...Sample Essay on Financial Planning It is vitally important for the individual to set up a personal financial plan in order not to experience hardships and financial difficulties in the future. Financial plan assure financial stability and financial freedom that one wants to possess till the end of his/her life. The following essay will speak about the role of the financial planning for the retirement years and will state that people without financial plans face substantial pain/suffering/unhappiness in their retirement years. The process of developing a sound financial plan is a routine process that indeed involves not only careful financial analysis of the person’s current situation and long-term commitment to implement and monitor that plan throughout his/her life, but also requires careful thinking for the future. In order to properly achieve the financial planning goals, one has to monitor the performance of the financial plan as well as make proper changes when necessary. Thus, in order for the plan to remain of use for the person and not a fortune for financial advisors, one has to make it user-friendly and elaborate. For example an article How to manage your money, noted that one is not able to compete well without the resources and thus has to read a lot about the market (Macklem, Katherine, 2004). One should weigh all the pros and cons of mutual funds namely, criteria for selecting stocks, the fund managers, and track record. Katherine Maclem (2004) states...
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...Assignment 1 Market Analysis Nearly $35 billion are spent every year on weddings and receptions. Therefore, professional wedding consultants are a commodity, not a calamity. Signature Wedding Consultants are full-service wedding consultants that offer a variety of services to our clients. We pride ourselves on being professional and courteous at all times and we have packages to suit everyone's needs. As previously stated, marriage is a billion dollar industry, therefore, just about everyone we meet is a potential client. However, we mostly advertise to brides, grooms, and family members. Market Segmentation Although the flash and excitement of impending nuptials can be intoxicating, it can also be overwhelming. Therefore, we primarily market our services to the people who need them most--brides and grooms. In 1997, 2.4 million marriages took place in the United States. According to the Encarta Encyclopedia, the current US marriage rate of nine marriages per 1,000 people is still the highest rate among the industrialized countries. This marriage rate is expected to remain at the same level in the near future. In the Savannah, GA area where Signature Wedding Consultants plans to operate their business, over 1,500 marriages are registered each year, which creates a sizable market potential for this line of business. Another customer segment is represented by the numerous family members and guests attending weddings, anniversaries, and similar events. This segment requires event preparation...
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...IN CLASS—beginning of class What: Read the case and follow the directions at the end of the case. The Wedding Tony and Peggy Sue graduated from a college in Texas last May. She received a degree in elementary education, and he graduated from the culinary school. They both now work in the Dallas area. Peggy Sue teaches, and Tony is a chef at a resort hotel restaurant. On Christmas day, Tony and Peggy Sue get engaged and set a wedding date of June 30. Tony is from New York City. He is the only son of “Big Tony” and Carmella. He is known as “Little Tony” to his family. He has three younger sisters, none of whom are yet married. The family owns a restaurant called Big Tony’s and all four children have worked in the restaurant since they were young. They have a large extended family with many relatives, most of whom live in New York City. They also have many friends in the neighborhood. Peggy Sue is from Cornfield, Nebraska. She is the youngest of four sisters. She and her sisters worked on the family farm when they were young. Her father passed away several years ago. Her mother, Mildred, now lives alone in the family farmhouse and leases the farmland to a neighboring farmer. Peggy Sue’s sisters all married local men and all live in Cornfield. All of their weddings were small (50 people), simple, and pretty much the same. Mildred has the wedding plans down to almost a standard operating procedure—9:00 a.m. ceremony at the small church, followed by a...
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...BR- 6450Addressing Business Problems with Research | Qualitative Research on Destination Weddings | Decision Criteria for youth in choosing destination weddings | | Devika Mathavan 218454 7/13/2014 | 13TABLE OF CONTENT | PAGE NO. | ACKNOWLEDGMENT | 3 | INTRODUCTION TO THE WEDDING WORLD | 4 | * WEDDING | 4 | * DESTINATION WEDDING: A GENERAL OVERVIEW | 4 | YOUNG GENERATION: VOW AND CONFRONT TO DESTINATION WEDDING | 5 | DESTINATION WEDDING STATISTICS, FIGURES & KEY TRENDS UP IN THE DESTINATIONS OF THE WEDDING WORLD | 6 | PERCEPTIONS: DESTINATION OR TRADITONAL LOCAL WEDDING | 11 | THE KEY CHALLENGES INVOLVED IN PLANNING A DESTINATION WEDDING | 13 | SWOT ANALYSIS: WHY DESTINATION WEDDINGS | 13 | TOP DESTINATIONS FOR DESTINATION WEDDINGS | 15 | DESTINATION WEDDING: SURVEY QUESTIONNAIRE | 17 | DATA COLLECTIONS: RESPONSE AND OBSERVATION ANALYSIS | 21 | CONCLUSION: YOUNG GENERATION’S PERCEPTION TO DESTINATION WEDDING | 39 | BIBLIOGRAPHY | 40 | Acknowledgement I would like to express my sincere gratitude to my professor Thomas Schoenfeldt for the valuable comments; remarks and complete engagement through the learning process of this subject Addressing Business Research with Problems and for narrowing down the topic for this master thesis. Also, I like to thank the participants in my survey and providing me the valuable opportunity to unbiased answers. I would like to thank my loved ones and colleagues, who have supported...
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...submitted in partial fulfillment of the requirements for the post graduation diploma in management By: Anuj Kumar Supervisors: Company Guide: Private Limited) Faculty Guide: Alumni Mentor: Mr. Saurabh Goswami, Managing Director (Ultra Rich Wedding Mr. M. Sivagnanasundaram Mr. Siddharth Sharma Kirloskar Institute of Advanced Management Studies, Harihar, Karnataka 1 2 “Acknowledgement” 3 ACKNOWLEDGEMENT With due respect and gratitude I want to thank Kirloskar Institute of Advanced Management Studies, Harihar for giving me this opportunity to see, learn and gain a firsthand industry experience in this summer internship program which will help me a lot to grow professionally. After that, I want to thank my assigned Faculty Guide Prof. M. Sivagnanasundaram, for generating confidence in me, always keeping in touch and providing some classic literatures which benefitted me a lot. I would also like to thank my mentor Mr. Siddharth Sharma. Who helped me throughout the project time to time, despite his busy schedule. I am very grateful to them for their valuable and timely guidance throughout the project. I would like to express my gratitude to my Company Guide Mr. Saurabh Goswami, Managing Director, Ultra Rich Wedding Private Limited, who gave me the opportunity to work on this project. Despite of his hectic schedule, he took his time out to support and guide me in understanding the market situation and company objectives. I would sincerely acknowledge the respondents...
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...Wedding planner Description -Responsible for organizing, coordinating and helping couples deliver successful wedding events. -Responsible for making sure that every aspect of the wedding planning and wedding day happens without complications. What they need to manage: • Talking to the couple about their wishes for the ceremony. • Preparing a budget with all that is required. • Writing out a check list so that nothing is left unattended. • Identifying a venue for the ceremony and the reception. • Hiring florists, caterers, and other service personnel. • Coordinating the rentals e.g. renting of tents, a motorcade, chauffeurs etc. • Menu planning. • Helping draw up and distribute the registry. • Looking up a destination for the honey moon and making reservations. • Managing any problems that occur. -Make sure that everything in the wedding progress goes smoothly. -Ensure that everyone involved in the wedding is in place for the ceremony -Need to work long hours and most likely on weekends as people prefer to these for wedding day -The average payment to a qualified wedding planner is typically 10% of an event’s overall budget+ basic salary Job requirement: The wedding planning profession has no fixed educational requirements. As such, successful planners typically build their career on experience, referrals and recommendations. -But a college degree in related areas of business or hospitality can give a prospective wedding planner a strong start in the...
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...Maureen D. Manalo BSA 1107 The Day that Never Was “Bestfriends forever okay?” “Of course, bestfriends forever” “Promise?” “Promise” That was the first time, when a little girl named Sophie and the little boy John met, in a place called “the wonderer”. That was the time when Sophie just lost her mother from a car accident. While crying, a boy just came into her life. S: “He told me I’ll be his bestfriend forever Since that day I saw him with his father We were seven back then When everything started to happen” J: “She told me I’ll be her bestfriend forever Since that day I saw her crying and holding a flower We were seven back then I smiled at her and stopped her crying, she was like an angel from heaven They became really close like siblings already. Years passed by as they went to the same pre-school, gradeschool until even highschool. No one could really try separating then, not even their parents. From then on, they started to mold a new story of their lives. S: “I know all about him Even those he was trying to hide in dim Years and years just passed without us knowing But maybe that’s our life, it was simply coming” J: “I know all about her Especially when worries were there Years and years just passed without us knowing But my feelings for her, were all suddenly changing” Still together, Sophie and John finished their highschool years, as they attended the most awaited Senior Prom. That Grand Ball is exactly the date of their sixteenth birthday. Too scared...
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...ACKNOWLEDGEMENT Having received the interesting task of preparing a report based on a movie relating it to the organizational behavior, we would like to express our heartfelt thanks to our respected OB lecturer Mr. Rabindra Sharma , for providing us this assignment. The preparation of this report has increased our analytical abilities of analyzing the behavioural issues confronting any situation. Apart from enjoying and passing our time by watching movies, this particular assignment has evoked us to analyze the various practical aspects of the movies we watch expanding our horizon of knowledge. We greatly appreciate our lecturer’s approach of inducing our interest and enthusiasm towards our practical assignments by providing us a unique way of enhancing our practical abilities in the matters of our interest. We would also like to extend our thanks to all our team members, as well as other friends for co-operating with us and making the successful completion of this report possible. Most importantly, we would like to express our deep gratitude to our OB lecturer,Rabindra sir once again for his valuable guidance and significant instructions which has proved very useful in the preparation of this report. [pic] PREFACE This report , based on the movie,” Band Baaja Baarat” is a presentation of the different aspects of the movie which...
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...Should College Students Be Allowed To Get Married I remember it clearly that six or seven years ago, there was a fierce debate on the controversial topic of whether college students are allowed to get married during their college years. It was to a great extent the result of a front-page affair depicting two excellent college students who got married and soon divorced from each other. Generally, there are two standpoints on this issue. Some are assentient towards it. For this part of people, they firmly claim that no one has the right to restrain the students in building up their own families as long as they reach the legal age[1]. Others holding the opposite opinion, take me as an example, strongly sustain that colleges carry out prohibitions on the marriage of students. I am an opponent as what I mentioned above. Genuinely, enjoying the sweet of love is no ground for blame, but it’s not a wise idea for students who are not economy-independent to shoulder the responsibility of marriage, for the demerits of the consequences are supposed to weigh more than merits. First of all, college is mostly a place for students to pursuit knowledge. That is to say, the leading mission of students is keeping on deriving episteme and accumulating experience for future career. So if we got married during college years, it will inevitably have enormous negative influence on our study. As a result, the academic atmosphere of the whole campus will be affected as well. ...
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...Package - $1250 (N/A Saturdays from June through September) • Coverage of up to 4 hours • High-resolution digital negatives on DVD • Second Photographer & Assistant • 1-Hour Engagement Portrait Session Additional Hours billed at $280/Hour, Second Photographer and Assistant are included in extra hours. Additional Wedding Service PHOTOBOOTH GUESTBOOK • Exciting new service being offered and comes with a real photographer, and a printed hardcover book with all your Photobooth Guestbook pictures $725 / 2 hours • 8 X 10 Inch, Custom Printed Photo Book – $250 • 13 X 11 Inch, Custom Printed Photo Book – $350 Professional Photo Lab Prints • Starting at $0.90 (4x6) up to $140 (24x20) • Trash The Dress Photo Session - $275 Description: Sarah graduated from Sheridan College over4 years ago and since then has been successfully managing her own photography business. Sarah meets with her clients at least twice before their wedding so that she can get an understanding of their vision for the wedding. Her team consists of a second photographer and an assistant. One of her weddings have also been featured on Weddingbells.ca Venue Company Name: The New Paradise Banquet and Convention Center Address: 7601 Jane Street, Vaughn, ON L4K 1X2 Website: http://www.paradisebanquethalls.com/ Email: info@paradisehalls.com Phone: 416-661-6612 Price Range of...
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...8/7/2015 PROJECT CHARTER ASSIGNMENT PROJECT WEDDING BELLS Rebecca Cole MGMT 5164 DR JOVICA RIZNIC ALGONQUIN COLLEGE Contents Section I......................................................................................................................................................... 2 Project Name ............................................................................................................................................ 2 Project Background ................................................................................................................................... 2 Project Purpose/Business Case ................................................................................................................. 2 Project Objectives ..................................................................................................................................... 2 Project Customers ..................................................................................................................................... 2 Project Stakeholders ................................................................................................................................. 2 Customer Requirements ........................................................................................................................... 3 Major Deliverables .........................................................................................................
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...Most women dream of their big day, a day full of festivities, high-class venues, beautiful white dresses and delicious food. Today, less and less are following through on the fantasy of a perfect wedding day. In recent years several factors have contributed to the decline of a traditional wedding that will lead to a traditional marriage. Most are avoiding marriage and just living together or having children out of wedlock. Marriage is an outdated practice because people cannot afford to have a wedding, cannot commit to a relationship, and cannot abide by old traditions. To begin with, most argue that money does not play a factor in true love, however, given that the people today cannot afford to have a wedding, the economy, cost, and wage...
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...diplomat or a capo. Seeing the initials of national origin on our small Morris convertible, he addressed us in English. I held in my hand our confusing travel directions. We asked the man if Zagreb was straight ahead. He shrugged, and told us, “There is only one road in Yugoslavia.” It was not long after our wedding. When I finished my initial year at Oxford, I flew home to marry Kirby, who had been my girlfriend in college. We had met on a blind date. When my college roommate asked his fiancée to fix me up, she asked, “How tall is he?” Kirby was pretty, intelligent, classy, and six foot one. I was only an inch taller, and found her height exotic. We had a good time together, sophomore and senior, and dated again … and again … and again. One thing led to another. That year I spent in England, we missed each other. We wrote letters back and forth, and by mail arranged to get married. From London I flew to New York, 17 hours on a Lockheed Constellation with its triple tail. Our reunion was happy and frantic with preparation. After the September ceremony we had no time for a honeymoon, but took immediate passage to Southampton on the Queen Elizabeth. As a wedding present, my grandfather Hall had ordered us an English automobile, a tiny green Morris Minor that we were to pick up in London, and after Oxford ship back to the United States. From the dealer’s, we headed out into heavy traffic. Driving on the left-hand...
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...The first wedding that I planned was in no way a traditional wedding. Ten eager little girls decorated the printed invitations with sequins, buttons, and markers. The same energetic hands prepared the wedding feast, consisting of bagged lunches, blintz souffle, and of course a layer cake. On the big day I looked around with excitement. Again, I noticed something odd about this wedding. All the participants and guests appeared about four feet high. The "groom" had long hair pinned up with brown lines on her face (was that supposed to be a beard?) The wedding location, a back yard with a swing set and a wading pool, seemed far from romantic. This wedding however was not supposed to be one of those types of weddings. As I pressed the "PLAY" button on the tape recorder I knew that ten 4-6-year-old girls cared deeply about this wedding. Despite the absence of a reason for celebration, I pulled all the girls into the circle and we started dancing and clapping to the music. The energy that went into the preparation on previous days could finally be appreciated. My campers and I not only celebrated the accomplishment of the mock wedding, we celebrated the fun and excitement we experienced for the first three weeks in Camp Glitter Girls. I had begun preparing for Camp Glitter Girls over four months before by budgeting, sending out fliers, confirming registration and finally making sure that every camper would have the time of her life. As I danced, I celebrated the times I almost lost...
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...Current Event Article BUSN 576 September 29, 2012 The article I selected was regarding marriage rates among the poor and the fact that they have declined since the 1960s. It discussed if other incentives and alternatives decisions were made and then more couples marry would this reduce poverty. According to research at Johns Hopkins University only 70-75% of African American women expects to get married whereas 91% of Caucasian women in a lifetime. The most cited reason for delaying marriage by women is that it is not affordable which leads to declining of marriage and increase in poverty. According to George Mason University most couples come out ahead after marriage simply by cutting the total house expense such as one home, one insurance, one grocery list all because it is a combined effort and the couple’s income naturally increases. Education, experience, and sometime race account hugely when it comes to earnings. Basically, it is said that married men earn 40% more than single but on the other hand married women can earn approximately 10% less than a single women. Hence the reason why the marriage rates dwindle among the poor simply because of not having the ability to reach the high standards of quality living, financial stability and simply going by what is to be expected be in place for a single person’s life prior to marriage. According to the Center for Research on Child Well-Being at Princeton University a Fragile Families Survey indicated unmarried...
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