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Charles Swab Case Study

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What are your instructions to your advisor?
I am seeking the advice a certified financial planner within Charles Swab for many reasons, I am coming into a sizable amount of money and I wanted professional advice in better suiting the needs of my family and the future of my business and to oversee and to determine the best plan of attack for my portfolio management, 529 Learning Quest® College Savings Plan, 401(k)plan, Inherited IRA, retirement plan, mutual funds,employee benefit packages and trust accounts.
Why?
First of all, having a financial advisor, I will help narrow my needs down to two reasons, having a 529 Learning Quest® College Savings Plan for my three children will help to outset price of college in the future or completely fund their time at school. Secondly, to place my funds into an inherited IRA to grow towards my retirement and leave a legacy …show more content…
I took classes, studied and learn the ends and outs of repairing my credit reports. So there are a few t things that transpire before the credit score could increase. (1)I would faithfully order my annual credit reports from all three reporting agencies Equifax, Experian and the TransUnion. (2) I would view my credit report and dispute all errors (3) Negotiate with creditors to erase the debt, settle for a lower amount, get everything the creditor agreed upon in writing before payment was made (4) keep all receipt, note dates and time and file for seven to ten years. (5) Check credit limits that are current versus what they actually are. (5) Keep at least two credit card in great standing. The “credit utilization ratio” should be no more than 30% and ideally even less. Harzog says that a 10% credit utilization ratio will “maximize this part of your FICO score.” (6) pay your bill on time. (7) Ask to raise your credit limit (8) Never close out an account (9) Pay your bills twice a

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