...Revision #4 REQUIREMENTS FOR ISSUANCE OF ePASSPORT I. BASIC REQUIREMENTS FOR FIRST-TIME APPLICANT (FOR APPLICANT BORN OUTSIDE OF THE PHILIPPINES): 1. 2. 3. 4. 5. 6. 7. 8. II. Personal appearance is required in all cases (including applicants who are 65 years old and above and minors who are below 18 years old). Application by mail is no longer allowed; Do not bring passport pictures. Passport pictures are to be taken by the Consulate (Pls. see Req. # VI); The applicant must wear decent attire (no sleeveless and/or collarless attire) and without eyeglasses/contact lenses. No facial piercings allowed; Report of Birth (See Report of Birth Requirements); original and one (1) photocopy; Duly accomplished application form signed by applicant, or in case of minor below 8 years old, signed by the parent or legal guardian; For applicants who are military servicemen/military personnel and who came to the U.S. using only military ID and without a Philippine passport, a Certification (with duplicate) issued by his/her Commanding Officer to the effect that he/she is still a Filipino citizen who is on active duty with the U.S. military service must be submitted. In addition, applicants falling under this category must submit: a. original or authenticated copy of birth certificate issued by the National Statistics Office; and b. other supporting documents which will establish the applicant's identity as a Filipino citizen, i.e. marriage certificate, school...
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...philosophy of DFA. What sort of market behavior are they counting on? * DFA believes in three principles: 1. The Efficient Market Theory. That is, the stock market is efficient and no one has the ability to consistently pick stocks that will beat the market. Over any given period, some lucky investors will outperform the market while others will underperform. DFA felt that the market price of any firm’s stock incorporated all public information and therefore did not do any fundamental analysis on the firm in question. 2. The value of sound academic research. For example, DFA’s founders believed that small-stock investing could yield high returns to investors. They formulated this belief on the Ph.D. dissertation research of Rolf Banz of the University of Chicago, which showed that small stocks had consistently outperformed large stocks between 1926 and the late 1970s. 3. The ability of skilled traders to contribute to a fund’s profits even when the investment is inherently passive. DFA’s investment fund had a semi-active strategy between those of actively managed funds and those of pure index funds. * DFA counts on market behavior that reflects the following concepts: 1. The Beta is Dead. Stocks with high-beta do not have consistently higher returns than low-beta stocks. That is, greater risk does not guarantee greater reward. 2. The Size Effect (Small Minus Big). Based on the research that small stocks historically outperform large ones, DFA strategically...
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...INVESTMENTS - DFA Case study Introduction Dimensional Fund Advisors, further referred to as DFA, is an investment company that bases its strategy mainly on academic research and related theories. They work together with proponents of the efficient market hypothesis, indicating a relatively strong belief in this theory and thus in efficient markets. However DFA also feels that skilled traders have the ability to contribute to a fund’s profits even when the investment is inherently passive and DFA does adjusts its strategy to new findings in the field. In this report we will evaluate the relevance and accuracy of the theories used by DFA, especially the value premium and the size premium where almost all of their funds are based upon. This will lead to comments on the usefulness of these theories to increase the return of DFA’s funds and to recommendations about changes in strategy that will enhance the performance of DFA overall. Performance and strategy so far DFA has performed relatively well over the years, aside from some relatively rough patches in the late 1990s. Growth of the company had been stable and profits high. There was no need to sell shares for liquidity reasons and shares were only sold if they did not fit into a fund anymore. This didn’t happen very often though as DFA had several funds that were “connected”, when a stock in the Micro Cap portfolio grew too big it could be placed into a fund with bigger companies (Small Cap portfolio). An important...
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...Feed Yourself Fit: The Plan Table of Contents Disclaimer …………………………………................................................................. 2 Overview of Program ………………………………………………………………………….… 3 – 6 Section 1 | 3 Week Meal Plan …………………………………………………………….. 8 – 14 Section 2 | Weekly Grocery Lists ……………………………………………………….. 15 – 18 Section 3 | Printable Meal Plan Calendar ………………………………..….…… 19 – 22 Section 4 | Meal Prep Guide ……………………………………………………………..… 23 - 25 Section 5 | Healthy Snack List ………………………………………………………..…… 26 – 27 Section 6 | Recipe Index ……………………………………………………………….……… 28 - 50 1|Fe e d Y our se lf Fit: T he Plan Book Disclaimer Please review the following User Agreement carefully before using Feed Yourself Fit: The Plan and/or Feed Yourself Fit: The Routine e-book(s). Because we are unaware of any pre-existing health conditions it is an absolute condition of sale that you consult with your doctor or a qualified medical practitioner before using or practicing any of the methods described in this e-book and/or beginning any workout program or diet plan. Natalie Jensen and Brette Nelson are not licensed medical care providers and represent that they have no expertise in diagnosing, examining, or treating medical conditions of any kind, or in determining the effect of any specific exercise on a medical condition. The ideas, concepts and opinions expressed in all Feed Yourself Fit e-books and meal plan are intended to be used for educational purposes...
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...Building Global Portfolios Apollo D. Lupescu, PhD, Vice President This information is provided for registered investment advisors and institutional investors, and is not intended for public use. Dimensional Fund Advisors is an investment advisor registered with the Securities and Exchange Commission. Consider the investment objectives, risks, and charges and expenses of the Dimensional funds carefully before investing. For this and other information about the Dimensional funds, please read the prospectus carefully before investing. Prospectuses are available by calling Dimensional Fund Advisors collect at (512) 306-7400 or at www.dimensional.com. Dimensional funds are distributed by DFA Securities LLC. Dimensional Funds COMPONENT STRATEGIES US Large Company US Large Cap Equity Enhanced US Large Company International Large Cap Emerging Markets US Large Cap Value International Value Emerging Markets Value World ex US Value World ex US Targeted Value US Large Cap Growth International Large Cap Growth US Small Cap US Micro Cap International Small Company Emerging Markets Small Cap US Small Cap Value US Targeted Value International Small Cap Value US Small Cap Growth International Small Cap Growth As of August 31, 2013 CORE EQUITY STRATEGIES US Core Equity 1 US Core Equity 2 US Vector Equity International Core Equity International Vector Equity Emerging Markets Core Equity World ex US Core Equity SPECIALIZED CORE EQUITY STRATEGIES ...
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...Would you invest in DFA? Yes due to steady returns provided by the company and as investors are generally past performance chasers, one has no reason not to invest in DFA. The company was founded on a sound investment style based on its core belief in sound academic research, passive fund management. Until almost the end of the 20th century DFA had found a way to make money actively with a passive investment strategy. But looking forward, according to me it needs to evolve with the times and look for questions regarding its own strategy and its evolution with the times and the questions facing the financial future. As highlighted by the boom in the I.T sector towards the end of the last century that DFA missed out on completely, DFA on principle is always poised to miss out on new technology companies, as they intrinsically have low book to market value. Also my another objection to DFA’s selection of small cap stocks only is that these category of companies are among the worst hit companies during a financial crisis because of their limited access to credit and most of these companies don’t survive a major recession. Even some proponents of the efficient market hypothesis have argued that due to DFA and similar companies investing in this particular style, this style’s edge had been eroded. Lastly many prominent academicians and financial institutions have called into question the efficacy of the efficient market theory due the financial bubble created in...
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...referred to as DFA, is an investment company that bases its strategy mainly on academic research and related theories. They work together with proponents of the efficient market hypothesis, indicating a relatively strong belief in this theory and thus in efficient markets. However DFA also feels that skilled traders have the ability to contribute to a fund’s profits even when the investment is inherently passive and DFA does adjusts its strategy to new findings in the field. In this report we will evaluate the relevance and accuracy of the theories used by DFA, especially the value premium and the size premium where almost all of their funds are based upon. This will lead to comments on the usefulness of these theories to increase the return of DFA’s funds and to recommendations about changes in strategy that will enhance the performance of DFA overall. Performance and strategy so far DFA has performed relatively well over the years, aside from some relatively rough patches in the late 1990s. Growth of the company had been stable and profits high. There was no need to sell shares for liquidity reasons and shares were only sold if they did not fit into a fund anymore. This didn’t happen very often though as DFA had several funds that were “connected”, when a stock in the Micro Cap portfolio grew too big it could be placed into a fund with bigger companies (Small Cap portfolio). An important part of DFA’s strategy, that contributed to the performance of DFA so far, is...
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...------------------------------------------------- Case Study-Dfa Dimensional fund Advisors Submitted By:- Azouaou Dahmoune Drishti Oza Jeffery Meeks Kesha Patel Urvi Jain Submitted By:- Azouaou Dahmoune Drishti Oza Jeffery Meeks ...
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...sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada sadada ...
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...Carumay Earl Teodoro Escareal November 4, 2014 I. COMPANY BACKGROUND AND THE CURRENT SITUATION Company Background • Department of Foreign Affairs (DFA) The DFA is an executive department of the Philippine government tasked to contribute to the enhancement of national security and the protection of the territorial integrity and national sovereignty, participate in the national endeavor of sustaining development and enhancing the Philippines' competitive edge, protect the rights and promote the welfare of Filipinos overseas and mobilize them as partners in national development, project a positive image of the Philippines, as well as increase international understanding of Philippine culture for mutually beneficial relations with other countries. The history of the Republic of the Philippines (RP) and that of the DFA are intertwined. The important events marking the passage of the years at the Department are also milestones in the rise of the Philippines as an independent nation. Over one hundred years ago, the DFA had its auspicious beginnings when President Emilio Aguinaldo appointed Apolinario Mabini as the Republic's first Secretary of Foreign Affairs on 23 June 1898, eleven days after the declaration of Philippine independence at Kawit, Cavite. The DFA was among the first government departments created following the establishment of the First Philippine Republic. Realizing the need for international recognition of the new government...
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...I. Background Nucleon is a small biotechnology start-up company focused on developing biotechnological pharmaceutical products based on a class of proteins known as cell regulating factors. The company has been in the market for five years, and currently, they are in the process of human trials for their first potential product, “cell regulating protein-1” (CRP-1). Overcoming these phases, Nucleon has to decide among several alternatives on producing CRP-1. Knowing that the process involved a tremendous amount of time and money, Nucleon has to choose the right decision for their long-term survival in the intensively competitive and high-stakes drug industry. II. Problem Analysis Before a drug is launched to the market, it has to pass human trials to get approval from the FDA. There are three phases on human trials: (I) basic safety assessment, where the drug was administered to healthy volunteers to find out any adverse reactions. This phase would require 6-12 months and if there is no serious side effect, the product then (II) administered to patients having disease the drug was presumed to treat to find out whether the patients’ condition improved or suffered by any adverse side effects. This phase would require 1-2 years and then, (III) the product’s efficacy is assessed with a relatively large sample of patients on statically rigorous basis that involved multiple hospitals and required 2-5 years. It would take around 8 years to complete these trials...
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...Fund Advisors, 2002 In June of 2002, David Booth faced a dilemma. His firm, Dimensional Fund Advisors (DFA), had in recent times shown stellar performance after going through some relatively rough patches in the late 1990s. Growth was steady and profits strong. Yet, Pensions and Investments ranked DFA a mere 96th in size among investment companies (see Exhibit 1). While DFA had never viewed maximizing assets under management as a goal, the ranking did suggest that it might be possible for DFA to achieve more as a firm than it currently was. Should Booth and DFA continue on the path that had brought them this far? Or was this the time for a major initiative that could catapult DFA to a status among the largest firms in the business? The Company and its Clients DFA was an investment firm based in Santa Monica, California. Founded in 1981 by Booth and Rex Sinquefield, two former students at the University of Chicago Graduate School of Business, DFA was dedicated to the principle that the stock market was “efficient”—that is, while over any given period some investors by luck would outperform the market and others would underperform, no one had the ability to consistently pick stocks that would beat the market. Such beliefs were associated with proponents of index funds, and, indeed, Sinquefield had run one of the very first S&P 500 index funds while at another firm. But DFA was not simply an index fund manager. In addition to efficient markets, DFA’s founders believed passionately...
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...1. Discuss DFA as Fund and as a company. How does it add value to investors? What are the Pros and Cons of Passive Approach? 1. The DFA Company is a type of broker investment company that invest in Small stock. This focus is on a small niche that fits within the realms of the company. This provide limitations to the company about the type of stock they will invest in. However it provides an academic understanding as to which stock the company should select based on the formulations. The company’s growth and profit continued to grow with their academic approaches. The company’s management never set the goal to maximize assets. DFA based their approach on academic research and skilled traders. This create a essential formula for the company to create a list of possible investments that fit within the company’s ideal portfolio. DFA used a strategy to decrease the costs between the client and DFA as well as create value. DFA additionally used a value proposition of DFA by using the academic research to create specialized portfolios focusing on the small cap companies (small cap = 300 mil- 2 bill range). This investment approach focused on the Fama and French model. Their research demonstrated the small cap companies tended to outperform the large cap companies. DFA also added trading capabilities to increase variety among the competitive market while decreasing transaction costs. Passive Approach - Pros the company created low operating expenses, no initial decision...
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