In this modern society there are myriad of different ways a purchase can be made. Technology has advanced us to the point where physical cash is hardly ever necessary and the majority of people just use a card. These advances have increased the speed and efficiency in which a purchase can be made but also in contrast how easy it is to overspend. Cash is still the optimal way to purchase because it is inconvenient. Since the dawn of the credit card in the mid nineteen-eighties, modern society has been in a frenzy using them. The concept felt so exclusive and futuristic that everybody decided that they simply had to have one. The credit card made spending such a streamlined process it effectively eliminating the guilty feeling one gets when buying something. That guilty feeling is the key to spending responsibly without it is incredibly hard not to overspend. An emotional connection with your money is needed and using cash stimulates that connection. Now that the credit card has become so widely accepted debt has also been befriended by society at large. More and more debt has become a growing force in the world. Credit cards have made buying beyond your means the social norm. Now more than ever people will buy the better car or the bigger house all in the name of elevating their personal status. This philosophy on spending has lead the United States straight into a time of economic crisis. Spending with cash with small and large purchases helps one be more responsible with money. There is something about the physical relationship you develop with actually having currency with in your hand. It shows that you have a limited amount of money and you want to spend it sparingly. When you spend cash you actually loose something physical that you possessed unlike with a card. You no longer have something that you had before and