Devry HRM 599 Final Exam

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Question
Page 1 Question 1. 1. (TCO A) Many employees feel as though they are entitled to both legally mandated and discretionary benefits. How would you break down the origins of employee benefits in the United States to an employee with this type of attitude? (Points : 30) Question 2. 2. (TCO B) Briefly outline the key provisions of the Pension Protection Act of 2006. (Points : 30) Question 3. 3. (TCO C) Your organization's CEO is considering implementing a life insurance policy for employees and needs your advice. Briefly discuss the two types of life insurance policies offered in the United States and the major differences between the two. Make a recommendation for your CEO as to which plan would be best for your organization and why. (Points : 30) Question 4. 4. (TCO D) Your company's CEO is interested in implementing a new dental plan for employees and has asked you to do some research. The CEO wants you to report back to him in 3 weeks with the following information: What are the three main types of dental care plans? Discuss each plan and make a recommendation for your company. (Points : 30)

Question 5. 5. (TCO E) Your organization is considering offering a flexible benefit plan but has been advised that it could create a higher risk for adverse selection. Discuss the issue of adverse selection, and provide an example of how it occurs. Discuss three approaches you might use to reduce the risk of adverse selection in a cafeteria plan. (Points : 30) Question 6. 6. (TCO F) You have recently been hired as an employee benefit consultant and have been asked to recommend the establishment of