior, I feel it is limited on how much it affects an individual. Beaver and Schwartz claim that theories originally presented did not explain crime well enough and focused exclusively...
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...CASE STUDY:MAVIS, JOHN AND APRIL BIRD ASSIGNMENT 3 FOR PYC4808UNIQUE NUMBER .STUDENT : Siwa Gv Case Study: Bird Family Pg1 1. 3-generational genogram: Bird FamilyNotes on Map: Size of Icon determined by significance of relationship and/or influence Considered significant: information regarding Mavis’s deep distrust towards others Considered significant: information regarding John’s deep attraction towards the “instant family” Lack of information regarding relationship between Mavis with mother and siblings: assumed none Lack of information regarding relationship between John with father: assumed none Lack of information regarding relationship between April and biological father: assumed none PYC 4808 Assignment 03 Student 3350-133-5 August 2013 Fiure: Authors own Case Study: Bird Family Pg2 2. Eco map: Bird Family in ContextNotes on Map: Size of Icon determined by significance of relationship/influence to client Absence of arrows where direction of influence is uncertain Spheres of influence outside of family is assumed Lack of information regarding the interconnection between the two families of origin Lack of information regarding relationship between April and biological father: assumed none PYC 4808 Assignment 03 Student 3350-133-5 August 2013 Figure: Authors own Case Study: Bird Family Pg3 3. Perspectives:a. Perspective of each family member: Mavis Bird: Mavis Bird grew up in what appears to have been an unstable...
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...An analysis of the results of For the year ended 2nd April 2006 Report devised and prepared by Duncan Williamson www.duncanwil.co.uk May, June and July 2006 3rd Edition Marks and Spencer Analysis Introduction This article concerns Marks and Spencer and came about following the publication of their annual financial results. There is nothing extraordinary about the results apart from two things! • • They were very big news in the business and ordinary press They have been prepared under International Financial Reporting Standards rather than under UK Financial Reporting Standards The second point took me a little by surprise for the simple reason that it didn’t seem to cause a fuss. I expected a few more explanations by accountants and analysts over the restatement of 2005’s results and the potential impact on 2005 and 2006 and beyond of the application of IFRS. Of course, M&S published comparative figures for the IFRS based results for the latest year and they restated the previous year as they should. However, I seem to be the only person who is worried or concerned or bothered in the slightest about the potential for smoke and mirrors lying behind some or all of what was revealed. Why am I worried? Well, M&S is still trying to work its way out of a fairly tough trading period and coming at the end of the transition to IFRS I wanted to hear what analysts thought about what I was worried about. This is the second edition of this article and the final section...
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...PREDICTING FINANCIAL DISTRESS OF COMPANIES: REVISITING THE Z-SCORE AND ZETA® MODELS Edward I. Altman* July 2000 *Max L. Heine Professor of Finance, Stern School of Business, New York University. This paper is adapted and updated from E. Altman, “Financial Ratios, Discriminant Analysis and the Prediction of Corporate Bankruptcy,” Journal of Finance, September 1968; and E. Altman, R. Haldeman and P. Narayanan, “Zeta Analysis: A New Model to Identify Bankruptcy Risk of Corporations,” Journal of Banking & Finance, 1, 1977. Predicting Financial Distress of Companies: Revisiting the Z-Score and ZETA® Models Background This paper discusses two of the venerable models for assessing the distress of industrial corporations. These are the so-called Z-Score model (1968) and ZETA® 1977) credit risk model. Both models are still being used by practitioners throughout the world. The latter is a proprietary model for subscribers to ZETA Services, Inc. (Hoboken, NJ). The purpose of this summary are two-fold. First, those unique characteristics of business failures are examined in order to specify and quantify the variables which are effective indicators and predictors of corporate distress. By doing so, I hope to highlight the analytic as well as the practical value inherent in the use of financial ratios. Specifically, a set of financial and economic ratios will be analyzed in a corporate distress prediction context using a multiple discriminant statistical methodology. Through...
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...Philo Taylor Farnsworth Was an American inventor in the early 1900’s and considered the father of television for his invention of what is known as the Electric Television. This invention was used in conjunction with Vladimir K. Zworykin’s Cathode Ray Tube which was used in many common electrical appliances up until the past 15 years in which Transistors and Crystal Displays have become the standard for use in electronics. Farnsworth was born August 19, 1906 near what is now known as Beaver, Utah by Mormon couple Lewis Edwin Farnsworth and Serena Amanda Bastian who lived in a log cabin up until a small amount of time after Philo’s Birth. In 1918 Philo and his family moved to Rigby, Idaho. Upon to his family’s relocation to Idaho he was pleased to find out that his new home was wired for electricity by what was known as a Delco generator which allowed for energy for farm equipment and lighting. He quickly self-taught himself and learned personal study in mechanical and electrical technology, he would repair the troublesome delcor generator, and upon finding a burned out electric motor among some items discarded by the previous tenants, proceeding to rewind the armature and convert his mother's hand-powered washing machine into an electric-powered one. Philo developed his early interest in electronics after his first telephone conversation with an out-of-state relative and the discovery of a large cache of technology magazines in the attic of the family’s new home, he won a $25...
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...How did Financial Reporting Contribute to the Financial Crisis? Mary E. Barth Graduate School of Business Stanford University Stanford, CA, 94305 mbarth@stanford.edu. Wayne R. Landsman Kenan-Flagler Business School University of North Carolina at Chapel Hill, Chapel Hill, NC 27599 wayne_landsman@unc.edu. May 2010 Forthcoming, European Accounting Review, 2010 We appreciate comments from seminar participants at the Bank of Spain, Rob Bloomfield, Elicia Cowins, Hilary Eastman, Gavin Francis, Christian Kusi-Yeboah, Jim Leisenring, Martien Lubberink, Richard Rendleman, David Tweedie, and an anonymous reviewer. We acknowledge funding from the Center for Finance and Accounting Research at UNC-Chapel Hill and the Stanford Graduate School of Business Center for Global Business and the Economy. Electronic copy available at: http://ssrn.com/abstract=1601519 How did Financial Reporting Contribute to the Financial Crisis? Abstract We scrutinize the role financial reporting for fair values, asset securitizations, derivatives, and loan loss provisioning played in the Financial Crisis. Because banks were at the center of the Financial Crisis, we focus our discussion and analysis on the effects of financial reporting by banks. We conclude fair value accounting played little or no role in the Financial Crisis. However, transparency of information associated with asset securitizations and derivatives likely was insufficient for investors to assess...
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...EBSCOhost 7/2/13 12:23 PM Record: 1 Title: The American Family. Authors: Coontz, Stephanie Source: Life. Nov99, Vol. 22 Issue 12, p79. 4p. 1 Color Photograph, 3 Black and White Photographs. Document Type: Article Subject Terms: *SOCIAL problems *TWENTIETH century *FAMILIES *HISTORY SOCIAL conditions Geographic Terms: UNITED States Abstract: Discusses the similarities in family life and social problems in the United States in the beginning of the 20th century through November 1999. Improvements regarding childhood mortality, education, child labor, and women's rights; Why the 1950s are regarded so highly in history as a standard for family values despite the actual poverty rate, women's oppression and race relation problems. INSET: American Mirror by Sora Song. Full Text Word Count: 3077 ISSN: 00243019 Accession Number: 2377451 Database: Academic Search Premier Section: SOCIETY THE AMERICAN FAMILY New research about an old institution challenges the conventional wisdom that the family today is worse off than in the past. As the century comes to an end, many observers fear for the future of America's families. Our divorce rate is the highest in the world, and the percentage of unmarried women is significantly higher than in 1960. Educated women are having fewer babies, while immigrant children flood the schools, demanding to be taught in their native language. Harvard University reports that only 4 percent of its applicants can write a proper sentence. There's an epidemic...
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...VICTORY ON SUGAR HILL: TIME MAGAZINE, DECEMBER 17, 1945: Their story was as old as it was ugly. In 1938, Negroes, willing and able to pay $15,000.00 and up for West Adams, Los Angeles, California, heights property, had begun moving into the old colonial mansions. Many were movie folks: actresses like Louise, Beavers, Hattie McDaniel, and Ethel Waters. They improved their holdings, kept their well-defined ways, quickly won more than tolerance from most of their white neighbors. However, some whites, refusing to be comforted, had drawn up a racial restriction convenient among themselves. For seven years, they had tried to sell it to the other whites, but failed. Then they went to court. Superior Judge Thurmond Clarke decided to visit the...
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...Research TOC BEHAVIORAL ECOLOGY, “SOCIOBIOLOGY,” AND HUMAN BEHAVIOR Bobbi S. Low W hen Juliet was twelve, her father, without consulting her, betrothed her to a man more than twice her age. She, being in love with Romeo, complained. Her father’s answer was (Act III, Scene V): An you will not wed, I’ll pardon you! Graze where you will, you shall not house with me; … An you be mine, I’ll give you to my friend; An you be not, hang, beg, starve, die in the streets, For, by my soul, I’ll ne’er acknowledge thee, Nor what is mine shall never do thee good. Today, in the United States, Juliet would probably sue her father for child abuse. And she would be likely to win. What is common, approved, and thought ethical varies widely across human cultures in time and space: whether one may marry more than one person at a time; who chooses marriage partners; whether abortion and infanticide are approved or forbidden; whether one may eat all meats, some meats, or none; what kinds of killings are forbidden or encouraged. How are we to make sense of all this variety? Human behavior has traditionally been the province of anthropology, sociology, and psychology. Within each of these fields there exist diverse approaches. Recently, behavioral ecology, an evolutionary approach to why we behave as we do, has joined other fields in trying to explain some of the diversity in human behavior. With its roots in Charles Darwin’s work 1 on natural selection, it examines how environmental conditions...
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...THE CANADIAN HISTORY OF IMMIGRATNT WORKERS Canadian labour history is tainted by hatred, discrimination and fear of immigrant workers and immigration. This stems in part from Government sponsored racism and the capitalistic use of immigration as a means to defy the labour movement. We can start with the stereotyping and discrimination of the Irish in the 1840’s, our first large scale exploitable labour pool and move right through to today’s racial profiling and cultural unacceptance of Arabs and east Indians. Through our history the acceptance of immigrants gradually improve but even today we haven’t achieved an acceptable level of tolerance. Were not perfect but we eventually seem to learn from the mistakes of our past. After Mackenzie King and into the sixties government supported racism through our immigration department seemed on the decline. With the 1982 Charter of Rights and Freedoms Act being signed into the constitution we took a huge leap forward. However, this doesn’t erase a past full of discrimination and exploitation of immigrants by government, employers and labour. In Canadian history immigrant workers have been racially stereotyped, discriminated against and subjected to differing levels of acceptance within Canadian culture and the working class society. Immigrant workers found themselves in varying levels of distress upon arrival to Canada, being exploited by employers, shunned by labour and oppressed as second class citizens by government. This may be...
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...no representations or warranties whatsoever as to the accuracy, completeness, or suitability for any purpose of the Content. Any opinions and views expressed in this publication are the opinions and views of the authors, and are not the views of or endorsed by Taylor & Francis. The accuracy of the Content should not be relied upon and should be independently verified with primary sources of information. Taylor and Francis shall not be liable for any losses, actions, claims, proceedings, demands, costs, expenses, damages, and other liabilities whatsoever or howsoever caused arising directly or indirectly in connection with, in relation to or arising out of the use of the Content. This article may be used for research, teaching, and private study purposes. Any substantial or systematic reproduction, redistribution, reselling, loan, sub- licensing, systematic supply, or distribution in any form to anyone is expressly forbidden. Terms & Conditions of access and use can be found at http:// www.tandfonline.com/page/terms-and-conditions Downloaded...
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...bemoaning the “sleaze, scandals, and hypocrisy”1 undermining our moral bearings. In short, there is a great deal of concern about ethics in general, and business ethics in particular. This reading will examine what ethics is and how people decide what is “right” and “wrong.” The word ethics has a number of meanings. Merriam-Webster’s Collegiate Dictionary gives several definitions of ethics, including: ● the discipline dealing with what is good and bad and with moral duty and obligation ● a set of moral principles or values ● a theory or system of moral values 2 ● the principles of conduct governing an individual or a group. Ethics, in all of these definitions, is concerned with right or wrong behavior. This reading focuses on the discipline or study of ethics. 1. THE DISCIPLINE OF ETHICS This discipline consists of the examination and evaluation of actions, social practices, institutions, and systems to determine whether and why they are good or bad, right or wrong, and whether they should be promoted or reformed—in short, whether particular actions, practices, or systems are moral or immoral. For example, ethics examines whether capital punishment is morally acceptable and why. The discipline...
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...111. PI.Is.III111.rsflllll M. Phenomenon Keirsey and Bates's Please Understand Me, first published in 1978, sold nearly 2 million copies in its first 20 years, becoming a perennial best seller ~ll ov~r ~he world. Advertised only by word of mouth, the book became a favo~te tralmng and counseling guide in many institutions-government, church, buslnes.s-and colleges across the nation adopted it as an auxiliary text in a dozen dIfferent departments. Why? Perhaps it was the user-friendly way that Please Understand Me helped people find their personality style. Perhaps it was the simple accuracy of Keirsey's portraits of temperament and character types. Or perhaps it was the book's essential messag~: that members of families and institutions are OK, even though they are fundamentally different from each other, and that they would all do well to appreciate their differences and give up trying to change others into copies of themselves. Now: P"IS' IllIIrstalllll H For the past twenty years Professor Keirsey has continued to investigate personality differences-to refine his theory of the four temperaments and to define the facets of character that distinguish one from another. His findings form the basis of Please Understand Me II, an updated and greatly expanded edition of the book, far more comprehensive and coherent than the original, and yet with much of the same easy accessibility. One major addition is Keirsey's view of how the temperaments differ in the intelligent roles they...
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...RICHARD DAWKINS-The Selfish Gene. Ebook v1.0. 'Who should read this book? Everyone interested in the universe and their place in it.' Jeffrey R. Baylis, Animal Behaviour Our genes made us. We animals exist for their preservation and are nothing more than their throwaway survival machines. The world of the selfish gene is one of savage competition, ruthless exploitation, and deceit. But what of the acts of apparent altruism found in nature-the bees who commit suicide when they sting to protect the hive, or the birds who risk their lives to warn the flock of an approaching hawk? Do they contravene the fundamental law of gene selfishness? By no means: Dawkins shows that the selfish gene is also the subtle gene. And he holds out the hope that our species-alone on earth-has the power to rebel against the designs of the selfish gene. This book is a call to arms. It is both manual and manifesto, and it grips like a thriller. The Selfish Gene, Richard Dawkins's brilliant first book and still his most famous, is an international bestseller in thirteen languages. For this new edition there are two major new chapters. 'learned, witty, and very well written...exhilaratingly good.' Sir Peter Medawar, Spectator Richard Dawkins is a Lecturer in Zoology at Oxford University and a Fellow of Mew College, and the author of The Blind Watchmaker. Preface to 1976 edition This book should be read almost as though it were science fiction. It is designed to appeal to the imagination. But it is not science...
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...Table of Contents: Item Topic ….. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page Geography . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3 History . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6 Government . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .13 Economy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16 Industry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20 Educational System . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25 Famous Historical Germans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Culture . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .30 Landshut . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 References . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ....
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