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Describe a Mobile App

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A mobile banking app purpose is to give consumers the convenience to control their money on the go. You are able to do more banking on the go and not have to worry about making time to go to the actual bank. When you register and log in you can opt to use a PIN at the first login instead of putting the full password in. You can even do appointment setting and either have live appointment or call-backs. It gives consumers more ways to access accounts, provides good security, offers no fees and has easy access. You are able to transfer money from one account to another account without having to go to the bank or be on a computer. It allows you to keep track of all transactions and monitor availability of deposited funds. You are also able to pay bills. One can simply set up text alerts which also allows you to see what you have in your account or when your account is getting low. Another alert is for debit and/or credit card purchases that exceed a set amount. Some offer virtual wallet, so you can see how and where your money is being spent and also offers a savings engine that allows you to set aside money. They also added a feature to where you can take a picture of a check and deposit it that way. The only thing the app cannot do is get cash out but it will help you locate the nearest ATM. With self-service, your able to do a change of address, I lost my card, and what is the routing number. They offer photo bill pay, which is starting to gain momentum with people. You are able to do investments, all in the comfort of your home or office and on the convenience of your phone. It offers portfolio management services, real-time stock quotes and personalized alerts on security prices. The support features it offers are status of requests for credit such as mortgage approval and insurance coverage. You are also able to order checks. A mobile feature to where you

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