...Federal Student Aid at a Glance 2014–15 Page 1 of 2 WHAT is federal student aid? Federal student aid comes from the federal government—specifically, the U.S. Department of Education. It’s money that helps a student pay for higher education expenses (i.e., college, career school, or graduate school expenses). Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also can help pay for a computer and for dependent care. There are three main categories of federal student aid: grants, work-study, and loans. Check with your school’s financial aid office to find out which programs the school participates in. Details about the federal student aid programs are on page 2 of this document. HOW do you apply for federal student aid? 1. Complete the Free Application for Federal Student Aid (FAFSASM) at www.fafsa.gov. If you need a paper FAFSA, you can get one from • our website at www.fafsa.gov, where you can download a PDF, or • our ED Pubs distribution center at www.edpubs.gov or toll-free at 1-877-433-7827. For the 2014–15 award year, the FAFSA is available from Jan. 1, 2014, to June 30, 2015. But you need to apply as soon as you can! Schools and states often use FAFSA information to award nonfederal aid. Their deadlines are usually early in the year. You can find state deadlines at www.fafsa.gov or on the paper FAFSA. Check with the schools you’re interested in for their deadlines. 2. Review your Student Aid Report. After...
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...One 7th July, 2016 Accra, Ghana How do you choose a good research topic? Give 5 examples of a good research topic and justify your choices, i.e. problem issues in each topic and why they must be researched upon. (Not less than 2000 words). 1. Research defined The Oxford English Dictionary, 2002, defines research as ‘the systematic study of materials and sources in order to establish facts and reach new conclusions’. According to Zina O’Leary, 2004, a research is a process that needs to be actively managed. The main aim of research is to find out the truth which is hidden and has not yet been discovered. Research is therefore undertaken to gain familiarity with new insights into a phenomenon (i.e., formative research studies); to accurately portray the characteristics of a particular individual, group, or a situation (i.e., descriptive research studies); to analyse the frequency with which something occurs (i.e., diagnostic research studies); and to examine the hypothesis of a causal relationship between two variables (i.e., hypothesis-testing research studies). 1.2 Research topic defined According to Laura Morrison, 2014, a research topic is an idea or theory that is expressed as a statement, a contention for which evidence is gathered and discussed logically. One of the most important concerns in choosing a thesis topic is that the topic speaks to an area of current or future demand. A research topic should be of interest to...
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...SOUTH AFRICA (HESA): INPUT FOR THE REVIEW OF THE NATIONAL STUDENT FINANCIAL AID SCHEME (NSFAS) August 2009 _________________________________________________________________ 1. INTRODUCTION The Minister of Higher Education and Training recently announced a review of the National Student Financial Aid Scheme (Government Gazette, 32917 of 10 June 2009). This memorandum represents the collective views of public universities in South Africa, as represented in HESA, on the issues highlighted in the terms of reference of the Review Committee. In addition it addresses a number of related matters which would contribute towards alleviating the plight of students in relation to the cost of higher education. 2. BACKGROUND 2.1 The background to the review of NSFAS is given briefly in the above mentioned Government Gazette and mainly revolves around the inability of NSFAS to meet increasing demands for student financial aid despite increased annual Government allocations to NSFAS and increasing amounts of recovered student loans. 2.2 In the above mentioned Government Gazette the progressive growth in services rendered by NSFAS to include the administration of: Financial aid schemes run by individual universities; special purpose national and provincial government funds such as teacher education bursaries; the management of private sector and donor funds in terms of specified criteria; and of financial aid for students in FET colleges, is set out. In this regard HESA wishes...
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...Educational Financial Aid to Veterans Miramar College Table of Contents Abstract 2 Introduction 3 Literature Review 4 Veterans’ knowledge about financial aid benefits 4 TAP program 4 Methods 5 Results 6 Discussion 8 Conclusion 10 References 11 Abstract Accessing hard-earned educational benefits is a common option for veterans that are newly separating from their active duty military service. While the GI Bill is a widely known financial aid option for veterans, there are many other financial opportunities that veteran students can use in order to pay for college and have a living allowance. However, a significant proportion of veterans is not aware of these options. The goal of this study was to support the claim that veterans need to be better educated about financial aid options for their education. Accessibility of Educational Financial Aid to Veterans Introduction Navigating financial aid in universities is a complicated process for anyone who is first introduced to the environment and for those who are returning back to school after taking a short break or after several years. There are numerous requirements and procedures before one can secure a form of financial aid to pay for his/her tuition and possibly living expenses. There are various types of aid available to students, depending on their financial situation, family status, tax filing status, income, number of units in school, and so on. Further, the process of obtaining financial aid...
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... One way to do that, as it turned out, was to report robust .sales of electric blankets in the summer and barbecue grills in late autumn. Eventually, earnings woes and Dunlap's bluster prompted his ouster by an aroused board of directors in June 1998. That was followed shortly by the replacement of accounting firm Arthur Andersen and a series of investigations and shareholders lawsuits, most of which are still pending. Sunbeam joins an ignominious cluster of companies — Rite Aid, c u e International (now part of Cendant Corp.), Livent, Oxford Health Plans, Phar-Mor, Miniscribe and, most recently. MicroStrategies — in business's hall of shame. All of these companies have one depressing feature in common: top managers who, whether out of desperation or greed, apparently turned to accounting trickery to manufacture imaginary sales and other revenues and pump up earnings, sometimes over a period of years. Writing in The Wall Street Journal, one pundit recently reckoned that just three recent fraud cases — Sunbeam, CUC and Oxford — burned...
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...of tuition fees in all forms of education, including Universities and higher education institutions. In a country like the Philippines tuition fee is a very sensitive thing for every Filipino once it increases a wave of reaction follows. It’s no surprise since the country is still in developing state and probably millions still under the poverty line defining the economic status of every Filipino. When we have a closer look of the problem you probably see the reality in which it affects as much as tuition fee is concerned, the academic performance of students. Students who choose to stay in school may have to work longer hours at more demanding jobs to cover their expenses. This can interfere with academic performance. A 2002 study by the State Public Interest Research Group's Higher Education Project found that working full-time can harm grades. Forty-two percent of survey respondents reported that working hurt their academic progress, and 53 percent reported that work limited the classes they could take (Global Post ). In United States, tuition increase have caused chronic controversy since shortly after World War II. It was during a time when the workforce was slow from the aftermath of war and higher education was blooming in order to pursue more knowledge in hopes of finding a successful, stable career. Many families went into debt in...
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...Master-Student Financial Assistance Agreement. Your name Your institution Date of submission. Abstract This paper discusses the master-Student Financial Assistance Agreement as a regulation for higher education activities. The paper provides a detailed description of the law and how it affects students pursuing higher education in various faculties. Besides, the paper presents an analysis and purpose of the requirement of the law. It also suggests the appropriate training institutions where the law can be effectively applied. Finally, the paper proposes the stakeholders impacted by the requirement of the law. The paper then ends with conclusion which provides a summary of the main issues raised in the paper. Keywords: Stakeholders, Financial Aid, Agreement, Institutions of Higher Education. Introduction Most students in institutions of higher learning especially full-time students spent most of their time in classes and may not have sufficient time to engage in income generating activities. However, these students need funds to meet their daily requirements which can only be achieved through financial aid programs. According to the handbook for Financial Aid Officers, the concept of financial aid started long ago where it involved the students getting assistance from a benefactor. The assistance included tuition fees and borrowing books and a room to study. Financial aid has since then developed to date where it...
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...Rough Draft Expository Every year, students have to juggle homework and work in order to pay high tuition fees, along with housing. A study done by Ohio State University showed that nearly 60 percent of students worry about how they are going to afford having a higher education. College is meant to be one of the best times of an individual’s life, but that isn’t the case when one can’t afford it. While going to college can be beneficial to high school graduates by helping them obtain a career, it has a very expensive price tag. In order to pay for college, many students use grants, loans, scholarships, and FAFSA (Free Application for Federal Student Aid) to help pay college tuition. One of the most popular ways to pay for college is by taking...
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...Consumer Information Guide 2015–2016 August 2015 Table of Contents Consumer Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 About University of Phoenix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Accreditation, Licensures, Reviews and Approvals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Federal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Regional Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 State and International Licensures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Program Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 School of Business/Business Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 College of Health Professions: School of Nursing . . . . . . . . . . . . . . . . . . . . . . . ...
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...barrier, the author helps the speaker or leader realize some of the common problems in the process of communication. There are several helpful little tips that will make the speaker more aware of how to connect with people. This applies to preaching as well as working a room during a meeting. It teaches the skills of "handing off," "Listening for emotions," "using enthusiastic vision," and "learning to facilitate instead of dictate." These are all helpful tactics. Also, taught in this book is ways to avoid some of the major communication disconnects. It discusses such topics:"negative assumptions," "talking about yourself," "talking too much," "using jargon," and "defensiveness and blame." Through out the book the author uses several case studies which are a fictionalized composite of people whom he has worked with as a communication coach to better explain what causes communication gaps, to teach practical ways to close them, and to show the differences closing the gaps can make. The book had several tips to make the speaker more aware of how to connect with people such as: 1) ask good questions-of yourself (questions we ask ourselves to focus our thoughts, change our perspective, and put us in a particular frame of mind), 2) be more engaged, 3) listen for emotions and echo them back using feeling words, 4) use enthusiastic vision...
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...Epidemiology Paper The purpose of this paper is to discuss the relevancy of the vulnerable population, and the disease for this group. The vulnerable population that has been chosen is mental illness, and the disease for this population is AIDS/HIV. There will be a definition and description of epidemiology in regards to HIV/AIDS, with the steps and method that was used. The Epidemiological Triangle will be define and identified, and the different types of epidemiology. The population chosen characteristics such as the influenced population’s vulnerability. This essay will also examine the values and potential cultural biases with cultural considerations that may impact health issues. There are legal and ethical consideration when working with the mentally ill. Describing the relationship of the disease to varies levels of prevention. Relevant population and the disease of this population The mentally ill the population and the disease is AIDS/HIV. Mental disorders are indiscriminate. They occur across the span and affect persons of all races, cultures genders and educational and socioeconomic group. One of the leading cause of disability is mental illness. Human immunodeficiency virus (HIV) infection and AIDS have had an enormous political and social impact on society. Nearly 75% of new HIV infections occur in persons between 30-49 years may result in disrupted families and lost careers and economic productivity. (Stanhope, 2012, p317) HIV is transmitted through exposure...
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...tuition fee and student enrollment exists, this study focusses on this relationship moderated by government aid and career expectations. By manipulating these variables in a questionnaire with vignettes all other variables able to influence this relationship are controlled as much as possible. Results suggest that a variation in both government aid and career expectation influence students’ decision to enroll both for their first study as for a further study after graduation. The effect of career expectations seems to be the most crucial on a student’s enrollment choice. How career expectations, tuition fees and government aid impact student enrollment Education in all its forms is one of the fundamental elements of societies. By educating people a society can function and develop. This is especially the case in western countries in which knowledge, which can be acquired through education is of crucial importance. The need for high educated persons is of great importance for western countries such as member states of the European Union. The importance of higher education is reflected in strategies launched by the European Union (Rodriguez, al, 2010; European Commission, 2010), aiming towards a knowledge economy and becoming more competitive in future years. This vision is also being shared outside the European Union (Yang, 2011). The tuition fees in the Netherlands are rising and government aid is decreasing, which might cause a serious decrease...
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...important (and employable) skills acquisition. Criminology is the scientific study of crime and criminality as well as society’s response thereto. Criminology incorporates various disciplines such as psychology, history, law, sociology, anthropology, psychiatry and has sub-categories including victimology (studying victims), penology (reviewing prisons), psychological analysis (profiling of crime scenes and perpetrators), etc. An economic profile is a basic overview of the economy in a certain state, country, or city. An economic profile should always include the expenditure or consumption of money in that area. An economic profile combines narrative information with selective business and financial data to provide an overview of the economic landscape of an industry, business sector, city, region or nation. Companies use economic profiles to assess new investment opportunities and evaluate the desirability of an area for relocation or business expansion. In government, these reports provide valuable intelligence and inform economic policy. Writing an economic profile requires knowing your audience and what it expects to learn from the report, as well as attention to the basics of good professional writing, including concise sentences that rely on active voice and minimize the use of specialized jargon. The term “student profile” is used in several different senses in the education community. In all cases, a student profile provides information about a student, but the information...
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...DEDICATION This work is dedicated to God Almighty the giver of all knowledge. ACKNOWLEDGEMENT Words of mouth are not enough to express the level of my gratitude to God for his grace, mercy and for being a great providence to my life during the course of my study in school. All credit and accolades be to him alone… ABSTRACT This research work deals with internal audit as an aid to management. It aims at finding out the role of internal audit in management decision making in organizations. It is a survey research. Data were collected from primary and secondary sources which included using questionnaires, personal observations, text book, journal and internet. Sample of 92 were collected by random sample method. Three hypotheses were formulated and tested using Z-test statistics, while questionnaires were analyzed using simple percentages. We discovered among other things that internal audit assists management in managerial decisions. We recommended among other things that the auditors be trained in forensic accounting to enable them to be more effective in their duties. pg. 8 CHAPTER ONE INTROUCTION 1.1 BACKGROUND OF THE STUDY. At the beginning of the century, most businesses are small and sole-operated. The owners/managers are overly involved with most of the decision making. As business grows in size and complexity, professional managers take position of the owners and the operators. Consequently, they rely heavily upon streams of accounting and statistical report which summarizes...
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...access in his 1997 State of the Union address, “We must make the thirteenth and fourteenth years of education—at least two years of college—just as universal in America by the 21st century as a high school education is today, and we must open the doors of college to all Americans.” Using data from the National Education Longitudinal Study of 1988 (NELS) and the National Postsecondary Student Aid Study (NPSAS), this study examines access to postsecondary education by individuals in different income and test score groups. While many studies have found a statistically significant effect of income on college enrollment,1 less attention has been paid to the effect of family income after controlling for student achievement. This study specifically addresses this issue. We also explore differences in the decision of whether or not to attend PSE or in the type of PSE attended. We are interested in whether students are substituting less expensive alternatives (such as public or 2-year institutions) for high cost institutions, or whether they are not attending PSE at all. However, we do not examine selectivity of institutions attended. Another goal of this study is to determine which...
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