...president appoints the boards of governors, the congress has actually no significant influence on the Fed. Therefore the question of corruption in U.S banking system has risen, studies about functions of the Fed reveals that private banks like J.P Morgan has a large control over the formation and management of the monetary policy through the control over the Fed. Due to this relationship between the Fed and the private banks, the Fed has consistently neglected to document the roles and responsibilities between the board of the members, and many cases have been reported. Government Accountability Office reported that, Stephen Friedman, the chairman of NY Fed’s board of members who resigned later, was trying to posses a large amount of shares in Goldman Sachs through an automatic stock purchase program as a way to secretly give bailout to the Wall Street. In addition, in the early may, 2012. Fed’s serving member Jamie Dimon, whom also as the CEO of J.P Morgan Chase&Co tried to downplay the company’s recent $2 billion loss. Another important fact about the Federal Reserve System that has risen up a concern of corruption might be the fractional-reserve banking. This refers to the banks issue more money compared with the money they hold as reserves. Theoretically, we loan what we have, yet the Fed loans ten...
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...MP-APPENDIX B STUDENT MARKETING PLAN FOR “CYNOSURE” A Marketing Plan Presented by: Sepideh Bayani Table of Contents Page 1. Background 1 2. Strategic Focus and Plan 1 Mission Statement 1 Goals 1 Competitive Advantage 2 3. Situation Analysis 2 SWOT Analysis 2 Competitor Analysis 3 Company Analysis 3 Customer Analysis 4 Customer Analysis 4 4. Market-Product Focus 4 Marketing and Product Objectives 4 Market-Product Grid 5 Target Markets 6 Points of Difference 6 Positioning 6 5. Marketing Program 7 Product Strategy 7 Price Strategy 7 Promotion Strategy 8 Place Strategy 8 6. Financial Projections 9 Break-even Analysis 9 7. Organization 9 8. Implementation Plan 9 9. Evaluation and Control 10 Possible Deviations 10 Possible Solutions 10 10. Bibliography Appendices Appendix A: Cynosure Discounts 11 Appendix B: Cynosure Flyer 13 * Refrence……………………………………………………………………………….14 * Appendix C: Bagels by the Bay Coupon 14 * Appendix D: Bagels by the Bay Survey 15 1. Background Cynosure is an international company created to bring a brighter future to students and to enhance memory for all. This company was Created by Sepideh Bayani, after she heard there are so many memory losses in the world; she never knew so many people were going through it. This microchip was created to help those who...
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...A Walk to Remember NICHOLAS SPARKS Prologue When I was seventeen, my life changed forever. I know that there are people who wonder about me when I say this. They look at me strangely as if trying to fathom what could have happened back then, though I seldom bother to explain. Because I've lived here for most of my life, I don't feel that I have to unless it's on my terms, and that would take more time than most people are willing to give me. My story can't be summed up in two or three sentences; it can't be packaged into something neat and simple that people would immediately understand. Despite the passage of forty years, the people still living here who knew me that year accept my lack of explanation without question. My story in some ways is their story because it was something that all of us lived through. It was I, however, who was closest to it. I'm fifty-seven years old, but even now I can remember everything from that year, down to the smallest details. I relive that year often in my mind, bringing it back to life, and I realize that when I do, I always feel a strange combination of sadness and joy. There are moments when I wish I could roll back the clock and take all the sadness away, but I have the feeling that if I did, the joy would be gone as well. So I take the memories as they come, accepting them all, letting them guide me whenever I can. This happens more often than I let on. It is April 12, in the last year before the millennium, and as I leave my house, I glance...
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...Does leadership exist in management? In order to find this out you need to look at management as a whole and leadership as a whole. Leadership is defined as, the position of function of a leader, a person who guides or directs a group. Another common meaning is the process that involves attempts to influence other people in obtaining organizational goals. Given these definitions, you can see that leadership can be anywhere. A person doesn’t need to hold a certain position in a company or organization to be considered a leader; it’s not a job title. There are several types of leadership, laissez-faire, autocratic (authoritarian), participative (democratic), transactional, and transformational. Laissez-faire leadership, when translated, means leave do or hands off. This form of leadership allows subordinates more freedoms to complete their tasks. The employees make decisions instead of the managers. Autocratic or authoritarian leadership is a type of leadership where a leader acts as the dictator. All decision will come from the leader with little to no input from subordinates. Autocratic leadership is highly effective. These leaders are highly motivated, knowledgeable, and feel fulfilled when they achieve something on their own. Participative or democratic leadership involves cooperation by all members of a group or team to get things done. This type of leadership allows leaders to work closer and together with their subordinates. Advantages of participative leadership are...
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...World Overpopulation Have your ever just wondered what would happen to the world if tomorrow we would just run out of oil or any other natural resource? Life would be a lot more difficult, and we would have to adapt to world changes and change how we live immediately. Technology would have to greatly step up and come a long way to find out a way to sustain life without having the use of the natural resource we no longer have. Even though this may not happen we still need to consider the fact that it could happen any day and that we need to start enforcing population control. Population control is something that we would be able to control on our own, but in order to make sure everyone follows it we need to take it to a higher level. We would have to get our local senators to bring it up to our Representatives until it is finally made a bill and lands on the president’s desk and becomes a law. The purpose of this law would help ensure what natural resources that we have left could last longer than the rate we are using them. We could also reduce the cost of living because there would not be as high of a demand for items. Over population is a growing problem in poorer countries and making its way towards all other countries. Over population of the United States could help be eliminated with enforcing one child family laws. Population growth is a continuing problem that seems to go unnoticed in many developed countries. A reporter from the Daily Mail UK wrote that each year...
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...Business and Financial markets “Case Study – J.P.Morgan Chase & Co.” Student Name: Gangadharan Renganthan Student Id : 1229047 Table of Contents Introduction: 2 History of J.P.Morgan Chase & Co.: 3 Key Moments in J.P.Morgan Chase & Co. History: 3 Current Problems: 4 Important of the Analysis: 6 Different Approaches to dealing with the problem: 7 A change in focus for banks: 7 A change in focus for regulators: 7 Financial Summary Indicators: 8 JPMorgan Chase & Co. (JPM)-NYSE: 8 Recommendation: 9 Conclusion: 10 Reference: 10 Introduction: J.P.Morgan Chase & Co. is a financial company which is an American multinational banking corporation of securities, investments, financial, and retail. It is in the top ranking and it is world’s second largest banking in the assets. The main job of this banking is that they provide financial services for the assets. They have the assets of nearly $2,509 Trillion. They have the one of the largest hedge fund unit in the United States. They formed this hedge fund in the year of 2000. The hedge fund unit was formed at the period of the Chase Manhattan Corporation was merged with the J.P.Morgan & Co. In United States of America J.P.Morgan is one of the largest banks in the top four lists. The other top banks are Citigroup, Bank of America and Wells Fargo. According to Bloomberg, J.P.Morgan Chase & Co. is as largest as the Bank of America while comparing with the assets them...
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...1 Research Paper: ENO Research Paper: ENO- The Last Days of ENO Small Business Management and Entrepreneurship SBE 310 Devry University Trena Render 2 Research Paper: ENO Table of Contents Introduction……………………………………………………………………………………...3 ENO (restaurant)………………………………………………………………………………...3 Business Mission/Vision…………………………………………………………………………3 ENO Competition………………………………………………………………………………..4 The Beginning and End of ENO/ENO by Zaza……………………………………………..4-5 Business Failure for ENO/ENO by Zaza…………………………………………………….6-7 Trying to Revive ENO by Zaza ………………………………………………………………7-8 Conclusion………………………………………………………………………………………..9 References……………………………………………………………………………………….10 3 Research Paper: ENO ENO: The Last Days of ENO ENO Restaurant & Wine Bar was on the Atlanta, Georgia circuit for 10 plus years. It was a hit until the new owner step on the scene and the original owner had to give up on his passion since a teenage boy. ENO struggles to stay alive and revive itself with a new name, menu and swagger for the Elite socialite. In the mind of an entrepreneur failure is never an option. No entrepreneur wants to hear the word or talk about it. ENO got a second chance to shine in the spot light keeping its original name to include the new owner first name ENO by Zaza. Many would be impression that the new owner is a celebrity basketball player but was his star status good enough to score points to keep a business from failure. ENO was a European-Mediterranean...
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...Business Case Study Saint Cupcake Entrepreneurship Near the heart of the thriving ‘Pearl District’ in downtown Portland sits a completely unassuming retail bakery. Unassuming, that is, until one smells the delicious baking scents in the air and sees the sign ‘Saint Cupcake,’ and at once, visitors are reverted back to days of childhood when cupcakes were the biggest thing since the invention of bicycles. Saint Cupcake has had great success as a specialized bakery since they opened in November, 2005. The bakery sees a growing number of walk-in customers every day and has a thriving catering business for weddings and events. The business has been so successful that the married owners, Jami and Matthew Curl, want to expand their operation to other parts of the city where they can reach an even bigger audience for cupcake lovers. Company Background When Jami Curl was 27, she was working as a marketing specialist for the state bar association and began a master’s degree program at the local state university. In her free time, she also started a one-woman baking operation making pies, cakes, and cupcakes. Jami had fond memories of baking with her mother and grandmother and had many great recipes she used that were learned from those days baking at grandma’s house. Just before Jami turned 30, she and her husband, Matt, decided that they wanted to go into business themselves and open a bakery. By raising money from family and taking out a home equity loan, Jami and Matt gathered...
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...maStuff My Stocking M/M Romance Stories that are Nice and… Naughty Stuff My Stocking: M/M Romance Stories that are Nice and… Naughty An M/M Romance Group Publication copyright 2010 With stories by: M.J. O'Shea Brian Jackson Deanna Wadsworth Missy Welsh Jade Archer Michael S. Xara X. Xanakas Mark Alders Em Woods Rachel Haimowitz SJD Peterson Kari Gregg Kim Dare A.J. Llewellyn Serena Yates Ocotillo Jessica Freely Heinrich Xin William Cooper Wren Boudreau Selah March Sarah Madison Stephani Hecht Amy Lane Angela Benedetti edited by: Diane W. (mailto:diane.goodreads@gmail.com) Jason B. Kathy H. Stuff My Stocking: M/M Romance Stories that are Nice and… Naughty What you’ve gotten yourself into… The stories you are about to read are the product of a very special project sponsored by the Goodreads M/M Romance groupthe online community for readers who love to read about men in love (Male/Male). The group moderators issued an invitation for members to choose a photo and pen a Letter to Santa asking for a short M/M romance story inspired by the image; authors from the group were encouraged to select a letter and write an original tale. The result was an outpouring of creativity that shined a spotlight on the special bond between M/M romance writers and the people who love what they do. This book is an anthology of those letters and stories. Whether you are an avid M/M romance reader or new to the genre, you are in for a delicious treat. So sit back, relax and enjoy...
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...Quantitative Easing: Entrance and Exit Strategies by Alan S. Blinder, Princeton University CEPS Working Paper No. 204 March 2010 Acknowledgements: Paper prepared for the Homer Jones Memorial Lecture at the Federal Reserve Bank of St. Louis, April 1, 2010. I am grateful to Gauti Eggertsson, Todd Keister, Jamie McAndrews, Paul Mizen, John Taylor, Alexander Wolman, and Michael Woodford for extremely useful comments on an earlier draft, and to Princeton’s Center for Economic Policy Studies for research support. Apparently, it can happen here. On December 16, 2008, the Federal Open Market Committee (FOMC), in an effort to fight what was shaping up to be the worst recession since 1937, reduced the federal funds rate to nearly zero. 1 From then on, with all of its conventional ammunition spent, the Federal Reserve was squarely in the brave new world of quantitative easing. Chairman Ben Bernanke tried to call the Fed’s new policies “credit easing,” probably to differentiate them from what the Bank of Japan had done earlier in the decade, but the label did not stick. 2 Roughly speaking, quantitative easing refers to changes in the composition and/or size of the central bank’s balance sheet that are designed to ease liquidity and/or credit conditions. Presumably, reversing these policies constitutes “quantitative tightening,” but nobody seems to use that terminology. The discussion refers instead to the “exit strategy,” indicating that quantitative easing (“QE”) is looked upon as...
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...Case 1 TEACHING NOTE KHF CORPORATION INTRODUCTION This case involves the evaluation of Kitty (Hawk Food), Inc., a restaurant food wholesaler in eastern North Carolina. The firm is experiencing difficulty paying trade debt and collecting trade receivables on time, which is causing cashflow difficulties and threatening the creditworthiness of the firm. The case should require 1 to 1 1/2 hours of outside preparation by students, and can be effectively discussed in a one-hour class. It is appropriate for managerial finance courses at the undergraduate level, and perhaps at the lower MBA level as a minor exercise. KHF Corporation is experiencing a threat to its creditworthiness due to difficulties in paying trade payables. Its colorful CEO, responsible for collections of receivables, is not providing for collections very well. He is much more of a good ole' boy marketing type. The firm is not performing very well, and faces large seasonal swings in business. The student is tasked with solving the dilemmas posed by the case. SUGGESTED TEACHING APPROACH We suggest assigning this case after coverage of a) financial statement analysis and b) opportunity cost of failing to take a cash discount. While collections of receivables and improving payments are implied as a solution to this situation, the real issue is the opportunity cost of failing to take a cash discount. 100% of the business of KHF involves credit purchases of inventory. KHF is not taking advantage...
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...CYBER TERRORISM Table Of Contents Section Page Abstract----------------------------------------------------------3 Introduction-----------------------------------------------------4 Premise----------------------------------------------------------5 Research Methodology----------------------------------------5 Research Results-----------------------------------------------6 Critical Analysis------------------------------------------------9 Conclusion-------------------------------------------------------30 Appendix---------------------------------------------------------31 Bibliography----------------------------------------------------56 Abstract FBI cyber security division computers are hacked into at the same time that known hackers capable of performing this have their computers hacked into and are blown up when they hit certain keys on their computer keyboards. Traffic lights and the transportation systems are then hacked into and total gridlock and chaos ensure. Wall Street is then affected and cyber money is thought to be dwindling away. This is known as a Fire Sale which has 3 steps. In the first step transportation is shut down then finance and finally, in the third step, utilities are affected. As expected, the media broadcast the government’s next move to everyone including the terrorists. As it turns out, the leader of the terrorists is a former DOD software programmer that had warned...
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...Themes in Media Theory Dan Laughey KeyThemes in MediaTheory KeyThemes in MediaTheory Dan Laughey Open University Press Open University Press McGraw-Hill Education McGraw-Hill House Shoppenhangers Road Maidenhead Berkshire England SL6 2QL email: enquiries@openup.co.uk world wide web: www.openup.co.uk and Two Penn Plaza, New York, NY 10121–2289, USA First published 2007 Copyright # Dan Laughey 2007 All rights reserved. Except for the quotation of short passages for the purposes of criticism and review, no part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of the publisher or a licence from the Copyright Licensing Agency Limited. Details of such licences (for reprographic reproduction) may be obtained from the Copyright Licensing Agency Ltd of Saffron House, 6–10 Kirby Street, London, EC1N 8TS. A catalogue record of this book is available from the British Library ISBN–10: 0335 218 13X (pb) 0335 218 148 (hb) ISBN–13: 9780 335 218 134 (pb) 9780 335 218 141 (hb) Library of Congress Cataloguing-in-Publication Data CIP data applied for Typeset by YHT Ltd, London Printed in Poland by OZGraf S.A. www.polskabook.pl Contents List of illustrations Acknowledgements 1 What is media theory? What are media? What is theory? What is media theory? How to use this book Behaviourism and media effects Introduction Lasswell’s chain...
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...Food System Economic Context of Local Food Production How redevelopment of a local food system meets economic and green jobs goals. The Western Lake Superior Sanitary District reported in spring 2009 that farmers are a key to the local economy. The 2007 Census of Agriculture stated that in Carlton, St. Louis and Douglas counties farming is one of the largest family-owned, small business sectors of the local economy. Farmers in these three counties sold $27.7 million of livestock and crops in 2007. Cattle and dairies are the most important component in our region with $17.3 million of total sales. They reported a potential to increase productivity here. About one third of the farmland in this region was fertilized or had manure applied in 2007, and hay fields averaged about 1.5 tons per acre. Nationwide, more than two thirds of cropland was fertilized (although that includes row crops) and hay fields were about 2.5 tons per acre – even in other parts of Minnesota and Wisconsin, with a similar climate. Farming is one of the bigger sources of income for self-employed business owners in this region. In Carlton County, for example, farmers sold $8 million of produce in 2007. Only self-employed construction firms, with $14 million of sales, and real estate, with $8.2 million in sales, were larger. It’s likely that agriculture in regions like the Northland will be even more important in the future. The United States currently has an abundance of cropland – about 1.4 acres per person...
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... | | | | | | | | Week 1 Introduction Hi! It's Week 1, and we're set to go. This course is perhaps a little different from the typical MBA course. Rather than studying the internal workings of a business, we shall instead delve into the legal, political, and social cultures of our city, nation, and world and see how these affect everything we do in business. We shall study the gamut of legal concepts, from product liability, to civil rights, to intellectual property rights, to antitrust and consumer protection. Underpinning all of these legal concepts, however, will be two foundational aspects: (a) the ethical issues within, and (b) the "world view" without. Milton Friedman, Immanual Kant, Blanchard and Peale, Laura Nash . . . these are just a few of the names of ethicists and business people about whom you will study and learn. During Week 1, we begin the process of sorting out how we feel about business social responsibility. We shall consider this question: Does business have a social responsibility beyond maximization of profits, and if so, how does business fulfill a corporate social responsibility? We will also begin considering how our behavior affects...
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