Creative financing is a term used widely amongst real estate investors to refer to non-traditional means of real estate financing, or financing techniques not commonly used. The goal of creative financing is generally to purchase, or finance a property, with the buyer/investor using as little of his own money as possible, otherwise known as leveraging, OPM (Other People's Money). Using these techniques an investor may be able to purchase multiple properties using little, or none, of his "own money".
BOP need also a personal computer and different equipment like solar panels or satellite-based telephone hookup. BOP wants to help people to build their homes so some companies want to sell more building materials for lower prices. For example, Cemex one of the largest cement company in the world was selling their products to Mexicans for lower prices. One Man during four years was building five other bedrooms. He said that was quit impossible but he did it. BOP wants to support the young businessmen so they decided to start making a small loans. Women were teaching other people about money, how to save, borrow and invest. They were practicing with members of this group and they show them how it works. When it was working, Unilever realized that could be huge profit so he decided to continue it and improve in different ways.
ICICI Bank was established by the Industrial Credit and Investment Corporation of India, an Indian financial institution, as a wholly owned subsidiary in 1955. The parent company was formed in 1955 as a joint-venture of the World Bank, India's public-sector banks and public-sector insurance companies to provide project financing to Indian industry. ICICI Bank met with microfinance - aid groups working with the poor and decided to give them capital to strat making small loans to the poor at rates that run from 10 percent to 30 percent. ICICI has