... Career Project Section 1: Job Description/Duties The role of a financial planner is to help groups or individuals with the use of their investments, income, taxes, or savings. This includes helping people with their immediate or long term financial goals such as a small investment or retirement. This job comes with immense responsibility because a financial planner is entrusted with another person’s money, and just one wrong investment could lead to the loss of a client. Trust could take ten years to gain, and one second to lose it, and having the trust of your clients is a crucial factor in being successful in this career. I would like to be in this profession because I would be able to work with people one on one to help them build better lives for themselves. In my interview with Dan Rosen, head financial planner at Edward Jones financial, he said “One of the most rewarding aspects of my job is that I help people have a happy life, and not only am I helping them, I am also helping their family.” It is important to be in this profession for the right reasons. Once in a while there will be a client that is stubborn and doesn’t appreciate the time and effort a financial planner puts in, which would prevent me from wanting to start a career in this profession. Section 2: Personal Characteristics Needed Some of the important qualities that are needed to be happy and successful as a financial advisor include considerable experience, successful performance back round...
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...BA101 Grantham University Financial Planning Financial planning is simply planning for the future of a business to ensure there will be positive cash flow in the years to come. Everybody can benefit from using a financial planner simply by getting all of your ducks in a row. Business is the number one people around that have financial planners. A Financial Planner will talk to you about your goals and finances. They'll then put together a personalized plan based on the building blocks to wealth. However, they bring the right knowledge, expertise and guidance to identify and help you achieve your specific lifestyle goals. It means you'll also be partnered with a qualified professional who's committed to helping you realize your financial possibilities. Once you've outlined your goals and the timelines within which you want or need to reach them, you can figure out how much you'll need to save to attain them. In addition to your earnings, savings and investments are essential to increasing your wealth. For instant, putting your money in an account that accrues interest means you can take advantage of compounding. Compounding occurs when the interest you earn is added to the balance in your account, creating a larger base upon which future contributions and interest can grow. So it can be a powerful force, especially over long periods of time. It's probably why Albert Einstein once said, "Compounding is the most powerful force in the universe.” Not only but also, my grandma...
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... | |Select 5 to 10 strategies you will use to achieve your goals and the specific actions you will take using that strategy. Make actions Dated (when),| |Achievable (realistic), Personal (suitable to you), Positive (what you will do rather than what you won’t do), and Specific (observable/measureable)| | | |Strategy: Keeping a calender or planner | |Specific actions: This helps me to keep my important due dates all in one place so that I do not forget anything. As soon as something is assigned | |to me or I schedule an appointment, it is recorded in my planner with its date and time. | |Strategy: Keeping a large White board in my room...
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...Gen 200 Week 2: ROUGH DRAFT By understand what personal responsibility is, what the relationship is between personal responsibility and college, and develop a plan to keep yourself personally responsible it will help pave the road for your success throughout your duration of college. You can come up with many excuses on why you are not successful in college. At the end to be successful in college it comes down to you, and you alone to be personally responsible for yourself. The definition of Personal Responsibility is a set of behaviors that emphasize accountability. This means you are in charge of yourself and your success in college. You are the only one who can earn a degree; no one else will earn it for you. You need to take responsibility for your actions, do your work with integrity, be honest with your mistakes, take pride in your accomplishments, and always strive to do your best. Personal responsibility has a deep relationship with college success, and you cannot be successful in college without this relationship. It is important when you start college that you develop this relationship with the two. You cannot have one without the other. When you become personally responsible, you hold yourself accountable for all your studies in college. You turn your homework in on time, you do your readings every week, you study for tests, you do the research for your studies, etc. By doing this you are creating a relationship between the two and creating your own college...
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...These steps are a companion to the tutorial “Using the DegreeWorks planner”, which is available in Skill Port. A plan lays out which courses you intend to take each term. You can work on a plan on your own, or together with your advisor or coach. Note: Creating a plan is not the same as registering for classes. You will still need to register for classes. This handout includes the following: Starting DegreeWorks and opening the Planner tab Creating a plan Saving a plan Loading a plan Additional actions you can take Starting DegreeWorks and opening the Planner tab: Step 1 2 Action On the My Degree channel on the student Portal, click DegreeWorks. Click the Planner tab. Result DegreeWorks opens with your degree audit displayed. The Planner tab displays. If you have an active plan, that plan is automatically loaded. Creating a plan: Step 1 Action If you want to create a new plan: From the drop down list of plan names, select ---- Add New Plan ----. Click Load. Result Any plan information in the right pane is cleared. Warning: Any changes you may have made will be lost. See Saving a plan, below, if you need to save the current plan before creating a new one. Tips: Identify the terms you are planning for: For each term, select the month and Terms must be in date order, year of the term from the drop down list. with the earliest term first. Click Check All Terms to Check the checkbox to the left of the term to include it when you run a new quickly check all terms. audit....
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...Insurance As A Profession And A Career *Join Today and have Freedom, Happiness, Name, Fame, Luxuries and Superb Opportunities NOW *Associate with India's No.1 Service Brand & multi nations company to Fulfill All Your Dreams *Unlimited income tremendous growth potential with world best secure income and rewarding Career in vast untapped Indian life insurance market with Life Insurance Corporation of India. Excellent income opportunity 1. Are you interested in earning more than what you currently earn, without investment? 2. Are you looking for a full time salary with a part time job/career in financial sector today as one of the highest paid profession in the world? 3. Do you like Peace of mind due to no tension of boss, debts and financial risks challenges? 4. Are you interested to start your own financial advisory business and enjoy job satisfaction? 5. Excellent opportunity to become own boss and create job opportunity for others? 6. Do you like to work as per your wish, time and convenience? Extra ordinary freedom 1. Do you like the unique idea to generate fullest benefits from relations, intellectual, efforts, Position, education and training, Golden opportunity to encash your full potential? 2. Do you like Rewards, Glory, Unique identity in the society, prestigious recognition by government of India? 3. Do you like Fantastic and Luxurious lifestyle for family members & guaranteed income...
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...Urbanization and Sub-urbanization Urbanization is defined the process of the migration of people from rural to urban areas and the social, cultural, and behavioral impacts, for example Mumbai, Delhi, and Rio de Janeiro. On the other hand, suburbanization is the migration of people from the city to the suburb areas or rural regions to the suburbs. It entails the surrounding the cities using single developing housing for instance Phoenix and Los Angeles. Suburbanization has been facilitated by the expansion of transport networks and the increased ownership of cars which have allows people to commute to and from work. Furthermore, the population of a particular area increases proportionally with factors that affect urbanization. There is a push and pull relationship between the two elements. There are numerous factors which affect the levels of urbanization: education, unemployment rates, access to health, availability of resources, and recreational development. Finally, the consequences of urbanization include increased crime rate, loss of identity, traffic congestion, pollution, poverty, rapid spread of disease, loss of biodiversity, and urban sprawl. Reasons for Sub-urbanization in the United States After the World War Two there was a vast movement of people into the new suburbs. The rapid expansion of the suburbs was necessitated by various historical forces, such as the mass demilitarization after the War, subsequently the “baby boom”, social bequest of the Depression, increased...
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...it to protect your investment dollars. The good news is that this information is easy to get, and one phone call or web search may save you from sending your money to a con artist, an unscrupulous financial professional, or a disreputable firm. Before you invest or pay for any investment advice, make sure your brokers, investment advisers, and investment adviser representatives have not had run-ins with regulators or other investors. You also should check to see whether they are registered or licensed. This is very important, because if you do business with an unregistered securities broker or a firm that later goes out of business, there may be no way for you to recover your money — even if an arbitrator or court rules in your favor. Brokers and Brokerage Firms The Central Registration Depository (CRD) is a computerized database that contains information about most brokers, their representatives, and the firms they work for. For instance, you can find out if brokers are properly licensed in your state and if they have had run-ins with regulators or received serious complaints from investors. You'll also find information about the brokers' educational backgrounds and where they've worked before their current jobs. You can ask your state securities regulator or the Financial Industry Regulatory Authority (FINRA) to provide you with information from the CRD. Because your state securities regulator may provide more comprehensive information from the CRD than FINRA, especially...
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...And the companies that those executives work for are often the most successful in their industry. One is Edward Jones, a St. Louis–based brokerage firm with which one of us has been involved for more than 10 years. The fourth-largest brokerage in the United States, Jones has quadrupled its market share during the past two decades, has consistently outperformed its rivals in terms of ROI through bull and bear markets, and has been a fixture on Fortune’s list of the top companies to work for. It’s a safe bet that just about every one of its 37,000 employees could express the company’s succinct strategy statement: Jones aims to “grow to 17,000 financial advisers by 2012 [from about 10,000 today] by offering trusted and convenient face-to-face financial advice to conservative individual investors who delegate their financial decisions, through a national network of onefinancial-adviser offices.” Conversely, companies that don’t have a simple and clear statement of strategy are likely to fall into the sorry category of those that have failed to execute their strategy or, worse, those that never even had one. In an astonishing number of organizations, executives, frontline employees, and all those in between are frustrated because no clear strategy exists for the company or its lines of business. The kinds of complaints that abound in such firms include: • “I try for months to...
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...threats or opportunities. Answer: Financial planning is one distinct segment among many within financial services industry. The aim of the financial planners is to assist people to maximize the potential of their financial assets. Financial planners evaluate a client’s goals, personal circumstances and risk tolerance to help them grow and preserve their wealth, minimize taxes , complete estate planning and determine insurance needs. The financial planning has a prescribed six step process for financial planning outlined by FPSC(Financial Planners Standard Council). The industry offers various products suited to different needs of the different customers. A variety of products like Mutual Funds, Guaranteed investment certificates(GIC) , Life Insurance and Retirement plans are popular. The Revenue is generated through commissions and trailers. Additional revenue stream could be generated through life insurance sales and income tax preparation. Approximately 50000-600000 individuals offered financial advice or sold financial products in Canada out of which only 17000 had a CFP Certification. The CFP(Certified Financial Planner) designation was monitored by the FPSC and assured a client of the credibility of the financial planner as the certification assured a client that the planner had a sound understanding of the business. The future growth prospects for the industry were positive as a US study revealed that employment of personal financial advisors was expected to grow by...
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...Center For Leadership And Change, Inc. Makati City center for leadership and change, inc. Center For Leadership And Change, Inc. Makati City center for leadership and change, inc. A. COMPANY BACKGROUND The Center for Leadership and Change, Inc. (CLCI) is the authorized distributor for FranklinCovey products and services in the Philippines. Franklin Covey Co. (FCC), the global leader in effectiveness training, productivity tools, and assessment services for organizations, teams, and individuals, was brought about by the synergistic merger between Covey Leadership Center and Franklin Quest Company in 1997. CLCI started as Covey Leadership Center, Philippines at the Ateneo De Manila Central Guidance Bureau (CGB). In June 1993 it was granted licensee status of Covey Leadership Center together with Australia, England, Japan, Singapore, and other licensees. September 1996, Covey Leadership Center, Philippines is incorporated and finally spun-off from CGB. When Franklin Quest and Covey Leadership Center merge to become FranklinCovey Co. in 1997, Covey Leadership Center, Philippines changed its name to Center for Leadership and Change, Inc. or CLCI. Through the years, CLCI has continued to plant the seeds of positive change by providing unique, integrated solutions to its clients, many of whom are leaders in the manufacturing, food, finance, pharmaceutical, BPO, and service sectors, as well as in government and educational institutions. More than 75 percent...
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...1.0-Thesis statement Urban planning is the political and technical process focused on utilization of urban land and designing of urban environment in ensuring and guiding the orderly development of communities and settlements (Levy, 2011). The entire urban planning process entails analysis and research, architecture, public consultation strategic thinking, urban design, policy recommendation, management and plans/policy implementation. One of the most notable aspect urban planning covers the housing planning and transportation planning. With increasing need for sustainable development in the urban, diverse policies are adopted by region, community, or State in ensuring effective urban planning. Thus, this proposal will offer a comparative analysis of policies and political aspects of transportation planning and housing planning with particular interest in the imperative role the urban planning has played in ensuring sustainable development. 2.0- Annotated Bibliography Ankner, W. (2005). Revisiting Transportation Planning. Public Works Management & Policy, 9(4), 270-277. The author revisits the contextual reality surrounding the U.S. transportation planning. Ankner (2005) examines the existing transportation planning models as well as decision-making tools, in supporting the view that the U.S. urban planning framework is either too divided or too limited in scope, thus, incapable of attaining the intended transportation goals. The source will inform the study by availing...
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...S w BEST FINANCIAL SERVICES INC. Ian Dunn wrote this case under the supervision of Elizabeth M.A. Grasby solely to provide material for class discussion. The authors do not intend to illustrate either effective or ineffective handling of a managerial situation. The authors may have disguised certain names and other identifying information to protect confidentiality. Richard Ivey School of Business Foundation prohibits any form of reproduction, storage or transmission without its written permission. Reproduction of this material is not covered under authorization by any reproduction rights organization. To order copies or request permission to reproduce materials, contact Ivey Publishing, Richard Ivey School of Business Foundation, The University of Western Ontario, London, Ontario, Canada, N6A 3K7; phone (519) 661-3208; fax (519) 661-3882; e-mail cases@ivey.uwo.ca. Copyright © 2009, Richard Ivey School of Business Foundation Version: (A) 2010-05-18 It was January 20, 2008, and Linda Best, founder and sole shareholder of Best Financial Services Inc. (Best Financial), had just finished her final client meeting of the day. The meeting was with one of her top clients, Gerald Young, who had informed her that he would no longer be using Best Financial since he was moving his assets to one of Best’s competitors. The loss forced Best to think about the future direction of her company. Without Young’s business, Best Financial would struggle to exceed the previous...
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...level” and “ The article “Nifty gadgets taking special events to a new level” is a great example of trends within the planning and convention industries. In the years 2001-2004 these industries saw a huge decline in business. The reason for this was the failing economy. Companies and organizations could no longer fit events and gatherings into the budget. In 2005 event planning companies such as Dolce parties finally started to see an incline in corporate parties and events. However, these parties and events were at a much smaller scale. It was only the important people that were being invited to these gatherings because the budgets were still not back to where they were. Since the comeback of events was at a slow pace, event planners and convention industries decided to introduce some new gadgets to attract clientele. According to Stableford ( 2005)“Beyond the typical post-event surveys and evaluation of how many sales leads actually translate into qualified sales prospects and sales, electronics and chips now help companies analyze the effectiveness of their presentations and exhibits. For example, there are radio frequency identification badges to track where participants at a convention go, which workshops they attend and how long they stay there. 'The chips are getting relatively inexpensive, so much so that a company can evaluate which...
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...|DETAILS OF ASSIGNMENT | | |STUDENT NAMES: |IDS: | |Adam Carlyon |9948252 | |UNIT CODE * NAME |LMC 501B | |ASSESSMENT TITLE |Assessment Task 2 – Case Study – Part 2 | |TUTOR’S NAME: |Terry Landells |DATE OF SUBMISSION: |22/04/2013 | | | | |DECLARATION | | |We declare that ( the first four boxes must be completed for the assignment to be accepted): | |□ This assignment does...
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