...study. The scope of the study of insurance industry of India would be very great as there are ongoing developments in the industry after the opening of the sector. The present study has been undertaken to identify the association between demographics of individual investors and their investment behavior and also analyzing the acceptance of insurance by them. The study was conducted using the survey method (Personal interviews and Telephonic interviews). Data was collected through a structured questionnaire from a sample of 150 respondents from Delhi. Factor and regression analysis and Cross Tabs was used to analyze the data and identify the effect of customers’ perception about the quality of performance of various factors on customer satisfaction. INTRODUCTION In India insurance is a flourishing industry, with several national and international players competing to excel. With several reforms and policy regulations, the Indian insurance sector has witnessed tremendous growth in the recent past. Insurance can be defined as a...
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...publications that describe VINNOVA’s activities as well as specific programme descriptions, project catalogues, annual reports, etc. Research and Innovation for Sustainable Growth. VINNOVA´s publications are published at www.VINNOVA.se I VINNOVAs publikationsserier redovisar bland andra forskare, utredare och analytiker sina projekt. Publiceringen innebär inte att VINNOVA tar ställning till framförda åsikter, slutsatser och resultat. Undantag är publikationsserien VINNOVA Policy som återger VINNOVAs synpunkter och ställningstaganden. VINNOVAs publikationer finns att beställa, läsa och ladda ner via www.VINNOVA.se. Tryckta utgåvor av VINNOVA Analys, Forum och Rapport säljs via Fritzes, www.fritzes.se, tel 08-690 91 90, fax 08-690 91 91 eller order.fritzes@nj.se Research on Women´s Entrepreneurship A presentation of the ten projects funded by the programme Contents The Programme: Research on Women’s Entrepreneurship......................... 4 Going into Politics: Female Entrepreneurs as Policy...
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...Prerequisite: GBA 546, all required 500-level courses, and microcomputer proficiency. Concurrent enrollment in GBA 646. Unconditional standing requirement. EXPANDED DESCRIPTION OF THE COURSE AND INSTRUCTIONAL METHODS: A. Expanded Description of the Course: This course reinforces the basic concepts of financial management. The course provides an in-depth discussion of key topics that are critical to financial management: (1) the goals of the firms, (2) financial statement analysis, planning, and forecasting, (3) working capital policy and management, (4) capital budgeting techniques without and with risk, (5) capital structure theory and application, (5) the cost of capital estimation, and (6) long-term financing decisions. In addition, the course examines issues such as lease financing, merger and acquisition, and international financial management. B. Instructional Methods: The delivery system throughout this course will be a combination of class discussion and case analysis. The case analysis will be both in a written format and oral presentation. The amount of lecture will be limited to detailed coverage of concepts pertaining to each individual case. REQUIRED BACKGROUND OR EXPERIENCE: A. Prerequisites: Fundamental of Financial Management (GBA 546), all required 500-level courses, and microcomputer proficiency. If a basic finance course was taken more than three years ago, students are strongly urged to retake GBA 546 again. Conditional, unclassified ,...
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...enough revenue to cover his plans? Economists’ predictions along with Sanders’s own estimates state that no, Sander’s tax plan will not be able to generate enough revenues to cover all of his plans as expansively larger taxes and governmental spending will severely damage long-term economic growth. In order to analyze Sander’s plan more in depth, it is beneficial to look at each proposed change to the federal tax code individually. First, increases in federal income taxes. There are many changes Sander’s has proposed in regards to income taxes but according to the Tax Policy Center, the three changes that are expected to generate the biggest portion of revenue over the next decade are: (1) four new surtax brackets for high-income households; (2) taxing of gains/dividends as ordinary income; and (3) raising the net investment income tax to 10 percent. Collectively, the increases to federal income taxes are expected to generate $4.9 trillion over the next ten years. The two primary objectives that are intended to be met with these changes are expanding and extending social security, and a new, government-administered health care program. While the costs of the plans vary from analyst to analyst, for this paper, the costs estimated on Bernie...
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...Gender Role Analysis Mindy Brown SOC/333 February 17, 2014 Erica Lloyd Gender Role Analysis Gender roles and stereotypes are often intertwined. Stereotypes can be positive or negative, and are speculations about the roles of each gender. The stereotypical female role is to marry, have children, and take care of the household duties. Stereotype of the male role is to be the family provider financially. Children learn these from adults as stereotypes and gender roles are passed from one generation to another. This paper will analyze gender roles shaped by education, norms of the government, its laws and its policies, and in the workplace. Gender Shaped by Education Gender roles and stereotypes are often reinforced in the classroom setting. Children learn these gender biases from their teachers and the materials used for learning. Some teachers have an unconscious bias toward a gender and make assumptions based on the gender's behavior and actions. Girls are expected to be polite and studious while boys are rational, unruly, and boisterous. Bias may also be social as well. Teachers may socially categorize children by race, class, and religion. For example, they may perceive African American girls to be more outspoken and louder than Caucasian girls. Teacher typically targeted boys of the Caucasian race as they asked and answered most questions (Scantlebury, 2009). Teachers may ask them more complicated questions than the girls. If they are unable to answer the question...
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...Policy Analysis Paper The fate of uninsured Veterans: A policy Analysis University of Mississippi Medical Center School of Nursing Define the problem and assemble the evidence Too many Veterans in the United States lack health insurance and are ineligible to receive care provided by the Veteran’s Health Administration. According to American Community Survey (ACS) conducted in 2010, one in 10 of the nation’s 12.5 million veterans under the age of 65 is uninsured. A veteran is defined by federal law as any person who served for any length of time in any military service branch. Contrary to the presumption of most, not all veterans qualify for free healthcare through the Department of Veteran Affairs. The Veterans Health Administration (VHA) operates as a branch of the Department of Veterans Affairs and is the largest health system in the nation. It is recognized for its commitment to providing high-quality population specific healthcare. The VHA also works closely with academic medical centers across the nation. Haley and Kenney (2012) identify eligibility for health care provided by the VHA as being on veteran status, service-connected disabilities and income level. Other factors include demographic location and cost sharing requirements. Health insurance coverage for veterans as with other groups of nonelderly adults has heavy dependence on access to employer sponsored insurance (ESI) and the costs of obtaining it. It must also be considered that the majority of...
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...Running Head: POLICY Policy Analysis By Veronica Soto March 14, 2013 QNT/562 Professor Eboniece Cason Introduction Policy analysis is a social and political activity. Analysis means to break a policy down so it can be understood better. Thus public policy analysis is the examination of the components of public policy, the policy process or both. It is the study of causes and consequences of policy decisions. Policy analysis uses many different methods of inquiry and draws from various disciplines to obtain the information needed to assess a problem. There are eight different forms of policy analysis that will be discussed in this paper. Prospective Policy Analysis When using the prospective form of policy analysis it helps by using information and analysis before any action is taken. It is placing primary emphasis on what may be expected policy outcomes. According to Dunn, it is usually is systems analysts, decision analysts, operations researchers that are interested in using this type of policy analysis as it will give them information prior without any gathering of information. (Dunn, 2008) Retrospective Policy Analysis Retrospective analysis is a study in which a search is made for a relationship between one current condition and another that occurred in the past. An example would be a study of family history of young women whom have developed cancer which yields a relationship of the administration of “growth medicine” to the mothers of these women...
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...Comprehensive Analysis Outline Team A: Jaime Borgarin, Julian Contreras, Ibeth Sanchez MGT/448 Global Buisness Strategies May 11, 2012 Professor Quinton Murphy I. Region Analysis A. Regional Alliances and Economic Integration 1. NAFTA 2. United States B. Physical Environment and its Affect on Trade 1. Close Proximity to the U.S. 2. Access to Oceans C. Political Stability 1. Authoritarian Law 2. Democratic Desires D. Economic Conditions 1. Weak Economy 2. Weak Financial Markets E. Finance Options Available 1. Foreign Owned Banks F. Social Health and Environmental Conditions 1. Little Regulation 2. Pollution G. Terrorism Threats 1. Lack of Terrorism 2. High Rate of Violent Crimes 3. Drug Trafficking II. Country Analysis A. Political stability 1. Relatively low geopolitical and domestic political risks in Mexico will increase over the long-term. 2. The war on terrorism has already tightened US border security and immigration rules, opening an important social safety valve for Mexico. 3. Hardening US counter-drug policy in Mexico could heighten already high social tensions. 4. Domestic political risk will increase by continued...
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...HOLY FAMILY UNIVERSITY SCHOOL OF BUSINESS ADMINISTRATION AND EXTENDED LEARNING INTERMEDIATE ACCOUNTING I Semester: Fall 2014 August 27, 2014 – December 17, 2014 Course: ACCT 307 Intermediate Accounting I Credits: (3) Credit Hours Prerequisites: ACCT 206 Location: Woodhaven, Room 4 Days/Times T/TH (8:00am–9:30am) Instructor: Stephen B. Bates MBA, CPA, CGMA Office: Aquinas Hall, Rm. 17 Office Hours: T (1:30-4:30 p.m.)NE / TH (1:00-2:30 p.m.)WH Telephone: (267) 341-3522 E-mail: sbates@holyfamily.edu Catalog Course Description Preparation and interpretation of complex accounting statements, in particular assets using contemporary reporting techniques. Study of financial statements as well as in-depth analysis of the individual components of statements, with specific emphasis on current FASB statements and International Financial Reporting Standards. Students will utilize computerized spreadsheets to solve problems. Required Textbook Kieso, Weygandt, Warfield. INTERMEDIATE ACCOUNTING 15th Edition, 2013. John Wiley & Sons, Inc. Hoboken, N.J. ISBN – 978-1-118-14729-0 Other Required Resources Students will be required to access portions of selected financial statements of publicly held corporations via the internet. Additionally, three financial statements, Tootsie Roll, Hershey, and DuPont will be handed out...
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...|Qatar University | |College of Business and Economics | |Course Syllabus - Undergraduate | |Course Name: Entrepreneurship & Small Business Management-14478 | |( Course No: MAGT 303 – L52) | |(FALL, 2012) | |(Web Site: qu.edu.qa ) | | | | |Department Information: |Instructor Information: | | |Instructor: Dr. Marios...
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...and scope of the DNP capstone scholarly project: – Differentiating from the PhD thesis – How the project demonstrates competencies Determine similarities and differences among multiple forms of DNP projects/capstones in terms of scope and expected deliverables Examine the issues that surround the DNP project/capstone If it Walks Like a Duck and Talks Like a Duck – Is it a capstone project? An endeavor by any other name: capstone, practice inquiry, scholarly project focused on practice May benefit group, population, or community (NONPF, 2007) Scholarly work that translates (is implemented) evidence into practice – Sustainability (Ahmed, et al., 2013) AACN description of DNP project “Rather than a knowledge-generating research effort, the student in a practice focused program generally carries out a practice applicationoriented “final DNP project,” which is an integral part of the integrative practice experience (AACN, 2006, p.3) Project possibilities (NONPF, 2006) Translate research into practice Quality improvement (care processes, patient outcomes) Implement and evaluate evidence based practice guidelines Analyze policy: Develop, implement, evaluate, or revise policy Design and use databases to retrieve information for decision making, planning, evaluation Conduct financial analyses to compare care models and potential cost savings, etc. Implement and evaluate innovative uses of technology to enhance/evaluate...
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...long-lasting changes in women’s social status. GAD focuses on social, economic, political and cultural forces that determine how men and women participate in, benefit from, and control project resources and activities differently. This approach shifts the focus from women as a group to the socially determined relations between women and men. The GAD approach promotes a development process that transforms gender relations in order to enable women to participate on an equal basis with men in determining their common future. The emphasis has shifted to the more strategic needs of women, leading to a sharpening of the gender focus of preparatory analysis. Although the approach emphasizes the importance of women’s collective organization for self empowerment, the target groups are still primarily women. Unlike the GAD initiatives, WID policies and interventions have, in the main, concentrated on women’s productive work. The failure to make an explicit link to women’s reproductive work has often added to women’s workload. Gradually, it was recognized that an approach that focused on women in isolation was inadequate and not sustainable because it did not take into account the overall project objectives or integrate women fully into their implementation. Moreover, it did not address or change unequal gender relations in various social and economic settings. According to (00000) Gender and Development initiatives are a theoretical and practical approach to development which emphasizes...
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...Market Analysis Bus 432/536 International and Global Marketing Management February 23, 2012 TABLE OF CONTENTS Section 1: Introduction 4 SECTION 2: SITUATION ANALYSIS 5-10 I. POLITICAL AND LEGAL CONDITIONS 5 A. POLITICAL IDEOLOGY 5 B. POLITICAL STABILITY 5 C. POLITICAL RISK 6 D. INTERNATIONAL TRADE BARRIERS 6 E. PROTECTION FOR INTELLECTUAL PROPERTY AND RIGHTS 6 F. PACKAGING AND LABELING REQUIREMENTS 8 G. PRICE CONTROLS 9 H. RESTRICTIONS ON PROMOTIONAL ACTIVITIES 10 II. ECONOMIC CONDITIONS 10- A. INCOME AND EMPLOYMENT 10 1. NATIONAL INCOME AND PRODUCT 10 2. PER CAPITA INCOME OR GDP PER CAPITA 10 3. REGIONAL ECONOMIC MEMBERSHIPS 11 4. ECONOMIC REFORMS/PRIVATIZATION 11 B. MONETARY 11 1. INFLATION RATE 11 2. FOREEIGN EXCHANGE RATE 11 a. MONETARY SYSTEM ADMINISTERED BY THE CENTRAL BANK 11 b. EXCHANGE RATE TRENDS 12 C. COMPETITION # 1. LOCAL PRODUCTION OF PRODUCT # 2. IMPORT OF PRODUCT OR SERVICES # 3. COMPETITORS # D. MARKETING FACILITIES # 1. PHYSICAL DISTRIBUTION FACILITES # 2. MARKETING INTERMEDIARIES # 3. ADVERTING MEDIA # E. INDUSTIRAL STRUCTURE # 1. PROSEPCTIVE INDUSTRIAL CUSTOMERS # 2. COMPLEMTATY PRODUCT OR SERVICE PROVIDERS # 3. SUBSITUTE PRODUCT PROVIDERS # III. SOCIAL AND CULTURAL CONDITIONS # A. CULTURAL ANALYSIS...
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...Page | 1 A Study on Policy Holders Perception towards Life Insurance Coporation of India Dr. S.Chand Basha, Professor, Professor, St.Anns Engineering College, Chirala, AP, India Dr. M.Vijay Kumar, Professor, Professor, VKR VNB & AGK College of Engineering Gudiwada Prof. Ch. Rama Prasad Rao, Professor, SKIM, Srikrishnadevaraya University, Anantapur, AP, India Abstract Human Life involved with lot of risk. Man always striving hard to reduce risk. As part of it, people are purchasing insurance policies so that secure their families against uncertain events. Insurance is the primary risk management device that protect against risks, hazards or dangers to life and property. Life Insurance Corporation of India is one among the successful public sector organization in India with 80% market share in life insurance sector. With the opening up of the insurance sector, a number of private players entered into the market. The new players with their focused approach and need based selling captured significant chunk of the insurance market. With this background a survey was conducted among 300 policy holder in Urban and Semi Urban centers to study policy holder perception towards LIC of India. Majority of the policyholders is influenced by self-followed by agents while taking an insurance policy from LIC, significant number of policyholders felt that the premium rate is high, majority of the sample policyholders prefer to buy money back policy and policyholders expected a return of 11-15...
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...spending has risen about 2.4% points faster than GDP since 1970 according to the Kaiser Family Foundation. [2] The causes of this rise can be traced to many policy reasons that include-increasing role of third party insurers which pay the bills, and the increasing role and scope of government intervention in policy and finances of health care. [3] Experts point out that the main problem is that the final user does not pay the cost anymore and this distorts the market and pricing mechanism of health care. Also, the demographic status of USA is such that the older people are rising in numbers, and they need more care-which raises medical care for the economy. Thus, a combination of wrong policies, and demographic factors, along with the current recession conditions have lead to a galloping of medical care bills for the entire economy. The share of medical care costs in GDP is rising consistently. Indifference Curve Analysis The effects of rising medical care costs are widespread and need a general equilibrium, economy wide modelling. In brief we can understand the impact on an individual using the concepts of microeconomics. We use the tool of indifference curves to show that a rise in medical bills causes ➢ a decline in expenditure on other goods, ➢ a fall in the quantity of medical care sought and ➢ Possible decline in the overall well being of the individual. This analysis assumes away the real life scenario where the...
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