...Consumer Information Guide 2015–2016 August 2015 Table of Contents Consumer Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 About University of Phoenix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Accreditation, Licensures, Reviews and Approvals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Federal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Regional Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 State and International Licensures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Program Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 School of Business/Business Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 College of Health Professions: School of Nursing . . . . . . . . . . . . . . . . . . . . . . . ...
Words: 50205 - Pages: 201
...Federal Register / Vol. 77, No. 85 / Wednesday, May 2, 2012 / Rules and Regulations two impacts on its business. First, the BPYC expects the NATO conference to severely limit the BPYC’s income stream, which is normally generated from the aforementioned services. Second, the BPYC expects the NATO conference to have an impact on the BPYC’s membership development, which typically occurs in mid April. In light of these impacts, the BPYC asked to meet with an agent of the Coast Guard to discuss the BPYC’s expected losses and to arrive at a reasonable compensation. On April 20, 2012, a member of the Coast Guard’s offices in Cleveland, OH, on behalf of the Captain of the Port, Sector Lake Michigan, telephoned the BPYC and confirmed the above understanding of the BPYC’s comment and its request. In light of the BPYC’s comment, the Coast Guard will not change the TFR published on April 13, 2012. Although the BPYC raised concerns about the economic impact of the Coast Guard’s security zones, the BPYC’s comment did not directly speak to the design, the establishment, or the enforcement of these security zones. The BPYC did not ask the Coast Guard to modify the security zones or to reconsider the manner in which they are enforced. Rather, the BPYC simply asked to meet with the Coast Guard to discuss compensation. While the Coast Guard takes seriously the economic impact that its rules might have on small entities, the Coast Guard is unable to provide compensation to small entities so impacted...
Words: 7790 - Pages: 32
...Pell Grants Currently, the Department of Education regulates need-based grants like the Federal Pell Grant. It does not need to be repaid as long as the funding is earned. The need is determined once the Free Application for Federal Student Aid (FAFSA) is completed and an EFC or Estimated Family Contribution is assigned. The EFC for a student determines how much Pell Grant funding they qualify for. Pell Grant funds adjust due to EFC calculations for a student and the number of courses a student is enrolled in each term. Students with a zero EFC qualify for maximum Pell funds each term. With the number of Pell eligible students increasing and the majority of them receiving automatic zeros regulations are critical. “A student can receive a zero...
Words: 1685 - Pages: 7
...One article in the ‘options for repaying student loans’. The article was published in March 23, 2009 and the source came from the Hudson Valley business Journal. The title of the article is managing student financial aid and loan debt during difficult economic times. The volume of the publication is Vol. 19 Issue 12, p27-27, 1/6p and the date I retrieved the information is March 15, 2012. The article offers information on services offered by the New York State Higher Education Services Corporation (HESC) for students and families who are seeking financial aid or repaying student loans during challenging economic times. HESC helps people pay for college. Students and families whose income has been affected by the economic recession due to unemployment can ask the college for financial aid. Several options for borrowers who have problems in repaying federal student loans are also presented. The other in ‘options to pay for college’. The article was published in April, 16, 2007 and the source came from the U.S. News & World Report. The title of the article is, ON THE MONEY TRAIL. The volume of the publication is VOL 142 Issue 13, p64-66, 3p and the date I retrieved the information is March 18, 2012. The article offers options and opportunities for those struggling to pay the increasing cost of college educations. Rates of growth for annual tuition at private and public schools is listed. Federal funding for Pell grants, Academic Competitiveness Grants, Smart Grants, 529...
Words: 269 - Pages: 2
... interesting, but why is she writing about that? " The Pell Grant is one of the biggest sources of grant aid and is very critical to students and schools (Ambrose). The Pell Grant is a loan that does not have to be paid back and can reward a recipient with the maximum of five thousand and five hundred dollars. you provide the definition - good. But as one of the biggest sources of help for students, the Pell Grants are causing more and more community colleges students to drop out of school.The phrase "more and more" is vague. If you would be more specific, you would improve your credibility. The causes of an increase dropout rate are due to the recession that our economy is in, the difficult and lengthy application process limits the amount of students that can apply, and numerous of college students and families, especially low income families, seem to rely too much on Pell Grants loans. that sentence lacks parallel structure As our economy falls into a recession, our Government reacts by revoking numerous syntax error of government spending, especially with grants loans. Congress is planning to cut back 4.9 billion dollars from The Education Department comma forcing the maximum award to recipient, from Pell Grants, to drop by eight-hundred and forty-five dollars for the academic year (Montgomery). This is a dramatic fifteen percent cut to college aid programs. As government cuts back on spending, everything else seems to go up, especially,...
Words: 1333 - Pages: 6
...TO BE FILLED IN BY MISSION AND ATTACHED TO EACH COPY OF APPLICATION ICCR SCHOLARSHIP APPLICATIONS CHECK LIST FOR MISSIONS 1. | Application form being used is for the right academic year. | ( ) | 2. | Six copies/sets of the application duly filled in and properly tagged are sent herewith | ( ) | 3. | Scholarship scheme has been selected/ ticked properly by the scholar | ( ) | 4. | Course/ University option has been properly indicated by the scholar | ( ) | 5. | There are seven recent passport size photographs, six pasted (one on each form with signature) and one additional photograph not pasted to any form | ( ) | 6. | Certified copies have been attached of the syllabi and graduation certificates/ marksheets for all educational qualification listed | ( ) | 7. | Marks sheets etc. for the minimum qualifications required by the student to qualify for his course of choice have been attached | ( ) | 8. | Synopsis of proposed area of research by have been attached by this student who is applying for doctoral/ post doctoral course | ( ) | 9. | This application is for a B.E. course and has the confirmation the candidate has taken Physics, Chemistry and Mathematics (PCM) in his/her school living examinations (mandatory requirement) for Engineering courses | ( ) | 10. | Video/audio cassettes of students wishing to study performing Arts are enclosed. | ( ) | 11. | Certified...
Words: 1805 - Pages: 8
...Financial Aid Office 2012–2013 Verification Worksheet Independent Student Your 2012–2013 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called verification. The law says that before awarding Federal Student Aid, we may ask you to confirm the information you reported on your FAFSA. To verify that you provided correct information the financial aid administrator at your school will compare your FAFSA with the information on this worksheet and with any other required documents. If there are differences, your FAFSA information may need to be corrected. You must complete and sign this worksheet, attach any required documents, and submit the form and other required documents to the financial aid administrator at your school. Your school may ask for additional information. If you have questions about verification, contact your financial aid administrator as soon as possible so that your financial aid will not be delayed. A. Independent Student’s Information _____________________________________________________________ Student’s Last Name Student’s First Name Student’s M.I. _____________________________________________________________ Student’s Street Address (include apt. no.) _____________________________________________________________ City State Zip Code _____________________________________________________________ Student’s Home Phone Number (include area code) ____________________________________ Student’s Social Security Number ____________________________________...
Words: 1433 - Pages: 6
...Federal Student Aid at a Glance 2014–15 Page 1 of 2 WHAT is federal student aid? Federal student aid comes from the federal government—specifically, the U.S. Department of Education. It’s money that helps a student pay for higher education expenses (i.e., college, career school, or graduate school expenses). Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also can help pay for a computer and for dependent care. There are three main categories of federal student aid: grants, work-study, and loans. Check with your school’s financial aid office to find out which programs the school participates in. Details about the federal student aid programs are on page 2 of this document. HOW do you apply for federal student aid? 1. Complete the Free Application for Federal Student Aid (FAFSASM) at www.fafsa.gov. If you need a paper FAFSA, you can get one from • our website at www.fafsa.gov, where you can download a PDF, or • our ED Pubs distribution center at www.edpubs.gov or toll-free at 1-877-433-7827. For the 2014–15 award year, the FAFSA is available from Jan. 1, 2014, to June 30, 2015. But you need to apply as soon as you can! Schools and states often use FAFSA information to award nonfederal aid. Their deadlines are usually early in the year. You can find state deadlines at www.fafsa.gov or on the paper FAFSA. Check with the schools you’re interested in for their deadlines. 2. Review your Student Aid Report. After...
Words: 1335 - Pages: 6
...Mark Nunez Howard English 51A 1 May 2016 Does financial aid lead to a more successful student? Does financial aid lead to a more successful student? There is a lot of debates and talk about the fact that financial aid does lead to a more successful student. There’s many that think financial aid does lead a college student to a better success and there’s some people that think different. Based on my research and my own personal experience, I have found that there’s a lot of positive points to a more successful college student, but I do understand the negative points to an unsuccessful college student also. For overall student population, the receipt of grants or a combination of grants with loans had a positive impact attending first choice institutes. While the study is not yet complete, MDRC recently published findings from two community colleges in its report “Can Scholarships Alone Help Students Succeed? Leasing from two New York City community colleges.” (Student Loan Ranger) Web. The study defines performance-based scholarships as these granted to students based on financial need. According to MDRC, making additional financial aid contingent upon certain behaviors can lead to “an increased effort toward studies, or reduced level of financial stress, and an increased confidence on the part of students in their ability to succeed. (MDRC WEB) When the MDRC evaluated all participating students at two schools they found that the overall program encouraged more full-time...
Words: 634 - Pages: 3
...2011-2012 Financial Aid Change Form Student Information (Please print or type) Student Legal Last Name First Name Middle Internal Transfer Code Student IRN Change Information (Check all that apply) 1. I did attend another college or university (other than the University of Phoenix) as of July 1, 2011. 2. I originally indicated that I did want to apply for grants and Direct loans. However, I do not want to apply for grants and Direct Loans. 3. I originally indicated that I did want to apply for Direct loans in addition to grants. However, I only want to apply for grants and do not want Direct loans. 4. I originally indicated that I did not want to apply for Direct loans in addition to grants. However, I do want to apply for grants and Direct loans. The total amount of federal financial aid I would like to borrow for my academic year is $________________. 5. I want to increase the amount of my federal financial aid loans by requesting additional funds in the amount of $________________. 6. I want to decrease the amount of my federal financial aid loans in the amount of $________________. Note: If you have already received a financial aid award letter, please contact your finance advisor to cancel all or a portion of your federal financial aid loans. 7. I originally indicated that I did not want to apply for unsubsidized Direct loans. However, now I do want to apply for unsubsidized Direct loans. I want to increase the...
Words: 334 - Pages: 2
...Freshman Scholarships Scholarship consideration deadline: February 1 General and competitive scholarships for freshmen are available to students attending Southern Miss the fall semester immediately following high school graduation. To be considered for any of these scholarships, you must submit: • an application for admission • $35 application fee • ACT or SAT scores • a high school transcript Standardized test scores| Only standardized test scores earned through December 2012 (ACT) and January 2013 (SAT) will be considered for scholarship-awarding purposes. The written portion of the SAT is not considered. Combining scholarships | Students may be considered for multiple Admissions-based scholarships, but only one scholarship offer may be accepted. The only exception to this is the Regional Scholarship, the award representing the full cost of nonresident tuition. Students can accept multiple scholarships offered through other departments at Southern Miss or scholarships offered through sources outside the university. Such departmental or outside scholarships may be combined with Admissions-based scholarships. Click the plus signs below to expand the sections and get complete details. General Admissions-Based Scholarship Opportunities Consideration Deadline: February 1 National Merit Scholarships Opportunities National Merit Semifinalist Scholarship Students designated as National Merit Semifinalists will receive the National Merit Semifinalist...
Words: 591 - Pages: 3
...Private Grant Discounting tuition towards disaster. Study the effects of college tuition discounting. Findings indicated that: 1. At least 1/4 of the colleges and universities used discounting strategies that resulted in large losses of tuition revenue 2. Institutions with the greatest increases in discount rates raised their spending on institutional grants by $3,375 per undergraduate, but their tuition and fee revenue grew by just $3,069; 3. Discounting strategies do not appear to have significantly improved the academic profiles of admitted undergraduates when measured by changes in median admissions test scores of entering first-year students 4. Tuition discounting appear to have helped institutions increase their number of low-income undergraduates 5. Increased use of tuition discounting appear to have made it possible for more students from all income levels to enter higher education. Colleges and universities have several distinct goals for using tuition discounts: * to increase enrollments of low-income and other under-represented students; * to raise enrollments of students with high academic achievements or other talents; * To increase revenue from tuition and fees. However, the results show that at least one quarter of the four-year private colleges and universities used discounting strategies that resulted in large losses of tuition revenue. The institutions with the greatest increases in discount rates raised their spending...
Words: 10764 - Pages: 44
...Financial Aid Payday Schedules: 2015 - 2016 All Pell Grant and CalGrant awards are based on full-time enrollment unless otherwise indicated. Adjustments will be made during the semester based on your actual enrollment in *active classes* at the time of disbursement. Late start class such as: 2nd/3rd-5-week, and 2nd-8-week, will not be considered for payment until class begins. If you are enrolled in these classes you must NOTIFY US WHEN CLASS BEGINS. Awards such as FSEOG, FWS, Cal Grant, and Direct Loans require 1/2-time (6 units) enrollment or more at all times. All awards will be canceled if you drop below 1/2-time (6 units). Financial Aid awards are divided into TWO PAYMENTS PER SEMESTER (except for summer Pell Grant award) as follows: Semester payment FIRST PAYMENT SECOND PAYMENT Fall 2015 August 28, 2015 October 30, 2015 Spring 2016 January 22, 2016 April 1, 2016 Description Consists of 1/2 of the total semester award. You MUST BE ENROLLED AND MAINTAIN at least 6 units (active classes; no late start classes will be considered) at the time of disbursement to receive payment. Consists of 1/2 of total semester award. You must be enrolled in at least 12 units at the time of disbursement to receive payment. Enrollment between 9-11.99 units may be eligible for a prorated amount. Enrollment between 0-8.99 units is not eligible for the 2nd disbursement of the semester. If you receive your award notice after a scheduled payday, you may expect to receive your first disbursement...
Words: 384 - Pages: 2
...2012-2013 Electronic Student Aid Report (SAR) The SAR summarizes the information you submitted on your 2012-2013 Free Application for Federal Student Aid (FAFSA). Application Receipt Date: Processed Date: 08/14/2012 08/16/2012 XXX-XX-7914 SY 02 EFC: 00020 DRN: 9337 Comments About Your Information Learn about federal tax benefits for education, including the American Opportunity Tax Credit (AOTC). Based on the information we have on record for you, your EFC is 00020. You may be eligible to receive a Federal Pell Grant and other federal student aid. Your school will use your EFC to determine your financial aid eligibility for federal grants, loans, and work-study, and possible funding from your state and school. WHAT YOU MUST DO NOW (Use the checklist below to make sure that all of your issues are resolved.) If you need to make corrections to your information, click 'Make FAFSA Corrections' on the 'My FAFSA' page. You must use your Federal Student Aid PIN to access your record online. If you need additional help with your SAR, contact your school's financial aid office or click the 'Help' icon on the FAFSA home page. If your mailing address or e-mail address changes, you can make the correction online. Based on your EFC of 00020, you may be eligible to receive a Federal Pell Grant of up to $5,500 for the 2012-2013 school year provided you have not met or exceeded the lifetime limit established for the Federal Pell Grant program. Page 1 FAFSA Data Assumed...
Words: 2275 - Pages: 10
...Golden West Community College 15744 Golden West St. Huntington Beach, CA 92647 Fax: 714-895-8997/e-mail: finaid@gwc.cccd.edu 2012–2013 Independent Verification Worksheet Your 2012–2013 Free Application for Federal Student Aid (FAFSA) was selected for review called verification. The law says that before awarding Federal Student Aid, we may ask you to confirm the information you reported on your FAFSA. You must complete and sign this worksheet, attach any required documents, and submit the form and other required documents to the financial aid office. Your school may ask for additional information. A. Student’s Information _____________________________________________________________ Student’s Last Name Student’s First Name Student’s M.I. _____________________________________________________________ Student’s Street Address (include apt. no.) _____________________________________________________________ City State Zip Code ____________________________________ Student’s Social Security Number (required) ____________________________________ Student GWC ID # (if you have one) ____________________________________ Student’s phone # B. Student’s Family Information List below the people in your household. Include: Yourself. Your spouse, if you are married. Your children, if any, if you will provide more than half of their support from July 1, 2012, through June 30, 2013, or if the child would be required to provide your information if they were completing a FAFSA for 2012–2013...
Words: 999 - Pages: 4