...Principle8: Business should undertake initiatives to promote greater environmental responsibility Recommendation 1: Establish an organization to exchange technology, support and oversee each other about environmental issue Lessons we have learned: * Google (carbon dioxide emissions) * Starbucks (water waste) * Kraft (exploit legal loopholes to avoid environmental responsibilities and disclosure of environment information in some developed countries) * Monsanto (In 2013, a massive March against Monsanto for the transgenic organisms and damage to the environment around the world) Operation of the organization: * Share the newest technology among the members to solve environmental problems (to attract companies to join the organization) * Regular disclosure of environmental information * Sudden inspection should be conducted irregularly * Punishments and rewards (to stimulate the initiatives of the companies) Recommendation 1: Benefits * Assessments from the independent third party will be more accurate and encourage companies to do better. * Share and discuss the environmental technologies can promote the development of new technologies. * Win-win situation for shareholders from different companies. * There will be a better living environment for host communities. Recommendation 1: Challenges * Lack of experience on establish and operate the organization. Principle 10: Business should work against...
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...CURTIN UNIVERSITY OF TECHNOLOGY BENTLEY CAMPUS COMMUNICATIONS 100 ASSESSMENT 2 SUBMISSION TO LOCAL NETWORK SEMESTER 2 2011 TUTORIAL TEACHER: Alireza Faed TUTORIAL TIME: STUDENT: Ying Jin STUDENT NUMBER: 15401135 STUDENT EMAIL: 15401135@student.curtin.edu.au COMPANY: Merck & Co Yin Jing Director of Corporate Communications Merck & Co Western Australia 28th August 2011 Mr. Alireza Faed Executive of the Australian Local Network Po Box 123 Bentley WA 6004 Dear Mr. Faed This statement will include our recommendations to the Australian Network according to two of the Global Compact principles. One is two which states that “business should make sure that they are not complicit in human rights abuses”, the other one is nine which is about that “business encourage the development and diffusion of environmentally friendly technologies”. As one of the biggest pharmaceutical companies, Merck & Co, our mission is providing innovative, distinctive products and services that save and improve lives and satisfy customer needs, to be recognized as a great place to work, and to provide investors with a superior rate of return (Merck). Merck & Co is a participant in Global Compact. We established Global Compliance Organization in 2009 to be compliance with the ten Global Compact principles. And we hope that our submission can encourage more companies to fulfill their social responsibility to improve the whole global community through...
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...MSA University MGT320 Project Competitiveness & Productivity Company Name: Commercial International Bank ‘CIB’ Presented to: Instructor: Dr. Ghada Aly Assistant: Mohamed Salah Group: ‘A’ By: Amir Menesy ............................................. 094283 Sarah Mazen …......................................... 093081 Sherif Gabriel …......................................... 086119 Abstract Competitiveness and productivity will give any organization a benefit over it’s rivals in the industry. This research aims to show the importance of competitiveness and productivity and how to excel at making the most of them. It also explains the vague terms and ideas within these concepts to give a better understanding of them. New advancements and technologies and their consequences and outcomes, in addition to what industries employ these issues in the most effective and efficient way will be discussed. Labor productivity and its essentials are broken down into detail. Competitive concepts and how to make the best use of competition is very difficult. Introduction Productivity is a measure of output from a production process per unit of input. Productivity is designed for use in economic analysis and public and private policy planning. Production is a process of combining various material inputs and immaterial inputs in order to make something for consumption. The methods of combining the inputs of production...
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...Corporate social responsibility: An examination of the performance of LM Ericsson There has been no shortage of the heated discussion on the company’s social responsibility issue in the modern business world. Consumers are now becoming more sensitive and demanding to the social performance of these organizations. This social performance not only includes good mankind, but also the whole economic and environmental aspects. Since those companies operate their businesses, they must fully consider the three aspects and their code of conduct and mission statement should firmly conform to the ten principles of the UN Global Compact (see UN Global Compact 2011). Just like many multinational organizations, Ericsson has been recognized as a leading provider of telecommunications facilities and services to mobile and fixed network operators internationally. There are more than 1,000 networks allocated in 180 countries and it takes up 40 percent market share globally (Company Facts 2011). However, although Ericsson has made the great contribution to the environmental aspect such as enabling a low-carbon economy, reducing environmental impact and facilitate people to communicate around the world (Ericsson: Sustainability and Corporate Responsibility 2011), the company still has been criticized on social human right and any other issues. This paper mainly examines how the Ericsson has performed socially responsible and sustainable in relation to the Environmental aspect;...
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...ASSESMENT 2 – Report By Brenda Widjaja Lala Director, Corporate Communications South Africa HSBC Mandela Rhodes Place Cnr Wale Burg Street Cape Town South Africa April 23, 2012 Mrs. Grace Executive of the Local Network 3rd Floor, MPF House 32 Princess of Wales Terrace Sunnyside Office Park Park town Dear Mrs. Anne Marie Gutierrez, Executive of the Local Network Submission to Johannesburg the Local Network of South Africa This proposal is presented to the local network of South Africa in order to against human rights and environment cases. According to the United Global Compact, HSBC strives to encourage the changes of human rights and environmental cases to the better side. HSBC is supporting to the first of ten principles which is “Business should support and respect the protection of internationally proclaimed human rights” and also the eighth principles which says that “Business should undertake initiative to promote greater environmental responsibility” (Ten Principles 2012). In 2007, HSBC has encouraged the changes in the environmental cases by cooperating with First Direct, they plant for more than 20.000 trees in each country (First direct 2010). They also encourage their customers to switch to use online banking. More than one million of HSBC and First Direct customers switch to use online banking. On the other hand, there is a risk of doing this system. More than 3.1 million customers are left from the HSBC members (Espiner 2006). This...
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...------------------------------------------------- ------------------------------------------------- The Ace Manager Ambassador for the 5th set Congratulations! You have been chosen to be our Ambassador of Ace Manager the 5th Set, during the whole promotion phase as our official representative in your university! Your role will be very important for us to gain awareness about ACE Manager and we hope that your involvement in the project will be strong! As an Ace Manager Ambassador, you will be an official spokesperson for BNP Paribas Ace Manager and it is important that you understand the game’s procedures to be prepared to respond to different questions coming from your fellow students. Your Tasks: * Respond as best as you can to questions coming from your fellow students. * Talk about your own experience of Ace Manager. * Create a “buzz” (word of mouth) on your campus and get classmates motivated. * Try and get a maximum number of game registrations (you will be competing with students from other universities!). Your Activities: * Follow-up of the posters and flyers to make sure their visibility and in your school * Participate on the Ace Manager Blog to tell others about your experience and participate on The Ace Manager fan pages on social networks (Facebook, Twitter, etc…) * Suggest what kind of events to hold at your school that help the promotion of Ace Manager. * Act as the link between your school...
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...[pic] Example Application Form |Personal Information | |Title: |Surname: | |First Name: |Preferred Name: | |Country of Nationality: | | |Permanent Address: | |Preferred Contact Number: |Email Address: | |Do you have a Term Address? | |Secondary Education | |School |Examination |Subject |Grade | | | | | | | ...
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...Corporate Treasury Insights 2015 As the Dust Settles . . . The Boston Consulting Group (BCG) is a global management consulting firm and the world’s leading advisor on business strategy. We partner with clients from the private, public, and not-forprofit sectors in all regions to identify their highest-value opportunities, address their most critical challenges, and transform their enterprises. Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results. Founded in 1963, BCG is a private company with 82 offices in 46 countries. For more information, please visit bcg.com. BNP Paribas has a presence in 75 countries and has more than 185,000 employees, including 145,000 in Europe. It ranks highly in its two core activities: Retail Banking & Services (comprised of Domestic Markets and International Financial Services) and Corporate & Institutional Banking. In Europe, BNP Paribas has four domestic markets (Belgium, France, Italy, and Luxembourg) and BNP Paribas Personal Finance is the leader in consumer lending. BNP Paribas is rolling out its integrated retail banking model across the Mediterranean region, in Turkey, in Eastern Europe, and throughout a large network in the western part of the United States. In its Corporate ...
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...Ace Manager Registrations are already opened! Dear Students, The end of first semester is approaching before Christmas holidays! Did you take a chance to participate in the Ace Manager? Ace Manager, the online business game designed by experts from BNP Paribas for students around the world, is back with its brand new edition! Registrations have started! Just go to www.acemanager.bnpparibas.com and register, don’t miss the chance! We have now already 3 500 students registered from all over the world and this year we are expecting 25 000, so if you want to be part of our Acers’ community, just go to the link and register. The competition is totally free of charge and the registration process takes only 5 minutes. The Grand Prize pool includes: 15 000 euros + a trip to Paris + ticket to French Open Final + internship opportunities. You are more than welcome to join the competition which brings together young talents! Our last edition Ace Manager 5th Set successfully attracted almost 19,000 students from 136 countries. The game this year consists of seven business cases, compiled by BNP Paribas’ experts, and covers the three core businesses of the Group – Corporate & Investment Banking, Investment Solutions and Retail Banking. It is a great chance to enrich your knowledge in finance and banking as well as marketing and management through an exciting and competitive game with intriguing scenario, captivating characters and takes place in a virtual 3D universe....
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...(CIB pdf formfields Demoversion) BASIC ANALYSIS: A GUIDE FOR STUDENTS AND RESEARCHERS ASSOCIATE PROFESSOR DR ERNEST CYRIL DE RUN DR LO MAY CHIUN HERIYADI KUSNARYADI BASIC ANALYSIS: A GUIDE FOR STUDENTS AND RESEARCHERS 1 (CIB pdf formfields Demoversion) PREAMBLE This book was originally written as notes for my students of EBQ2053 Research Methodology at Universiti Malaysia Sarawak. Nevertheless, as we looked through it and with the various courses and seminars that we have given, we began to realize that what was being said was universal for all researchers, either those just starting out at 2nd year university of seasoned well published researchers. We all need to know the basics. Nevertheless, at the same time, even seasoned researchers tend to forget some methods that they do not always use. Therefore the idea for this book, as a handout for students yet at the same time a quick guide and reference for the seasoned researcher. Please note that we are using SPSS v15 and AMOS v4. May it be of help to all who strive to better themselves. This book is dedicated to or my darling wife, Doren, and my dearest son, Walter. Associate Professor Dr Ernest Cyril de Run 16 November 2007 BASIC ANALYSIS: A GUIDE FOR STUDENTS AND RESEARCHERS 2 (CIB pdf formfields Demoversion) 1. What is SPSS? SPSS refers to computer software named Statistical Program for Social Sciences and it comes in various versions and adds on. It is software and not a method of analysis....
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...SAMY MAKRAM WAHBA 5 El-Ansary St. ManshietElBakry, Cairo, Egypt || Mob: 002-0100-1021418 || smwahba1@yahoo.com Retail Banking•Commercial Banking• Management Team Leadership•Revenue Generation•Regulatory •Diligence • Creative Problem-Solving Business Development• Financial Expertise•Accuracy•Sales•Customer Relationship Professional bank executive with 13 years of increasingly experience and extensive knowledge of banking industry.Excellent customer service and interpersonal communication.Effectively manage and lead with enthusiasm and integrity. Ensure highest level of customer satisfaction and accurate financial controls to earn client retention and business referrals. Education Masters of Business Administration (Banking), ESLSCA Business School, expected to graduate 2015 Bachelor of Arts, Economics, The American University in Cairo (AUC), June 2000 Professional Experience Branch Manager, United Bank Limited Pakistan (UBL), August 2006–2013 Managed the financial operations and employees of the bank. Supervised branch retail/corporate banking business.Led bank staff to deliver exceptional customer service. Ensured set targets are well-assigned and communicated to all staff.Increased customer satisfaction by 90%. Identified the needs of customers and maximized the utilization of approved limits. Monitored customer accounts. Maintained all quality and procedural standards within the branch. Maintained an excellent image of branch and staff. Implemented policies...
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...American International Journal of Contemporary Research Vol. 2 No. 2; February 2012 CLICO’s Collapse: Poor Corporate Governance Wayne Soverall1 Abstract The corporate collapse on January 30, 2009 of CLICO, the largest conglomerate in Trinidad and Tobago and the Caribbean, is the worst financial shock experienced by the region to date. Today, more than two years later, its devastating effects are still being felt as the government continues to struggle with the bailout to stabilize the financial system, mitigate contagion risk, and resolve the CLICO crisis. Even one year after the bailout, there was still no resolution of the crisis. In view of the intractable nature of the CLICO collapse, the People’s Partnership government that came to power on May 24, 2010 established a commission of enquiry to investigate the causes of CLICO’s collapse, the scope of the MOU, the cost of the bailout, and the failure to provide a bailout to the Hindu Credit Union (HCU) that collapsed in 2008. There are many questions that are still unanswered. What were the root causes of CLICO’s collapse? What corporate governance structures and practices precipitated the collapse? Did the bailout create moral hazard? Who or what was to blame for the collapse? What action has the government taken to date? What lessons have been learnt and, more importantly, how can this situation be prevented from being repeated in the future? This concept paper examines these questions, analyzes the evidence to find...
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...American International Journal of Contemporary Research Vol. 2 No. 2; February 2012 CLICO’s Collapse: Poor Corporate Governance Wayne Soverall1 Abstract The corporate collapse on January 30, 2009 of CLICO, the largest conglomerate in Trinidad and Tobago and the Caribbean, is the worst financial shock experienced by the region to date. Today, more than two years later, its devastating effects are still being felt as the government continues to struggle with the bailout to stabilize the financial system, mitigate contagion risk, and resolve the CLICO crisis. Even one year after the bailout, there was still no resolution of the crisis. In view of the intractable nature of the CLICO collapse, the People’s Partnership government that came to power on May 24, 2010 established a commission of enquiry to investigate the causes of CLICO’s collapse, the scope of the MOU, the cost of the bailout, and the failure to provide a bailout to the Hindu Credit Union (HCU) that collapsed in 2008. There are many questions that are still unanswered. What were the root causes of CLICO’s collapse? What corporate governance structures and practices precipitated the collapse? Did the bailout create moral hazard? Who or what was to blame for the collapse? What action has the government taken to date? What lessons have been learnt and, more importantly, how can this situation be prevented from being repeated in the future? This concept paper examines these questions, analyzes the evidence to find...
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...A study on Loan Disbursement system of IFIC Bank (Dhaka Stock Exchange Branch Ltd.) A study on Loan Disbursement system of IFIC Bank (Dhaka Stock Exchange Branch Ltd) Prepared for: Dr. Shahriar Kabir Assistant Professor, School of Business University of Liberal Arts Bangladesh Prepared by: Saif Ur Rashid ID: 081011050 School of Business University of Liberal Arts Bangladesh December 22, 2011 Letter of Transmittal December 22, 2011 Dr. Shahriar Kabir Assistant Professor, School of Business University of Liberal Arts Bangladesh Subject: Submission of Report titled: “A study on Loan Disbursement system of IFIC Bank (Dhaka Stock Exchange Branch Ltd.)” Dear Assistant Professor Dr. Shahriar Kabir PhD (Curtin University Australia) It is my pleasure to submit you the internship report on “A study on Loan Disbursement system of IFIC Bank (Dhaka Stock Exchange Branch Ltd.)”. I understand that the report submission is a requirement for the completion of BBA program from University of Liberal Arts Bangladesh. This report covers the loan disbursement system of IFIC Bank Dhaka Stock Exchange Branch Ltd. But unfortunately not all loans are given to the clients. So my report does not cover the loans which are not given. I tried my best to make this report complete and error free. I would be grateful if you accept my report. Sincerely Yours Saif Ur Rashid ID: 081011050 Contents 1...
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...[pic][pic][pic] Chapter - I Introductory Part 1.1 Rationale of the report SME financing has been identified as a major bottleneck for Bangladeshi SME’s growth. Unfortunately the issue seems to be as unresolved as it always has been. Though the majority of the issues are with the SMEs themselves, the banks and non-banking financial institutions (NBFI) also have major issues in designing financial products for the SMEs. Banks and NBFIs always play a major role in our country’s economy. The number of branches of private bank and NBFI is increasing day by day. As the number is increasing, the competitive environment is making the firms to be more aggressive, innovative and diversified. As a NBFI, United Leasing Company (ULC) was established in 1989 by reputed foreign and local institutions in collaboration with IDA. The objective was to create an Institution that will cater to the investment needs of our economy. As the competition is rising in the market, so ULC is also going through some changes of processes. They have introduced a department for analyzing clients before financing named Credit Department for all types of financing including small, medium and corporate enterprise financing. This internship report is about the credit approval process for Small Enterprise Financing in ULC. 1.2 Origin of the report Now a day, education is not just limited to books and classrooms. In today’s world, education is the tool to understand the real world and apply...
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