...Brenda Edwards FIN/370 Version 7 March 3, 2014 The market of finance tends to work within the United States (U S) by agents buying and selling items such as stock, bonds, products, merchandise, and dealing in foreign exchange. Wall Street, capital markets, and “the markets” are nicknames for the financial marketplace that many people tend to use in attaining data for a beneficial gain. Likewise, a company uses the monetary markets to assist in achieving capital to enhance the profitability for the long run. Firms that are able to gain funds in large quantities will show the capabilities of possibly expanding when using the market productively (Amazon Investor Relations, 2014). Dow Jones Industrial Average (Dow) and the S & P 500 are both index funds, by way of Wall Street, as sources by tracking the performance of stock by groups, permitting decisions to be made of whether to sell or buy stock (Sheridan Titman, 2011). The aforementioned process is significant because the savers are able recognize when a firm’s earnings increase and thereby money comes to them as a payback. This in turn, helps to maintain the United States monetary situations stimulation and assist in a normal expected growth. Exchanges done via the stock market has a tendency to provide the necessary knowledge of which company to buy stock from; thus, the cycle of progress continues in this country by means of the financial markets. Today the greatest noteworthy article of trade for the U S economy...
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...Ethics and Compliance Paper FIN/370 Ethics and Compliance Paper In today’s business world, all businesses, organizations, and corporations must conduct business with the utmost honesty and in an ethical manner. This paper has been designed to discuss the Walmart Corporation, its role of ethics and compliance, the procedures used to ensure ethical behavior, the processes Walmart uses to comply with SEC regulations, and a review of Walmart’s financial performance over the last two years. Role of Ethics and Compliance of Walmart The Walmart Corporation prides itself on its ethics and compliances to standards and regulations. Walmart shares all of its strategies and performance ratings in its annual reports, news releases, public filings, conference calls, and Internet resources so that all information is readily available to the public and potential and current stockholders. In regard to financial ethics of Walmart, the requirements are that the Chief Executive Officer (CEO) and Senior Financial Officers (SFO) must supply fair, full, understandable, and timely release of financial rankings in the periodic reports, which the Securities and Exchange Commission (SEC) examines. The CEO and SFOs of Walmart are responsible for reporting information that there may be in regard to deficits in operations in specific or general areas that could have a negative impact on the accurate reporting of financial data. Fraud involving associates who may be acting...
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...Howard Parsons July 17, 2012 Financial Terms and Roles 1. Finance – The management of money by governments and companies. The only role the word finance has in finance is the word itself. It is the definition of what exactly finance is. 2. Efficient Market – A market where all pertinent information is available to all participants at the same time. An efficient market allows for businesses and investors to make the best investment decisions possible based off of current information. 3. Primary Market – The market where companies initially sell stocks that they have been authorized to sell. The primary market allows firms to raise available capital by going public and selling initial stocks. 4. Secondary Market – The market where investors sell and trade previously issued stock. The secondary market allows investors to buy, sell, and trade previously issued stock in the hope of earning money for them. The gain or loss is not absorbed by the company that issued the stock but rather the person who initially purchased the stock. 5. Risk – The chance that the actual return on an investment will be less than what was the projected return. Taking on risky investments that have a higher projected return can lure in investors. The projected returns are higher because the risk of failure, or loss of money, has a higher possibility. 6. Security – An instrument that is issued to show ownership. Common securities are bonds, notes, and stock shares. Securities are used by publicly...
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...Ethics and Compliance Alvin Short, Monyetta Soco, Heidy Lavaire, Kim Ford, Joseph Monday FIN 370 27 January 2014 Lyndi Day Strategic planning or what is sometimes called “long range planning” determines where Disney would be headed business wise in the next few years or more and what initiatives Disney will use to get there. Strategic planning is just one of the different steps to be performed in achieving a solid plan. As Disney encounters different issues such as the current state of the economy or positive opportunities, planners must come to careful and smart conclusions. Planners for Disney should always include the current financial state of the company, during the planning process. There are a few key steps pertaining to the financial aspect of strategic planning: developing financial goals, alternative courses of action, evaluating risk, implementing a financial action plan, and reevaluating your plan. During the planning process, at some point, senior planners will need to identify or update the strategic philosophy. This process can be accomplished by updating the mission, the vision, and the core values statement to be aligned with the strategic plan. “Some deft observer of the laws of physics as well as economics once said that the two most powerful forces in the world are gravity and the time value of money, (http://www.finance.cch.com/text/c10s10d020.asp).” Time Value of Money is a beginning block for financial planning, and Disney must have a genuine understanding...
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...Financial Terms and Roles April 8, 2014 FIN/ 370 1. Finance: Finance is the study of how people and businesses evaluate investments and raise capital to fund them. (It is how large firms or the government manage large sums of money). 2. Efficient market: An efficient market is a market in which all the available information is fully incorporated into securities prices, and the returns investors will earn on their investments cannot be predicted. (Past data stock prices cannot help in predicting future stock prices). 3. Primary market: A primary market is a market in which new, as opposed to previously issued, securities are bought and sold for the first time. In this market, firms issue new securities to raise money that they can then use to help finance their businesses. The key feature of the primary market is that the firms that raise money by selling securities actually receive the money. (Primary markets are done by underwriting groups like investment banks, they set a beginning price range and ensure its sales goes to investors.) 4. Secondary market: The secondary market is where all subsequent trading of previously issued securities takes place. In this market the issuing firm does not receive any new financing, as the securities it has sold are simply being transferred from one investor to another. (An easy way an investor can sell or liquidate investments.) 5. Risk: The chance that the investment’s actual return will be different. (The possibility...
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...Strategic Initiative Paper June 9, 2014 John Wetherington Strategic Initiative Paper Harley-Davidson’s strategic plan is to improve the quality, accurately forecast the associated costs of returns and allowances, and to maintain the firm’s reputation of satisfying customers. Their financial plan involves taking steps to make sure the company can grow and be profitable in the future. There are plenty initiatives that affect the organization’s financial planning and costs and revenue of the supply chain. It is important to stay ethical when trying to supplant other motorcycle companies as the world’s number-one motorcycle when taking these initiatives. Strategic Planning Initiative Harley-Davidson’s 2013 annual report discusses several strategic initiatives. Specifically, their quality control initiative will require financial planning to support successful implementation of the initiative and add value to the company. Harley’s alignment of strategic planning and financial planning will affect costs, sales, and Harley's ability to finance future capital projects. The 2013 Harley-Davidson Annual Report identifies their quality control initiative as an effort in early detection of quality issues, and improvement of manufacturing processes to avoid recalls, legal costs, and delays in introducing new products to the market. Furthermore, the company wishes to improve its methods of estimating potential costs associated with warranty claims, recalls, and class action suits...
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...FIN 370 Complete Class Click Link Below To Buy: http://hwcampus.com/shop/fin-370-complete-class/ FIN 370 Week 1 Assignment lake of Egypt Marina, Inc. Review the financial statements for Lake of Egypt Marina, Inc. Complete the following problem sets from Chapter 3 in Microsoft® Excel®: • 3-29 Spreading the Financial Statements • 3-30 Calculating Ratios Format your assignment consistent with APA guidelines. • FIN 370 Week 2 STRATEGIC PLANNING The topic is Boeing. Find the company selected for the Week 2 assignment's annual report from SEC.gov or the investor relations section of the company's website. Be careful not to use quarterly reports. Write a 350 word paper in which you describe the relationship between strategic and financial planning. Include the following: • How the initiative affects the organization's financial planning • How the initiative affects costs and revenues of the supply chain. Paper must be in APA style and please include references • • Website resources for Boeing http://finance.yahoo.com/q?. FinStatements_2012_2013_2014_Boeing.docx (591k https://finance.yahoo.com/q/is?+Income+Statement&annual FIN 370 Week 2 financial markets and institutions report In Week 2, the students will explain the difference between organized and unorganized, primary and secondary, and money and capital markets. They will describe the role of the various financial institutions and financial markets in the economy. Create a 1,050-word report...
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...FIN 370 Week 3 Assignment Precision Machines Part 1 Click Link Below To Buy: Click Link Below To Buy: http://hwcampus.com/shop/fin-370-week-3-assignment-precision-machines-part-1/ Precision Machines is preparing a financial plan for the next six months to determine the financial needs of the company. The historical analysis of the company’s sales shows that the company’s total sales are 30% cash sales and 70% credit sales. Further analysis of credit sales shows that the company receives 50% of the credit sales one month after the sale and the remaining 50% in the second month after the sale. This means the cash collections from sales are 30% in the first month of the sale, 35% in the second month, and 35% in the third month. The materials purchased by the company amounts to 50% of the sales for the month. The company pays for the purchases one month after the initial purchase. The company likes to maintain a cash balance of $5,000. The cost of borrowing is 10%. The company plans to pay off the loan whenever there is a surplus and borrow when there is a deficit. The attached spreadsheet shows revenues (sales), expenses, capital expenditures, and other expenses for Precision Machines’ next six months. Using the information given on the spreadsheet, prepare a cash budget for January through June and determine the cash surplus, deficit, and the financing needs of the company. Review the Learning Team Assignment due in Week 5. Create an outline...
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...STR 581 WEEK 6 LEARNING TEAM PROJECT SELECTION - NEW IF You Want To Purchase A+ Work Then Click The Link Below , Instant Download http://www.hwspeed.com/STR-581-Week-6-Learning-Team-Project-Selection-NEW-5609666666.htm?categoryId=-1 If You Face Any Problem E- Mail Us At JOHNMATE1122@Gmail.Com Resources: Strategic Plan and Presentation assignment from each team member Review all team members' Week 6 assignments. Discuss each project's strengths and weaknesses. Write an analysis of at least 750 words including the following: • Comparative analysis of the top 2 strategic plans • Selection of one of the strategic plans • Justification for the team's selection Click the Assignment Files tab to submit your assignment. ***************************************************************** STR 581 WEEK 6 INDIVIDUAL STRATEGIC PLAN AND PRESENTATION - NEW IF You Want To Purchase A+ Work Then Click The Link Below , Instant Download http://www.hwspeed.com/STR-581-Week-6-Individual-Strategic-Plan-and-Presentation-NEW-6565095.htm?categoryId=-1 If You Face Any Problem E- Mail Us At JOHNMATE1122@Gmail.Com Resource: Implementation, Strategic Controls, and Contingency Plans assignment with facilitator feedback Complete a strategic plan for your organization of no more than 3,500 words. Update your plan to incorporate facilitator feedback from the drafts you submitted in previous weeks. Include the following: • Table of contents • Executive...
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...fin 370 week 3 team Strategic Initiative Paper Veronica Johnson Melissa Herrera Nick Engelke Carlos Martinez Gary Gilberthorp FIN/370 April 21,2014 Junius Jaubert Strategic Initiative Paper Starbucks Strategic Initiative expanding globally and reaching new customers is the goal of Starbucks Corporation. To produce more revenue as well as excel above the competing international coffee organizations. Starbucks Corporation must not only meet but also continually exceed this goal. Starbucks is known for continuously creating new innovations in the marketplace. The Corporation is also well-known For using various media channels to perpetuate their reputation as the top coffee organization in the world. This strategic initiative will increase these channels of communication to include Facebook, Twitter, television advertisements, and magazine ads. The resultant efforts of this strategic initiative will determine Starbucks future revenue and future direction of the organization. Starbucks has several current strategic initiatives in place to improve the organization’s sales and drive long-term shareholder value. This strategic initiative will further expand current strategic initiatives by including a multi-channel advertising and marketing campaign to increase successfully the transparency of the Corporation. This initiative will enable Starbucks to expand globally and reach new customers to enable one-on-one dialogue while increasing sales both internationally and domestically...
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...University of Phoenix Definición de Términos Financieros y sus Roles Fin / 370 Finance for Business Nelson Ostolaza Profesor Norberto Molina Pérez 28 de Junio de 2012 En este ensayo se presenta un listado de diferentes palabras que se utilizan para definir o explicar todo lo que esta relacionado al término de las Finanzas. Se refiere para su definición por el silabario y otras fuentes las siguientes palabras para definir su significado y su rol n el tema de las finanzas .Estas son los siguientes términos: Finanzas / Mercado Primario / Mercado Eficiente / Riesgo / Seguridad/ Capital / Seguridad /archivo/ Bond/ Deuda/ Rendimiento La tasa de rentabilidad / Rendimiento de la inversión / Flujo de caja. * Finanzas- Según el libro en el silabario es el estudio de como las personas evalúan sus inversiones y aumentan su capital * Mercado Eficiente- El mercado eficiente indica que los precios definidos en las transacciones reflejan un alto nivel de competencia entre los diferentes participantes y un uso eficiente de toda la información disponible. * Mercado Primario- El mercado primario o mercado de emisión es aquel mercado financiero en el que se emiten valores negociables y en el que por tanto se transmiten los títulos por primera vez. * Riesgo- El riesgo es la probabilidad de un evento adverso que tiene consecuencias. El riesgo financiero puede ser la probabilidad de ocurrencia de un evento que tenga consecuencias financieras negativas para una...
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...Lease Versus Purchase Paper Merita Likins FIN/370 March 9, 2015 Kimber Rueff Lease Versus Purchase Paper The choice to lease or buy is tricky for both the individual and the corporation. One must figure out which is cheaper; leasing or purchasing by borrowing money. Many things must be taken into consideration when determining the lease or buy options. One must consider taxes, depreciation, lease payment amounts, repayment time of the interest and principle, and residual asset value. Based upon these factors one can see by comparison which is the better choice, depending on the situation. An example of this is retailers that rent household items to consumers. It seems like an easy way to have those home furnishings you need without having to pay all that money outright. These firms will rent televisions or washers and dryers to you for a weekly fee. Once you do the math you can see that by renting these items you end up paying more than the present value or future value of the item. For what you pay in interest you may have been able to buy both the television and washer and dryer. On the other hand, if you borrow the money you may end up paying a higher interest rate than renting. To make any informed decision on whether to rent or buy, you must review all the details and do the math. Reference Mayo, H. B. (2012). Basic Finance: An Introduction to Institutions, Investments, and Management (10th ed.). Mason, OH:...
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...Virtual Organization Strategy Paper Caroll Ulbrich, Erin Thompson, Latasha Smith-Tutt, Levi Williams, Samantha Ehrlich FIN/370 August 19, 2013 Richard Jenkins Virtual Organization Strategy Paper Kudler Fine Food is a very well known food store. The owner Kathy Kudler is thinking about going public through an IPO. There are four approaches that need to be looked at from the IPO stand point. They are strength, weakness, opportunity and threat. Strength When a private company is thinking about raising money in the financial market an initial public offering (IPO) has advantages. By going with an IPO Kudler generates revenue from the sale of shares of stock in the company. The owner has gained liquidity in their company. With Kudler going public, the company now has access to the public market in the future. It also opens up the possibility for higher growth. Kudler will also have a higher profile making it easier to get vendors for goods. Weakness One of the things that could be a problem is arbitrage. Arbitrage is a purchase is made with the expectation of selling for a higher value in different markets. Opportunity Kudler Fine Food would have many opportunities with going public with an IPO, A greater amount of capital would come from issuing of shares that are traded on the stock market. It will also help the amount of business that takes place at Kudler should...
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...Lease Vs Purchase Paper Team B FIN 370 March 12, 2015 Davidson Jansen Lease Vs Purchase Paper Leasing versus purchasing advantages and disadvantages When equipment is leased one of the main advantages is that the equipment is kept up –to-date. For example, if a company lease a car for two years, once the contract is done, the company can lease or buy a newer car with newer technology. Another big advantages for leasing equipment in the business world is the predictability of monthly expenses. A lease comes with a pre-determined monthly line item which is most helpful during the monthly budgeting. One of the biggest disadvantages of leasing is the fact that at the end a company will end up paying more for the product or equipment (Alexander, 2015). When a company purchase equipment the biggest advantage is the availability to deduct the full cost of the equipment on the company’s taxes. Another big advantage is that freedom of maintenance choice. When an equipment is leased the leasing company has a say on how the equipment must be maintain. The biggest disadvantage of purchasing equipment is once the equipment is outdated you are stuck with it (Alexander, 2015). Compare Factors Involved in Leasing and Purchasing Equipment According to Principals and Practices of Public Procurement (2012), it is important to conduct a cost/benefit analysis when determining whether to lease or purchase equipment. Factors to consider when conducing this analysis includes determining...
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