...SZABIST Financial Management FOOD FOR THOUGHT Problem Set 1 Faizan Ahmed 1 SZABIST Financial Management Fair Value Valuation Relevant Formulae… Faizan Ahmed 2 SZABIST Financial Management Question # 1 Construction of Yield Curve… • Given the PKRV rates available under the sheet named RELEVANT DATA in the excel workbook provided FOOD FOR THOUGHT – SET 1, you’re required to do the following: – Construct a short-term yield curve and comment on its shape; – Construct a long-term yield curve and comment on its shape. Faizan Ahmed 3 SZABIST Financial Management Question # 2 Valuation of Government Securities… • Consider its January 03, 2011, you’re required to calculate the fair values of the following government securities: Treasury Bills Days to Maturity PIBs Initial Maturity Years to Maturity T-Bill – A 9 PIB – A 30 Years 3 Years T-Bill – B 117 PIB – B 7 Years 5 Years T-Bill – C 360 PIB – C 15 Years 11 Years • Suppose State Bank of Pakistan (SBP) in its monetary policy announce a hike of 50 basis points in the discount rate. Please revisit your fair value calculations after accommodating the increase in your discount rates (Assume that the surge in discount rate affects every tenor equally). *Look up the sheet named RELEVANT DATA within the excel file for appropriate discount rates. Faizan Ahmed 4 SZABIST Financial Management Question # 3 Valuation...
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...Faizan Imran Class#3220 faizan_imran_914@hotmail.com FINAL DRAFT In this rapidly developing world, technology has infiltrated into every aspect of our lives. To aid in maintaining our lives on the fast track, everything from our homes to workplaces must be upgraded with latest technology. There is no doubt that the use of advanced technology has made our lives convenient. Even though technology may seem very beneficial, we can not ignore the drawbacks of this level of advancement. Throughout history, technology has helped human beings improve their standard of living. It has made us more advanced and showed us efficient ways to complete tasks. Modern technology has helped to increase production for businesses using cost effective methods. Not only do these sophisticated machines save money, they also save time. For instance, businesses that once used to employ hundreds of labourers, now use machines. This cost saving method allows owners to invest in other areas of their business, which benefits the economy as a whole. Many medical breakthroughs have been made due to advancements in technology. Numerous diseases which could not be cured several decades ago such as cancer are now curable. Sometimes surgeons maybe overworked, resulting in accidents which may prove to be fatal for patients. Using different machines would further reduce the risk of doctors making mistakes, which they rarely make. Furthermore, health applications can be downloaded on smartphones...
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...really matter, or are they just another sign of our superstitions? Is it okay to ignore them as just old and outdated customs? We try to find it out here. Recommended Read: Tricks to Use His Sun Sign that will Make Him Propose to You How does it work? Time and again, it has been proved that movements of our ruling planets have a major effect on our lives. Astrologers are able to determine compatibility between two people by studying the cosmic charts associated with each one. When astrologers match kundlis, they look at key factors like location, date and time of birth. The results are based on position of planets and stars. The match that comes up with more gunas (positive points) is considered a good match. Image Courtesy: Faizan Patel Photography The gunas are matched based on point system, with eight gunas, each carrying a different weightage. These are as below: Varna, as per vedic astrology, is matching of the intricacies of castes. Vasya, which denotes the power of attraction. Tara, the calculation of which describes the longevity of the partner. Yoni, describes the nature and characteristics of the person. Graha Maitri, depicts natural camaraderie/friendship between the two. Gan, helps to understand the...
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...REHMAN 2 HESHAM NAEEM 3 SUMBAL EJAZ 4 MUHAMMAD ZAIN AKRAM 6 HAMMAD SHAHID 7 AWAIS-UL-HASSAN EJAZ 8 HASHIR ALI 9 MUHAMMAD SAAD SALEEM 10 NOUMAN FARRUKH 14 FARA SHABBIR 15 MUHAMMAD AHMAD LODHI 16 WAJID TALAL 17 MOHAMMAD SHAKIR KHAN 19 MOHSIN RIAZ 24 MAAZ NAZAR 25 MUHAMMAD SALMAN KHAN 27 ALI MAQSOOD 28 SEHBA FAYYAZ 30 SANA YAHYA 31 MUHAMMAD KAMRAN MANZOOR 32 HAFIZ JHANZAB ANJUM 33 ASLAM IRSHAD 34 MUHAMMAD SOHAIB ANWER 35 MUHAMMAD KHURRAM SAEED 42 HAMMAD SADDIQUE 43 SAAD DANIYAL MUSSADIQ 50 ABDUL WALEED BUTT 51 ZUBAIR TANVEER 52 SAJID KHALID 53 SULAIMAN DAWOOD 54 HUNAIN FAISAL 55 TAMOOR SADIQ 56 MUHAMMAD ABEER AZMAT 57 MUHAMMAD BILAL SAJJAD 58 HAFIZ MUHAMMAD ASHIR 61 MUHAMMAD MURAD NAWAZ 64 NAYAB MAZHAR 65 FAIZAN KHALID 66 ARBAAZ ALI KHAN 67 MUHAMMAD UZAIR UL HASSAN 68 KHISAL IFTIKHAR 70 HAMZA KHALID BUTT 74 FAREEHA NADEEM 75 ABAD HAYEE 78 NAMRA SOHAIL 79 ABEER JALEEL DAR 80 MUHAMMAD KHIZER ASHFAQ 81 USAMA AKMAL 85 TALAL QASIM 89 MUHAMMAD JUNAID 90 MUHAMMAD SAJID 92 MAHNOOR MURTAZA 93 YAMAN SHARIF 96 RASHID IQBAL 97 KHATIJA SHAFIQ 98 AMMAR 99 USMAN AZAM 101 SAYED MUHAMMAD ANAS ZAIDI 103 ABDUL RAHEEM QAZI 104 WAQAS NADEEM 107 AREEBA WASEEM 112 HAMID ALI 113 AYESHA SATTAR 115 JAHNZEB IQBAL 117 AIMAN 118 HUSSNAIN SAFDAR 120 DURRAB NADEEM 122 IRFAN SHAHID 125 SABA BAQAI 126 MUHAMMAD FARRUKH NAWAZ 127 ABDUL HASEEB 128 MUHAMMAD SOHAIB SHAFIQUE 130 AMINA BIBI 133 WALEED BIN KHALID 135 ROHMA NAVEED KHAN 138 AMINA ADNAN ...
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...forum for the publication of articles in the field of Law. The Journal is currently soliciting submissions for Volume 2, Issue 4, which will be published in March 2015. The submission deadline for Volume 2, Issue 4 is March 30, 2015. We welcome submissions from academicians, practitioners, students, researchers and experts from within the legal community. We have a strong preference for articles that assert and defend a well-reasoned position. Law Mantra is an Online Journal and Web Portal, under the Chief patron of Dr. Hon. Justice Malimath, former Chief Justice Karnataka and Kerala High Court, Prof. (Dr.) M.P.Singh, Chancellor Central University, Haryana, Prof. (Dr.) Gurjeet Singh, Founder Vice-Chancellor N.L.U.J.A Assam, Prof. (Dr.) Faizan Mustaffa, V.C NALSAR Hyderabad, Prof. Shamnad Basheer and other luminaries from the legal fraternity. It is aimed at institutionalizing and channelling the analytical and incisive articles of students towards value addition and developing inherent potentials of legal fraternity. The Themes for Call for Paper is “Corporate Law: Contemporary Issues & Challenges” Write us journal@lawmantra.co.in or editor@lawmantra.co.in About The Competition: The competition basically has the purpose to bring out original and concrete views of the mass- to the mass. In an essay, we look forward to a detail analysis of the status quo and putting forward suggestions that would serve as an instrument for change to the problems that persist. The Paper...
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...NPO Leadership and Management Midterm Paper Leadership and Managerial Profile of a Not-for-Profit Compiled By: Faizan Irtiza Zubairi Student No. 201329030023 The NPO sector’s ability to provide its services has come under ever-increasing scrutiny with changes in public policy, important client demographic and psychographic shifts, new commercial initiatives, and growing competition from for-profit providers. Although the sector has reacted creatively in many cases, the increasingly complex dynamics is straining the skills and abilities of nonprofit leaders to meet such challenges. Whether in the profit or the nonprofit sector, all organizations fundamentally need strong leadership acumen to execute their strategy successfully. Therefore, ensuring a steady supply of leadership and management is vital. This is indeed a painstaking task since historically the science of management has always had a focus for commercial outcome! The world is increasingly interconnected and vibrant. Leadership sits in the middle of the mix – both initiating trends and reacting to them. While the NPO sector has access to an energetic, passionate, and creative pool of people and to new tools, there are also challenges that make it difficult for organizations and their leadership to thrive. William Ashby’s (1956) Law of Requisite Variety suggests that for organizations to effectively adapt and cope with a complex environment the variety of its internal order must match the variety of the environmental...
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...MuciMusic Pad In Dhaka 1. PROMIX MEDIA PRACTICE PAD MUSIC STUDIO & ACADEMY Location: West manikdi , cantonment , dhaka Cell no: 01721664631/01912721679 E-mail: monirhossain0008@gmail.com 2. Apogee Music Pad Location: 610 north shahjahanpur 1217 dhaka Cell no: 01742376325 3. X- Music Location: J& J mansion road no – 13 (new ) 30 (old ) mirpur road dhanmondi . beside shobhanbag mosque 1211 dhaka Cell no: 01717112321 4. Incursion 25,26,27, Kazi Nazrul Islam Ave, Banglamotor, Dhaka 1000 (Headquarter) BANGLAMOTOR BRANCH Pad 1 Pad 2 8 am to 10 am on request Tk 300/- Tk 400/- 10 am to 1 pm daily Tk 500/- Tk 600/- 1 pm to 4 pm daily Tk 500/- Tk 600/- 4 pm to 7 pm daily Tk 500/- Tk 600/- 7 pm to 10 pm daily Tk 500/- Tk 600/- 10 pm to 1 am on request Tk 800/- Call Bacchu (01714986668) or Naser (01918201864) for Banglamotor Booking House: 80 , Road: 23 , Gulshan-1, 1212 Dhaka, Bangladesh (Branch 1) GULSHAN (BENCH BRANCH) 8 am to 10 am on request Tk 500/- 10 am to 1 pm daily Tk 600/- 1 pm to 4 pm daily Tk 600/- 4 pm to 7 pm daily Tk 600/- 7 pm to 10 pm daily Tk 600/- 10 pm to 1 am on request Tk 800/- Call Kakon (01674417266) for Gulshan Booking.....You can also call Incursion Music Manager Mr. Bacchu (01714986668) for booking and additional info. Practice Pad and Recording Studios of Bangladesh By Naimul Haq on Wednesday, May 16, 2012 at 1:07am To enlist a New Jamming Zone or Recording Studio, Post details as comment...
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...VITAMIN WATER VITAMIN WATER VITAMIN WATER VITAMIN WATER Executive Summary Executive Summary Group Members: Faizan Makhdoom Sarah Waheed Rutba Gabool Mehak Masood Group Members: Faizan Makhdoom Sarah Waheed Rutba Gabool Mehak Masood VITAMIN WATER Executive Summary This term report is a compilation of our research based on a lengthy interview taken from the Brand and Category Managers of Vitamin Water by Searle. In this report we explored factors that have led the brand to build its equity since its introduction in 2013. It was initially introduced as an Enhanced Water product with 6 essential vitamins and minerals and came in only 5 flavors. It is the only Enhanced Water category product that exists in Pakistan. This is where it has gotten an edge over its competitors. However, they believe that the target market is still unaware of what the product exactly is, despite of being aware of the Brand’s existence. Currently, Vitamin Water is at its introductory phase where it is looking to generate leads and educate its audience about the Enhanced Water Product category. They have started conducting researches for long-term plans and to evaluate their existing market performances. They believe that in the next 5 years, Vitamin Water is likely to have a larger share in the market, especially when people are more aware of it category rather than its existence. Table of Contents Introduction to vitamin water 3 Consumer Based Brand Equity 3 Brand...
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...Determinants of firm Short term Financing behavior: Evidence from Listed firms in Pakistan Muhammad Shahbaz 0132-BH-BAF-10 Faizan Saeed 1091-BH-BAF-10 Session: 2010---2014 Department Of Economics GC University, Lahore Determinants of firm short term financing behavior:Evidence of Listed firms in Pakistan | Submitted to GC University, Lahore in Partial fulfillment to the requirement For the award of degree of BS (Hons) In Business Accounting and Finance By Muhammad Shahbaz Faizan Saeed Roll No | 0132 | BH | BAF | 10 | Roll No | 1091 | BH | BAF | 10 | Session: 2010-2014 Department Of Economics GC University, Lahore RESEARCH COMPLETION CERTIFICATE It is certified that the research contained in this dissertation titled “Determinants of firm short term Financing behavior: Evidence from Listed Firms in Pakistan”, has been carried out and completed by Mr. Muhammad Shahbaz (Roll No 0132-BH-BAF-10) and Mr. Faizan Saeed (Roll No 1091-BH-BAF-10) under my guidance and supervision. The quantum and the quality of the work, contained in this dissertation, are adequate for the award of Degree of BS (Hons.) in Business Accounting and Finance Date: ______________________ ___________________ Mr. Nisar Ahmed Supervisor Department of Economics ...
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...Punjab College of Commerce Financial Accounting ACCT3013 Prof. Hafiz Imtiaz Reg. No. 2035 – Minahil Raza Reg. No. 2030 - Ahmad Waqas Reg. No. 2001 - Syed Faizan Jaffri December 15, 2013 Difference between Accounting & Finance Accounting is an art of recording, classifying and summarizing the transaction in a significant manner, whereas finance is the management of money and other valuables, which can easily be converted into cash. Functions of Finance Department of an Organization * Preparation of Budget Plans It is duty of finance department of company to make the budget before actual providing money to any department. It helps to fulfill each department with minimum cost. * Financial Management In this function finance department gets money from capital market at very low risk and cost. Finance department analyzes all the resources of funds and create a good financial structure of company. In this structure, finance department analyze whether it will decrease the overall cost of capital on Average basis or not. * Management of Investments of Company After making financial structure, finance department invests debenture holders and shareholders money in best projects for getting highest return on investment. For this finance department takes investment decision. These investment decisions can be taken with the help of capital budgeting and investment analysis techniques. * Management of Financial Risks Financial department takes...
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...Home About Us DHA DHA City Bahria Town Archives Contact us Search for something go March 29, 2014 Plots / Apartments / Homes Payment Schedule – Bahria Town Karachi Click here for to view the Official Payment Plans by bahria Town Karachi. Residential Plots - Payment Plan - Bahria Town Karachi 4 Year Payment Plan (16 Installments: Each due after every three months) Commercial Plots - Payment Plan 5 Year Payment Plan (20 Installments: Each due after every three months) Bahria Homes - Payment Plan 4 Year Payment Plan (16 Installments: Each due after every three months) Bahria Apartments - Payment Plan 4 Year Payment Plan (16 Installments: Each due after every three month) Applications Subimitted through Hoshang Pearl, Opal 225, Bahria Town Tower and Bahria Town Icon Commercial Plots - Payment Plan 5 Year Payment Plan (20 Instalments: Each due after every three months) Bahria Homes - Payment Plan 4 Year Payment Plan (16 Installments: Each due after every three months) Bahria Apartments - Payment Plan 4 Year Payment Plan (16 Installments: Each due after every three month) Note: These are only predicted payment Plans. (not Official) Official payment plans are expected soon. Email Print Like Tw eet 201 2 Tags: bahria karachi payment schedules bahria town instalment plans Fresh Booking by Bahria Town Karachi of... Bahria Town Karachi Prices (August, 21 ... Bahria Town Karachi Prices (August, 11 ... Bahria Town Karachi Latest...
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...------------------------------------------------- STOCK HOLDER EQUITY Submitted to: Madam Hina Samdani DATE: 04-01-2011 BBA-II (D) Reference: mainly taken from your lectures and some data from company’s official website FINANCIAL ACCOUNTING Submitted by: Shafqat Ali Faizan Ali Adeel Murtaza DanialQureshi Imran Zahoor SabtainZubair INTRODUCTION TOTAL STOCK HOLDER EQUITY: This is a portion of the balance sheet that represents the capital received from investors in exchange for stock (paid-in capital), donated capital and retained earnings. Stockholders' equity represents the equity stake currently held on the books by affair’s equity investors. It is calculated either as a firm's total assets minus its total liabilities or as share capital plus retained earnings minus treasury shares. FOCAL POINT: The problem is focused by such perspectives as follows. a.The point which is being focused in this project is that the deep study of stock holder equity that consists brief of its all contents and terms related to it. b.To understand the effects on stock holder equity when company issue shares, pay dividends, acquiring of assets against shares, treasury stock, retain earnings, and costs like organizingcost. IMPORTANT ENOUGH: Why the problem is important enough to study. * It is a lay man’s concept that the stock holder equity is just about the net worth of the company but for the student of the financial accounting there is need...
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...Submitted by: Hanan Tariq, Mansoor Amin, Assad Hamid khan ID: F1F1MBAM0025-0022-0028 Section: MBA-A3 Course: Business Math Submitted To: PROF. Faizan Wajid SR# | Contents | Page# | 1 | Loan | 3 | 3 | Amortization | 4-5 | 4 | Amortization of Intangible Assets | 6-7 | 5 | Sinking Fund | 8-9 | 6 | Examples Problems | 9-12 | 7 | References | 13 | | | | | | | | | | | | | | | | | | | | | | Loan Definition Written or oral agreement for a temporary transfer of a property (usually cash) from its owner (the lender) to a borrower who promises to return it according to the terms of the agreement, usually with interest for its use. If the loan is repayable on the demand of the lender, it is called a demand loan. If repayable in equal monthly payments, it is an installment loan. If repayable in lump sum on the loan's maturity (expiration) date, it is a time loan. Banks further classify their loans into other categories such as consumer, commercial, and industrial loans, construction and mortgage loans, and secured and unsecured loans. A written promise to repay the loan is called a promissory note. Use loan in a sentence I really wanted a home because I saw other people living in nice homes but I am poor so I decided to apply for a loan. A loan may be able to provide you with the cash you need to buy your first, or even, second home. Leland was nervous about his upcoming meeting at the bank...
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...IS SMALL BEAUTIFUL? Examining whether size plays a role in the entrepreneurial process Business Thinking – Comm-210 Section GG Instructor: Dr. Isabelle Dostaler Prepared by: Group no.2 Faizan Khan Dorfam Kheiri Elissa Kheirallah Talal Challah Kayla Fuelscher i.d.# 6289169 i.d.# 6114199 i.d.# 6329934 i.d.# 6351964 i.d.# 9098895 Date Due: Date Submitted: April 11th, 2012 April 11th, 2012 The triumph of an underdog story seems to be mythologized in North-American culture. That may, in part, explain why small innovators are often lauded as white knights, champions of business ethics whose chief preoccupation is to galvanize a moribund economy with up-to-the-minute ideas. At any rate, reality deals a heavy blow to newly-minted entrepreneurs. Centralized, staff-laden enterprises possess the economic clout to employ economies of scale, making it very hard for the small business owner to break through. Amidst this competition, can small businesses truly thrive? Is small beautiful? In order to reach a satisfying answer, one may examine the trickle-down effect of employer-employee relations. In particular, the manner in which professional relationships in small enterprises can influence the company’s decision-making process, core values, and competitive advantage. To answer this question, a two-pronged approach...
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...Faizan Ahmed Khan 15020568 Professor Erum Haider Pol 320 6 May 2014 How do social media shape the social movements in modern times? A comparative study of Ukraine Crimea crisis and Egyptian revolution for democracy! A social movement can look like and be called many things. Whatever their appearance or name, the goal of all social movements is presumably the same: a change for the better. If this is indeed the ultimate objective of a social movement, it is well worth considering how successfully a movement achieves that objective. In the past ten years, several social movements have grabbed the world’s attention for the change they promised. Deemed successful for achieving their goal of change, though not necessarily change for the better, further evaluations have been sparsely performed. However, in judging social movements, what happens is shaped to a greater degree by the media, specifically. We shall look at modern day Egypt and Ukraine in our analysis. The effect of social media—and the Internet more generally—in both sets of protests is undeniable yet also distracting. Like most historic events, these protests and revolutions were in part possible due to a new technology. Flipping through the pages of history we see that The Reformation in Europe was aided by the invention of the printing press; the revolutions of 1848 occurred in some respect thanks to the invention of the telegraph which transmitted news across Europe of one set of protests overnight; the age of modern...
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