...Knowledge and Abilities Paper Professionalism is a key tool that everyone must contain in order to succeed in a career. There are many abilities to develop and knowledge to consume before and during one’s career. These abilities and knowledge can be learned through years of experience and different situations in the work place, or through multiple professional organizations across America. One leading organization that teaches professional knowledge and abilities is The Future Business Leaders of America (FBLA), a nonprofit education association. The Future Business Leaders of America has four divisions in the association. The Professional Division for businesspeople is for parents who support the association, FBLA-PBL alumni, and/or educators. The Phi Beta Lambda (PBL) division is for postsecondary students, and the FBLA division is for high school students. There is also a division for middle and intermediate school students (FBLA-Middle Level), for grades five through nine (Future Business Leaders of America, 2010). With the concept of the Future Business Leaders of America developing in 1937 and the first high school division being founded in 1942, the association has now stretched to nearly a quarter of a million members and over ten thousand advisors across America. Multiple conferences are held yearly, including general sessions, exhibits, workshops and seminars for all members as well as advisors to motivate success, benefit networking, and learn ways and ideas to shape...
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...Academic Exchange Quarterly Spring 2001: Volume 5, Issue 1 Assessing the Effectiveness of ProblemBased Learning in Higher Education: Lessons from the Literature Claire H. Major, University of Alabama Betsy Palmer, University of Iowa Major is an assistant professor of higher education administration. <cmajor@bamaed.ua.edu>. Palmer is an assistant professor in the Counseling, Rehabilitation and Student Development department <betsypalmer@uiowa.edu>. Abstract ProblemBased Learning (PBL) is an innovative educational approach that is gaining prominence in higher education. A review of the literature of PBL outcomes summarizes, across multiple studies, the positive effects of problembased learning. Since PBL brings with it unique challenges to traditional assessment, however, this study suggests alternative approaches. Alternative assessment may provide additional insight into the effectiveness of PBL and other alternative pedagogies. Introduction Traditional instruction, such as the typical lecturebased session that developed before textbooks were massproduced, often involves delivering as much information as possible as quickly as possible. The lecture method was one of the most effective and efficient ways to disseminate information and has often been used for this end. Because many faculty members are poor lecturers, and because students are often poor participants in the lecture, this type of instruction has often allowed...
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...Learning (PBL) began in the medical field; however, it has been applied to disciplines at colleges and universities, different subjects in the K-12 education system, and a variety of other professions as well. This paper will focus on the usefulness of Problem-Based Learning in the role of education, the driving motivation, and how it will impact the future of educators. PROBLEM-BASED LEARNING 3 Problem-Based Learning: Its Application and Role in Education Problem-Based Learning (PBL) is a student driven, teacher guided method of instruction which weaves the ideas and theories of Bloom, Piaget, Vygotsky, and Gardner, into a cooperative learning process in which students receive and process information about ideas they have found interesting. The students then apply the knowledge gathered through the research phase to real-life situations (Bell, 2010; Levin, 2001). PBL, which began in the medical field, was used primarily as a way for medical students to improve their own problem solving abilities (Levin, 2001). Levin (2001) re-emphasized from previous studies that PBL serves as a foundation for many teacher education programs because it is consistent with constructivist theories of learning. Kauchak and Eggen (2011) define constructivism as a theory of learning based on the idea that learners actively construct their own understanding of the material by questioning and researching, instead of receiving the information through direct instruction (p. 210). PBL helps develop...
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...A. Compensation & Benefit Package: Competitive pay is the most recognizable part of a company's compensation and benefits package, and it's key in gaining and maintaining an advantage in the marketplace. Some of the first tools used to gain that advantage are market salary reports, which are used to determine the going market pay rate in similar companies and industries. When trying to keep up with market salary reports and the going market rates, small to medium-size businesses are sometimes at a disadvantage. Why is that? For one thing, the uniqueness of job roles within smaller companies can make it difficult to compare job responsibilities in the market and obtain suitable salary comparison data. A company's degree of competitiveness and ability to pay what the market bears can be another challenge. But the going market rate must be considered in an effort to achieve and maintain external equity. If a business owner concerned with retaining top talent, must consider the compensation practices of other companies in your industry as a tool for reducing both turnover and recruiting costs. Especially in a business where employees believe they can receive better pay for performing the same work somewhere else, there's little incentive to stay with an employer; therefore, you must be concerned with external equity. Factors within a company must also be taken into consideration when you're addressing compensation issues. Internal equity seeks to place the same value on jobs that...
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...REPORT ON “A Comprehensive Ratio Analysis on Prime Bank Ltd.” Law & Practice of Banking F-209 Submitted To Umma Rumana Huq Lecturer Department of Finance Faculty of Business Studies University of Dhaka Submitted By: Group 05 Name | ID | Anika Alam | 18-036 | Fariha Tabassum | 18-042 | Rafi Uddin Ahmed | 18-108 | Ulfat Ara Joya | 18-122 | Sabrina Tahira | 18-136 | Ifteqar Rahman | 18-204 | Submission Date: 11 Feb. 2014 LETTER OF TRANSMITTAL 11 Feb. 2014 Umma Rumana Huq Lecturer Department of Finance Faculty of Business Studies University of Dhaka Subject: Submission of the report named “A Comprehensive Ratio Analysis on Prime Bank Ltd.” Dear Madam We submit here our term paper on “A Comprehensive Ratio Analysis on Prime Bank Ltd.” that you assigned us to prepare. We selected some books, collected some data and prepared our term paper on the basis of our findings. During preparation, our all group members contributed their best efforts. Surely it enriches our knowledge and promotes study. We have also learnt much about the issue of Fire insurance in Bangladesh. We are grateful to you for giving us such an opportunity for working on the topic. We shall be available for any clarification, if required. Sincerely The members of group 05 Acknowledgement The report “A Comprehensive Ratio Analysis on Prime Bank Ltd.” has been talented with the congregated efforts and contribution...
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...Uttara Bank is one of the largest and oldest private sector commercial bank in Bangladesh, with years of experience. Adaptation of modern technology both in terms of equipment and banking practice ensures efficient service to clients. Bank not only oldest private banks but also surpassed almost all banks in terms of overall growth and profit. Stability of the financial institute in terms of growth, profitability and management is desirable for up-gradation of bank’s image in the market. Security of the deposit maintained i.e. the level of efficiency and effectiveness of the investment portfolio of the bank, as the deposit maintained is used for investment portfolio of the bank, direct relationship over the customer loyalty and this is the prime factor affecting the image of any financial sector in the market. The Bank should have automated operations in the service windows to. New Products and Services add value to the brand image of the Bank. Insurance on deposit and loan products protect not only the bank’s interest but also the interest of the public. Limitations of operations are to be minimized to have superior customer satisfaction. Liquidity of deposits has direct impact on the public sentiment and hence has ample effect on the customer loyalty. The report on “Financial Performance Evaluation of Uttara Bank Limited.” This report gives an idea about the activities of Financial Performance of Uttara Bank Limited .The objective of this report is to analyze and focus on the...
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...knowledge of the subject through project based learning supported by digital technologies. 4) Resources needed/available: (1 point) Resources and technologies that are needed in this project include internet resources, databases, spreadsheets, graphing calculators, presentation software and collaborative tools. Current resources include a cart of laptops, wifi connection that can support up to 10 computers used at the same time. Presentation and communication programs will include Office 365 applications including Notebook for storing information, procedures and collecting data, Myx, Excel spreadsheet, Words etc. Students can also use their mobile devices to make videos and open Desmos graphing program. Project based activities from various PBL web sites will be utilized and modified to the needs of the class. 5) Timeline: (2 points) • Week 3 – Develop evaluation method - Brainstorm 3 activities - Implement first activity – Introduction to Unit 3 include simulation of objects in motion. Students will play back video and see how their graphical model will be represented in the animation. A follow up activity will be introduced to the students where they will use context and intuitions to build some more formal ideas about functions and function notations. • Week 4 – Reflect on first activity and do adjustments - Finalize the 2 activities (fall break) • Week 5 – Implement 2nd activity – Slope and y-intercept, properties of linear functions. Students will explore the relationship...
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...Effective recruiting is important because sufficient number of qualified applicants is needed to ensure that selection can be successfully accomplished. 1.1 Origin of the Report: This report is a requirement of the internship program which is an important part of the MBA degree requirement. As the supervisor has advised me to develop a thorough understanding of the recruitment and selection processes of Prime Bank Limited (PBL), this report will be prepared on those aspects of the HR practices of PBL. 1.2 Objectives of the Study: The objectives of this study will be: * To evaluate the current recruitment and selection policy and process of Prime Bank Limited. * To find out the weaknesses of the current policy. * To suggest improvements to the policy. 1.3 Methodology: In the preparation of this report, data has been collected from both primary and secondary sources. In-depth interviews of some of the employees of the HR Division of Prime Bank Limited have been conducted to gather necessary information. Also, the Recruitment and Selection Policy of PBL has been consulted in preparing this report. Moreover, text books, the internet, the annual report of Prime Bank Limited etc. have been used to collect information. 1.4 Scope: The scope of this study is only the recruitment and selection policy and processes of Prime Bank Limited. 1.5 Limitation: The major limitation of this report is that some confidential information was not available for the purposes of this report...
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...Table of Contents | | | |CONTENTS |PAGE NO: | |∆∆Chapter-1 (Introduction) | | |» 1.01. Origin of the Report | | |» 1.02. Objective of the Study | | |» 1.03. Methodology | | |» 1.04. Scope of the Report | | |» 1.05. Limitations of the Study | | |∆∆Chapter- 2 (Prime Bank at a Glance) | | |» 2.01. Background | | |» 2.02. Objective of the bank ...
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...training and development, and provision of opportunities for career development. For our share holders: • By forging ahead and consolidating its position as a stable and progressive financial institution. • By generating profits and fare return on their investment. For our community: • By assuming our role as a socially responsible corporate citizen in a tangible manner • By adhering closely to national policies and objectives thereby contributing towards the progress of the nation Strategy PBL has consistently remained focused on efficient customer service by providing wide range of product and services. PBL focused on our diverse products and services. Our customer group range from individuals, big corporate clients, NGOs and non-residents. Financing to NGOs was done for extending micro finance to those who are very poor and struggling to improve their poverty level. PBL will continue to focus on its delivery platform, its people and brand to support the growth. PBL will focus on more of balance sheet services for the clients by enhancing cash management and other...
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...Prime Bank Limited Submitted to Sumaiya Zaman Senior Lecturer ULAB School of Business Submitted by Sadia Ferdous ID # 092011014 Date of submission 21 August 2013 Acknowledgements I would like to thank my supervisor, Sumaiya Zaman, Senior Lecturer, ULAB, for her guidance and feedback during this internship, without which I would have been unable to complete this task. I also express my gratitude to Prime Bank Limited for permitting me to do my internship in their organization. Special thanks to Credit Department of Shat Masjid Road Branch of prime Bank Limited for spending their valuable providing me with information, supervision and feedback during the course of my internship. I also like to thank the whole team of PBL for their help during my internship tenure. Page | 1 Letter of Transmittal August 21, 2013 Sumaiya Zaman Senior Lecturer ULAB School of Business University of Liberal Arts Bangladesh (ULAB) Subject: Submission of internship report on topic of ‘Credit Risk Management of Prime Bank Limited’. Dear Madam, This is my internship report on ‘Credit Risk Management of Prime Bank Limited’. I tried my best to work sincerely to cover all aspects regarding credit risk management at Prime Bank Limited. I hope you will find this report acceptable and thank you for allowing me to proceed with this study. Though, if you need any clarifications or directions for further improvement of the report, I will be obligate to provide with...
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...Chapter 1 Introduction Financial services firms are in the business of accepting risk. Primary aims of any financial services firm are collect and manage risks on behalf of their customers and make a profit for its shareholders. We may define ‘Risks’ as uncertainties resulting in adverse outcome, adverse in relation to planned objective or expectations. In the financial arena, enterprise risks can be broadly categorized as credit risk, operational risk, market risk and other risk. Credit risk is the oldest and important risk which banks exposure and important of credit risk and credit risk management are increasing with time because of some reasons like economic crises and stagnation, company bankruptcies, infraction of rules in company accounting and audits, growth of off-balance sheet derivatives, declining and volatile values of collateral, borrowing more easily of small firms, financial globalisation and BIS risk-based capital requirements. Credit risk can be defined as the risk of losses caused by the default of borrowers. Default occurs when a borrower can not meet his financial obligations. Credit risk can alternatively be defined as the risk that a borrower deteriorates in credit quality. This definition also includes the default of the borrower as the most extreme deterioration in credit quality. Credit risk is managed at both the transaction and portfolio levels. But, banks increasingly measure and manage the credit risk on a portfolio basis instead of on a loan-by-loan...
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...16 The Customer-based Brand Equity Pyramid (CBBE) 17 Summary of competitor analysis 18 Brand equity evaluation 19 Strategic brand management recommendations and 20 conclusion 3 A brand audit is a thorough examination of a brand’s current position in the market compared to its competitors and a review of its effectiveness. It helps you determine the strength of the brand together with its weaknesses or inconsistencies and opportunities for improvement and new developments. A brand audit is effectively a health check of the brand to identify and address problems areas with a net result of helping the brand turn things around and grow its bottom line. Brands are like living entities with life cycles. PBL launched its drinking water MUM in the year 2001. This product instantly became the market leader in the water market, and still holds the highest market share till date. MUM has now...
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...charges on a customer invoice. When functioning efficiently, credit management serves as an excellent way for the business to remain financially stable. The process of credit management begins with accurately assessing the credit-worthiness of the customer base. This is particularly important if the company chooses to extend some type of credit line or revolving credit to certain customers. Proper credit management calls for setting specific criteria that a customer must meet before receiving this type of credit arrangement. As part of the evaluation process, credit management also calls for determining the total credit line that will be extended to a given customer. Several factors are used as part of the credit management process to evaluate and qualify a customer for the receipt of some form of commercial credit. This includes gathering data on the potential customer’s current financial condition, including the current credit score. The current ratio between income and outstanding financial obligations will also be taken into consideration. Competent credit management seeks to not only protect the vendor from possible losses, but also protect the customer from creating more debt obligations that cannot be settled in a timely manner. After establishing the credit limit for a customer, credit management focuses on providing the client with accurate and...
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...Report On HR Department training Development of Prime Bank Prepared by: Sadia sharmin ID:12302009 Subject:ART204 Section:C Prepared For: Tanvir H Dawn Faculty of CBA College of Business Administration Submission date: 14th Nov, 2015 Letter of transmittal To Tanvir H Dawn Faculty, College of Business Administration Subject: Letter of transmittal for improving quality and productivity. Sir, It delights that we presenting our group work on improving productivity and quality of Prime Bank Ltd. It was given as task. We complete our task within the time. I, face so many problems as such as computer virus, internet accesses problem in our university lab. There are so many limitations although we can complete our task for this we group members are so grateful to authority. This is particular in nature. In case of any doubt we the people undersign on this presentation remain stand by to clarify. Thank you very much sir Name:Sadia Sharmin , ID # 12302009 Sing--------- Students Declaration I am the student of college of business administration, International University of Business Agriculture And Technology, Uttara, Dhaka 1230 declared that this was assigned to us so we try to complete it within the time. We declared that it’s our own writing; we the groups of students under signing are responsible for any...
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