...Case Analysis Case: BONIFACIO SAVINGS AND LOANS ASSOCIATION The Bonifacio Savings and Loan Association (BSLA) in its consultative meeting for the year decided to embark on a one year deposit campaign program. Dubbed as BSLA’s “Employee Motivation Program (EMP)”, the deposit campaign is aimed to increase deposit levels which was BSLA’s traditional source of funds. Mr. Danilo Lagman, VP for operations, was chosen as overall program coordinator. After a month of preparation, Mr. Lagman and his staff is ready to launch the EMP. Under the guidelines, bank officers and employees were given account credits for every account turn in. Points were based on the operating balance and their average balances thereafter. The participants were divided into teams, with one branch/division representing one team. To monitor progress of the EMP, solicited clients surrendered introductory cards given to them by the EMP participants. Passbook/deposits certificates were then marked with the EMP logo. As an added incentive, aside from individual bonuses specific credit levels reached, special bonuses were given to teams if group targets were met. Personal and team award credits earned were summarized and distributed at the end of each month within the deposit campaign period. The more award credits earned, the more expensive the merchandise that can be redeemed. The list of prizes included calculators, watches, living room, and microwave ovens, and others. Mr. Panganiban head of the Accounting...
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...REPUBLIC OF THE PHILIPPINES NATIONAL CAPITAL JUDICIAL REGION REGIONAL TRIAL COURT Branch 260 - Paranaque City RENZ XAVIER V. LEGASPI Petitioner, -versus- Civil Case No. _____________ For: Declaration of Nullity of Marriage LISETTE BANCOSTA-LEGASPI Respondent. X - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - X PETITION COMES NOW, Petitioner, RENZ XAVIER V. LEGASPI, by counsel and unto this Honorable Court, respectfully states and alleges THAT – I. THE PARTIES (1) Petitioner RENZ XAVIER LEGASPI is of legal age, married to the respondent, and with residence and postal address at 056 Loma, Amadeo, Cavite 4119. For purposes of this Petition, he may be served with pleadings and other court processes at her counsel’s law office at Suite 104 Helfenstein Holding Corp. (HHC) Building, Victoria corner Basco Sts., Intramuros, Manila. (2) Respondent is likewise of legal age, Filipino citizen, married to the Petitioner and with residence and postal address at Blk 4 lot 17 Phase E Windward Hills Subdivision Dasmariñas, Cavite she may be served with summons, pleadings and other court processes. II. THE FACTS and CAUSE OF ACTION (3) The respondent and petitioner met...
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...1 CASE NO. 1 BONIFACIO SAVINGS AND LOANS ASSOCIATION (BSLA) MGT 131 GROUP __ MEMBERS SIGNATURE ESTINO, RAIZA GUTIERREZ, ISABELLE B. Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx _________________________ _________________________ _________________________ _________________________ _________________________ _________________________ _________________________ _________________________ _________________________ 2 I. Point of View Mr. Danilo Lagman’s stand point is taken into consideration in analyzing the case of Bonifacio Savings and Loans Association. Mr. Lagman is the Vice President for operations. It was a well-known fact that Mr. Lagman would take the place of Mr. Panganiban, head of Accounting Division, who introduced a one-year deposit campaign program dubbed as Bonifacio Savings and Loan Association’s “Employee Motivation Program (EMP)”. Mr. Lagman was chosen as the overall coordinator of the said program. Thus, he is the one expected to manage and control the EMP. As the manager of the program, he is responsible to continually monitor the progress of the campaign thus includes seeking for improvement and satisfactory performances. II. Statement of the Problem The BSLA decided to embark on one year- deposit campaign program, the EMP which aims to increase deposit levels which was BSLA’s traditional source...
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...Case Analysis Case Analysis Case: BONIFACIO SAVINGS AND LOANS ASSOCIATION The Bonifacio Savings and Loan Association (BSLA) in its consultative meeting for the year decided to embark on a one year deposit campaign program. Dubbed as BSLA’s “Employee Motivation Program (EMP)”, the deposit campaign is aimed to increase deposit levels which was BSLA’s traditional source of funds. Mr. Danilo Lagman, VP for operations, was chosen as overall program coordinator. After a month of preparation, Mr. Lagman and his staff is ready to launch the EMP. Under the guidelines, bank officers and employees were given account credits for every account turn in. Points were based on the operating balance and their average balances thereafter. The participants were divided into teams, with one branch/division representing one team. To monitor progress of the EMP, solicited clients surrendered introductory cards given to them by the EMP participants. Passbook/deposits certificates were then marked with the EMP logo. As an added incentive, aside from individual bonuses specific credit levels reached, special bonuses were given to teams if group targets were met. Personal and team award credits earned were summarized and distributed at the end of each month within the deposit campaign period. The more award credits earned, the more expensive the merchandise that can be redeemed. The list of prizes included calculators, watches, living room, and microwave ovens, and others. Mr. Panganiban head...
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...for Mindanao b] Formulate the go to market, channel and influencer management strategies c] Formulate sales target per Area, Product and Salesperson d] Evaluate and propose the pricing strategy e] Formulate the sales and marketing programs f] Implementation of highly professional Below-The-Line [BTL] activities g] Implementation of quality Pre-Commercial Trail activities g] Accounts receivable management i] Customer service management j] Develop KRA for sales and marketing personnel k] Conduct quarterly and annual performance review l] Safety and QTM implementation SYNGENTA PHILIPPINES, INC. [Merger of Novartis and Zeneca] 12F Two World Square, 22 Upper McKinley Road McKinley Town Center, Fort Bonifacio, 1630 Taguig City Philippines (63 2) 856-9242 to 50 Achievement/s: Y2007 Excellence in Performance Award Y2007 APAC Success Story Finalist [Functional Team Award] Y2006 Sales/Market Expansion Recognition Y2005 Business Development Award Position: Crop/Product Manager: 01/01/10 to 10/31/10 a] Basic demand creation b] Market linkage development c]...
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...Sanchez, Daizel Anne S. PROF. R. MANALO BSA II-2 CHAPTER 1 THE DEVELOPMENT OF MONEY Multiple Choices 1. The rule in the primitive society a. individualism b. barter economy c. legal tender d. social interaction 2. Gave rise to the institution of social contract, wherein man took care not only of himself but of an entire family whose needs he had to meet a. money b. social interaction c. utility d. coin 3. The direct exchange of one commodity for another of goods for goods, services for services goods for services or vice versa a. barter b. barter economy c. money d. utility 4. Exchange of goods a. barter b. barter economy c. money d. utility 5. Medium of exchange and this quality of as its most significant purpose a. coin b. utility c. bank money d. money 6. Defined money as anything that is commonly used as a medium of exchange or as a standard of value a. Ludwig b. Francis Lusac c. Raymond Kent d. Terence Gaugh 7. The object or commodity should be used in its original context and must possess intrinsic value a. utility b. stability c. portability d. divisibility 8. The commodity itself could be cut into smaller portions a. utility b. stability c. portability d. divisibility 9. The object or commodity must be of general acceptance, allowing passage from one hand to another without question of origin a. utility b. stability c. divisibility d....
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...CHAPTER 1 PROBLEM AND ITS BACKGROUND INTRODUCTION Cooperative is an association of persons who have voluntarily joined together to achieve a common end through the formation of democratically controlled organization, making equitable contributions to the capital require and accepting a fair share of the risks and benefits of the undertaking in which the members actively participate. Cooperative enterprises have been known in the Philippines in the form of multi-purpose cooperative, insurance cooperative, loan cooperative, etc. As a part of the community these cooperative enterprises have social responsibility to the community they are in. These cooperative enterprises have different ways to ensure that their social responsibilities are delivered to the community. One of them is community outreach activities, in the forms of programs that could help the people inside the community. Community outreach activities are ways of improving the corporate social responsibility of a cooperative enterprise. 1 1 Corporate Social Responsibility is a form of corporate self-regulation integrated into a business model. CSR policy functions as a self-regulatory mechanism whereby a business monitors and ensures its active compliance with the spirits of the law, ethical standards and national or international norms. Wikipedia. One of the well-known cooperative here in Taguig City is the Simbayanan...
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...1. Environmental Analysis Economic Forecast (Opportunity) Standard Chartered Asia economist Jeff Ng said that the 2015 Philippine economy will remain “anchored” amidst the “tempest” in the global financial system resulting from the frequent adjustments in US interest rate. Mr. Ng pointed out that provided vital infrastructure investments are laid in place, The Philippines may likely reach the higher end of the projection this year. “We expect the Philippines to still outperform the rest of its Asean neighbors. It’s a bright spot in Asia”. He added, “The Philippines is seen as a standout.” Relevance: Standard Chartered Bank has strong confident to stay their business in the Philippines due to good economic development and improving standards of living, poverty levels in emerging market economies (EMEs) are dropping. High opportunity to reach their target market because of high consumer market and investment potential in an economy. The bank expects the Bangko Sentral ng Pilipinas (BSP) to increase interest rates by 50 basis points by the fourth quarter of this year, as major economies continue to adjust their monetary policies as concern over the world economic growth linger. Philippines GDP Growth Rate rise up to 6% in 2015 The Philippines GDP advanced 1.1 percent in the third quarter of 2015, down from an upwardly revised 2.0 percent expansion reported in April to June and below market expectations. While the agriculture sector further contracted, growth in...
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...De La Salle University- Manila College of Business Global City Auto Sales, Inc. FORD Global City Strategic Management Paper Submitted to: Mr. Real So In Partial Fulfilment Of the requirement in Strategic Management (STRAMAN K36) Submitted By: Calantoc, Kimberly Kate L. Chua, Maris Danica T. Gamboa, Beatriz Suan, Ada Lynn M. Te, Krislynn Audrey C. 1 Table of Contents I. Table of Contents II. Acknowledgements III. Executive Summary IV. Introduction V. External Environmental Analysis 1. Definition of Industry 2. Analysis of Present Task Environment 3. Analysis of Potential Changes in the Macro-environment 4. Threats and Opportunities 5. External Factors Evaluation (EFE) Matrix 6. Industry and Competitive Analysis 7. Competitive Performance Matrix (CPM) VI. Analysis of Internal Environment 1. Company Overview 2. Corporate Values 3. Value Chain Analysis 4. Strengths and Weaknesses 5. Financial Analysis 6. Internal Factors Evaluation (IFE) Matrix VII. TOWS Matrix VIII. Strategic Plan 1. Vision and Mission 2. Objectives: Strategic and Financial 3. Evaluation of Present Corporate Strategies 4. Proposed Corporate Strategies 5. Corporate Social Responsibility 2 II. Acknowledgements Thank you to Ford Global City for answering all our queries about the company and its competitors. 3 III. Executive Summary Ford Global City is an automobile dealership that sells brand new Ford brand new Ford cars. They also provide car services, maintenance and repairs for...
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...A STUDY ON THE TUGAK FESTIVAL (FARM FROG EXOTIC DISH) OF PAMPANGA. A BASIS FOR ADVERTISING CAMPAIGN ------- A Thesis presented to the College of Humanities, Arts and Social Sciences Department of Mass Communication Pamantasan ng Lungsod ng Maynila ------- In partial fulfillment of the requirements for the degree Bachelor in Mass Communication ------- By: Vanessa Alac Renee Mae Bonifacio Eva Mhe Guzmana Aira Henson Melody Grace Christine Osorio Chapter 1 INTRODUCTION This chapter is an overview of the study on the history of the culinary tourism of Pampanga, how it was coined as the Culinary Capital of the Philippines and the different festivals they are celebrating every year. This includes the background of the study, statement of the problem, significance of the stud and scope and limitations of the study. Background of the Study Pampanga is a province of the Philippines located in Central Luzon or Region 3. City of San Fernando is the capital which surrounded by the provinces of Bataan and Zambales, Tarlac, Nueva Ecija and Bulacan. Pampanga is called as the Culinary Capital of the Philippines because the province is blessed which great cooks which are trained by the Spaniards during the colonial period. These great cooks pass their culinary expertise from generation to generation. Pampanga is very much known for its first-rate cuisines and delicacies according to culinary experts that’s why it was tagged as the Culinary...
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...July 8, 2013 Bishop Soc Villegas heads CBCP Villegas to pursue fight against RH law The protégé of the late Jaime Cardinal Sin, Lingayen-Dagupan Archbishop Socrates “Soc” Villegas, was elected president of the influential Catholic Bishops’ Conference of the Philippines (CBCP) on Sunday amid a continuing conflict between the Church and the Aquino administration on the controversial reproductive health (RH) law. At 52, Villegas will lead the 96 active and 40 honorary members of the bishops’ collegial body when Cebu Archbishop Jose Palma ends his term on Dec. 1. To succeed Villegas as vice president is Davao Archbishop Romulo Valles. While Villegas is known to have had strong ties with the late President Corazon Aquino, the mother of the incumbent Chief Executive, he is perceived as one who will not give in to the whims of the current administration. “One thing is certain, the archbishop will talk as needed. He will not keep quiet,” Archbishop Emeritus Oscar Cruz told the Inquirer over the phone on Sunday. “This man is intelligent and courageous. He will exercise his [pastoral duties] and will put into action his qualifications.” Cruz said. Cruz cited a pronouncement that Villegas made amid the debate on the RH bill last year, which he noted “had angered the Palace.” “My dear youth, contraception is corruption. The use of government money, taxpayers’ money to give out contraceptive pills is corruption. Contraceptive pills teach us it is all right to have sex with someone...
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...EXECUTIVE SUMMARY The real estate industry consists of a collection of industrial and services sectors of the economy such as construction, brokerage services, mortgage banking, property management and even architecture and design. The real estate industry deemed ...
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...Annual Report 2014-15 Infosys Annual Report 2014-15 Narayana Murthy A tribute to our founders Nandan M. Nilekani S. Gopalakrishnan K. Dinesh The year 2014 was a milestone in our Company's history, when we bid farewell to three of our founders who held executive positions in the Company during the year – Narayana Murthy, S. Gopalakrishnan and S. D. Shibulal. Narayana Murthy stepped down as the Chairman of the Board on October 10, 2014. His vision, leadership and guidance have been an inspiration to Infosys, the Indian IT industry and an entire generation of technology entrepreneurs. He propelled the Company into accomplishing many firsts and in setting industry benchmarks on several fronts. He espoused the highest level of corporate governance standards that have defined Infosys over the years and made us a globally respected corporation. Between June 2013 and October 2014, he guided the Company through a period of stabilization and leadership transition. S. Gopalakrishnan stepped down as Vice Chairman of the Board on October 10, 2014. Kris, as he is popularly known, served the Company in several capacities over the last 33 years. As the Chief Executive Officer between 2007 and 2011, he steered the Company at a time when the world was faced with economic crises. Ranked as a global thought leader, Kris has led the technological evolution of the Company. S. D. Shibulal stepped down as the Company's Chief Executive Officer on July...
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...ATENEO de Manila LAW SCHOOL LAW ON SALES OUTLINE [1] Dean Cesar L. Villanueva First Semester, SY 2011-2012 Atty. Alexander C. Dy Atty. Ray Paolo J. Santiago I. The Nature of Sale A. Definition (Art. 1458) Sale is a contract whereby one of the contracting parties [the seller] obligates himself to transfer the ownership[2] and to deliver the possession, of a determinate thing, and the other party [the buyer] to pay therefor a price certain in money or its equivalent. xCruz v. Fernando, 477 SCRA 173 (2005).[3] 1. Elements of Sale Elements of sale: (a) consent or meeting of the minds; (b) determinate subject matter; and (c) price certain in money or its equivalent. xNavarra v. Planters Dev. Bank, 527 SCRA 562 (2007).[4] Sale being a consensual contract, its essential elements must be proven. xVillanueva v. CA, 267 SCRA 89 (1997). Absence of any essential elements negates a sale xDizon v. CA, 302 SCRA 288 (1999),[5] even when earnest money has been paid. xManila Metal Container Corp. v. PNB, 511 SCRA 444 (2006). But once all elements are proven, a sale’s validity is not affected by a previously executed fictitious deed of sale. xPeñalosa v. Santos, 363 SCRA 545 (2001); and the burden is on the other party to prove otherwise. xHeirs of Ernesto Biona v. CA, 362 SCRA 29 (2001). ...
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...Modes of extinguishment of obligations classified. Castan classifies the modes of extinguishing obligations in the following manner: (1) Voluntary: (a) Performance: 1) Payment; and 2) Consignation. (b) Substitution: 1) Dacion en pago (conveyance for payment); and 2) Novation. (c) By release agreement: 1) Agreement subsequent to the constitution of the obligation: a) Mutual waiver; b) Unilateral waiver; and c) Remission. 2) Agreement simultaneous to the constitution of the obligation: a) Resolutory condition; and b) Extinctive period. (2) Involuntary: (a) By reason of the subject: 1) Confusion; and 2) Death of the contracting parties in the cases where the obligations are personal. (b) By reason of the object: 1) Loss of the thing due or impossibility of performance; and (c) By failure to exercise (right of action): 1) Extinctive prescription. (see G. Florendo, The Law of Obligations and Contracts [1936], pp. 333-334, citing 2 Castan, Derecho Civil Español, 46-47.) SECTION 1. — Payment or Performance ART. 1232. Payment means not only the delivery of money but also the performance, in any other manner, of an obligation. (n) Meaning of payment. In ordinary parlance, payment refers only to the delivery of money. As a mode of extinguishing an obligation, it has a much wider meaning. Payment may consist of not only in the delivery of money but also the giving of a...
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