...There are a lot of concerns when it comes to college. Among these concerns are the price of tuition and how unbearably high it is. Because of how high the cost is, people are starting to wonder whether or not going to college for a degree is worth it. This topic is widely debated throughout the country and until the price of tuition has been made more affordable the debate will continue. However it is easy to get lost in the debate and begin to think that even if the cost were to be lowered that college would still not be worth the time to go. While college may not be for some people it is still very important to our country that we have educated people. Society benefits from educated individuals more than most people know. Not only that but...
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...Worth It? The cost of tuition for higher education is quickly rising. Over half of college freshmen show some concern with how to pay for college. This is the highest this number has been since 1971 (S. Chan and Kim Chan). The amount of college graduate debt has been rapidly increasing also. With limited jobs available because of the high unemployment rate, college graduates find themselves staying in debt even longer. However, grants and financial aid are available to students, but students still struggle to pay for their college tuition. Although some claim that higher education is still affordable, higher education costs too much because the state’s revenue is low, the unemployment rate is high, and graduates cannot pay off loans. One reason that higher education is not affordable is that the states’ revenue is low and the states are in debt. Because of their decreasing tax revenues, many states need to make cuts in their budget. As a result of this, tuition is rising and other changes are happening throughout colleges. Some of these changes include: higher student to faculty ratios, less but larger classes, and fewer on-campus jobs that normally support students (Scaliger). These changes affect students and impact their view and decisions of certain colleges. The tuition rate has also “been rising at about 6 percent a year for most of the past ten years” (S. Chan and Kim Chan). This percent inevitably makes it harder for students to find an affordable college. High tuition...
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...ONLINE EDUCATION FOR NON-TRADITIONAL STUDENTS Student Name English Composition II July 31, 2014 Unlike the typical college freshman attending the university of their dreams immediately after high school, the college experience for the non-traditional student is quite different. Most non-traditional students are not attending college immediately after high school, they are returning students who have not finished their college education, or they may be full-time working adults or parents who are trying to obtain their education around their already busy schedules. Students of this type need to have alternate paths to choose from which will allow them to meet their other obligations and needs first. These types of students need to be able to balance their personal lives while also being able to successfully reach their ultimate goal, obtaining a college degree. These types of students will likely take a different approach than attending a brick and mortar school. While some students require the more traditional university experience, research shows that an online education is often better suited for the non-traditional student because it is more flexible and convenient, affordable, and can offer a high quality education. An online education is a more flexible and convenient learning format to choose from when compared to the traditional university experience. This benefits non-traditional students because many of them are working adults who need the convenience and...
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...Over 83% of the American population cannot afford college tuition, because college remains an unaffordable and unattainable goal for most of the population. Being in high school, we always talk about how important college is, but is it important enough to take four years out of someone’s life and spend and average of one hundred thousand dollars for a four year degree? Studies have shown that people who get a college degree get higher paying jobs, than those who just have a high school diploma. Which means college should not only be important to the entire country, but a necessity that needs to be more affordable to the general population. Being the first generation in my family to go to college it is not only a dream of mine, but of my entire...
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...Hays RHET 105 February 28, 2016 An Annotated Bibliography: “The benefits of a college degree does not outweigh the cost of it” Abel, Jaison R., and Richard Deitz. "Do The Benefits Of College Still Outweigh The Costs?." Current Issues In Economics & Finance 20.3 (2014): 1-12. Academic Search Complete. Web. 6 Mar. 2016. People who graduated with a college degree still questions whether college was a good investment for them. “Do the Benefits of College Still Outweigh the Costs?” addresses how students who graduated with a college degree are still unemployed and in debt. Furthermore, students have paid more to attend college and earning less upon graduation. This academic journal compares both the pros and cons of attending college. It contains graphs and illustrations that contribute more data about increasing tuition and how it affects your decision about whether to attend college. “The total costs to attend a 4-year college outweighs some people’s home value.” I thought this quote summarizes the academic journal very briefly. “Do the Benefits of College Still Outweigh the Costs?” is a scholarly source and an academic journal. The data in it is really reliable for my research paper. It contains graphs and illustrations which could be used to make conclusions. This academic journal is more biased towards the people who believe that the benefits of college do not outweigh the costs. I could potentially use this source to support my thesis more efficiently. I could...
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...Debate Discussion: Is the Cost of College to High BCOM/275 Debate Discussion: Is the Cost of College to High A college degree is found to be necessary in today's society to obtain a good paying job. Employers believe that it doesn't just provide you with the education needed but makes you a better person through the experience. With the increase cost of college, financing ones education has become a struggle. Although there are many scholarships and grants for students to apply for, they can be difficult to obtain. The idea of paying back possibly thousands of dollars in student loan debit can also be a scary for most. Especially for millions at a time when families income are hurting. Cost of College Increasing The average cost is higher at higher colleges "the average debate in 2011 was $23,300, with 10 percent owing more than $54,000 and 3 percent more than $100,000, the Federal Reserve Bank of New York reports. Average debt for bachelor degree graduates who took out loans ranges from under $10,000 at elite schools like Princeton and Williams College, which have plenty of wealthy students and enormous endowments, to nearly $50,000 at some private colleges with less affluent students and less financial aid" (Martin, Lehren, 2012). Another inpact for the rising cost; funding cuts, also drive college tuition up. College are needing to be able to make up the lost, therefore pass it...
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...Baker College Higher Education Affordability Earning a higher education yields a much larger total salary throughout life than those with a high school diploma or equivalent. However the cost of college has been increasing at a pretty ludicrous rate in the past thirty years in the United States. How are students to afford these ever skyrocketing costs to earn degrees and have the possibility of a more successful life? This problem begins in the history of higher education, therein are the causes that made the price inflate. This increase in cost makes it very difficult for people of low income to attain a degree of higher education. This in turn can have a lasting effect on the economy. Understanding all of this leads to two solutions. First, the government must take action to make this education more affordable, on way they might do this is by reducing their defense spending. Second, the people themselves can take steps to make higher education more affordable for themselves if they are in a situation where higher education is not very affordable to them. First we must first look at the history of higher education in the U.S. and the things going on around it at certain times that had some effects on it. Higher Education in the U.S. really began in the colonial era. The first colleges were set up by religious groups to train ministers. These colleges were modeled after colleges like Cambridge and Oxford in England. Harvard being one of the first founded colleges in the...
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...January 2017 Facts about College What do you think about high school seniors being required to wait a year after high school before entering college? College is very expensive and only half of the people who go don’t make it or drop out Thousands of people say going to college makes you richer. Students should wait a year before going to college because half of Americans get a degree and people with high school diplomas earn more than those who have a college degree. College is very expensive and they're trying to make it affordable for those who want to get a degree and have a chance. There are families that are out there who are poor and can’t afford their son/daughter to go to college...
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...speak of the HealthCare Reform, medical coverage comes to mind. The HealthCare Reform is any policy that seeks to change or make better the way health care is now. Generally, the health care reform is a governmental policy. Many individuals hate the healthcare reform for one basic reason: They believe the American Healthcare System cannot be reformed. The practice of medicine has become so riddled with economic and legal affairs in America, that it seems most everyone has something invested in this decision and it leads people to believe it’s all about money. It is difficult to understand because the practice of medicine is not about financial gain, it is a humanitarian science geared toward the wellness of people, not the growth of bank accounts. Every citizen who contributes to their community should be free to live their life without making a choice between medicine and food, between cancer treatment and their kids’ college without the fear that they are one cold or flu away from unemployment or financial ruin. Many past presidents attempted to pass health care reform to name a few but not limited to be Nixon, Carter, Clinton, and now Obama. The attempt to pass a national health care plan date back to Teddy Roosevelt, some European countries had already implemented national health coverage and pensions by then. In this paper, I will discuss the various aspects of the Health Care Reform such as its purpose and plan. Many people argue that healthcare reform if done...
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...| Affordable Care Act vs The Invincibles | | Affordable Care Act signed. Excitement. Gets on webpage. Sees prices. Exits webpage. These are motions made by many young adults between 19 and 29 took upon realizing that it was now mandatory that every American adult sign up for a health insurance plan. On March 23, 2010, young adults, including the writer, thought they were finally getting a break from the government when President Obama signed his new health reform act. Little was known how much this generation was actually considered before the president signed off their continued demise. Young adults were sold a dream of affordable health plans that could fit within their tight budgets, but with reality in front of them, they must face either being penalized for the 2014 tax year or pinch their pennies and pay the premium throughout the year. Promoters of the Affordable Care Act are now facing the challenge of getting this group to sign up for insurance. But many ask why they didn’t consider the pockets of young adults before the current administration made the decision for them. What does the Affordable Care Act or “Obamacare” entail? It offers provisions to expand coverage, control health care costs, and improve the health care delivery system. “The act requires most U.S. citizens and legal residents to have health insurance. It also requires employers to pay penalties for employees who receive tax credits for health insurance through an Exchange, with exceptions...
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...Executive Summary: Flash supplement’s is a startup nutritional company that will embark upon its business affairs in the winter of 2013. We offer healthy and effective products to be used during strength training and conditioning. Although all our products are available to the mass consumer, the company’s main focus is to provide affordable, NCAA compliant supplements to collegiate athletic programs. Our corporate office is located in Kent, Ohio with expectations to expand within the first year. The manufacturing plant is located in the neighboring city of Revenna, Ohio. Flash supplements plans to purchase another plant in the next six months to a year. The company was started and is completely owned by Nate Vance. Former members of “Cytosport” nutrition will be involved with product research, along with former NFL nutritionist “Joe Schmoe”. Objectives: The objectives of “Flash supplements” are listed below. 1. To create and sale a line of 3-10 nutritional products to College athletic programs. 2. To provide our nutritional supplements to 15% of Colleges/Universities in the country by the end of year one. 3. Increase sales by 5% each year. 4. Be the main source for athletic nutrition for at least 50% of College athletic programs by the end of year 7. Mission: Enhancing the potential of those we serve. Keys to Success: * Maintain and improve on relations with collegiate athletic programs. * Create an aggressive and effective marketing...
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...wound. In addition she was unable to take off any extra time from work because she had no doctor’s note. She had not had an OBGYN appointment in four years because she had no insurance, and did not want to get further in debt. She was told about the Patient Protection and Affordable Care Act otherwise known as “Obamacare”. As many...
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...Excelsior Scholarship- Is it a “ Free tuition program after all? Education, according Nelson Mandela is a powerful weapon that can change the world. lot of people value education but going to college is really expensive. On January 2017, Gov. Cuomo announced the Excelsior Scholarship. It purpose, free tution for all CUNYS & SUNYS. This “ free tuition” is not free or let me put it in another way, it is not what it seems to be. In the Forbes article and the New York times, both writers expresses their discontent towards the scholarship. However, the writer from the PBS article expresses his support for the new program. Though all these writers are entitled to their own freedom of speech, I support the antics that college should be affordable....
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...Education for All Students) “If we want America to lead in the 21st century, nothing is more important than giving everyone the best education possible — from the day they start preschool to the day they start their career”, said President Barack Obama. To prepare people for jobs of the future and help restore middle-class security we have to out-educate the world and that starts with a strong and healthy school system. There is no code or bill that has taken place yet to implement higher education, but President Barack Obama and his team have created several initiatives to help all students receive an education beyond high school. Helping middle class families afford college, trying to keep the cost down, strengthening Community Colleges, and Improving Transparency and Accountability are all the ways President Barack Obama, and his team plan to use to accomplish his goal in higher education. After interviewing a principal of a local elementary school she stated that, “higher education after high school should be a #1 priority in high school students.” She also felt that the students should be encouraged by their teachers, counselors, and school representatives to achieve their maximum education. More programs are needed to build a connection for students in high school and with local colleges/vocational schools that will encourage them to seek higher education. President Obama and his team are working extremely hard to make college more accessible, affordable, and attainable...
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...Can You Afford To Go To College? It is unfortunate that many students and their parents will pinch pennies and borrow heavily to pay for a good college education. For many families obtaining a college degree is very important to them no matter how much debt they are put in. Applying for federal student loans is becoming the norm to cover the cost of obtaining a college education. Students have to borrow more and more money to cover the cost of higher college tuition rates. Currently, the interest rate for a Federal Stafford Subsidized and Unsubsidized student loans is at 3.4 percent, however, as of July 1, 2013, the interest rates on Federal Stafford student loans will significantly increase from 3.4 percent to 6.8 percent making it even more expensive for students to pay for college this fall. President Obama is working with Congress to keep the student loan interest rates down to 3.4 percent to keep it affordable for students (Lucas, 2012). So what is the problem? If Congress doubles the federal student loans interest rates, students will not be able to afford to pay for college. And college is sometimes not the only thing that students have to deal with. Student loans can put students with long-term burdens and stresses that in the future may affect their choice in jobs. Many students have to take care of other monthly bills like electricity, water, phone, rent, and possibly a mortgage. Nearly 10% of federal student loan borrowers failed to make a payment on their...
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