...Course Hero has millions of student submitted documents similar to the one below including study guides, practice problems, reference materials, practice exams, textbook help and tutor support. Why (a) do you suppose Union Planters purchases investments, rather than simply making loans? Why does it purchase investments that vary in nature both in terms of their maturities and in type (debt versus stock)? 1. They may have excess funds that they havent loaned out yet and instead of having the money just sit there the bank manager may decide that it could earn more revenue by choosing to invest. 2. Depending on the situation the bank manager may also feel that they can make more money by investing the excess funds rather than lending the money out. For example right now interest rates are at an all-time low and they may feel like the return on the interest is not enough compared to investing. 3. The bank manager may feel that these investments will mature and be worth more in the future so they may choose to hold long term to create more revenue. (b) How must Union Planters account for its investments in each of the two categories? 1. Trading securities Balance sheet at fair market value a. Gain/Loss reported as part of income 2. Available-for-Sale Balance sheet at fair market value a. Gain/Loss Comprehensive income/ separate from Stockholders equity until realized 3. Held to-Maturity reported at amortized cost Planters had none (c) In what ways does classifying into investments...
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...Click here to view authors’ intro video International Food and Agribusiness Management Review Volume 14, Issue 3, 2011 Economic Feasibility of a Mobile Fast Pyrolysis System for Sustainable Bio-crude Oil Production Marco A. Palmaa, James W. Richardsonb, Brad E. Robersonc, Luis A. Riberad Joe Outlawe and Clyde Munsterf Assistant Professor and Extension Economist Regent’s Professor and Senior Faculty Fellow c Research Associate d Associate Professor and Extension Economist e Professor and Extension Economist Department of Agricultural Economics, Texas A&M University, 600 John Kimbrough Blvd, 2124 TAMU. College Station, Texas, 77843-2124, U.S.A. b f a Professor, Department of Biological and Agricultural Engineering, Room 127, Hobgood Building, Texas A&M University, College Station, Texas, 77843, U.S.A. Abstract This paper analyzed the economic feasibility of a mobile bioenergy pyrolysis system using a Monte Carlo simulation model. Pyrolysis transforms any cellulosic materials into i) a bio-oil similar to crude oil ii) a synthesis gas similar to natural gas, and iii) a bio-charcoal substance. The pyrolyzer machine is currently being manufactured and tested with various types of feedstocks including corn stover and energy sorghum. The economic analysis focused on creating an automated process that integrates a transportation logistics cost optimization model with geographic information system (GIS) data. The geographic data provides possible paths for the mobile bioenergy...
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...Orientation Syllabus UNIV/100 Version 9 1 Orientation Syllabus UNIV/100 Version 9 University of Phoenix Orientation Workshop Copyright © 2011, 2010, 2009 by University of Phoenix. All rights reserved. Course Description This 3-week orientation workshop helps students be successful in college. Students practice using the Online Learning System (OLS), learn techniques to be successful in college, and identify useful university services and resources. Policies In every course at the University of Phoenix, faculty and students will be held responsible for understanding and adhering to all policies contained within the following two documents: • • University policies: You must be logged into the student website to view this document. Instructor policies: This document may be accessed from the student website. University policies are subject to change. Be sure to read the policies at the beginning of each class. Policies may be slightly different depending on the modality in which you attend class. If you have recently changed modalities, read the policies governing your current class modality. Course Materials All electronic materials are available on the student website at https://ecampus.phoenix.edu. Adobe® Flash® download: http://get.adobe.com/flashplayer/ Adobe® Shockwave® download: http://get.adobe.com/shockwave/ Week One: Online Learning System (OLS) Details Objectives Nongraded Activities and Preparation UNIV/100 Course Page Overview 1.1 Use the Online Learning...
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...Orientation Syllabus UNIV/100 Version 9 1 Orientation Syllabus UNIV/100 Version 9 University of Phoenix Orientation Workshop Copyright © 2011, 2010, 2009 by University of Phoenix. All rights reserved. Course Description This 3-week orientation workshop helps students be successful in college. Students practice using the Online Learning System (OLS), learn techniques to be successful in college, and identify useful university services and resources. Policies In every course at the University of Phoenix, faculty and students will be held responsible for understanding and adhering to all policies contained within the following two documents: • • University policies: You must be logged into the student website to view this document. Instructor policies: This document may be accessed from the student website. University policies are subject to change. Be sure to read the policies at the beginning of each class. Policies may be slightly different depending on the modality in which you attend class. If you have recently changed modalities, read the policies governing your current class modality. Course Materials All electronic materials are available on the student website at https://ecampus.phoenix.edu. Adobe® Flash® download: http://get.adobe.com/flashplayer/ Adobe® Shockwave® download: http://get.adobe.com/shockwave/ Week One: Online Learning System (OLS) Details Objectives Nongraded Activities and Preparation UNIV/100 Course Page Overview 1.1 Use the Online Learning...
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...Government of India Ministry of New & Renewable Energy National Policy on Biofuels Block No. 14, C.G.O. Complex Lodhi Road New Delhi- 110003 Page 1 of 18 National Policy on Biofuels 1.0 1.1 PREAMBLE India is one of the fastest growing economies in the world. The Development Objectives focus on economic growth, equity and human well being. Energy is a critical input for socio-economic development. The energy strategy of a country aims at efficiency and security and to provide access which being environment friendly and achievement of an optimum mix of primary resources for energy generation. Fossil fuels will continue to play a dominant role in the energy scenario in our country in the next few decades. However, conventional or fossil fuel resources are limited, non-renewable, polluting and, therefore, need to be used prudently. On the other hand, renewable energy resources are indigenous, non-polluting and virtually inexhaustible. India is endowed with abundant renewable energy resources. Therefore, their use should be encouraged in every possible way. 1.2 The crude oil price has been fluctuating in the world market and has increased significantly in the recent past, reaching a level of more than $ 140 per barrel. Such unforeseen escalation of crude oil prices is severely straining of the developing various economies the world over, particularly those countries. Petro-based oil meets about 95% of the requirement for transportation fuels, and the...
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...Orientation Workshop Syllabus UNIV/100 Version 8 University of Phoenix Orientation Workshop Print a copy of this syllabus as a reference. Whenever there is a question about which assignments are due, remember that this syllabus is considered the ruling document. Copyright © 2011, 2010, 2009 by University of Phoenix. All rights reserved. University of Phoenix© is a registered trademark of Apollo Group, Inc. in the United States and/or other countries. Microsoft©, Windows©, and Windows NT© are registered trademarks of Microsoft Corporation in the United States and/or other countries. All other company and product names are trademarks or registered trademarks of their respective companies. Use of these marks is not intended to imply endorsement, sponsorship, or affiliation. Edited in accordance with University of Phoenix© editorial standards and practices. University of Phoenix Orientation Workshop UNIV/100 Version 8 2 Where to Go to Class Main forum. This is the Main forum for the Orientation Workshop where we conduct our class interaction, including your discussion question responses, dialogue, and general comments. When responding to discussion questions and assignments, use the conversation threads established by the facilitator. To comment on someone else’s posted response, click Reply to respond. Chat Room. In this forum, you can read messages and respond to them, or post new threads. This is where you post your bio and interact with classmates. You may discuss...
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... Prerequisites: BIO 01 and 02 Instructor: Dr. Tom Landerholm, Humboldt 211E, 278-6152, e-mail: landerholm@csus.edu Lectures: Monday and Wednesday 3:00-4:15 pm, Sequoia 301 Office Hours: Monday and Wednesday 1:00-2:30 pm, Sequoia 326, or by appointment Required Textbook: Alberts, et al., Molecular Biology of the Cell. 5th edition. Garland Publishing, Hamden, CT. 2002. The text is available in the bookstore and two copies have been placed on reserve in the library. Downloadable Course Materials: 1. MySacCT 9.1: 2013 Spring: BIO 121 Molecular Cell Biology – SECTION 01 2. Syllabus and course schedule, outlines, PowerPoint slides, Note-taking sheets, study questions, previous exams as available. Grading: Grades will be based on the result of four midterm exams and a cumulative final exam: A(-) > 90%, B(+) > 80%, C(+) > 70%, D(+) > 60%, and F < 60%. Midterm Exam 1 Wednesday 02/13 100 points Midterm Exam 2 Wednesday 03/06 100 points Midterm Exam 3 Wednesday 04/03 100 points Midterm Exam 4 Wednesday 04/24 100 points Midterm Exam 5 Wednesday 05/15 100 points Final Exam Monday 05/20 150 points Total Points 650 II. Course Policies Graded Activities: The Midterm Exams: The semester’s exams are cumulative to date and are worth 100 points. Exams will be...
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...BIO 101 Principles of Biology Program Council The Academic Program Councils for each college oversee the design and development of all University of Phoenix curricula. Council members include full-time and practitioner faculty members who have extensive experience in this discipline. Teams of full-time and practitioner faculty content experts are assembled under the direction of these councils to create specific +courses within the academic program. Copyright Copyright 2009 by the University of Phoenix. All rights reserved. University of Phoenix® is a registered trademark of Apollo Group, Inc. in the United States and/or other countries. Microsoft®, Windows®, and Windows NT® are registered trademarks of Microsoft Corporation in the United States and/or other countries. All other company and product names are trademarks or registered trademarks or their respective companies. Use of these marks is not intended to imply endorsement, sponsorship, or affiliation. Edited in accordance with University of Phoenix® editorial standards and practices. Course Syllabus Course Title: | BIO 101 Principles of Biology | Course Schedule: | April 25, 2011 to May 23, 2011 | Course Location/ Times/Newsgroup: | Henderson CampusMonday, 6:00 pm to 10:00 pmHEFOUN78E | Required Text: | Simon, E. J., Reece, J. B., Dickey, J. L. (2010). Essential biology with physiology. (3rd ed.). San Francisco, CA: Pearson/Benjamin Cummings. Note: All required text materials can be found on the...
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...Environmental assessment of bio-based polymers and natural fibres Dr. Martin Patel*), Dr. Catia Bastioli**), Dr. Luigi Marini**), Dipl.-Geoökol. Eduard Würdinger***) *) Utrecht University, Department of Science, Technology and Society (STS), Copernicus Institute, Padualaan 14, NL-3584 CH Utrecht, Netherlands; Phone: +31 30 253 7634; Fax: +31 30 253 7601; E-mail: m.patel@chem.uu.nl **) Novamont, Via Fauser 8, I-28100 Novara, Italy; Phone: +39 0321 699 611; Fax: +39 0321 699 600; E-mail: bastioli@materbi.com, marini@materbi.com ***) BIFA (Bavarian Institute of Applied Environmental Research and Technology), Am Mittleren Moos 46, D-86167 Augsburg, Germany; Phone: +49 821 7000-181; Fax: +49 821 7000-100; Email: ewuerdinger@bifa.de Table of Contents 1. INTRODUCTION 2. HISTORICAL OUTLINE 3. METHODOLOGY OF LCA 4. PRESENTATION OF COMPARATIVE DATA 4.1 STARCH POLYMERS 4.1.1 Starch polymer pellets 4.1.2 Starch polymer loose fills 4.1.3 Starch polymer films and bags 4.1.4 Starch nanoparticles as fillers in tyres 4.2 POLYHYDROXYALKANOATES (PHA) 4.3 POLYLACTIDES (PLA) 4.4 OTHER POLYMERS BASED ON RENEWABLE RESOURCES 4.5 NATURAL FIBRES 5. SUMMARISING COMPARISON 6. DISCUSSION 7. CONCLUSIONS 7.1 7.2 SUMMARY AND FURTHER ELABORATION OF FINDINGS OUTLOOK AND PERSPECTIVES 8. ACKNOWLEDGEMENTS 1 9. REFERENCES ANNEX 1: OVERVIEW OF ENVIRONMENTAL LIFE CYCLE COMPARISONS FOR BIODEGRADABLE POLYMERS INCLUDED IN THIS REVIEW ANNEX 2: CHECKLIST...
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...World Food Prices: Causes and Consequences Alex F. McCalla Professor Emeritus, Department of Agricultural and Resource Economics, University of California, Davis, 1 Shields Avenue, Davis, California, USA 95616 (phone: 530-752-1529; fax 530-752-5614; e-mail: alex@primal.ucdavis.edu) INTRODUCTION It is a great honor to be invited to give the CAES Fellow’s Address in my home country, to give it on the 400th Anniversary of the founding of Quebec and to do it in Quebec City. The topic given me is current, topical and emotional. Food prices are always controversial, either too high for consumers or too low for farmers and often unstable. The paper is divided into four parts: the first places the current situation in historical context; the second identifies some competing explanations for high food prices; the third analyzes in more detail the Structural Change/Shock story; and the fourth notes the consequences, especially for Developing Countries. The paper closes with the big question - When the bubble breaks, will long run real prices be on a higher level with a stable or increasing trend or will we back to “Business as Usual” with real prices dropping down to the previous level and continuing their 150 year downward trend? THE CURRENT SITUATION IN HISTORICAL CONTEXT FAO’s price index of all foods in dollar terms has more than doubled since last three years of the 20th century, and the real food price index has increased by over sixty percent (Figure 1.). Between...
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...Contents Sl. No. 1 2 3 4 Subject Methodology/Work plan Terms of Reference (TOR) of the Group Leader Executive Summary Vision Document 2030 and beyond: Livestock Research in Bangladesh Background Review of the past Plans Targets: Achievable goals of livestock sub-sector under Vision 2021; Bangladesh for Resolution of Crisis and a Prosperous Future” Problems/Constraints Research Areas Commodity wise Research Priority Large Ruminants (Cattle and Buffalo) Small Ruminants (Goat and Sheep) Poultry Common to livestock health and production Hill Research Conclusion References Page No. 2 2 3 5 5 6 7 5 11 13 8 9 10 11 12 13 14 15 16 17 13 15 18 19 24 27 30 31 33 33 1 Research Priority in Agriculture and Vision Document-2030 and beyond Methodology/Work plan Twelve Experts Team have been formed in BARC in connection with the preparation of Vision Document–2030 and beyond vide letter No.ARC/P&E/103/2008/1540, dt. 29-10-09. Livestock Sub-sector group composed of Professor Dr. A.M.M. Tareque, as Group Leader and Dr. Shah Md. Ziqrul Haq Chowdhury, CSO (Livestock), BARC, as Member-Secretary. The work started with the convening of a day long workshop on SPGR priority setting on the 25th October, 2009. Terms of Reference (TOR) of the Group Leaders are as follows. 1. Consultation and review of the documents related to agriculture and rural development. These are, but not limited to the followings. To accomplish the task the team may need to visit the concerned institutes. 2. Through...
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...Motherboard Price $ 399.99 * Intel Z97 * Core i7 / i5 / i3 / Pentium / Celeron (LGA1150) * DDR3 3000(OC)/2800(OC) Enermax ETS-T40-BK Black 120mm Twister CPU Cooler with TB Apollish Blue LED PWM Fan Piece $49.99 * 800 ~ 1800 RPM * 33.26 ~ 75.98 CFM * 56.51 ~ 129.09 m3/h * Aluminum & Copper Intel Core i7-4930K Ivy Bridge-E 3.4GHz LGA 2011 130W Desktop Processor BX80633i74930K Price $579.99 * 22 nm Ivy Bridge-E * 12MB L3 Cache * 130W Rosewill CAPSTONE-750-M 750W Continuous @ 50°C, Intel Haswell Ready, 80 PLUS GOLD, ATX12V v2.31 & EPS12V v2.92, SLI/Crossfire Ready, Modular Active PFC Power Supply Price $109.99 * ATX12V v2.31 / EPS12V v2.92 * 100-240V * 80 PLUS Gold Certified * Modular Design * Efficiency up to 92% * 7 Years Warranty Crucial Ballistix Sport 16GB (2 x 8GB) 240-Pin DDR3 SDRAM DDR3 1333 (PC3 10600) Desktop Memory Model BLS2KIT8G3D1339DS1S00 Price $144.99 * DDR3 1333 (PC3 10600) * Timing 9-9-9-24 * Cas Latency 9 * Voltage 1.5 Seagate Barracuda ST1000DM003 1TB 7200 RPM 64MB Cache SATA 6.0 GB/s 3.5" Internal Hard Drive Bare Drive Price $64.99 * SATA 6Gb/s, 64MB Cache * High performance with Seagate AcuTrac servo technology, Seagate OptiCache technology * 2-year limited warrant SanDisk Ultra Plus SDSSDHP-128G-G25 2.5" 128GB SATA III MLC Internal Solid State Drive (SSD) for Notebook Price $69.99...
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...BIO 111, Microscope Lab Write-up Directions You must type your answers neatly so I can read them. Do not tear out the pages of your lab manual and turn them in to me. Your lab write-up is due at the beginning of your next lab and should include: 1. Your name and lab section Taylor Abel 2. Results and Observations section a. Sketches of the letter e’s. Explain why they look different. The e’s all look different due to the different objectives. Each objective has a different use, 4 is for if we are trying to simply see the object up close. Any higher than that is used to be able to see organisms that you can’t see with the bare eye. b. Sketches of the water microorganisms you observed and identifications Unknown Unknown Blood Cells 3. Laboratory Review c. Type your answers to all the questions on page 24 1. a. eye lense d. Objectives e. ? f. Stage g. Course adjustment knob h. Fine focus knob i. Stage focus knob j. Field lense k. Microscope base l. Condenser m. Neck 2. a. 10 b. 40 c. 100 3. 100 4. The distance between the stage and objective. 5. Less. 6. a. Wavelength of light b. Angular aperture c. Refractive index n. Reproduce and complete Table 2 on page 25. Microscope Part | Fuction(s) | Ocular | Magnification | Objective | Magnification | Condenser | Concentrates/ Directs light beam through...
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...the social media marketing book Beijing · Cambridge · Farnham · Köln · Sebastopol · Taipei · Tokyo Dan Zarrella The Social Media Marketing Book by Dan Zarrella Copyright © 2010 Dan Zarrella. Printed in Canada. Published by O’Reilly Media, Inc., 1005 Gravenstein Highway North, Sebastopol, CA 95472. O’Reilly books may be purchased for educational, business, or sales promotional use. Online editions are also available for most titles (http://my.safaribooksonline.com). For more information, contact our corporate/institutional sales department: (800) 998-9938 or corporate@oreilly.com. Editor: Laurel R. T. Ruma Production Editor: Rachel Monaghan Copyeditor: Audrey Doyle Proofreader: Sumita Mukherji Indexer: Julie Hawks Interior Designer: Ron Bilodeau Cover Designer: Monica Kamsvaag Illustrator: Robert Romano Printing History: November 2009: First Edition. While every precaution has been taken in the preparation of this book, the publisher and author assume no responsibility for errors or omissions, or for damages resulting from the use of the information contained herein. This book presents general information about technology and services that are constantly changing, and therefore it may contain errors and/or information that, while accurate when it was written, is no longer accurate by the time you read it. Some of the activities discussed in this book, such as advertising, fund raising, and corporate communications, may be subject to legal restrictions...
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...|[pic] |Capstone Course in Psychology | | |College of Social Sciences | | |PSY/490 | Copyright © 2010, 2009, 2007 by University of Phoenix. All rights reserved. Professor Susan Ellis, Ph.D. susanelliss@email.phoenix.edu (University of Phoenix) susanellis@agreatday.net (Personal) Course Description This is the capstone course for undergraduate psychology students. The course provides students with the opportunity to integrate and apply learning from their psychology program of study in a comprehensive manner. Students will also assess the impact of their educational experiences on their ethical perspectives and critical thinking skills. Students will reflect on and evaluate their personal and professional growth, the benefits of lifelong learning, and the impact of these elements on their future. Policies Students/learners will be held responsible for understanding and adhering to all policies contained within the following two documents: • University policies: You must be logged into the student website to view this document. • Instructor policies: This document is posted in the Course Materials...
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