...Acknowledgements I II III IV V VI INTRODUCTION AIMS OF RESEARCH METHODOLOGY FINDINGS RECOMMENDATIONS BIBLIOGRAPHY Acknowledgements This research has been funded by generous grants from the Criminology Research Council and The Flinders University of South Australia. The difficult task of interviewing (the central part of the research) was performed with exemplary sensitivity and skill by Pamela McNeil and Robyn Schutte. This report should be read in conjunction with the report by Robyn Schutte (Schutte, 1982) which is a comprehensive and intelligent reflection on part of the research. Sue Manser has coped with the onerous task of typing up an unreadable manuscript with her usual forebearance and good humour. INTRODUCTION Juvenile delinquency is - in very broad terms - the non-conformity of legally "irresponsible" adolescents to prevailing norms, customs and views on law and order in society. In the West the period of adolescence has come to be viewed as one of stress and crisis as children adjust themselves, and are required by the wider society to adjust, to adulthood. Some social scientists argue that this adjustment process - one in which recalcitrance, violence, bewilderment and anger are often displayed - is a consequence of an interplay of physical (hormonal development, the I emergence of sex drives, physical growth) and cultural processes (e.g., Freeman, 1983; for a critique of Freeman see Patience and...
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...raging again, and his fists are demanding respect that he isn’t receiving…again. She’s asking for it; she’s sassy, she’s questioning, she’s complaining, and she’s not his real daughter. My brother tries to intervene; he’s always trying to protect her. He’s athletic, he’s valiant, he’s brave, but he’s not his real son. He’s pushing it today. I can’t ignore them any longer. Like a moth to a flame, I’m drawn in for a closer look. It’s like a horrible TV show that I can’t turn off. My sister is sobbing in the hallway. My brother is pinned against the wall with his feet off the ground. I have to look really closely now because I don’t understand how he’s being suspended eye to eye with my father. My father’s hands are around my brother’s neck. My brother’s eyes are bulging, his face is turning a dark shade of red, and his legs are flailing. I don’t understand. I look around, but I don’t know what to do. I feel something warm running down my legs, but...
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...Chapter One – Introduction 1.1: Introduction 1.2: Origin of the study 1.3: Objectives of the study 1.4: Data collection process 1.5: Limitations 1.1: Introduction Juvenile Delinquency is a terrible problem in the unequal management system of society of the modern world. Juvenile Delinquency is increasing for the fast and speedy development of Industrialization and Urbanization. Industrialization and Urbanization make changes the Family structure which increases the propensity of Juvenile Delinquency. A large scale of people has been shifted to City town from rural area and keeps staying in the abdomen. This also increases Juvenile Delinquency. Now Juvenile Delinquency has emerged as a matter of concern in Bangladesh in recent times with the number of children and young people involved in "criminal activities" rising at an alarming rate. In most of the cases this is not a deliberate choice for the children. Numerous social factors coupled with poor parenting, family troubles and above all extreme poverty are pushing these children to this anti-social position. A child is born innocent and if nourished with tender care and attention, he or she will be blossom with faculties physical, mental, moral and spiritual into a person of stature and excellence. On the other hand, noxious surroundings, neglect of basic needs, bad company and other abuses and temptations would spoil the child and likely to turn him a delinquent. Therefore, expressing his concern for Child...
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...Wells Fargo Home Mortgage Volume 1 Borrower Counseling Negotiations Skills of NegotiationsNegotiation TTechniques for Default Borrower Counseling Skills of Negotiation Techniques for Defaults ( Wells Fargo Home Mortgage 4680 Hallmark Parkway San Bernardino, CA 92407 Table of Contents Day 1 INTRODUCTION CLASS EXPECTATIONS LOGISTICS LINK TO VISION, CORE CAPABILITIES COURSE OBJECTIVES BUILDING BLOCKS OF NEGOTIATIONS FRAMEWORK FOR NEGOTIATIONS CONTEXT AND NEGOTIATION UNIQUE NATURE OF A BCS CALL AS A NEGOTIATION ROLE OF COUNSELORS IN THE NEGOTIATION THE “US AND THEM” IN NEGOTIATED RELATIONSHIPS THE PARALLEL INTEREST MODEL FOUR STAGES OF EFFECTIVE NEGOTIATIONS STAGE ONE: COURTSHIP/ORIENTATION STAGE TWO: RESISTANCE STEPS THREE AND FOUR: COMMITMENT AND AGREEMENT STRATEGIES FOR OVERCOMING BARRIERS UNDERSTANDING RESISTANCE YOUR REACTION THEIR EMOTION THEIR POSITION THEIR DISSATISFACTION THEIR POWER CONCLUSION PERSONAL ACTION PLAN EVALUATION Introduction 5 CLASS EXPECTATIONS 5 LOGISTICS 5 LINK TO VISION, CORE CAPABILITIES 6 COURSE OBJECTIVES 8 BUILDING BLOCKS OF NEGOTIATIONS 9 INTRODUCTION 9 FRAMEWORK FOR NEGOTIATIONS 9 CONTEXT AND NEGOTIATION 13 UNIQUE NATURE OF A BCS CALL AS A NEGOTIATION...
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...Abstract Introduction The Salvation Army, an international movement, is an evangelical part of the universal Christian Church. Its message is based on the Bible and its ministry is motivated by the love of God. The mission is to preach the gospel of Jesus Christ and to meet human needs in His name without discrimination. (The Salvation Army 2003) The Salvation Army is funded by donations and voluntary support. The national headquarters is located in Alexandria, Virginia, while London serves as the site of its international headquarters. It is organized using a military model, following a similar chain of command, including military titles for personnel, local bands, and banners. While these officers are necessary, committed volunteers are also essential to the success of this extensive ministry and its programs. Historical Roots In 1865, the Salvation Army was founded in London by William Booth, an English Methodist minister. First known as the "Christian Mission" to provide social welfare assistance to the residents of urban slums and save them from their sinful lifestyles of prostitution, gambling, and drunkenness, it was renamed in 1878. Military ranks and titles were assigned according to their responsibilities. His wife, Catherine, was co-founder. The "soldiers" preached openly in the streets. They promoted high ideals of service and commitment. Importance of the Salvation Army The Salvation Army is currently active in ninety-eight countries, using...
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...agreement on how they were going to run the Family Division Courts. The probate courts, circuit court judges, and many more people came up with a great plan because the Supreme Court approved the plan. Michigan has Family Court in each circuit court that hears the cases dealing with every aspect of family law. Judges in the Family Court Division hear case about divorce, which parent get custody of the child(ren), who going to support the child or alimony, and even children who want to get emancipated from their guardian. The Family Court Division also hears cases about children being abused, neglected, and so many more. Michigan Family Courts do not just deal with the things I mention above. This court deals with matters of kids breaking the law. The Family Court gets involves when a child breaks the law. The disposition is decided by the family court.. When the Family Court decides to give a child probation and community service that is where the Kent County Juvenile Community Services Department come in. The Kent County Community Services Juvenile Community Services Program gives the children that have to...
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...-1- Anatomy of a Credit Crisis 2009-07-24 This timeline has grown and been amended since it first appeared in the December, 2008, issue of The Australian Journal of Management, as the editorial, under the title of “The Dominoes Fall: a timeline of the squeeze and crunch”. I include below the December preamble. The version of mid-May, 2009, will appear as the editorial of the June 2009 issue of the AJM, under the title “Anatomy of a Credit Crisis.” I include below the June preamble, in which I assay a framework for understanding the genesis of the crisis. December, 2008: IN ITS LEADER of October 13, 2008, the Financial Times characterized the western world’s banking system as suffering “the equivalent of a cardiac arrest.” The collapse of confidence in the system means that “it is now virtually impossible for any institution to finance itself in the markets longer than overnight.” This occurred less than a month after Lehman Brothers (LB) collapsed, without bailout. Six months earlier Bear Stearns (BS) had been bailed out after JP Morgan Chase (JPM Chase) had bought it for $10 a share, at the regulator’s urging. After LB fell, who would be next? And if LB, who was not at risk? Despite the earlier U.S. government bailouts of the erstwhile government mortgage originators (and still seen as government-sponsored enterprises, or GSEs), the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), and the later bailout of the...
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...Music Notes: Midterm One Introduction Studying Rock: * Fan mentality: reject other forms of music * Gold Records: 500,000 copies * Platinum Records: 1 million copies Themes: * Social, political, and cultural issues * Issues of race, class, and gender * The development of the music business * The development of technology The Popularity Arc: * Mainstream popularity is the ‘peak’ * Genres tend to develop underground and aren’t written about historically during these years (subcultures) Musical Form: * The way different sections in a song are organized Rhythm: the way music sounds are organized in time; beat is the pulse Meter: organization of rhythm and beats into music * Simple; one & two & three (2 parts) * Compound; one & uh two & uh three (3 parts) * Duple (2 beats per measure) * Triple (3 beats per measure) * Quadruple (4 beats per measure) Timbre (colour): voice is: warm, smooth, rich * Chest voice, falsetto, crooner (male who sings with background jazz music) The 1920’s, 30’s and 40’s * Upheaval in politics, reflected in music * Baby boomers Chapter 1: Roots to 1955 Before Rock and Roll (Main stream music, rhythm and blues, country & western) Part 1: The World of Mainstream Pop Leading up to 1955 National vs. Regional Changes * Emergence of technology took music from a regional scope to a national level * Radio (1920’s) directed at white middle class ...
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...Family Functioning Factors1 Sections A through F Family Identifying Information: Name 1 DOB Relationship Children’s Bureau of Southern California. (1997). Family Assessment Form. California: Authors. Reprinted with permission from Sandy Sladen, LCSW. Family Assessment Form Family Functioning Factors SECTION A: LIVING CONDITIONS* A1. Cleanliness/Orderliness - Outside Environmental Conditions Refers to environmental health and hygiene factors (e.g. litter, garbage, vermin, clutter, odors around the exterior of the home) that are NOT WITHIN the family's control. Need to consider intervening with owner/landlord, county health department, city code enforcement, and/or other regulatory agencies. Score 1 1.5 2 2.5 3 STRENGTHS: 3.5 4 CONCERNS: 4.5 5 Operational Definition Consistently clean and orderly; property very well maintained by owner/landlord and other tenants if a rental Generally clean and orderly; no health hazards; property well maintained by owner/landlord and other tenants if a rental Some lack of cleanliness; some disorderliness or clutter; other tenants or neighbors create messiness; slow response to problems by owner/landlord; occasional roach problem Inadequately clean or organized; potential health hazards present; a great deal of clutter or litter/garbage; or offensive odors; consistent roach problem; property poorly maintained by owner/landlord and other tenants; very difficult to reach or get response from owner/landlord Health hazards and violations...
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...FIFTH EDITION 2005 Transforming Real Estate Finance A CMBS Primer Primary Analysts: Howard Esaki Marielle Jan de Beur Masumi Goldman This book is an overview of the Commercial Mortgage-Backed Securities (CMBS) market. The contents of this publication are over eight years in the making and include excerpts of research reports from as early as 1997. In this fifth edition of our primer, we have reorganized the chapters to highlight the different investment options within CMBS. New material since our last edition includes sections on the various types of AAA CMBS classes, total rate of return swaps, floating rate large loan transactions, and an updated version of the commercial mortgage default study. We hope you find this book useful and welcome comments so that we can improve future editions. FIFTH EDITION 2005 Transforming Real Estate Finance A CMBS Primer Primary Analysts: Howard Esaki Marielle Jan de Beur Masumi Goldman The Primary Analyst(s) identified above certify that the views expressed in this report accurately reflect his/her/their personal views about the subject securities/instruments/issuers, and no part of his/her/their compensation was, is or will be directly or indirectly related to the specific views or recommendations contained herein. This report has been prepared in accordance with our conflict management policy. The policy describes our organizational and administrative arrangements for the avoidance, management and disclosure...
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...Foreclosure Crisis in Florida and Beyond: Suggested Conflict Resolution Framework For Resolving this Crisis American Dream (or) American Nightmare [pic] [pic] David W. Puckett Email: dpuckett@dvergence.com Skype: david.w.puckett Twitter: davepuckett@twitter.com Phone: 813.727.3583 Introduction Each day there are stories reported in the news about mortgage foreclosures, detailing the single biggest financial crisis to hit the nation that is creating a strangle-hold on our economy and preventing economic recovery. While the entire nation has been stunned, the crisis has disproportionately affected the states of Florida, Nevada, Arizona, California and Georgia; these states were hit with an unprecedented loss of value in residential real estate. According to the leading provider of real estate industry statistics, Realtytrac.com (2011), one in every 611 United States housing units had a foreclosure filing during the month of July 2011 and it appears that the foreclosure processing delays, combined with the smorgasbord of national and state-level foreclosure prevention efforts such as loan modifications, lender-borrower mediations and mortgage payment assistance for the unemployed may be allowing more distressed homeowners to stave off foreclosure.. A CNBC report said that the falloff in foreclosures is not based on a “robust recovery in the housing market but on short-term interventions and delays that will extend the current housing market...
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...Brothers Holdings, Inc. Introduction - The Rise and Fall of Lehman Brothers. Loose regulations, deception, and greed were the root of all evil for one of the largest investment banks in the world. Lehman Brother’s was founded in 1850. Lehman Brother’s survived the Great Depression, WWI and WWII. In 1969 Lehman Brother’s hired Richard “Dick” S. Fuld Jr. as an intern who in 1994 became CEO of the Company. During Bill Clinton’s Presidency government started to support middle and lower class people to own their own houses. During this time a XX”Fair Housing Act” was created which was supposed to stop mortgage banks from discriminating lower income people from owning their own houses. The 911 attacks from 2001 created the greatest loss in Wall Street since The Great Depression. George Bush and the government encouraged Americans to buy more property. Mortgage companies started to take advantage of all these factors and lured low income uneducated people to buy mortgages with introductory rates. They never warned these buyers that these were just introductory rates that would later increase. This in turn created a larger problem for the new uneducated homeowners. These new loans created havoc for the homeowners that were struggling to make payments, and then came the massive layoffs. The economy nearly came to a standstill, and the housing market was one of the hardest hit sectors in the global economy. With the perfect situations created by loose regulations, and the perceived...
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...just steps from the Lincoln Center in downtown Manhattan. The week before, San Diego had seen four bank holdups in a single day. Criminologists wondered if the holiday spree was the first sign of a looming crime wave in recession-battered America. Take an uptick in poverty and economic misery, toss in budget cuts to police departments across the country, and that should be a blueprint for chaos—right? Except, as it turns out, the exact opposite occurred. According to FBI statistics, crime rates went down across the board in 2009. Way down. Murder, rape, robbery, assault, auto theft—plummeted, one and all. Then, this week, the FBI released preliminary data for the first six months of 2010, and again the same pattern emerged. Violent crimes and property crimes alike have been falling in every region of the country. What gives? Have experts just completely misunderstood what causes people to commit crimes? There's certainly no shortage of theories for why crime rates have gone down over the past two years. The simplest is that crime just isn’t closely related to economic conditions. Consider, after all, the two big crime epidemics in the twentieth century—the first took root in the late 1960s, during a period of healthy growth; the other came during the economic doldrums of the late ‘80s and early ‘90s. The only constant here, it seems, is that both outbreaks were fueled by a major expansion of drug markets: heroin in the 1970s, crack in the 1990s. (The current recession has seen...
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...BOOK ONE CRIMINAL LAW - that branch or division of law which defines crimes, treats of their nature and provides for their punishment. CHARACTERISTICS OF CRIMINAL LAW 1. GENERAL - it is binding on all persons who live or sojourn in the Philippine territory (Art. 14, NCC) EXCEPTIONS: a) Treaty stipulations b) Laws of preferential application c) Principles of Public International Law. The following persons are exempted: a. Sovereigns and other chief of state b. Ambassadors,ministers, plenipotentiary, minister resident and charges d’affaires. Consuls, vice-consuls and other commercial representatives of foreign nation cannot claim the privileges and immunities accorded to ambassadors and ministers. 2. TERRITORIAL – penal laws of the Philippines are enforceable only within its territory. EXCEPTIONS: (Art. 2, RPC) i.e., enforceable even outside Philippine territory. 1) Offense committed while on a Philippine ship or airship 2) Forging or counterfeiting any coin or currency note of the Philippines or obligations and securities issued by the Government. 3) Introduction into the country of the above-mentioned obligations and securities. 4) While being public officers or employees should commit an offense in the exercise of their functions. 5) Should commit any of the crimes against national security and the law of nations defined in Title One of Book Two. EXCEPTION TO THE EXCEPTION: Penal laws not applicable within or without Philippine territory...
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...S E C T I O N II Understanding White-Collar Crime Definitions, Extent, and Consequences S ecti on Hi g h l i g h ts •• •• •• •• •• •• White-Collar Crime: An Evolving Concept Modern Conceptualizations of White-Collar Crime Extent of White-Collar Crime Consequences of White-Collar Crime Public Attitudes About White-Collar Crime Characteristics of White-Collar Offenders A 34 s noted in the introduction, Edwin Sutherland created the concept of white-collar crime more than 70 years ago to draw attention to the fact that crimes are committed by individuals in all social classes. As will be seen in this section, one of the largest difficulties in understanding white-collar crime has centered on an ongoing debate about how to define white-collar crime. After discussing various ways that white-collar crime can be defined, attention will be given to the extent of white-collar crime, the consequences of this illicit behavior, public attitudes about white-collar crime, and patterns describing the characteristics of white-collar offenders. Section II Understanding White-Collar Crime 35 As a backdrop to this discussion, consider the following recent white-collar crimes described in the media: •• A jury convicted [then-Baltimore mayor Sheila] Dixon . . . of embezzling about $500 worth of gift cards donated to the city for needy families. Dixon then pleaded guilty last month to lying about thousands of dollars in gifts from her former boyfriend, a prominent developer...
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