...College Costs Introduction It's no secret that financing a college education is getting tougher. College costs have skyrocketed over the past decade or so, and there's no relief in sight. Average tuition at four-year colleges will increase 7 percent this school year, double the rate of inflation. Student aid is not increasing fast enough to plug the growing gap between tuition and family finances. In addition, there is a growing number of older students entering college today. These students have families that they need to support. I know, because I am a family man who has returned to school. I wish to finish my degree at the Rochester Institute of Technology. The only problems I face are financial in nature. It is with this in mind that I set about this research. The not so simple question: Is financial aid available to older students, and if so, how do they go about obtaining it? The Cost Of Education The cost of higher education varies by type of institution. Tuition is highest at private 4-year institutions, and lowest at public 2-year institutions. The private 4-year colleges nearly quadrupled their average tuition rates between 1975 and 1996. For private 4-year colleges, tuition and fees for the 1995-96 academic year averaged about $15,400, compared with about $5006 at public 4-year colleges. The cost of attending an institution of higher education includes not only tuition and fees, however, but also books and supplies, transportation...
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...------------------------------------------------- Top of Form * Contact Us * Browse Help * * Student Demographics * School Selection * Dependency Status * Parent Demographics * Financial Information * Sign & Submit * Confirmation 2011-2012 Confirmation Page The following error(s) have occurred: * Your confirmation page has been sent to you at the e-mail address provided on your FAFSA. * Application was successfully saved. * Default IRS Message | Confirmation Number: F 07352331901 06/06/2011 10:17:38 | | Data Release Number (DRN): 8423 | Congratulations, marquette! Your FAFSA was successfully submitted to Federal Student Aid. You should print this page for your records. | Optional Feature - Transfer your parents’ information into another FAFSA - Do your parents need to complete a FAFSA for your brother or sister? Click here and all the information your parents provided in this application will be transferred to a new FAFSA. Your parents will have to provide a signature again, but that's all. | | Eligibility Information | | | You may be eligible to receive the following: | | | Estimated Expected Family Contribution (EFC) = 00000 | | The EFC is an index that schools use to determine your eligibility and is not the amount of money that you have to pay. Your school's financial aid office will use your EFC to determine the specific types and amounts...
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...Professional Judgment Request Bahja jones SU20025687 Student Name: ______________________________________ Diamond ID: ___________________________ Thousand oaks campus Campus: __________________________________________________________________________________ Please check the appropriate box: CHECK REASON FOR APPEAL Satisfactory Academic Progress Please submit this form to your Campus Business Office Winter Term of Submission: ________ Submission #: ________ Selective Service Please submit this form to your Campus Business Office Dependency Override Please submit this form to your Campus Business Office Professional Judgment Please submit this form to your Campus Business Office Data element used to calculate Cost of Attendance Data element used to calculated Estimated Family Contribution (EFC) Unsubsidized Stafford to a dependent student Declining to certify Direct Loan (i.e. partially or entirely) Parent enrolled in college Other FOR OFFICE USE ONLY The decision to exercise professional judgment is based on the following unusual circumstances: __________________________________________________________________________________________________________________ __________________________________________________________________________________________________________________ The following documents to support the unusual circumstances are attached: ________________________________________________________________...
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...------------------------------------------------- Cal Grant GPA Requirement Filing for the March 2, 2015, Cal Grant Award Deadline To be considered for a 2015-16 Cal Grant award, you must have completed both of these application requirements by March 2, 2015*: 1. Submitted a 2015-16 Free Application for Federal Student Aid (FAFSA) or a 2015-16 California Dream Act Application. 2. Ensured that a certified Grade Point Average (GPA) was submitted to the California Student Aid Commission (Commission). The Commission will not process any GPAs that may have been submitted in prior years. In order for a student to be considered for a 2015-2016 Cal Grant award, a new GPA form must be received by the Commission by the stated deadline. The March 2, 2015, Cal Grant filing deadline has passed. The next filing deadline, for community college students only, is September 2, 2015 (see below). If circumstances beyond your control prevented the submission of your March 2 Cal Grant GPA, you may file an appeal according to the following instructions. Filing a March 2 Late GPA Appeal State law and Commission regulations allow students to file appeals if they were not able to submit their GPA on-time due to circumstances beyond their control. Students wishing to file an appeal to submit a late March 2 GPA must follow the instructions on the form below. All late GPA appeals and the calculated GPA must be submitted using this form and must be received by the Commission: 1. For High School...
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...Analyzing Messages COMM/470 June 11, 2012 Jose Lepervanche Analyzing Messages With the modernization of communication, there are different dialogues in which people can compose messages. These dialogues have certain components that show the importance of the message and try to communicate that importance in an effective way. The wording, sending, and receiving of a message affects the comprehension, and the direct response to the message. This analysis will examine three messages and provide information on the context of the sender’s information. Then evaluate the affect content, media, and technology has on feedback. Analyzing Three Messages The first message (Appendix A) is from the United States Department of Education. The purpose of this message is to inform the recipient to reapply for financial aid. The technology and environment in which this message takes place is via e-mail, which is an appropriate manner. The purpose of e-mail gives the recipient the most efficient way to complete the reapplication process. The message provides a link allowing easy access the government website and gives directions needed to complete the process. There was no noise related to the message it was direct with specific instructions. The message requested no feedback through email, but it did give directions to frequently asked question, if questions occur. The second message (Appendix B) is from Iliff School of Theology. This message was a reply from a request for information...
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...2012 Low Income Documentation You reported low income for the 2012 calendar year on your 2013-2014 Free Application for Federal Student Aid (FAFSA). Answer the following questions as specifically and thoroughly as possible to help us document your financial aid file. *Note: Be aware that you may be asked to provide proof that you provide more than 50% financial support to your dependent child. Student’s Name: _____________________________________________ CID: ____________________ 1. Name and Address of with whom and where you lived during the 2012 calendar year: Name__________________________________ Relationship to you: _________________ Address_______________________________City_____________________State_______ 2. Were you responsible for any housing, utility and/or food costs? _____Yes ______No a. If yes, what amount did you pay for: i. Housing (Rent)___________________ ii. Utility __________________________ iii. Food ___________________________ 3. How much did you earn from working in 2012? ____________________________________ 4. What source of untaxed income did you have in 2012? ______________________________ 5. Did you receive child support? ______ Yes ______ No a. If yes, what was the total you received for the 2012 year? ____________ 6. Did you have a car payment? _____ Yes _____No a. If yes, what amount did you...
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...consideration of special circumstances, we must verify all current FAFSA data. In order to complete this process, you must submit all required documents for verification. Please be aware that as we review the verification documents, we must make any necessary corrections to the FAFSA. These corrections may result in a reduction or loss of current need based financial aid. Once we receive your appeal, please allow 8-10 weeks for processing Unless previously submitted, we must receive all Verification documents at the time the appeal for special circumstances is submitted. Failure to provide these documents will result in one or more of the following: A delay in awarding financial aid A delay in any expected financial aid refund The loss of previously awarded financial aid Please review the attached Appeal for Special Circumstances form which lists other items necessary to appeal for your specific situation. Please do not return this form without including all completed and signed verification paperwork. Sincerely, King University Office of Financial Aid Financial Aid Appeal for Special Circumstances King University Office of Financial Aid ~ 1350 King College Road ~ Bristol, TN 37620 www.king.edu ~ Phone: 423-652-4725 ~ Fax: 423-652-6039 STUDENT’S NAME: ___________________________________________ Last four digits of SSN: _____________ The Free Application for Federal Student Aid (FAFSA) must be submitted before adjustments for special circumstances can...
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...Financial Aid Office 2012–2013 Verification Worksheet Independent Student Your 2012–2013 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called verification. The law says that before awarding Federal Student Aid, we may ask you to confirm the information you reported on your FAFSA. To verify that you provided correct information the financial aid administrator at your school will compare your FAFSA with the information on this worksheet and with any other required documents. If there are differences, your FAFSA information may need to be corrected. You must complete and sign this worksheet, attach any required documents, and submit the form and other required documents to the financial aid administrator at your school. Your school may ask for additional information. If you have questions about verification, contact your financial aid administrator as soon as possible so that your financial aid will not be delayed. A. Independent Student’s Information _____________________________________________________________ Student’s Last Name Student’s First Name Student’s M.I. _____________________________________________________________ Student’s Street Address (include apt. no.) _____________________________________________________________ City State Zip Code _____________________________________________________________ Student’s Home Phone Number (include area code) ____________________________________ Student’s Social Security Number ____________________________________...
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...information you submitted on your 2012-2013 Free Application for Federal Student Aid (FAFSA). Application Receipt Date: Processed Date: 08/14/2012 08/16/2012 XXX-XX-7914 SY 02 EFC: 00020 DRN: 9337 Comments About Your Information Learn about federal tax benefits for education, including the American Opportunity Tax Credit (AOTC). Based on the information we have on record for you, your EFC is 00020. You may be eligible to receive a Federal Pell Grant and other federal student aid. Your school will use your EFC to determine your financial aid eligibility for federal grants, loans, and work-study, and possible funding from your state and school. WHAT YOU MUST DO NOW (Use the checklist below to make sure that all of your issues are resolved.) If you need to make corrections to your information, click 'Make FAFSA Corrections' on the 'My FAFSA' page. You must use your Federal Student Aid PIN to access your record online. If you need additional help with your SAR, contact your school's financial aid office or click the 'Help' icon on the FAFSA home page. If your mailing address or e-mail address changes, you can make the correction online. Based on your EFC of 00020, you may be eligible to receive a Federal Pell Grant of up to $5,500 for the 2012-2013 school year provided you have not met or exceeded the lifetime limit established for the Federal Pell Grant program. Page 1 FAFSA Data Assumed fields, based on the data you entered, are marked with an ‘*’ (asterisk)...
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...Article 1: Financing Your Education Paying for College 101 There's no way around it. A college education is expensive, especially if you or your child goes to a private school. How much it will cost depends on the school you choose. Once you've narrowed your choice of schools, contact them to find out how much the total cost will be and what scholarships and financial aid are available. High schools often hold free seminars on choosing and paying for college. Another source of information on financial assistance from both private and government sources is finaid.org. This site also offers calculators that can help you figure out how much school will cost, how much you need to save, and how much aid you will need. Many state governments have created programs to make it easier for families to save money for their children's education. Visit collegesavings.org for links to information on various state programs such as 529 plans. Other helpful college planning tips: * Pay close attention to state and federal financial aid deadlines. You'll want to file well before the deadline though, so you can receive aid before funds run out. * Check the Department of Education's student budget calculator. You can plug in tuition costs, room and board and other expenses along with how much money you have in student loans or grants to get an idea of where you stand financially. * Make sure your college bound child gets involved in the process. Point them to College.gov where they...
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...Module 3 Discussion 1 Think about the following: How will taking diversity-related courses/exams at Excelsior College broaden my perspective? Read: Humanity, Diversity and The Liberal Arts, Chapter 2, Diversity, pgs 33-70. Now complete the following: Complete exercise 2.1 on page 69 using Excelsior College courses and exams. Now that you have read about Diversity and its relationship to the Liberal Arts, think about how your perspective can be broadened by the courses/exams you choose to take for your degree. For this discussion, list three Excelsior College courses or exams that you would like to take that will add diversity to your college experience. Post this list and explain why you believe these courses will broaded your perspective on diversity and add to your lifelong skills in two paragraphs or more. Introduction to Psychology Introduction to Sociology Introduction to Philosophy I believe the listed above courses cover a broad range of topics directly related to diversity. Psychology studies personality and perceptual mechanisms that influence behavior. Sociology provides an understanding of human social interaction, social groups, social structures, culture, and social inequality. With philosophy, areas such as morality, free will, and the meaning of life are explored. Interaction with other groups will occur throughout life whether it be a job, school, neighbors, social events, asking for directions. A strong and diverse knowledge has always...
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...Week 2 Assignment: Understanding Effective Money Management Assessment A, Part 1: Creating a Personal Financial Statement - Assets | 1 point | Car: Bluebook value $1250.00Cash: $378.00Savings Accounts: $826.00 | Assessment A, Part 2: Creating a Personal Financial Statement - Debts | 1 point | Rent: $750.00Electric/ Gas bill: $131.75Cable/ internet/ Phone bill: $80.42Credit Card: $31.00Cell phone bill: $72.37 | Assessment A, Part 3: Identify Money Management Tool | 1 point | Explain to Monica how the money management tools were identified. | Students should explain how they evaluated various cash management products and services. | Assessment A, Part 4: Creating a Personal Financial Statement – Steps | 1 point | Drag the steps listed on the right into their correct sequences on the left. When done click the Send button | Step 1: I got all my financial stuff together – bills, loans, bank statements, etc. | Step 2: I balance my checkbook. | Step 3: I decided what were my assets and what were my debts. | Step 4: I enter my assets in the program. | Step 5: I enter my debts in the program. | Step 6: The program gave me a Net worth figure at the end. | Assessment B: Creating a Monthly Cash Flow Statement ...
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...Diagnostic Algebra Assessment Definitions Categories Equality Symbol Misconception Graphing Misconception Definition Concept of a Variable Misconception Equality Symbol Misconception As algebra teachers, we all know how frustrating it can be to teach a particular concept and to have a percentage of our students not get it. We try different approaches and activities but to no avail. These students just do not seem to grasp the concept. Often, we blame the students for not trying hard enough. Worse yet, others blame us for not teaching students well enough. Students often learn the equality symbol misconception when they begin learning mathematics. Rather than understanding that the equal sign indicates equivalence between the expressions on the left side and the right side of an equation, students interpret the equal sign as meaning “do something” or the sign before the answer. This problem is exacerbated by many adults solving problems in the following way: 5 × 4 + 3 = ? 5 × 4 = 20 + 3 = 23 Students may also have difficulty understanding statements like 7 = 3 + 4 or 5 = 5, since these do not involve a problem on the left and an answer on the right. Falkner presented the following problem to 6th grade classes: 8 + 4 = [] + 5 All 145 students gave the answer of 12 or 17. It can be assumed that students got 12 since 8 + 4 = 12. The 17 may be from those who continued the problem: 12 + 5 = 17. Students with this misconception may also have difficulty with the idea that adding...
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...Team B Calorie Count Tool PRG/211 May 5, 2014 Team B Calorie Count Tool PROBLEM STATEMENT Team B was asked to develop a program which would calculate the user’s daily intake of calories and measure those calories against the overall calories expended. The core purpose of this program will do two primary functions. First, it will record the user intake of calories as acquired through meals throughout the day. Second, the user will record caloric output associated with physical activity. This information will be calculated together to determine the caloric surplus or deficit for the user. In order for the program to execute accurately, and provide customized results, the user will be required to input personal data to include gender, age, weight, and height. This additional information is essential to determine the user’s default caloric burn rate, otherwise known as the basal metabolic rate (BMR). The BMR and the calories burned as a result of physical activity will be calculated against the intake of calories to determine the overall success for the user. As the program is executed it must: * Record user name, age, height, weight to enable more accurate calculations * Record the users specific caloric values entered for each meal * Record the user activity and caloric burn values for that activity * Calculate the basal metabolic rate (BMR) for the individual * Subtotal the total caloric values for the day * Combine the physical activity and...
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...Problem Solving with Computing Homework - WEEK 2 [30 points] This is a review of some of the material from Chapter 2 and lectures from class. No credit for answers that are copies or near verbatim transcripts – please use your own words1 and document sources where appropriate. 1 This will apply to all assignments in this class. Answer the following questions: Chapter 2 1. Short Answers [1 point each, 2 points total] 1. What does a professional programmer usually do first to gain an understanding of a problem? The first thing that a professional programmer usually do first to gain an understanding of a program is to closely relate customer (Interview ) to inquire or gather information about the problem. 2. What two things must you normally specify in a variable declaration? The two things normally specified in a variable declaration are the variable type and identifier. 2. Algorithms / Pseudocode [1 point each, 5 points total] 1. Design an algorithm that prompts the user to enter his or her height and stores the user’s input in a variable named height. Declare height Display “Enter Your Height” Input Height Display “Height” 2. Write assignment statements that perform the following operations with the variables a and b. - Adds 2 to a and stores the result in b. - Subtracts 8 from b and stores the result in a Set b=2+a Set a=b-8 3. Write a pseudocode statement that declares the variable cost so it can hold real numbers. Floating Point-Variable...
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