...INTRODUCTION This is construction defect case wherein Defendant SMS Construction, LLC (“SMS Construction” or “Defendant”) is attempting disclaim its duties and obligations as general contractor. SMS has not offered any evidence regarding damages or third-party subcontractors and/or Plaintiff James Bannie (“Plaintiff” or “Bannie”) causing or contributing to the damage at the Property. The Court must exclude all testimony and opinion from Defendant regarding damages. The Court must also exclude damage from Mr. Geoffrey Jillson of Guy Engineering because his testimony will be based on hearsay which is inadmissible independently and he does not qualify as an expert to testify about damages. Moreover, the jury would benefit from viewing the Property...
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...Solutions : SMS La première solution proposée consiste à procéder à une expansion de la palette de services mobiles de la Bank of America, en mettant sur pied un système de services bancaire par SMS. Il s'agit d'une solution qui a été envisagée par le département du marketing mobile de Bank of America et elle s'appuie sur des bases solides. En effet, selon les statistiques énoncées dans le cas, seulement 15% des utilisateurs de téléphones mobiles possèdent un téléphone intelligent, ce qui fait en sorte que l'application mobile que la banque a mise sur pied n'est pas en mesure de rejoindre 85% des utilisateurs potentiels (l'application ne fonctionnant que sur les téléphones intelligents). En plus de pouvoir rejoindre une majorité de consommateurs, le service mobile par SMS possède également l'avantage de ne pas avoir besoin de connexion internet pour fonctionner. Cela est très pratique en effet car se ne sont pas tout les clients qui on accès en permanence à une connexion internet mobile (certains ne peuvent accéder à internet que lorsqu'ils sont dans une zone wi-fi) et les contrats pour téléphones mobiles incluant un plan internet sont généralement assez onéreux, donc pas nécessairement accessibles. Bien que les coûts de développement et surtout de fonctionnement d'un service SMS soient assez élevés, notamment car il faut payer un opérateur pour chaque message envoyé, il peut être tout de même bénéfique d'aller de l'avant avec une telle solution. Le fait d'être en mesure de...
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...Software Requirements Specification October 28, 2013 Window App for Sending SMS to mobiles via internet from your computer Submitted by: Muhammad Gulfam Submitted to: Engr. Natasha Nigar Software Engineering Table of Contents Table of contents……………………………………………………………………. List of figures……………………………………………………………………….. 1. Introduction………………………………………………………………….3 1. Purpose……………………………………………………………...3 2. Scope of project……………………………………………………...3 3. Glossary……………………………………………………………...3 4. Overview of document……………………………………………….4 2. Overall Description……..…………………………………………………......5 2.1. System Environment...……………………………………………….5 2.2. Functional Requirement Specification ……………...……………….6 2.2.1. User use cases………………………………………………...6 2.3. User characteristics …………………………………………………….11 2.4. Non Functional Requirements ……………………………….…………11 3. Requirement Specification …………………………………………………..12 3.1 Functional Requirements ……………………………………………12 List of diagrams Fig.1 System Environment ………………………………………………………….3 1.0. Introduction 1.1. Purpose The purpose of this document is to present a detailed description of the Window App for Sending SMS to mobiles via internet from your computer. It will explain the purpose and features of the system, the interfaces of the system, what the system will do, the constraints under which it must...
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...SMS Spam: Indonesia’s Never Ending Story? Hazmi Alfiyatur Rahmah School of Electrical Engineering and Informatics, Institut Teknologi Bandung Bandung phie.hazmi@gmail.com Technological development brings a positive and negative impact on human life as well as the SMS technology. Since the advent of technology and SMS Gateway SMS Broadcast, then SMS Spam began to bloom too. Competition among cellular phone providers become one of the roles in the proliferation of SMS Spam in Indonesia. War fare and bonus SMS makes SMS rates to be very cheap even free. SMS Spam cases ranging from those that are disturbing to the fraudulent acts that cause a material loss has been a lot going on. Keywords-SMS SPAM, etics, law. Introduction SMS (Short Message Service) is a service available on mobile telecommunications in GSM and CDMA networks to send and receive short messages in the form of text. SMS first appeared in Europe in 1991 and in 1992 with an SMS text message was first performed on a Personal Computer (PC) to a mobile phone on Vodafone's GSM network. The technology used is a store and forward where the SMS messages sent are temporarily stored in the Message Center. Basically the SMS message consists of 140 bytes which can be 140 8-bit characters, 160 characters in 7-bit or 70-bit character 16 [1]. The advantages of this service is low cost. Before the advent of smartphone technology and sending chat messages via the internet, SMS is a service that is in demand and is...
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...Advanced Accounting Beams Anthony 11th Edition Solutions Manual Click here to download immediately!!! http://solutionsmanualtestbanks.blogspot.com/2011/10/advanced-accountingbeams-anthony-11th.html ----------------------------------------------------------------------Advanced Advanced Advanced Advanced Accounting Accounting Accounting Accounting Beams Beams Beams Beams Anthony Anthony Anthony Anthony 11th 11th 11th 11th Edition Edition Edition Edition Solutions Solutions Solutions Solutions Manual Manual Manual Manual -------------------------------------------------------------------------***THIS IS NOT THE ACTUAL BOOK. YOU ARE BUYING the Solution Manual in e-version of the following book*** Name: Advanced Accounting Author: Beams Anthony Edition: 11th ISBN-10: 0132568969 Type: Solutions Manual - The file contains solutions and questions to all chapters and all questions. All the files are carefully checked and accuracy is ensured. - The file is either in .doc, .pdf, excel, or zipped in the package and can easily be read on PCs and Macs. - Delivery is INSTANT. You can download the files IMMEDIATELY once payment is done. If you have any questions, please feel free to contact us. Our response is the fastest. All questions will always be answered in 6 hours. This is the quality of service we are providing and we hope to be your helper. Delivery is in the next moment. Solution Manual is accurate. Buy now below and the DOWNLOAD LINK WILL APPEAR IMMEDIATELY once payment is...
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...Introduction Short Message Service SMS is today's simplest and cost-effective way to reach a global mobile audience. Thousands of organizations are using messaging already to communicate with customers and employees. SMS was built into the European Global System for Mobile (GSM) standard as an insignificant, additional capability. Yet in many countries SMS was perceived as cheap, and it offered one-to-one, or one-to-many, text communications that could be read at leisure, or more often, immediately. SMS was avidly taken up by young people, forming new cultures of media use.(Goggin & Spurgeon, 2005). Text messaging is instantaneous, inexpensive and personal, and enables numerous applications. In the face of turbulent economic conditions and significant cost pressures, U.S. financial institutions, like their counterparts around the world, are focusing on improving the profitability of their customer relationships, lowering channel costs and enabling more self-service electronic banking. In recent years, the rise of mobile banking has opened a new path for financial institutions to lower the cost to serve their customers, improve their competitive position and increase customer acquisition and loyalty. At the same time, mobile banking establishes a foundation for delivering future products and services that can be monetized, such as mobile payments and remittances. Despite this new ROI opportunity, most institutions have primarily utilized this new channel to drive mobile banking...
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...Traffic Cases Charging System 5.0 CUSTOMER PRODUCT INFORMATION 2/1551-FAV 101 72/4 Uen B Copyright © Ericsson AB 2010, 2011. All rights reserved. No part of this document may be reproduced in any form without the written permission of the copyright owner. Disclaimer The contents of this document are subject to revision without notice due to continued progress in methodology, design and manufacturing. Ericsson shall have no liability for any error or damage of any kind resulting from the use of this document. Trademark List All trademarks mentioned herein are the property of their respective owners. These are shown in the document Trademark Information. 2/1551-FAV 101 72/4 Uen B | 2011-02-11 Contents Contents 1 1.1 1.2 2 3 3.1 3.2 3.3 3.4 3.5 3.6 4 4.1 4.2 4.3 Glossary Reference List Introduction Purpose and Scope Typographical Conventions General Common for all Traffic Cases Mobile Number Portability Community Charging Location Based Charging Notifications SDP Selection Subscription ID Independence Traffic Cases Real-Time Charging Services Offline Charging Services Voucher Refill and Enquiry 1 1 1 3 5 5 5 6 8 10 11 13 13 47 48 57 61 2/1551-FAV 101 72/4 Uen B | 2011-02-11 Traffic Cases 2/1551-FAV 101 72/4 Uen B | 2011-02-11 Introduction 1 Introduction This section describes the purpose and scope of this document, as well as typographical conventions used. 1.1 Purpose and Scope The purpose of this document is to describe exemplify...
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...BERNARD M. BARUCH COLLEGE/CUNY ZICKLIN SCHOOL OF BUSINESS Department of Management Business Policy 5100 (Tuesday – Thursday – All Sections) Prof. David W. Falk Seminar in Business Policy Fall, 2015 Office: Vertical Campus, Room 9-250 I Phone: (646) 312-3676 Office Hours: Tuesdays, Thursdays -- 3:30PM - 4:00PM, and by Appointment E-mail addresses: DWFalk@Flash.net and David.Falk@baruch.cuny.edu Pager: (917) 853-3878 (leave a verbal message after the tone) Required Textbooks: 1) Parthasarthy, Raghavan & Booke, Alvin L.; Strategic Management: A Primer; Strategy Consulting Group: Ramsey, NJ; 2013. (SM) 2) Thompson, Arthur A. & Stappenbeck, Gregory J.; GLO-BUS On-Line Business Simulation; McGraw-Hill/Irwin: Burr Ridge, IL (accessed via: http://www.glo-bus.com). (GLO) 0 These texts are all required reading. 1 It is suggested that students familiarize themselves with the Participant’s Guide to the GLO-BUS On-Line Business Simulation immediately since approximately 25% of your final grade will be dependent on the grade earned for this team-based project. 2 Students will be required to keep in touch with current events via the business sections of major newspapers, journals, periodicals and the Internet. Your class participation will be measured largely through your ability to apply the theories and models of strategic management to current events found throughout these sources. Course Objectives:...
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...Personal Loan 24-hour- Service Guarantee Terms and Conditions Eligibility: 1. All Personal Loan applications including Pre-Approved loan applications are eligible for Personal Loan Service guarantee. 2. At the time of submission, the Personal Loan applications should be complete with all the required supporting documents. Start Point of Service Guarantee: Receipt of complete documents by the bank as evidenced by SMS sent from the bank to the customer. End Point of Service Guarantee: Final decision regarding customer’s Personal Loan application is communicated by the bank to customer via SMS. Personal Loan 24 – hour – Service Guarantee (“24-hr- service-guarantee”) is subject to the following Terms and Conditions: I. Personal Loan 24- hour- Service Guarantee 1. The “24-hr-service-guarantee” shall only apply in the cases where the applicants have provided the complete set of Personal Loan documents along with complete filled in forms in accordance with the Bank procedures. 2. Applications in which bank is unable to contact customer/referee on mobile/home/office phone or have document deficiency would not be considered for “24-hr-service-guarantee” 3. Applications which have been declined by the bank or cancelled by customer earlier, and are reappealed later, would not be considered for “24-hr-service-guarantee” 4. The “24-hr-service-guarantee” will not be applicable in instances where delays are encountered due to the applicant’s failure to satisfy the Bank’s due diligence...
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...25 paisa/ 10 second | 25 paisa/ 10 second | Pulse | | 10 second | SMS (On-net, Off-net & F&F) | | 50 paisa/SMS (within 160 characters) | Note: * Write SF (space) your desired GP number and send SMS to 2888 * 10 second pulse will be applicable for On/Off-net and F&F calls * No differential charging will be applicable (Same for 1st and rest of the minutes * Bondhu subscribers can also migrate to the other prepaid price plans i.e. Nishchinto, Amontron and djuice packages. * 15% VAT will be applicable on all charges * 15 F&F numbers in total * 1 GP-GP super F&F * 14 (maximum) GP-GP F&F or GP-Other operator F&F in any combination * Calls to GP-GP Super F&F numbers at 5 paisa/ 10 second * Calls to GP-GP F&F numbers at 11 paisa/ 10 second * Calls to other operator F&F number at 11 paisa/ 10 second * All GP-GP calls (excluding F&F calls) at 25 paisa/ 10 second * All GP-Other Operator calls (excluding F&F calls) at 25 paisa/ 10 second Nishchinto * Tariff Nischinto | Time | Call rate | Voice Call | 24 hours | GP-GP | GP-Other operator | | | 15 paisa/ 10 second | Local SMS | | 50 paisa/ SMS (within 160 characters limit) | Pulse | | 10 second | 15% VAT applicable with all tariffs Special Call Rate for Nishchinto Package * 10 Second pulse will be applicable in this package * All other tariffs of SMS, Intl SMS, MMS, Ring tone, Welcome Tune , Value Added Services (VAS), EDGE Packages...
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...Call Processing , SMS and VMS In this we discuss the call processing aspect and look into specifics case of a mobile originated (MO) call and a mobile terminated (MT) call. We also look into short message (SMS) and voice mail service (VMS) as implemented IMPCS pilot project. RF channel overview: - RF channel play important role in call processing case. These are basically three types of RF control channel. 1. Broadcast control channel : The broadcast channels are points to multi-point channel, which are defined only for down-link direction (BTS to mobile station). They are divided into: BCCH (Broad cast control channel:- BCCH acts as a beacon. It informs the mobile about system configuration parameters (e.g. LAI, CELLIDENTY, NEIGHBOURING all identify). Using this information MS choose the best cell to attach to. BCCH is always transmitted on full power and it is never frequency hopped. FCCHC frequency correction channel. MS must tune to FCCH to listen to BCCH. FCCH transmits a constant frequency shift of the radio carrier that is used by the MS for frequency correction. SCH (synchronization channel). . SCH is used to synchronize the MS in time .SCH carries TDMA frame number and BSIC (Base Station Identity Code) 2. Common control channels : Common control channels are specified as point to multi-point, which operate only in one direction either in up-link or down-link direction. PCH (Paging Channel): - PCH is used in down-link direction for...
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...it as "Attention Terminal" commands. A Hayes Microcomputer Products, where it was invented, AT was merely short for "ATtention" AT commands allow giving instructions to both mobile devices and ordinary landline telephones. The commands are sent to the phone's modem, which can be a GSM modem or PC modem. This article focuses on AT commands on Nokia's GSM and WCDMA products only. Different manufacturers may have different sets of AT commands. Fortunately, many AT commands are the same. Mobile device manufacturers may also give attention to operators to allow or not to allow some commands on phones. AT commands can be used for operations that are usually done from the keypad, for instance calling a number, sending, reading, or deleting an SMS, setting the SMSC number, looking for a GPRS access point, reading and deleting phonebook data, reading the battery status, reading the signal strength, and so on. When you want to make a PC-based application to interface a mobile phone using USB, IR, or Bluetooth, these commands are needed to communicate with mobile phones. Basically such commands are the application layer of MBUS or FBUS commands. Nokia provides an AT command set guide,...
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...E-Banking: ‘A new era of customer satisfaction through SMS Banking’ Abdullah Hassan, BBA(Hon’s), Fourth Year, Department of Management Studies, University of Chittagong, abdtek@gmail.com Abstract According to the Euronet mobile Banking Guide, there are currently close to 400 mobile operators in over 133 countries who are signing up 4 to 6 new customers every second. That means people are now much more interested in cell phone than before. Users always seek multi-dimensional use of their cell phones. The main purpose of this paper is to find out customer satisfaction through SMS Banking. Mobile phone operators provide various value added services (VAS) to their users including banking service and other utility services with the legal agreement with respective organizations. As mobile operators are trying heart and soul to retain existing customers and enhance new customers by adding VAS, hence a mobile banking solution called SMS Banking that allows people to bank with their mobile phones and its overview are presented in paper. Introduction There are various types of E-banking that are used in the field of IT and Banking. SMS Banking is one of them. SMS stands for ‘Short Message Service’. SMS Banking allows you to check account balance, transfer amount to other account, payment of utility bills like electricity bill, gas bill and water bill etc. Short Message Service is particularly adapted to 2G networks because they require low capabilities for data exchange...
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...Remittance Salary Disbursement Person to Person Transfer (P2P) Mobile Top-up Balance Inquiry Where to register? Customer can register at any authorized agent point of DBBL who can display 'DBBL Agent Certificate' and 'DBBL Mobile Banking Banner'. How to register mobile account? Customer fills up the KYC Form and submit to agent along with his/her photograph & National ID (NID) Agent goes to Customer Registration Menu from his/her mobile and insert customer's mobile number Customer receives an IVR call or USSD Flash menu and in reply, s/he gives a 4-digit PIN number at his/her choice (please remember your PIN) A Mobile Account is created in DBBL system which is his/her mobile number + one check digit Customer receives a confirmation SMS which contains his/her Mobile Account Number (please remember your check digit) Why PIN is required? PIN is required to be inputted during cash withdrawal from an Agent Point of DBBL or DBBL Branch or DBBL ATM. PIN ensures security of your money and protect fraudulent transactions. Why PIN is strictly confidential? PIN is the key for transaction...
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...become an epidemic if not contained. It is a serious concern to governments since it threatens the health and Well-being of the Citizens (WC) and invariably the National Security (NS) of countries. 2. In the United States of America (USA), the infection of 2 missionaries with EVD while working in Liberia, prompted President Obama to stress that EVD is a threat to the NS of USA. The current EVD outbreak in West Africa has reached an epidemic level and has spread across Liberia, Sierra Leone and Guinea. By 25 Oct 14, World Health Organization (WHO) reported 10,141 cases. The fatalities have negative effect on human resource and businesses, restrict movement and cause general panic thereby affecting the NS of these countries. 3. In Nigeria, there were confirmed cases of EVD in Lagos and Rivers States. The Federal Government of Nigeria’s (FGN) efforts at isolating, treating and monitoring EVD cases led to its containment and thereby made WHO to declare Nigeria EVD free on 20 Oct 14. Despite these efforts, EVD could re-occur as seen in other countries and could threaten NS of Nigeria. The purpose of this paper therefore is to discuss EVD as it affects NS in Nigeria. The paper will cover conceptual definition, overview, issues, implications, challenges and prospects of EVD and NS in Nigeria. Thereafter, strategies to mitigate the challenges of EVD and NS would be proffered. The paper will cover Jul to Oct 14, being the period when EVD was recorded in Nigeria. AIM ...
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