...Financial support for MSME in Bangladesh The SMEs worldwide are recognized as the most effective vehicle for sustainable economic growth. In Bangladesh , a sustainable level of development of small and medium enterprises (SMEs ) is highly needed to reach the targets set by The United Nations (UN) in the millennium Development Goals (MDGs) to alleviate poverty . This urgency is reflected in the Government’s pro-poor policies, especially in the poverty reduction strategy paper (PRSP) . Small and Medium Enterprises in Bangladesh have recently been considered as an important vehicles of poverty reduction strategy. For the first time, the comprehensive Industrial Policy 2005 highlighted SME development as a flagship policy area for balanced and sustainable industrial development in Bangladesh. Availability of finance is thought to be a major constraint to formation and growth of SMEs in Bangladesh. Banks are reluctant to expand their SME credit portfolio because they do not consider SME lending an attractive and profitable undertaking. This is so because SMEs are regarded as high risk borrowers because of their low capitalization, insufficient assets and their inability to comply with collateral requirements of the banks. Administrative costs are also higher because close monitoring and supervision the SME operation becomes necessary. Despite all these facts banks and financial institutions have been providing finance to the SME sector and the volume of finance is showing...
Words: 4586 - Pages: 19
...ESS 140 - Sport Finance Paper Instructions: Each student will be required to write a 3 - 4 page position paper on a financial issue related to the sport industry. The paper should be written in a style that reflects a clear understanding of both sides of the issue followed by the selection and defense of a position. The paper is to be written using APA style format (5th edition). NOTES • Present a clear overview of the financial issue at hand. • Provide 5 arguments (minimum) in support of the affirmative position and 5 arguments (minimum) in support of the opposing position. • After presenting arguments for the affirmative and opposing positions, students must state and discuss their position on the financial issue. • Each argument must have supporting material (cited in APA 5th edition format). Supporting materials may include popular press, academic journals, etc. TOPICS Examples of sport finance topics, which lend themselves to position papers appear below: 1) Should student athletes receive monetary compensation? 2) Should the income of college coaches be restricted? Equal to that of college professors? 3) Revenue Sharing in MLB: for or against? 4) Salary Caps in Professional Sport: for or against? 5) Division I athletic programs - education or business? 6) Should publicly supported recreational/sports programs charge usage fees? 7) Is the NCAA a cartel? 8) Do female college sport teams receive...
Words: 294 - Pages: 2
...In order for an individual to receive effective support and achieve positive outcomes they should have effective working relationships- more than often a support worker will have the most beneficial working relationship, as they offer domestic, financial, emotional and social aspects of support and can often (from being around the individual) identify signs of relapse as they are around to monitor their wellbeing. It is even more beneficial if the support worker can work alongside the family to assist with having better formed relationships - many of our citizens' family relationships have broken down since they have ill mental health, so the support worker can assist with understanding when building and maintaining that relationship. A support...
Words: 504 - Pages: 3
...Silver Lining Outreach Support Center (SLOSC) Mental Health Community Outreach Programs provide individuals diagnosed with mental health issues the opportunity to establish and maintain a variety of supports flexible enough to meet their changing needs. Services are provided with a person-centered philosophy that encourages the individual’s active participation in determining their goals and the strategies developed to achieve them. Silver Lining Outreach Support Center (SLOSC) Programs include: * Supported Housing through our Independent Housing Program (IHP) assists individuals with establishing safe, affordable permanent housing by: * Assisting with the search for an apartment, moving expenses, security deposits and rental assistance when appropriate * Securing basic furnishings and household supplies * Providing advocacy and support to maintain their independent living situation. Bridge Services at SLOSC works with individuals receiving other SLOSC assistance to: * Provide community-based supports to adults who are struggling to manage or make progress in their pursuit of the quality of life they desire, and seek greater levels of wellness, independence, and personal satisfaction and success in their lives. * Support people in the development of their recovery goals focusing on physical health, independence and coordination/instruction related to accessing transportation. SLOSC Assisted Competitive Employment (ACE) and Supported...
Words: 424 - Pages: 2
...without the support of her abusive husband. In the opening of the movie she moves her children and herself back to her hometown. Living with her parents, who are not supportive of her actions, she wants to be able to support her children. Her hometown is a mining town, where we find they have begun to employee woman. However, we find that most, of the mostly male workforce, is not totally accepting of their female counterparts. This mindset is supported by from the top all the way down – this attitude is even supported by Josey’s own father. The men of the plant go beyond simply just showing their dislike for women in their workplace and torture the women of the mine but verbally and physically. Josey’s sexually activities are put in question throughout the movie. She attempts to seek help from her manager to the owner of the company who begin to blame her for her activity. Josey attempts to gain the support of her fellow female co-worker and get the men to understand that they are there for the opportunity to do the job, too. But she finds herself alone and begins to take action on her own. She has finally had a enough and partner’s with a lawyer to create the first ever class action sexual harassment lawsuit against the company. The defense calls into question her sexual conduct as a 16 year old child; however, her lawyer gets the only witness to attempt the truth of her rape as a child. After this her co-workers, family, and entire town support her and she...
Words: 510 - Pages: 3
...Minnesota State Arts Board, which is a state agency that simulates and encourages the creation, performance, and appreciation of arts in the state. We also have Partners in Arts Participation, which is a pilot grant program designed to broaden opportunities for Minnesotans to participate in the arts. Another program we have is called K-12 Arts Challenge Minnesota Grant, which is a noncompetitive grant program and funds are given out first come first serve. I do feel that we have enough support in Minnesota. The programs I named were just a few of the many programs we have to support art in the cities. I do however think people here need to be more supportive of children in arts. It is important to get them started at a young age and many people do not feel that art is important. I think it helps to expand a child’s way of thinking and it helps them to excel in other areas, because they know if something doesn’t work one way it’s time to take a new approach. My role in the creation and support of art in my community is very small and could get better. I do however start with my son, just like my parents did as well as my in-laws, at a very young age. I like to take him to the different places and help him to explore many of the opportunities we have in the state. It is important to me that I give him all the opportunities that I possibly can and let him experience art and life they way he should,...
Words: 328 - Pages: 2
...The effects of job and personal resources on hotel employees’ work engagement. Introduction This study developed and tested a research model, which predicted the impacts of job (supervisor support) and personal resources (trait competitiveness and self-efficacy) on work engagement. Purpose and rationale First, empirical evidence in the research stream of work engagement in the tourism and hospitality literature is meager. Second, in contradistinction to other researches our research focused on develoving sub-Saharan African countries, Nigeria not Western countries Third, our study findings ( such as employee retention) can be useful for managers in the hotel industry. Theoretical foundations, hypotheses, and research model * Backround * Work overload to be positively related to hotel managers’ burnout ( Perrewe,1991). Female middle managers in the hotel industry are suspectible to higher levels of burnout than male managers (Buick and Thomas 2001) * Salanova et al. (2005) reported that organizational resources, as manifested by training, autonomy, and technology, were significantly and positively related to work engagement among fronline hotel and restaurant employees. The COR theory and the JD-R model The antecedents of work engagement can be examined using the COR ( Conservation of Resources) and the JD-R (Job Demands-Resources) as the theoretical underpinnings * According to the Conservation of Resources (COR) theory, resources are defined...
Words: 697 - Pages: 3
...family has been supportive of me since birth. As a child I was raised by a single mother along with my older brother and my two older sisters. Although things were difficult at times, my family always cared for me and consistently supported me as I grew older and developed in life. My family has supported me throughout my years of school and studies. They have always encouraged me to do the best I can and to always put as much effort into something as I can. There is no doubt in my mind that my family has always wanted me to succeed, though when I did fail, my family listened to me, took the time to understand how I felt, and then just encouraged me to pick myself back up and to try again. Growing up as the youngest, I was surrounded with support and encouragement from my older siblings. My older sisters spent quality time with me and always swore to protect me. My mother fed and cared for me. She taught me self-respect, self-discipline, and understanding the consequences of my actions while still showing me love every day. My older brother respected me, taught me to drive, and explained to me how to know when a guy was treating me right. My cousins are some of my best friends and have usually encouraged me to do the right thing and always supported me when I needed help. The most important category of people in my life are my family. They have supported and encouraged me every step of my life. When things seem down, they have always been around to help me back up and they are...
Words: 356 - Pages: 2
...summarize your understanding of the foundation of the CCSS for Math and English Arts. Next, adopting the perspective of a teacher leader, in at least two paragraphs, evaluate how CCSS (Math and English Language Arts) can be used to influence the use of technology-enhanced differentiated instructional strategies to support the needs of all learners. Finally, in one paragraph, justify why it is important to have purposeful planning of differentiated instructional strategies to promote student learning and provide at least one specific example to support your justification. • Part Two: Include a link to your ePortfolio (Pathbrite) in your initial post along with a one-paragraph reflection about your experience with the redesign for the Week One Assignment in terms of challenges you encountered and how you overcame those challenges. Be sure to include any difficulties you experienced in revising to meet the components of 21st century student outcomes and 21st century support systems. Guided Response: Respond to at least two peers. In your responses, include a question about your peer’s technology-enhanced instructional strategies and offer an additional resource that supports an alternative viewpoint. Additionally, discuss your peer’s point of view and whether it is in...
Words: 415 - Pages: 2
...P3: explain the roles and responsibilities of two overarching health organisations By Mercy Tiwo DEPARTMENT OF HEALTH The Department of Health (DH) is a ministerial department, supported by 23 agencies and public bodies. The department employs 2,160 staff who work in locations across the country. DH helps people to live better for longer. They lead, shape and fund health and care in England, making sure people have the support, care and treatment they require, with the compassion, respect and dignity they deserve. Their responsibilities include: * They lead across health and care by creating national policies and legislations, providing long-term goals to meet current and future problems/challenges, putting health and care at the core of the government and being global leader in health and care policy * They support the integrity of the system by providing funding, assuring the delivery and continuity of services and accounting to Parliament in a way that represents the best interests of the patient, public and taxpayer. * They support innovation and improvement by supporting research and technology, promoting honesty, openness and transparency, and teaching a culture that values compassion, dignity and the highest quality of care above everything Above all, DH encourages staff in every health and care organisation to understand and learn from people’s experience of health and care and to apply this to all their tasks. Their priorities are: * Living and...
Words: 295 - Pages: 2
...environment; therefore they should not be subject to prejudicial treatment or discrimination from their peers and anyone supporting them. An individual’s background, upbringing and experiences can have an effect on attitudes towards individuals and groups, so it is important to recognise these. Personal prejudices, which may lead to discriminatory practice, can be overcome through developing a greater understanding of diverse groups in society. For example, teaching assistants can overcome these personal prejudices by finding out about the religious beliefs and cultures of the children they support, and by knowing about any special educational needs or disabilities. It is important not to make assumptions about children and young people. Finding out about their backgrounds, interests, abilities and individual needs will help teaching assistants to provide more effective, appropriate and personalised support. It is important that in order to develop children’s self confidence, a concerted effort is made by all those in a position of responsibility to include the pupil. This ranges from making necessary adaptations to facilities for the physically impaired to ensuring that no pupil is subject to discrimination either direct (such as name calling) or indirect (not taking their needs or preferences into account). This unit has afforded me the opportunity to continually promote equality and diversity in my role and that every child should be supported in learning in an inclusive...
Words: 277 - Pages: 2
...Introduction: Social support can be interpreted as an interchange of resources comprising at least two individuals taken by the provider or receiver with the intention to boost the health of the receiver. Social support is also regarded as main determinant of health. The conditions of women’s life are now different from what they used to be a few decades ago..The positive aspect of an altered society, we find the material standard of the people leading a longer or healthier life. The possibilities of self-actualization have also emerged in them. The negative aspect is that the families are less stable. In fact the pressure of time and strian have increased for several women. Barrera et al. (1981) has been given in an early definition...
Words: 1785 - Pages: 8
...Shaving Brush With Gel INTRODUCTION TO BUSINESS PROJECT SMART SHAVING BRUSH. The special thank goes to my lecture, faculty SHAMA ISLAM. The supervision and support that she gave truly help the progression and smoothness of our group assignment. My grateful thanks also go to all my teammate. The big contribution and hard worked form them during prepare this assignment. Without their help, we cannot manage to finish our group assignment perfectly. Besides this group assignment make us realize how important the value of working together as a team and as a new experience. Last but no least I would thank my friends especially those who give us support and motivation.The product that our group design is a Smart Shaving Brush. Our product’s name is SMART SHAVING BRUSH. Why it’s name is SMART??? Because our product looking so smart & makes a man also smart that’s why. SMART SHAVING BRUSH is totally automatic & easy to use. Without using gel or shaving foam we get gel’s with the brush. 18+ ages people use it easily. It is easy to carry & no side-effect in our product. There is a button in the middle of the brush & when we press the button, gel comeout from the brush & will be melt upon whole the brush. Our this product have some features…………. * There is a smooth Bristle. * There is a button in the middle of brush. * When we press the button gel comeout & will be melt whole the Bristle. * It has some antiseptic medicine which is in the gel...
Words: 287 - Pages: 2
... | |The introduction paragraph starts with general ideas and leads to yes no | |the thesis statement. | |The thesis statement is clear and presents his/ her own view on the topic. yes no | | | |2. Support | |The topic sentences in each paragraph supports the thesis statement yes no | |Each supporting point in a paragraph is elaborated on | |with details and/or examples. yes no | |He/she has incorporated ideas/info from other sources to | |strengthen his/her arguments yes...
Words: 337 - Pages: 2
...corrupt automatically? Apply this famous expression to the events and characters in Macbeth. You can focus on a single character or several. You may take the position that it always corrupts, never corrupts, or sometimes corrupts, but be sure to provide textual support. 3. Is Macbeth a tragedy of fate or of character? In determining your position on this, consider whether the witches play a central or collateral role in shifting the ambitions and actions of the play’s characters. Assignment Choices: 1. Select one of the prompts to serve as the basis for a persuasive essay. Take a firm stance on the prompt and write a 5-paragraph, double-spaced essay supporting your position. Make sure that you have a strong thesis statement at the end of your introduction and clear topic sentences in each body paragraph that provide arguments in support of your thesis. Be sure to provide textual support to buttress each of your claims. 2. Select one of the prompts to serve as the basis for a persuasive PowerPoint. Take a firm stance on the prompt and create a 10 slide PowerPoint supporting your position. You should have an introductory and conclusion slide, as well as 8 body slides showing material from the play to support your thesis/argument. 3. There are several programs on the internet that allow you to make posters, animations, etc....
Words: 348 - Pages: 2
