...Michigan Columbus Credit Union Lisa Flanigan Courtney Johnson Mary Smith-Biles Todd Buchanan Madonna University MKT 6210 Table of Contents Introduction Page 3 Brand Building Page 8 The Numbers Page 11 Conclusion and Marketing Ideas Page 22 Bibliography Page 24 Introduction by Lisa Flanigan Credit Unions are not-for-profit financial institutions that are owned by all of its members. The focus of the credit union is to help its members save, borrow, and receive affordable financial services. One way is by offering higher interest rates on savings accounts which can be important to people in general but also to the young population who are just starting to save for college or some other long term item such as a car. Typically, credit unions charge lower fees compared to banks and provide credit at competitive rates. Like any other business, Credit Unions must have enough income/ assets to cover expenses related to running a business or risk the possibility of becoming insolvent. Lending money to members is a source of income for credit unions. When borrowers default on this lent money, this puts a credit union at risk and causes tougher rules on responsible lending. They are also known for providing service at the personal level by helping their members plan for the future. The first credit union was founded in southern Germany in the year 1864 by...
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...Abstract The goal of unions is to band together and protect employee rights. The paper begins with an introduction as to the purpose of the labor union. The question is also posed if labor unions are a necessity in today’s society. The paper begins with an interesting look at the history of labor unions. The paper explores how the Industrial Revolution and Haymaker Riot were instrumental in the formation of labor unions. The history of the two largest labor unions is explored. Next some basic information is given on labor unions such as who can join and the benefits associated with joining a labor union. The paper then shifts to look at legislation that governs the formation and policies in a labor union. More specifically, the National Labor Relations Act, National Labor Relations Board, Taft-Hartley Act, and the Labor Management Reporting and Disclosure Act of 1959 are explored in detail. The paper will then examine the most common ways an HR employee will interact with the union. This is discussed through grievances and collective bargaining agreement. The process for both of these is examined in detail including which parts of the collective bargaining agreement are mandatory and permissive issues. Next, the paper explores the process a HR manager would go through in order to keep a healthy, happy, and productive relationship with the union. Finally the paper reexamines whether labor unions are necessary in today’s society. A conclusion is drawn based...
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...Intangible Assets BUS 303 Human Resources Management Professor Robert Hamamoto Pamela Conlee July 7, 2015 Human Resources Management is the means by which an organization utilizes its employees to bring out their maximum potential. This paper’s purpose is to enlist the reader in the importance of Human Resources Management and how the many different aspects of HRM work together to reach this objective. While some argue that human resource management is best handled by the inner workings of the company’s staff, having an outsourced HRM team insures that every aspect of managing the company's largest asset is addressed. Human resource management is necessary in almost every aspect of a company’s organization, but to be effective, utmost importance should be given to ensure fair and equal treatment to its employees. A company's decision to utilize EEO and Affirmative Action is a wise investment in the future of the company. Effective employee relations are the backbone of a successful organization. When employees are treated with fairness and equality they are much more likely to back the company they are working for. EEO and Affirmative Action Equal Employment Opportunity (EEO) is the right of all persons to work and advance on the basis of merit, ability and potential. Affirmative action is essentially the opposite of negative discrimination. It is the action or policy favoring those who tend to suffer from discrimination such as minorities and women. The main...
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...I would definitely say union diversification make unions stronger considering how union membership has declined in the past when it was centralized and focused on certain specific areas or industries. Nonetheless, union diversification is needed because many believe it provides more power to unions and their members by strengthening their numbers and preventing their dependency on one particular industry. However there are some naysayers that argue that union diversification prevents unions from being very influential in setting wages and policy in a particular industry given the need to spread time and resources across multiple industries. Union diversification is looked upon as an aspect to help with the faltering numbers in union memberships...
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...carbonated water and deemed “excellent” by those who sampled it (The Coca-Cola Company 2015). The distinctive tasting soft drink that was originally created was made for soda fountains. Dr. Pemberton’s partner and bookkeeper, Frank M. Robinson, is credited with naming the beverage “CocaCola” as well as designing the trademarked, distinct script, still used today (The Coca-Cola Company 2015). Coca-Cola’s roadmap starts with their mission, which declares their purpose as a company and serves as the standard against which they weigh out their actions and decisions. Coca-Cola’s mission is to: * To refresh the world * To inspire moments of optimism and happiness * To create value and make a difference Organization Strengths and weaknesses The Coca-Cola System The first strength Coca-Cola has is that they are a global business that works on a local scale. Because Coca-Cola does business in every community they have created global reach with local focus. The Coca-Cola system has created over 250 bottling partners worldwide. Coca-Cola manufactures and sells concentrates, beverage bases and syrups to bottling operations, owns the brands and is responsible for consumer brand marketing initiatives. Their bottling partners manufacture, package, merchandise and distribute the final branded beverages to their customers and vending partners, who then sell their products to consumers (Coca-Cola 2015). The Coca-Cola system is considered strength because of its distinctive competence...
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...embrace the right-to-work laws are of the opinion that the laws offer the employees with a full mandate on choosing whether to belong to a workers’ union or not. She also outlines that those who oppose the right-to-work laws argue that the laws cripple the efficiency of the workers’ unions, thus rendering them incapable of negotiating on behalf of the employees. Kristine effectively outlines that the right-to-work laws act as the genesis of employment at will. This means that the employers can terminate their employee's contracts at their own leisure. The retention of an employee in a certain workstation is thus...
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...Atwood and Allen Consulting James Burkett University of Phoenix Human Resources Management HRM 531 Dr. Johnson March 15, 2015 Atwood and Allen Consulting Introduction In this week’s assignment, I will look at the following three scenarios and assist the clients in complying with both state and federal laws that govern how they are organized and run. I will assist the following clients. * A small business owner in a limousine service doing business in Texas. * A Human Resources Director of a medium sized construction company that wants to open up operations in Arizona. * A Human Resources representative with a large hotel that wants to expand its operations into the country of India. Landslide Limousines as a small business client. Bradley Stonefield wants to open a “first-class” limousine service in Austin, Texas as an on-going concern. He projects that there will be 25 employees hired at the outset. He will organize as a small business and he will be subject to state and federal laws in the recruitment and retention of drivers, as well as licensing requirements that will be determined by the state of Texas. The labor market conditions will help dictate which federal and state laws will be used. The limousine service will have to comply with a number of federal employment laws. First, Title VII of the Civil Rights Act of 1964 (Cascio, 2013, p.83) prohibits the discrimination in hiring and promotions based on race, color, religion, and sex of the applicant...
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...A stakeholder is a person, group or organization that has interest or concern in an organization. Some of the characteristics that might be common to all stakeholders is they stand to gain or lose through the success or failure of the company; they are affected by the output of the company; or the company may be otherwise accountable to this stakeholder. PharmaCARE has several stakeholders that will continue to watch their progress in Colberia. The primary stakeholders are its shareholders/stockholders who will always seek a return on their investment (ROI). Every decision PharmaCARE makes will either increase or decrease ROI; this can be in the long-term or the short-term. PharmaCare additionally need to be concerned with opinions from members of Capitol Hill. Since they have a strong lobby, members of the Hill will be very interested any progress, or lack of progress that PharmaCARE makes regarding the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA). Communities and the indigenous works within Colberia are also stakeholders of PharmaCARE; success or failure could be the difference between prosperity and poverty for Colberia. This is also true of PharmaCare’s regular employees and management; success or failure could mean loss wages, or bonuses. One of the areas that PharmaCARE should address immediately is the human rights issues associated with their work force in Colberia. They currently treat their indigenous works with little regard, low...
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...European Union:- A group of European countries that participates in the world economy as one economic unit and operates under one official currency, the euro. The EU's goal is to create a barrier-free trade zone and to enhance economic wealth by creating more efficiency within its marketplace. The current formalized incarnation of the European Union was created in 1993 with 12 initial members. Since then, many additional countries have since joined. The EU has become one of the largest producers in the world, in terms of GDP, and the euro has maintained a competitive value against the U.S. dollar. EU and non-EU members must agree to many legal requirements in order to trade with the EU member states. The European Union is a group of countries whose governments work together. It's a bit like a club. To join you have to agree to follow the rules and in return you get certain benefits. Each country has to pay money to be a member. They mostly do this through taxes. The EU uses the money to change the way people live and do business in Europe. Countries join because they think that they will benefit from the changes the EU makes EU is a unique economic and political partnership between 27 European countries that together cover much of the continent. The EU was created in the aftermath of the Second World War. The first steps were to foster economic cooperation: the idea being that countries who trade with one another become economically interdependent and so more likely to...
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...as SBD Communications Inc changed the name to AT&T in 2005 to improve its brand image and capabilities to tap into the market and from which it built a base for expansion into new markets in 2013 (Moloshok, 2011). The company AT&T Inc is a telecommunications company focused on service provision on an international level and local level within the United States. For years since its inception, AT&T has operated two major segments in its business. These include the wireline business and the wireless. The wireless sector of the business is developed to offer data and voice call services to the customers. It also offers local and international communication services with network access services as well as roaming services (Reuters, 2015). These are offered to the entire market covering the young, the old, youths, family government, small businesses and professionals among many other classes of people. The...
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...Lindsay Bentzinger & Alex Voelker High School Volleyball Coach Industry/Profession We are going to research about a high school volleyball coach. We would like to do research on this topic because it relates to something we want to do in the future. Coaching is a passion of the both of ours, and we want to pursue it. We are doing research on the Iowa Girls High School Athletic Union (IGHSAU). Organizational Profile The Iowa Girls High School Athletic Union started in a Des Moines Presbyterian Church. This organization was founded to serve high school girls better than any other organization had. Basketball was becoming a popular sport for girls in small schools in Iowa in the 1920’s. The Iowa High School Athletic Association decided they would not sponsor girls, so the IGHSAU was born around 1925. In their constitution it states, “The purpose of this Union shall be: To promote, direct, protect and regulate amateur interscholastic athletic relationship for junior high and secondary girls between member schools and to stimulate fair play, friendly rivalry, and good sportsmanship among contestants, schools and communities through out the State of Iowa; and shall be without profit to itself except that it may handle and accumulate funds as herein provided.” They are the only organization in the nation solely devoted to interscholastic competition for girls. Over 70,000 girls in Iowa compete in an IGHSAU-sponsored activity. Stakeholders The stakeholders in...
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...which prohibit homosexual activity, teachings that need to include those that promote the dignity of the person, the good of marriage as a social institution, and their religious liberties as they exist today. Pope Francis declares that homosexuals are good people they just practice immoral acts that are not accepted within the institute of marriage (Hale, 2015). Arguments are based on the magisterium and our religious liberties. There is hope that that those Catholics in agreement of same sex marriage will return to the beliefs followed by the magisterium following the reading of this information. Introduction The Catholic Church Attempts Bringing Their Own Back On the Same Sex Marriage Issue The Scriptures are not silent within the Catholic Church (Montoya, 2000). He claims that homosexuality in the eyes of the church is treated as a violation according to Scriptures, and a major one standing out is Leviticus 18:20, which states, “you shall not lie with a male as one lies with a female, it is an abomination” (p. 158). Foryourmarriage.com, states that the Catholic Church’s definition of marriage is “the intimate union and equal partnership of one man and a woman.” They continue to claim that “marriage comes to us from the hand of God, who created male and female in his image so that they...
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...SEMINAR 1 BUSINESS ECONOMICS & ACCOUNTING - 1 - © 2015 MASTERS PROGRAMMES Summary of the questions with some guidelines 1. Can you envisage reasons/scenarios where markets just don’t work or inefficient? Explain those reasons. Try to define markets and market failures. You may think of characteristics of public goods and conditions for market efficiency. Do companies have their internal resources distributed through an internal market of supply and demand for works? Suggest implications for you as future managers. 2. (a) It has been said that we are ‘addicted to oil’. How can you explain this in terms of income and price elasticity of demand? Try to define income and price elasticity, definition of in-/elastic demand, implications for revenue and pricing strategy. (b) Give some examples of things that could make the demand for oil more elastic. What specific policies could the government or companies take to make demand more elastic? (c, optional, harder) Which reasons may explain the recent drop in oil prices in 2015? Suggest some implications for you as future managers. 3. Milton Friedman famously wrote an article entitled “The social responsibility of business is to increase its profits.” After reading the article and related literature, consider the question of whether projects aimed at enhancing social responsibility are undermining the goal(s) of shareholders? Explain your reasons for and against, think of modern changes in the world that enhance or disable Friedman’s...
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...works of many great thinkers of Greece, they have propelled Greece to become the standard in terms of excellence. The contribution of the Greeks to us is not only great but also timeless, even in our modern age, we still able to learn and relate to the poems that were composed many epoch past. In ancient Greece, poetry was considered an art of which only few knew and could impose. Those who didn't know how to write memorized the stories depicted by the poets. There was the category of poetry known as epic, which is displayed by Homer to its full extent with unequalled precision Epic was the poetry that was very extensive and lengthy with a wide vocabulary used throughout and which told stories of adventure and heroism. Poets didn't just serve as entertainment, they were also educators. Poetry was part of Greek daily routine; it was taught in schools and set examples for the Greeks to strive for and live by. Homer's writings set basis which were used for teaching throughout all of Greece. As this quote from Plato saying "Plato tells us that in his time many believed that Homer was the educator of all Greece. Since then, Homer’s influence has spread far beyond the frontiers...
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...James E. Sullivan History-462 08/03/2015 Essay 2 Quakers in the Civil War Quakers or as the Society of Friends were most known as a faith-based religion, were peace loving, anti-war, anti-slavery, pro-conscientious objectors and a non-tax paying faith-based religion that came to exist in the Eastern colonies of the America’s since 1680 until modern day. In 1740, many Quakers that were based in Philadelphia became a hotbed of anti-slavery causes and became the first state to ban slavery. One of the most famous actions of these Quaker Friends was the successful transfer of fugitive slaves via “Underground Railroad” from the slave states to both Union as well as Canadian cities from the hub city of Philadelphia.The goal of most slaves who attempted to escape their masters and plantation slave life was not seeking Canada but places of safety. This mysterious Underground Railroad was made famous by such previously fugitive slaves as Ms. Harriet Tubman and Mr. Frederick Douglass. These two black people as well as many others, were assisted in their escape from bondage by other blacks (free and post-fugitive blacks) and especially by influential anti-slavery and anti-war white people such as Quakers and other anti-war and Christian based faiths. Many of these groups were instrumental in providing ‘conductors’, station masters’ as well as money, clothes, horses, and transportation as well as reading and writing skills. It has been estimated 40,000 fugitive slaves utilized some...
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