...Polytechnic University of the Philippines Sta. Mesa, Manila College of Accountancy and Finance Department of Banking and Finance Risk Handling Methods used by Selected Bank Branches of Five Universal Banks in Quezon City to overcome Operational Risks A research paper presented to the Faculty of Banking and Finance In partial fulfillment of the requirements for the subject in Methods of Research Submitted to Professor Melvin Jason Segura De Vera Submitted by: de Guzman, Grecelle M. Aguila, Arvee Gaye L. Alejandro, Leorice H. Bongor, Angelo D. Chan, Cean Jomarje O. Estangco, Jamaica Michelle L. Gentapanan, Lea Ann M. Masangkay, Maria Luisa T. Munar, Catherine N. Sevilla, Jonabel C. March 2013 Acknowledgement This research project will not be possible without the help of other people. The contributions of many different people, in their different ways, have made this possible. We would like to extend our appreciation especially to the following. To Almighty God, for giving us the knowledge and wisdom we needed in the completion of this research output. Prof. Melvin Jason de Vera, our mentor. His support, guidance and advices throughout the research project are greatly appreciated. To our Chairperson, Prof. Bernadette M. Panibio, we are grateful for your unending support in the completion of this research output. Of course, this wouldn’t be possible if not with the help of our respondents, the bank branch managers, officers and employees related...
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... List of Figures------------------------------------------------------------------------------------viii List of Appendices-------------------------------------------------------------------------------ix Executive Summary------------------------------------------------------------------------------x CHAPTER I:INTRODUCTION------------------------------------------------------------------1 A. General Information-----------------------------------------------------------------------1 B. Background-----------------------------------------------------------------------------------2 C. Products---------------------------------------------------------------------------------------6 D. Current Revenues---------------------------------------------------------------------------6 E. Employees-------------------------------------------------------------------------------------6 CHAPTER II: RESEARCH DESIGN AND METHODOLOGY--------------------------7 A. Data Collection-------------------------------------------------------------------------------7 B. Research Methodology---------------------------------------------------------------------7 C. Research Design----------------------------------------------------------------------------7 CHAPTER III: VISION/MISSION-------------------------------------------------------------10 A. Present Vision and Mission--------------------------------------------------------------10 1. Vision...
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...students to the ethical, global, political, social, legal and regulatory, demographic diversity, environmental, and technological issues as related to an introductory study of multinational corporate finance. ASSESSMENT OF OBJECTIVES: Accomplishment of objectives/learning outcomes will be assessed on the papers, problem sets, participation, article reviews, and summaries. FINAL GRADE: BASED UPON A PERCENTAGE OF THE POINTS YOU EARN FROM THE TOTAL POINTS POSSIBLE IN THIS COURSE. TOTAL POINTS POSSIBLE: ARTICLE REVIEWS (30 pts each) 120 CASE STUDIES 150 PARTICIPATION 40 PROBLEM SETS 50 FOREIGN EXCHANGE SUMMARY 40 400 PROBLEM SETS: Students may work in groups of three or four. The problems will come from questions at the end of the chapter. Randomly, people will be asked to present the problems on the due date and that presentation will be reflected in their participation grade. FOREIGN EXCHANGE SUMMARY: A three to four page summary of what happened in the foreign exchange markets over the previous five weeks. Five people will be selected to present their summary to the class and that presentation will...
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...A STUDY ON THE BENEFITS OF EXTRACURRICULAR ACTIVITIES ON STUDENTS OF ARELLANO UNIVERSITY – ANDRES BONIFACIO CAMPUS PAG-ASA ST., CANIOGAN, PASIG CITY SCHOOL YEAR 2015-2016 In Partial Fulfilment of the Requirement in Business Statistics Submitted by: Lyza Antonio Maria Isabel Badilla Angelica Mae Dacasin Mhay Garcia Romalyn Llorente Winona April Lubiano Tammy Mann Christian Dean Mantaring Christian Kevin Robledo Meliza Joyce Tapat Valerie Terbio Submitted to: DR. RONIE B. BASINANG February 25, 2016 APPROVAL SHEET ARELLANO UNIVERSITY Andres Bonifacio Campus Pag-asa St., Caniogan, Pasig city MARIA PAZ A. MAGSALIN Assistant Vice President Arellano University Pasig City Dear Ms. Magsalin, Good Day! We, Group 1 of Math 3: Business Statistics under the supervision of Dr. Ronie B. Basinang, are presently conducting a research study entitled “The Study on the Benefits of Extracurricular activities on the students of Arellano University – Andres Bonifacio Campus”. Our study aims to determine the benefits of Extracurricular activities on the students of Arellano University, Pasig Campus. We are appealing from your good office to grant us permission to conduct a series of survey to the college students in Arellano University, Pasig City. We are planning to conduct the survey on the 13th of January 2016. Your cooperation will be a great help for the successful implementation of our study. More power and God bless! Respectfully yours, Lyza Antonio...
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...Course content includes review of marketing theories, concepts, key terms and tools used in the consumer, reseller, services and industrial markets. Also addressed is the integration of marketing in the broader business context and the role it plays in today’s society. Course Format This course will use the textbook above to guide lectures, class discussion, assignments and exams. Multiple chapters from the text will be discussed during each class lecture. The lectures will discuss the theories and concepts, tools and techniques used in marketing, as well as provide examples of how these have been applied. Lectures will include content and discussion beyond what is provided in the textbook. Attendance and Participation Consistent attendance, prompt arrival and preparation for each class session are expected. Students are expected to read the designated chapters prior to the lectures where they will be discussed. Course Outline |Week |Date |Topic |Chapters | Assignments | |1 |January 23...
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...satisfaction of Aarong” assigned as a requirement for business communication course. Working at Aarong and preparing this report has been a good experience for us. We hope this report will help the Aarong to gather insights on the topic and open the windows to do further studies in this aspect. We would like to express our gratitude to you for giving us the opportunity to work on this topic. Your quires in this report will be much appreciated. Thanking you. Sincerely yours, Md. Jasim Uddin Md. Mazidur Rahman Md. Rakib Hassan Romanaz Parvin Ahmad Rahik Majumder Shaidur Rahman Jaber Shirina Akter Table of Contents | Sl. No. | Particulars | Page No. | | | | | | | Executive Summary | ix | | | | | | | CHAPTER ONE | | 1.0 | | Introduction | 1 | 1.1 | | Origin of the Report | 2 | 1.2 | | Objectives of the Study | 2 | | 1.2.1 | Broad Objectives | 2 | | 1.2.2 | Specific Objectives | 2 | 1.3 | | Scope | 2 | 1.4 | | Limitation of the...
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...examine the results, you will discover your areas of strength and of weakness. The results will have meaning only if you are honest and respond as accurately as possible. If the statement is true about you, circle Y for yes. If the statement is false as it applies to you, circle N for no. Be sure to circle Y or N for each statement. Answer carefully so that you get accurate information. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. I have trouble finishing tests on time. I set aside a regular time for studying every day. Before I read a chapter, I turn headings into questions so that I know what I’m going to learn. I don’t have much luck following a definite study schedule. I give up if an assignment is difficult. I have difficulty determining important points in lectures. Before class starts, I review yesterday’s lecture notes. I waste time because I am not organized. I focus entirely on my work when I study. I feel uncomfortable reading a chapter unless I’ve read all the headings and the summary first. I don’t bother taking notes on lectures. I get sleepy when I study. I check my lecture notes to fill in any missed words soon after the lecture. I seldom hear a lecture that is well organized. I enjoy learning. Before I begin an assignment, I estimate how long it will take me and then try to beat the clock. Before answering an essay question, I organize what I am going to write. I have difficulty concentrating when I study. Using lecture notes and the...
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...Miguel Fernandez En1320-E1 U5.E1 Chapter 10 1) The typical organization of an argument essay is an Introduction, objective summary, point by point discussion, summary, point by point, and conclusion. 2) The points of contention are one owns viewpoints and opposing viewpoints are different. You can identify contentions in any essay because they will be opposing other people’s ideas. 3) It is important to know the stance of your opposition because you could know your papers strengths and weaknesses. 4) The difference between argument and research writing is that an argument should explain an issue and convince the people to take action. A research paper is to give detailed information and let the people think of the solution. Chapter 24 1) A good way to start the research process is to research a question, develop a thesis, and make a research plan. 2) It is important to have a sharp research question because it will narrow your scope of your research and allowing the person to select the best of sources. 3) A working thesis is how one will answer their research question. A thesis is used in a research by helping you get your main points. 4) The key elements of a research plan is a research question, working thesis, result of start-up research, description of source, schedule of completion, and bibliography. It is necessary for researchers to have a research plan because they help target better sources and streamline your research. 5) Writers...
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...FACTORS THAT INFLUENCE CUSTOMER LOYALTY IN RETAIL BUSINESSES IN KERICHO COUNTY (A Case Study of Mutai Wholesalers Limited) BY PHILIP KIPRONO KEMEI ADM.NO. 2574/11 A RESEARCH PROPOSAL SUBMITTED TO THE SCHOOL OF BUSINESS AND ECONOMICS IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE AWARD OF BACHELOR OF BUSINESS MANAGEMENT OF MOI UNIVERSITY. 8TH MARCH 2012 DECLARATION This Project study is my original work and has not been presented to any other examination body. No part of this work should be reproduced without my consent or that of Moi University. Signature……………………………………………… Date………………………………….. Name: PHILIP KIPRONO KEMEI Declaration by supervisor: This research has been submitted with my approval as the Moi University supervisor Name: __________________________ Sign: ____________________ Date: _____________ Lecturer Moi University (Nairobi Satellite Campus) DEDICATION I would like to dedicate this research proposal to my loving wife and daughter who supported me emotionally all through this time and for the inspiration and support extended in various ways. ACKNOWLEDGEMENT My warmest thanks goes to all those who have facilitated this research proposal. The greatest debt is to Dr. Mugambi the unit facilitator who through his knowledge he shared in class and several guidance has enabled this proposal...
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...Chapter 10 1. Typical organization for an argument essay is An introduction, And objective summary, a point-by-point discussion, a summary, and a conclusion 2. Two points of contention are “My position” and “Opposing Position”. You identify them in online sources, Print sources, and Empirical Sources. 3. It’s important to know the stance of your opposition so you can fairly point out the weakness in your opponents’ argument. 4. When you are arguing you are using facts to fairly prove somebody or something wrong, when you’re doing research your using credible sources and information to back up a particular topic that you are searching for. Chapter 24 1. A good way to start the research process is to define a research question and sharpen it, Develop a working thesis or hypothesis, and Decide a research plan to collect information needed to answer your research question 2. Sharper research questions will help you narrow the scope of your research, saving you time and effort by allowing you to target the best of sources and information. 3. A working thesis is your best guess about how you will answer your research question 4. Key elements of a research plan are Research question, working thesis, results of start-up research, Description of electronic, online, print and empirical sources available, schedule for conducting and completing the research, bibliography. It is necessary for the researchers to have this to better target sources and streamline...
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...CHAPTER 5 ACCOUNTING FOR MERCHANDISING BUSINESSES DISCUSSION QUESTIONS 1. Merchandising businesses acquire merchandise for resale to customers. It is the selling of merchandise, instead of a service, that makes the activities of a merchandising business different from the activities of a service business. Yes. Gross profit is the excess of (net) sales over cost of merchandise sold. A net loss arises when operating expenses exceed gross profit. Therefore, a business can earn a gross profit but incur operating expenses in excess of this gross profit and end up with a net loss. The date of sale as shown by the date of the invoice or bill. a. b. c. 5. 6. a. 1% discount allowed if paid within 15 days of date of invoice; entire amount of invoice due within 60 days of date of invoice. Payment due within 30 days of date of invoice. Payment due by the end of the month in which the sale was made. A credit memo issued by the seller of merchandise indicates the amount for which the buyer’s account is to be credited (credit to Accounts Receivable) and the reason for the sales return or allowance. A debit memo issued by the buyer of merchandise indicates the amount for which the seller’s account is to be debited (debit to Accounts Payable) and the reason for the purchases return or allowance. The buyer The seller 2. 3. 4. Sales to customers who use MasterCard or VISA cards are recorded as cash sales. b. 7. 8. 9. 10. a. b. Examples of such accounts include the following:...
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...STATE UNIVERSITY An Action Research Presented to the Teacher Education Department Pangasinan State University Sta. Maria Campus In Partial Fulfillment of the Requirements for the Subject Action Research in Mathematics AILENE P. CASTULO PRIMROSE E. PASCUA OCTOBER 2014 Table of Contents TITLE PAGE i ACKNOWLEDGEMENT ii TABLE OF CONTENTS iii LIST OF TABLES iv ABSTRACT v CHAPTER I. INTRODUCTION Background of the Study 1 Statement of the Problem 4 Importance of the Study 5 Definition of Terms 6 CHAPTER II. REVIEW OF RELATED LITERATURE Related Literature 7 Related Studies 8 CHAPTER III. METHODOLOGY Research Design 12 Population and Locale of the Study 13 Data Gathering Tools and Procedure 13 Statistical Treatment 14 CHAPTER IV. PRESENTATION, ANALYSIS AND INTERPRETATION OF DATA Self 16 Friends 17 Family 19 Teacher 20 All Factors 21 CHAPTER V. SUMMARY, CONCLUSION AND RECOMMENDATION Summary of Finding 22 Conclusions 23 Recommendation 24 BIBLIOGRAPHY 25 Survey Questionnaire 28 Letter of Request to Conduct 30 CURRICULUM VITAE 31 LIST OF TABLES Table 1 Self Factors 16 Table 2 Friends Factors 17 Table 3 Family Factors 18 Table 4 Teacher Factors 19 Table 5 All Factors 20 Table 6 Correlation of Factors… 21 ABSTRACT This study was conducted to determine...
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...Syllabus Organizational Behavior Summer 2013 – 37:575:345:T2 Course Instructor Amir H Maleki ah.maleki@rutgers.edu Description The field of organizational behavior (OB) is about understanding how people and groups in organizations behave, react, and interpret events. It also describes the role of organizational systems, structures, and processes in shaping behavior, and explains how organizations really work. Drawing from fields including management, anthropology, sociology, information technology, ethics, economics, and psychology, OB provides a foundation for the effective management of people in organizations. Because it explains how organizations work from individual motivation to team dynamics to organizational structure, knowing about OB is essential to being effective at all organizational levels. Because an organization’s people are responsible for gaining and keeping a competitive advantage, understanding how to mobilize and motivate employees is critical to organizational performance. Businesses excel when employees understand how their behaviors influence an organization’s performance and enable strategy execution, and when they are led effectively and are motivated to do their best. Competitors can often copy a firm’s technologies, products, processes, and structures, but it is difficult to duplicate a core of talented, knowledgeable, motivated employees who work together to achieve the firm’s goals and who care about their firm’s success. Understanding and practicing...
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...godThe House of God Study Guide The House of God by Samuel Shem (c)2014 BookRags, Inc. All rights reserved. Contents The House of God Study Guide 1 Contents 2 Plot Summary 4 Chapter 1 6 Chapter 2 7 Chapter 3 8 Chapter 4 9 Chapter 5 10 Chapter 6 11 Chapter 7 12 Chapter 8 13 Chapter 9 14 Chapter 10 15 Chspter 11 16 Chapter 12 17 Chapter 13 18 Chapter 14 19 Chapter 15 20 Chapter 16 21 Chapter 17 22 Chapter 18 23 Chapter 19 24 Chapter 20 25 Chapter 21 26 Chapter 22 27 Chapter 23 28 Chapter 24 29 Chapter 25 30 Chapter 26 31 Characters 32 Objects/Places 35 Themes 37 Style 39 Quotes 41 Topics for Discussion 43 Plot Summary Roy G. Basch is a new intern in internal medicine at a hospital called the House of God. He begins his internship under the tutelage of the Fat Man, a second year resident who has some crazy ideas as to how to take care of patients. According to the Fat Man, there are two types of patients: the dying young and gomers. Gomers are elderly, demented patients from outside nursing homes who barely qualify as being human and who, the Fat Man says, never die. Only the young are sick enough to die at the House of God. Roy starts his internship fairly scared. He meets his fellow interns, Potts, Hyper Hooper, Chuck, Eat My Dust Eddy and the Runt—all scared and new to internship and patient care. Roy gets assigned duty with Chuck and Potts under the Fat Man on an internal medicine ward. Each takes turns...
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...GEORGIA SOUTHERN UNIVERSITY COLLEGE OF BUSINESS ADMINISTRATION Fall, 2009 COURSE: MGNT 7330-SAV, “ Leadership and Motivation” INSTRUCTOR: Dr. William W. McCartney, Department of Management, Marketing and Logistics, College of Business Administration, Room 3306B, Office: 478-5272 (Statesboro), Home:912- 898-3893 (Savannah), email: bmccart@georgiasouthern.edu (GSU) or bkm1963@comcast.net (home) OFFICE HOURS: Tuesdays 1:30-3:30 pm, 5:00-6:30 pm (in Statesboro); Wednesdays 1:30-3:30 pm; Thursdays 5:00-6:30pm (in Savannah); and by appointment. I am also available by telephone and email. PREREQUISITES: Completion of the MBA Core. COURSE DESCRIPTION: A study of Leadership and Motivation. This course provides an overview of existing theories and models of leadership and motivation. Using readings, cases, discussion, and guest speakers the course explains the importance of leadership, motivation, power and influence in organizational life. Special emphasis is placed on leadership of change. |LEARNING OUTCOMES |EXPECTED RESULTS |ASSESSMENT | |Enhance leadership skills as they pertain |Express an understanding of the importance |Problem solving and decision-making skills | |to problem solving and decision-making. |of problem solving and decision making in |will be evaluated using cases and exercises| | |the leadership process. ...
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