...OF HIGHER COST OF AUTO INSURANCE POLICT FOR YOUNG DRIVERS Beomsuk Seo Johnson & Wales University Feinstein Graduate School RSCH 5500 Professor Martin W. Sivula Ph. D. November 12th , 2013 Author Note Beomsuk Seo, Master of Business Administration Hospitality Concentration, Feinstein Graduate School, Johnson & Wales University For course: RSCH 5500: Business Information and Decision Making Professor Martin Sivula, Ph.D. November 12th 2013 Contact: bks523@wildcats.jwu.edu Abstract The study was designed to define the fact of automobile insurance companies' higher prices of their policies for young drivers. Automobile insurance policies come in a board range of prices depending on the drivers’ status, experience, car condition, and so on. The majority of car insurance companies have various discount options depends on vehicle equipment, driving history and habits, driver's education and affiliation for their policy holders, yet young drivers who aged 24 and less pay approximately double price of other aged drivers because insurance companies recognize young drivers as high risky drivers. This study will qualitatively and quantitatively examine the level of risky driving behavior by aged groups with 400 samples. Then, the research will define the relationship between risky driving behavior and young drivers aged 24 and under. Additionally, the study assume that there is relationship between risky driving behavior and drivers experience. Keywords:...
Words: 1815 - Pages: 8
...On 04/05/2017 at 0814 hours, while traveling southbound on Hurffville Road, SPO Ivey #5525 and I, observed a 2011 Black Cadillac Escalade traveling northbound with a shattered windshield and heavy front end damage pass along us. I safely conducted a U-turn and approached the vehicle. I activated my overhead lights and sirens and made a motor vehicle stop with the above listed vehicle in the lot of 1531 Hurffville Road. I conducted a driver side approach where I made contact with the driver. I then introduced myself, advised him for the reason for my stop and requested he produce his driver's license, registration and insurance card. As the driver was looking for his documents, I observed several indicators of nervousness. The driver's hands were shaking, his voice was trembling as he was speaking, and his face was sweating profusely. The driver advised that he did not have his registration, insurance card or driver's license with him but would provide his name so I could look him up. The driver provided me with the name William D. Laste, DOB 09/01/1972, and did not know his social security number, I then relayed...
Words: 868 - Pages: 4
...DL-21SC (3-15) W BsIlI:frlY,?-T,'fu,". sELF-CERTT FTCATTON OF VEHTCLE(S) OWNED/OPERATED PLEASE TYPE OR PRINT IN BLUE OR BLACK INK ALL INFORMATION A DRIVER INFORMATION Driver License Number Name Sl*ro,,,r, AddfeSS: A k Po. Box number may be used in addition to the aclual residence address, bul cannot \qo'H.:':i^""''{9"6o^- Llub B A( St^ar0n Ar-K K s ult ( State Citv (Y\a;o\loa:ru (, .{ 6 I Zio Code IPA IIs:{6t VEHICLE INFORMATION (list all vehicles owned or permitted to operate) Plate # Title # VIN # Year/Make # Title # VIN # Year/Make Plate # Tltle # VIN # YearlMake Plate l--l Viotation occured prior to 1ol1tos c STATEMENT OF OWNERSHIP/NON-OWNERSHIP lctrecr appropriate box and comptete statement) w , hereby state that I own/or have permission to operate the vehicle(s) listed above. PLEASE PRINT NAME E, E, , hereby state that I do not own any vehicle(s). PLEASE PRINT NAME PLEASE PRINT NAME hereby state that my income meets the guideline established for an economic hardship. PLEASE PRINT NAME hereby state that the vehicle(s) titled/registered in my name is/are inoperable. E' I certify that all information given on this statement is true and correct. I hereby authorize the Department to furnish the lgnition Vendor with icle- record for the purpose of processing this form. I- V- ro DATE SIGNATURE IN INK WARNTNG: Misstatement...
Words: 711 - Pages: 3
...On Friday, June 3, 2016 at approximately 2106 hours I was on patrol in the area of the Unit block West Lloyd Street when I observed a Pontiac sedan make a right hand turn onto North Main Street. I ran the registration via the patrol vehicle's tablet and the information returned type F for insurance cancellation. I began to follow the vehicle but there were several vehicles in front of me. The vehicle pulled into the busy Turkey Hill parking lot and the driver exited the vehicle. I parked my patrol vehicle on the unit block of East Cherry Street and waited for the vehicle to leave. The driver got into the vehicle and pulled up to the exit when she saw my patrol vehicle. The driver made a right hand turn onto Main Street and then back into the...
Words: 595 - Pages: 3
...At approximately 1:26 am additional units arrived on scene to assist. The additional units included Officers McQuagge, Fowler and Sergeant Bever. I began searching the driver side compartment assisted by Officer Mathis during which time Officer Mathis located a clear plastic bag between the driver side passenger seat and the back rest. The plastic bag contained eight one gram bags of a substance that field tested positive for methamphetamine. All occupants of the vehicle were detained and searched. The field test was conducted by sergeant Bever at which time Agent Fox with the Met team was contacted. While searching the occupants of the vehicle Waltman had in her possession a syringe which was located in the right front pocket of her jeans. Daniels had in his possession several small one gram bags matching the bags which contained the methamphetamine. After speaking with the occupants of the vehicle Fox advised that he would like to interview them further at The Gautier...
Words: 511 - Pages: 3
...though Steve was spying on BUGusa for Wiretime it does not give BUGusa the right to falsely imprison Steve. The parts of the tort that BUGusa are limited detention they are only allowed to hold Steve for a limited time and they held him for six hours. Walter also violated the coercion he forced Steve into a confession which is a violation of the tort. Scenario: BUGusa, Inc., Plant Parking Lot What defenses may be available to BUGusa, Inc.? Explain your answer. BUGusa may have a defense when it comes to the proximate tort. BUGusa had no idea that on that particular day and at that particular moment in the day the truck driver was going to get robbed. Also the company the truck driver worked for could have not sent him there now there has been an outbreak of robberies in that area. The driver also falls under the insurance of the company he works for not BUGusa so his company will pay for any injuries sustained from the attack. Local authorities will handle the legal aspect of the situation. Scenario: BUGusa, Inc. (Randy and Brian) What defenses may be available to BUGusa, Inc.? Explain your answer. Scenario: BUGusa, Inc. (Sally) Sally may have a successful case against BUGusa, Inc., for what torts? Explain your...
Words: 298 - Pages: 2
...left lane while traveling westbound. I activated my blue lights and siren to initiate a traffic stop just east of Shell Landing. Upon approaching the vehicle, I noticed a strong odor of alcohol coming from within the vehicle. I asked the individuals for their license and insurance. The driver immediately stated with slurred speech, "it was her car and that he had no license." I then asked the passenger for her license and the insurance to the car to which she complied. I noticed several whiskey bottles at the bottom passenger floorboard and a plastic bag with six Steel Reserve cans that were unopened. At this point, I asked the driver to step to the rear of the vehicle so I could speak to him. As he exited the vehicle, I noticed him stumbling and he had to hold onto the car so he would not fall over....
Words: 474 - Pages: 2
...stores everyday low prices in china pdf Direct Link #1 IE5 16Q7JYIR TeenChoice Miley UHP 1. It s still on. SONY HCDRXD5 Service Manual Data Technologies offers three types of police and law enforcement databases and software programs. This means that the convicted drunk driver 8217 s penalties could include the following. Supported are over 70 major payment gateways including PayPal, Authorize, Net, Verisign etc. Thus, you can adjust the brightness, contrast, saturation and sharpness, modify the volume and rotate the video. SYS Wed Aug 04 01 00 37 2004 41107B85 TBA - Tertiary Butyl Alcohol Tertiari butil alkol the Network Store Interface Service service which failed to start because of the following error The dependency 2008-09-17 02 01 09 -D- C Program Files REALTEK RTL8187 Wireless LAN Driver This is the latest HJT log and you can see what I ve eliminated between this and the last one. any news about n64 emulation, I d love to play Super Mario 64 smile . But this is a case of HP just not saying anything about the extra software. That completes the setup of a network port. Keymaker-ACME if the image doesnt shows 1 2007-11-08 18 40 20 UTC - RP194 - Point de v rification syst me Hi, Im trying to install the driver Virtual Audio Cable v4. John Butler Trio will provide support. 0 Beta, size 0...
Words: 616 - Pages: 3
...people think about. When you are at that ripe age of 16 all you think of is that freedom of having a license to drive. Not much thought goes into what it really takes to get to that prize. Department of Licensing The first link in the Supply Chain is the Department of Licensing. They are the ones that research the data and determine what would be an appropriate age at that State level for licensing to occur. They are not however the ones that make the ultimate decision. Many people are under the impression that they are the ones that make up the laws and have the ultimate authority of any new and upcoming restrictions. This however is not the case. They are the ones who do most of the research data and report to the legislature and Insurance Commission and they are the ones who actually have the ultimate vote on whether a particular bill becomes law. The Department of Licensing is however the entity that oversees the training both in the Public Schools and in the Private Sector. There are many regulations that are involved in maintaining equality through each individual state. It is at this level that both the Training School and Instructors and Examiners are licensed. It is at this level that you are tested with both a written examination as well as a skills examination to make sure that you are an appropriate candidate to be able to teach the unlicensed driving population both young and old as well as any customers coming from a foreign country seeking licensure for that...
Words: 852 - Pages: 4
...observed the front left driver's side headlight to be not functioning. I conducted a u-turn and pulled directly behind of the vehicle and I provided the vehicle's FL tag (8095QQ) to dispatch. Dispatch advised me that the tag expired on 08-04-2017 and it had a seize tag order from the FL DSHMV. Furthermore, the registered owner had a suspended FL D.L. I activated my emergency lights and sirens to conduct a traffic stop. The final rest of both vehicles came to the parking lot of Speedway. As I exited my patrol vehicle, the Black male driver attempted to exit the vehicle. I advised him to remain in the vehicle and he complied....
Words: 395 - Pages: 2
...On Wednesday, August 10,2016 at 9:15 pm I, Officer D. Mathis observed a silver Ford F-150 (MS tagJK3179) traveling south on Martin Bluff Rd. I was also traveling south behind the vehicle. The vehicle made a abrupt stop in front of 7250 Martin Bluff Rd. Then after several seconds made a right turn into the parking lot with out signaling. I initiated a traffic stop for the traffic violation in the parking lot of 7250. When i made contact with operator of the vehicle Melvin Lonberger, I could smell alcohol omitting from the vehicle. I asked Lonberger for his driver license and proof of insurance. Lonberger began looking all over for his wallet that I could plainly see, was on the center console of the vehicle the whole time. Lonberger speech was slurred and hard to understand. I also had to ask for his information several more times due to him being unable to stay on task.He had a hard time comprehending and answering questions or performing task, that a reasonable sober person would be able to do and answer....
Words: 458 - Pages: 2
...Johnson stated that she was walking to her car in the parking lot of Houlihan’s (2431 N Glenstone). Johnson stated that as she was walking behind a silver SUV. The SUV was parked on the east side of the trash dumpster on the north side of the building. Johnson stated the driver was a white female around 30 years of age. As the driver backed out from the space, Johnson was struck on the left side of her body by the back-right side of the SUV. Johnson stated that she was hit hard enough to knock her down on the ground. Johnson quickly got up and started yelling at the driver. Johnson stated the driver put her hands and Johnson believed she said, "I'm sorry." Johnson stated that she reported the incident to DoubleTree Hotel staff, who took an incident report. Johnson stated that the hotel determined the driver was employed by Houlihan's. Johnson believed the drivers first name was Chelsea. Johnson did not have any visible injuries. Johnson was complaining of some pain to her left arm and her back. Johnson declined needing medical attention, but stated she might go get checked out later. Johnson stated that she wishes to pursue charges for the incident....
Words: 493 - Pages: 2
...In summary, on 03/25/18 at 1804 hours Ofc. Arlis #243 and I were patrolling the area of 2100 S Cicero Ave. at which time we observed a vehicle (2003 Toyota IL AD25380) traveling southbound with a cracked front windshield. A traffic stop was conducted on the vehicle. Ofc. Arlis #243 made contact with the driver and I observed him from the passenger window. The driver was identified Vege, Carl R. R. DOB. 03/27/79, which was checked through LEADS via dispatch. The name check revealed he was valid with no wants or warrants. Carl opened his glove box to retrieve his insurance at which time I observed a plastic orange pill bottle with the label teared off. The pill bottle contain a numerous amount of small white pills. The passenger of the vehicle...
Words: 305 - Pages: 2
...Doing the Right thing on the Streets of Fort Lauderdale I was just about to get into my car at the Fort Lauderdale Post Office when a woman approached me and said in slurred words, “Can you give me 50 cents to catch the bus?” She was gaunt and haggard and I suspected she was much younger than she looked. The ranked stench of alcohol assaulted me. She was obviously under the influence, but I asked her anyway, “Have you been drinking?” Unable to understand her I asked her if she had a home. She said no, and that she’d been sleeping outside. I asked the woman her name and she answered, “Annie.” I said, “Annie, do you have a family?” Her reply was that her husband had died. I asked if she had any children; her response was incomprehensible, so I asked her if she’d like a place to stay. She answered “I’m really tired and want to sleep. My bones feel like their breaking." My heart went out to Annie. What experiences had she endured that had caused her to come to this point in her life? I knew of only one way to get some immediate help for Annie. I asked if I could pray with her and she immediately agreed. She was wearing thick woolen gloves, one of which she immediately took off so she could clasp her hand in mine. That really affected me; her action indicated to me that she really wanted the touch of another warm hand. I wondered how long it had been since she had felt any kind of human contact. Right there in the Post Office parking lot I closed my eyes and we had church...
Words: 1137 - Pages: 5
...Uber Service in Vietnam Nowadays, there are not too many cars in developing countries; therefore, the citizen has to use the other transportation instead of using cars such as motorbikes, bikes, buses, and so on. Vietnam is one of the developing countries unlike America, where there are a bunch of cars and everybody can have cars by their own. Uber is an American international company headquartered in San Francisco, California. It develops markets and operates a mobile app based on transportation network also called Uber. Moreover, it does not have any cars or drivers. Its function is providing service through people who would like to make some extra money of being temporary taxi drivers. Convenience, cheapness, and newness are three things Uber makes its customer feel when using its service. Users need to have Uber app on their smartphones before enjoying its service. The app will provide the map and the location of Uber registered cars for customer. Then, both of them can take the initiative to arrange the time and the place by them own. Using Uber, people can pay cash or credit card after you reach your destination. However, this is one of the disadvantages of using Uber in Vietnam because Vietnamese people usually use cash for purchasing stuffs instead of using those complicated card. Vehicle in Uber network has various brand names such as Toyota, Mazda, Ford, and even high class Mercedes-Benz. It is suitable for young generation, who has stable income, can experience...
Words: 535 - Pages: 3
