...Financial aid is any grant or scholarship, loan, or paid employment offered to help a student meet his/her college expenses. Such aid is usually provided by various sources such as federal and state agencies, colleges, high schools, foundations, and corporations. I have many views when it comes to financial aid (Wagner, 2014). Social inequality is a condition in which members of society have amounts of wealth, prestige, or power. (Schafer, 2011) I believe that finical aid should be awarded in the amount of the cost of a student’s particular classes. I think that based on those who demonstrate a financial need should be awarded money to pay for classed and books at the campus bookstore. Currently students are awarded monies that they are able to do what they please with. A portion will cover school and the rest of the money they are able to do as they please. I feel that social inequality is unfair because a lot of times as a student in schools you cannot determine their wealth or power. They also cannot determine their parents’ wealth, power, and or prestige because it is already established. I feel as if money should not define people I think that all people should be equal....
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...BUSN460 Team Contract Team Name: TAG-DAT Successful teams begin with guidelines that help to manage their work. For this class you and your teammates will need to create a set of rules called a Team Contract. As a team, complete all the sections listed below to build your Team Contract. Section I: Team Member Skill Inventory Each team member must complete this section. Name | Strengths/Contributions | Not so strong areas | 1) William Hammond | Operations / Supply Chain/Management / Team Building | Public Speaking / Following Directions and Rules | 2) Jorell Koonce | Visual Presentation / Management / Team Group Builder | Organizing | 3) Jason Edwards | Operations/ Presenting/ Sales/ Time management/ Power point | Editing | 4) Melissa Mesa | Communication/Analyzingproblem solving/Managing | Dealing with numbers/public speaking | 5) Keyome Howard | Time Management/Detail Oriented | Public Speaking/Presenting | | | | | | | Section II: Work Plan This section should include a plan for communication and written work. * How will the team members share their work? 1) Email, Team Discussion area * When will all members need to have their part of the project done so that it can be turned in on time? 1) 48 hours before deadlines set by DeVry * What will you do if members turn in work after the deadline? 1) Possible 10 point deduction from their peer review. (teams need to be supportive for issues that may arise and help...
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...college has different policies regarding financial aid and the paperwork that they require. This information is simply based on my knowledge from my university and should not be taken as gospel. For specific questions, please consult your school's financial aid office or studentaid.gov. FIRST THINGS FIRST...FAFSA The FAFSA is your your first step to receiving financial aid in college. FAFSA stands for Free Application for Federal Student Aid. This application has to be completed every year that you would like to receive financial aid. Your university's financial aid office uses the FAFSA to determine your financial need, which determines how much aid you qualify for. One of the most common mistakes that people make is...
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...Georgetown University too,” my elementary teacher would tell me and the other students. Growing up in American public schools, I was taught that I could achieve anything and become anything. But when I reached high school, I understood that is not entirely true for everyone. There are very few students that don’t have to worry about financial aid and can potentially pay to go to Ivy league schools. However, it is harder for students like me that have to worry about the cost. Teachers don’t say, “make sure you are saving up money for college” because It is just assumed that everyone will be drowned in student loans. Public schools make students anticipate going to any college or university without including the key...
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...Alexis Walker-Jackson 0666073 To Financial Aid Department, I am Alexis Walker-Jackson petitioning for reinstatement of financial aid, due to the fact of a hardship year. To begin with, I was a freshman to Grossmont College, I was unfamiliar with the standards of classes, and I was not sure on what I wanted with furthering my education. I took some classes to figure out where my mindset was at, and to see how college would be for me, since I had only attended resources class from the start of six grade and throughout high school as well. I was so used to having the one on one attention to be there when I needed help. I had an additionally services such as individual instructions, a personal advocate, study group and many more additional accommodation to my needs. School for me was a challenge throughout my 12years because I had to accept the fact that I had a different style of learning. I had learning disabilities with my comprehension, and I work at a slower past, I battled with anxiety which has its up’s and down’s. I got frustrated with myself and wanted to give up in high school. It had made it also hard because I got bullied for being in special ED classes. I had low self-esteem, but with the support I had with special Ed and my Mother I graduated because I started to believe in myself , and found my motivation to keep going I also learned how to work with my disabilities and became comfortable. I was diagnosed with anxiety disorder, which had made my freshman year...
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...Pell Grants Currently, the Department of Education regulates need-based grants like the Federal Pell Grant. It does not need to be repaid as long as the funding is earned. The need is determined once the Free Application for Federal Student Aid (FAFSA) is completed and an EFC or Estimated Family Contribution is assigned. The EFC for a student determines how much Pell Grant funding they qualify for. Pell Grant funds adjust due to EFC calculations for a student and the number of courses a student is enrolled in each term. Students with a zero EFC qualify for maximum Pell funds each term. With the number of Pell eligible students increasing and the majority of them receiving automatic zeros regulations are critical. “A student can receive a zero...
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...Consumer Information Guide 2015–2016 August 2015 Table of Contents Consumer Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 About University of Phoenix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Accreditation, Licensures, Reviews and Approvals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Federal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Regional Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 State and International Licensures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Program Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 School of Business/Business Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 College of Health Professions: School of Nursing . . . . . . . . . . . . . . . . . . . . . . . ...
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...2011-2012 Financial Aid Change Form Student Information (Please print or type) Student Legal Last Name First Name Middle Internal Transfer Code Student IRN Change Information (Check all that apply) 1. I did attend another college or university (other than the University of Phoenix) as of July 1, 2011. 2. I originally indicated that I did want to apply for grants and Direct loans. However, I do not want to apply for grants and Direct Loans. 3. I originally indicated that I did want to apply for Direct loans in addition to grants. However, I only want to apply for grants and do not want Direct loans. 4. I originally indicated that I did not want to apply for Direct loans in addition to grants. However, I do want to apply for grants and Direct loans. The total amount of federal financial aid I would like to borrow for my academic year is $________________. 5. I want to increase the amount of my federal financial aid loans by requesting additional funds in the amount of $________________. 6. I want to decrease the amount of my federal financial aid loans in the amount of $________________. Note: If you have already received a financial aid award letter, please contact your finance advisor to cancel all or a portion of your federal financial aid loans. 7. I originally indicated that I did not want to apply for unsubsidized Direct loans. However, now I do want to apply for unsubsidized Direct loans. I want to increase the...
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...One article in the ‘options for repaying student loans’. The article was published in March 23, 2009 and the source came from the Hudson Valley business Journal. The title of the article is managing student financial aid and loan debt during difficult economic times. The volume of the publication is Vol. 19 Issue 12, p27-27, 1/6p and the date I retrieved the information is March 15, 2012. The article offers information on services offered by the New York State Higher Education Services Corporation (HESC) for students and families who are seeking financial aid or repaying student loans during challenging economic times. HESC helps people pay for college. Students and families whose income has been affected by the economic recession due to unemployment can ask the college for financial aid. Several options for borrowers who have problems in repaying federal student loans are also presented. The other in ‘options to pay for college’. The article was published in April, 16, 2007 and the source came from the U.S. News & World Report. The title of the article is, ON THE MONEY TRAIL. The volume of the publication is VOL 142 Issue 13, p64-66, 3p and the date I retrieved the information is March 18, 2012. The article offers options and opportunities for those struggling to pay the increasing cost of college educations. Rates of growth for annual tuition at private and public schools is listed. Federal funding for Pell grants, Academic Competitiveness Grants, Smart Grants, 529...
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...Financial Aid Payday Schedules: 2015 - 2016 All Pell Grant and CalGrant awards are based on full-time enrollment unless otherwise indicated. Adjustments will be made during the semester based on your actual enrollment in *active classes* at the time of disbursement. Late start class such as: 2nd/3rd-5-week, and 2nd-8-week, will not be considered for payment until class begins. If you are enrolled in these classes you must NOTIFY US WHEN CLASS BEGINS. Awards such as FSEOG, FWS, Cal Grant, and Direct Loans require 1/2-time (6 units) enrollment or more at all times. All awards will be canceled if you drop below 1/2-time (6 units). Financial Aid awards are divided into TWO PAYMENTS PER SEMESTER (except for summer Pell Grant award) as follows: Semester payment FIRST PAYMENT SECOND PAYMENT Fall 2015 August 28, 2015 October 30, 2015 Spring 2016 January 22, 2016 April 1, 2016 Description Consists of 1/2 of the total semester award. You MUST BE ENROLLED AND MAINTAIN at least 6 units (active classes; no late start classes will be considered) at the time of disbursement to receive payment. Consists of 1/2 of total semester award. You must be enrolled in at least 12 units at the time of disbursement to receive payment. Enrollment between 9-11.99 units may be eligible for a prorated amount. Enrollment between 0-8.99 units is not eligible for the 2nd disbursement of the semester. If you receive your award notice after a scheduled payday, you may expect to receive your first disbursement...
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...Private Grant Discounting tuition towards disaster. Study the effects of college tuition discounting. Findings indicated that: 1. At least 1/4 of the colleges and universities used discounting strategies that resulted in large losses of tuition revenue 2. Institutions with the greatest increases in discount rates raised their spending on institutional grants by $3,375 per undergraduate, but their tuition and fee revenue grew by just $3,069; 3. Discounting strategies do not appear to have significantly improved the academic profiles of admitted undergraduates when measured by changes in median admissions test scores of entering first-year students 4. Tuition discounting appear to have helped institutions increase their number of low-income undergraduates 5. Increased use of tuition discounting appear to have made it possible for more students from all income levels to enter higher education. Colleges and universities have several distinct goals for using tuition discounts: * to increase enrollments of low-income and other under-represented students; * to raise enrollments of students with high academic achievements or other talents; * To increase revenue from tuition and fees. However, the results show that at least one quarter of the four-year private colleges and universities used discounting strategies that resulted in large losses of tuition revenue. The institutions with the greatest increases in discount rates raised their spending...
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... interesting, but why is she writing about that? " The Pell Grant is one of the biggest sources of grant aid and is very critical to students and schools (Ambrose). The Pell Grant is a loan that does not have to be paid back and can reward a recipient with the maximum of five thousand and five hundred dollars. you provide the definition - good. But as one of the biggest sources of help for students, the Pell Grants are causing more and more community colleges students to drop out of school.The phrase "more and more" is vague. If you would be more specific, you would improve your credibility. The causes of an increase dropout rate are due to the recession that our economy is in, the difficult and lengthy application process limits the amount of students that can apply, and numerous of college students and families, especially low income families, seem to rely too much on Pell Grants loans. that sentence lacks parallel structure As our economy falls into a recession, our Government reacts by revoking numerous syntax error of government spending, especially with grants loans. Congress is planning to cut back 4.9 billion dollars from The Education Department comma forcing the maximum award to recipient, from Pell Grants, to drop by eight-hundred and forty-five dollars for the academic year (Montgomery). This is a dramatic fifteen percent cut to college aid programs. As government cuts back on spending, everything else seems to go up, especially,...
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...Federal Register / Vol. 77, No. 85 / Wednesday, May 2, 2012 / Rules and Regulations two impacts on its business. First, the BPYC expects the NATO conference to severely limit the BPYC’s income stream, which is normally generated from the aforementioned services. Second, the BPYC expects the NATO conference to have an impact on the BPYC’s membership development, which typically occurs in mid April. In light of these impacts, the BPYC asked to meet with an agent of the Coast Guard to discuss the BPYC’s expected losses and to arrive at a reasonable compensation. On April 20, 2012, a member of the Coast Guard’s offices in Cleveland, OH, on behalf of the Captain of the Port, Sector Lake Michigan, telephoned the BPYC and confirmed the above understanding of the BPYC’s comment and its request. In light of the BPYC’s comment, the Coast Guard will not change the TFR published on April 13, 2012. Although the BPYC raised concerns about the economic impact of the Coast Guard’s security zones, the BPYC’s comment did not directly speak to the design, the establishment, or the enforcement of these security zones. The BPYC did not ask the Coast Guard to modify the security zones or to reconsider the manner in which they are enforced. Rather, the BPYC simply asked to meet with the Coast Guard to discuss compensation. While the Coast Guard takes seriously the economic impact that its rules might have on small entities, the Coast Guard is unable to provide compensation to small entities so impacted...
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...TO BE FILLED IN BY MISSION AND ATTACHED TO EACH COPY OF APPLICATION ICCR SCHOLARSHIP APPLICATIONS CHECK LIST FOR MISSIONS 1. | Application form being used is for the right academic year. | ( ) | 2. | Six copies/sets of the application duly filled in and properly tagged are sent herewith | ( ) | 3. | Scholarship scheme has been selected/ ticked properly by the scholar | ( ) | 4. | Course/ University option has been properly indicated by the scholar | ( ) | 5. | There are seven recent passport size photographs, six pasted (one on each form with signature) and one additional photograph not pasted to any form | ( ) | 6. | Certified copies have been attached of the syllabi and graduation certificates/ marksheets for all educational qualification listed | ( ) | 7. | Marks sheets etc. for the minimum qualifications required by the student to qualify for his course of choice have been attached | ( ) | 8. | Synopsis of proposed area of research by have been attached by this student who is applying for doctoral/ post doctoral course | ( ) | 9. | This application is for a B.E. course and has the confirmation the candidate has taken Physics, Chemistry and Mathematics (PCM) in his/her school living examinations (mandatory requirement) for Engineering courses | ( ) | 10. | Video/audio cassettes of students wishing to study performing Arts are enclosed. | ( ) | 11. | Certified...
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...Freshman Scholarships Scholarship consideration deadline: February 1 General and competitive scholarships for freshmen are available to students attending Southern Miss the fall semester immediately following high school graduation. To be considered for any of these scholarships, you must submit: • an application for admission • $35 application fee • ACT or SAT scores • a high school transcript Standardized test scores| Only standardized test scores earned through December 2012 (ACT) and January 2013 (SAT) will be considered for scholarship-awarding purposes. The written portion of the SAT is not considered. Combining scholarships | Students may be considered for multiple Admissions-based scholarships, but only one scholarship offer may be accepted. The only exception to this is the Regional Scholarship, the award representing the full cost of nonresident tuition. Students can accept multiple scholarships offered through other departments at Southern Miss or scholarships offered through sources outside the university. Such departmental or outside scholarships may be combined with Admissions-based scholarships. Click the plus signs below to expand the sections and get complete details. General Admissions-Based Scholarship Opportunities Consideration Deadline: February 1 National Merit Scholarships Opportunities National Merit Semifinalist Scholarship Students designated as National Merit Semifinalists will receive the National Merit Semifinalist...
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