Premium Essay

Finical Aid Benefits

Submitted By
Words 587
Pages 3
The average American family can only pay about 15% of college tuition. “College tuition has increased by 5% to 10% during the past 10 years” (Rubino). By planning and saving for college at an early age, it can save the student from going into debt from student loans later on in their lives. By applying to colleges early in the year, the student has a better chance of being accepted because classes and dorm space will not be filled up yet. High school students can take their SAT and ACT tests as many times as they would like to get a better score. With a higher SAT and ACT test score, the student’s application to college will be improved. “Applying to several different colleges can increase chances of being accepted” (Taylor) because of all …show more content…
By applying for finical aid and scholarships it can benefit the student finically during and after college. “There are many books high school students and parents can read to help plan and prepare them for college” (Taylor). By planning for college during high school, it can benefit the student finically during and after college. “With tuition rising, it’s better to start saving for college as soon as you can, the earlier the better” (Frisk). Starting college funds, and applying for finical aid and scholarships can prevent the student from going into debt later on in their life. Student loans can range anywhere from $200 to covering all expenses of the college of their choice. With good grades and a high SAT and ACT test score, a college could pay for everything to get the student to come to their …show more content…
“Start college funds and investments early because every dollar saved ends up being a great deal more” (Taylor). Applying for as many scholarships as possible can only help the student in the long run. The more money the student can get from scholarships and finical aid, the less money they have to pay out of their own pocket. Three steps to help a student find a college right for them and what to do when they find it are: “1: build your own college ranking system” (Rubino), find colleges that interest you and then put them in order. “2: focus on the first year” (Rubino), pick classes that will benefit you later on in college. Many students change their major and end up not even needing the classes they took as a freshman. “3: Probe preferred major” (Rubino), make sure the major you’re choosing is the one for you. The student can always change majors but can risk the chance of not needing the classes they already took and spending more money for classes they need.
Going into debt from student loans can be prevented by planning for college while still in high school. “American colleges will raise tuition charges” (Fiske). It is never too early to start saving and planning for college. Talking to one’s parents, school counselors, teachers or reading books, and also talking to the college itself can help the student plan how they will pay for college. It’s always a good idea to save and

Similar Documents

Premium Essay

Why I Want To Attend College

...grandparents were struggling financially; therefore, they asked their two eldest children to drop out of school in order to provide for the family. Little did my grandparents know that this would set an example for all their younger children. You see college at the time was seen as a luxury due to how expensive it was, so that lead to my mother’s younger siblings believing that attaining a degree would be much too expensive. That would make my mother the only one in her family who has a college degree. Now a days having an college degree, at least an associate's degree, is what is expected for those in the workforce. However, my understanding of the finical crisis here in the United States leads me to believe that more and more middle class students are choosing not to attend college. This trend has grown due to the lack of financial aid middle class students receive, but in a world where students would be able to attain a degree for free this trend would drastically change. Even if the option provided to middle class students is only community college this would still be beneficial, will reflect what European countries are in the midst of doing as well as in my opinion be a smarter option rather than jumping into a four university knowing that you would be in debt your whole life. As I have mentioned a “social norm” has arised in the United States in which it is assumed that those who a college degree have a better chance at success when looking for a job. Majority of people see...

Words: 1121 - Pages: 5

Free Essay

Business Concept

...Is it better than rival products? 4 • Does somebody want to buy it? 4 • Can we make it with our resources? 5 • Is there a sizeable market? 5 • Are forecasted returns greater than costs? 5 • Are the risks acceptable? 5 3.0 Business Model and Strategy 0 3.1 Business Model 0 3.2 Business Strategy 0 4.0 Reference 1 Childrens Uv & fitness watch UVFIT 1.0 The Problem and Soltuion 1.1 Background Technology has made a path into the lives of nearly every Australian child. Televisions, tablets, phones and consoles have given children the power to experience what previous generations could have only dreamt of. Knowledge, entertainment and memorises are simply accessed at the click of a button, but are all these benefits without a consequence? Sadly the immense immersion of kids now using technology, for such extended periods of time, comes at the...

Words: 1720 - Pages: 7

Premium Essay

Should the Proliferation of Foreign Own Commercial Bank Be a Growing Concern

...There has been a mixture of concern and comfort about the Caribbean’s financial system being engulfed by foreign owned banks. Having an understanding of the relationship between foreign owned commercial banks and the sustainability and success of the Caribbean financial system would provide a viable and concrete path which can be plotted by the nations of the Caribbean to mitigate any possible fallout from the proliferation of foreign owned commercial banks. Since there is the presence of internal regional commercial banks for the purpose of this essay foreign owned commercial banks would be considered to be commercial banks, which have a majority shareholder are based outside of the Caribbean region. Also the term ‘we’  should be defined as the people of the Caribbean, since other groups outside of the Caribbean may also have concerns with the current relationship between foreign owned commercial banks and the Caribbean’s financial systems.  A brief explanation of why there is the presence of foreign commercial banks within the Caribbean would essentially to determining what level of concern needs to raised. After this foundation is laid an analysis of the current relationship between foreign owned commercial banks and the Caribbean financial system would be conducted with a special focus on: why there is a proliferation of foreign commercial banks and where are the major concerns over the presence of foreign commercial banks. This will lead to a conclusion as to how concerned...

Words: 2460 - Pages: 10

Premium Essay

Aca Payment Reform Plan

...Payment Reform Action Plan: Meeting the New Medicare Payment Reform Target There has been much addressed about the Affordable Health Care Act (ACA). The law was passed to allow preventive care more accessible and affordable to the population. Today, most health care payments are made on a fee-for-service basis, which rewards overuse, promotes waste and inefficiency, and pays little attention to accountability for quality of care. The ACA offered the opportunity to test alternative payment models that pay health providers based on the value of care rather than volume. This change in the law of health care allows payments to healthcare providers on the quality of care, rather than the quantity of care. The models implemented under the ACA rewards health providers who can improve patient outcomes and reduce costs through a variety of approaches, including shared savings, financial risk, and enhanced payments for care coordination and service integration. Some key examples of these new models are patient-centered medical homes, bundled payments, and accountable care organizations. These alternative models are close to meeting the goals of improved quality and reduced cost. The models are also looking to have some promise when it comes to meeting the goal of requiring providers to reduce hospital readmissions and rewarding meaningful use of health information technology (Zeke Emanuel, 2015). Today is the crucial time to apply these new payment models on a more widespread...

Words: 1511 - Pages: 7

Premium Essay

Sample Community Involvement Plan

...Community Involvement Plan Allison Martyn Grand Canyon University: ECH-325 June 26, 15 Here at ABC Elementary School, we value each student’s success. We believe that community involvement benefits our students and gives them the motivation to go above and beyond their expected potential. Our staff for early childhood level, has come up with a Community Involvement Plan that will allow students, teachers, and family members to work together and create a striving learning environment. This involvement plan will include resources that will positively influence our students learning in our classrooms. This plan will also go into depth about our first grade Read Across ABC elementary program. Jacksonville Public Library The public...

Words: 1889 - Pages: 8

Premium Essay

Bus 100 Assigment 2

...paragraphs. The pros will be discussed first. The first pro of partnership is the ability to combine resources. When partners join forces towards a common goal, they are able to compliment the weaknesses of one and enhance the strength of others. These resources can come in many forms. Very often, the individual or party with the knowledge or product might not have the capital funding to start the business. They can enter into a partnership with someone who can provide the needed finical resources. The second pro of partnership is the idea of shared risk. When partners start a business, the risk of failure and financial liability is divided and shared amongst owners. The amount or extent of liability of each owner varies with different partnerships. These guidelines are usually outlined by a predefined arrangement. The third pro of a general partnership is that they are easier to form than corporations. According to legalzoom.com, “Another benefit of general partnerships is their simplicity and flexibility. General partnerships are usually less expensive to form and require less paperwork and formalities than corporations, limited partnerships or limited liability partnerships.” The cons will now be discussed. The first con of partnership is the lack of complete “creative freedom.” When dealing with a partnership, decisions should be made in consideration of the other owners. Depending on the type of partnership certain decisions...

Words: 1786 - Pages: 8

Premium Essay

Homelessness in Lgbt

...Tomika Williams HSE-101 Fall 2012 In human services there is an obligation to address the less fortunate population. As human service professional they are to take these troubled issues and enhance the wellbeing of people in society in order to benefit there entire community. These human services workers should advocate for the living conditions that allow people to flourish, and ensure that people have equal means to resources and social services that are required for the basic human needs (NASW, 1996). Today, there are many issues facing poverty in America. One that has the most impact on the future of our generation is the youth, and among those who are greatly impacted are of the LGBT – lesbian, gay, bisexual and transgender community. There are many reasons to why young adults are forced to live on the streets. Through this research we can answer some basic questions, including to why so many LGBT youth are becoming homeless. In recent years the LGBT youth have recently sky rocketed in a high proportion which is estimated to be of 600,000 or more homeless youth across the country that is between 20 to 40 percent, which is according to the( National Gay and lesbian Task Force Policy Institute). In New York City 15,000 to 20,000 LGBT youth are among the homeless population which was according to a city count that was conducted in 2008. However it is clear that the LGBT youth experience homelessness and only about 5 percent of them have gone and identified themselves...

Words: 1633 - Pages: 7

Premium Essay

Book Review

...qwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwer...

Words: 2717 - Pages: 11

Free Essay

Bilingualism

...Reed 1 Christina Reed Professor Wilkinson English 100 05 May 2015 Bilingualism One in seven or 31.8 million people speak a language other than English in their home, according to the United States Census. (United States Census, 2009). People use this term in different ways. For some, bilingualism means an equal ability to communicate in two languages. For others, bilingualism means the ability to communicate in two languages but with the possibility of greater skills in one language. There is a lot of criteria that goes along with bilingualism. For this research paper, the criteria I focused on were: The history of bilingualism laws in the United States, pros/cons of bilingual education in America’s school system, who benefits the most from bilingual education programs; youths in elementary or the youths in high school, bilingualism in the labor market, and bilingualism in the media. In the society that we live in today, Bilingualism has become just as it is important to learn as to learn the language from the country of a person’s ethnical background. Bilingualism has come a far way in the last 20 years to where it is today. Whether we notice it or not bilingualism plays a part in every person’s day to day life. Bilingualism is highly researchable subject is given a lot of political, as well as ethical attention. Twenty years ago in the school system bilingual education programs were almost never heard of much in elementary schools for English speaking students to...

Words: 2979 - Pages: 12

Free Essay

Rural Internet

...The Digital Divide Carrie Lamberson INF 103 Computer Literacy Jaclyn Minor November 9 2015 We live in an age of technology being a part of our everyday lives, with the majority of the population owning smartphones, computers, and tablets. Using broadband connections giving us the fastest speeds as we explore the information highway and staying connected to the world around us. “In 2004 there was an estimated 75% of Americans with computers and internet access in their homes, these numbers continue to rise with each year. While this is a high number, and growing daily (especially among multiple-computer households) there are still a significant number of people without computers or Internet access, and they are getting left behind in school and in the workplace.”(Bowles 2013) This is what has become known as the digital divide and an area that needs to be address so that we are all can be equal in a technical world. “Digital divide is a term that refers to the gap between demographics and regions that have access to modern information and communication technology (ITC), and those that don't or have restricted access.” (Rouse 2014) ”Computers and the Internet represent a wealth of knowledge for those who have access to them. As another old saying goes, "Knowledge ispower." Therefore, it stands to reason that there are ethical issues at stake when using computers to transmit knowledge. It is vital to make surethat the world is not divided into a two-class ...

Words: 2448 - Pages: 10

Free Essay

Ethical Concerns for Non-Profit and Not for Profit Organazations

...Inside Look into Ethical Concerns of For-Profit and Not- For-Profit Organizations Matthew Morton PHI445: Personal & Organizational Ethics Instructor: Robin McCart-Brown 10/12/2015 “Ethics: an area of study that deals with ideas about what is good and bad behavior: a branch of philosophy dealing with what is morally right or wrong (Merriam-Webster)”. The theory of ethical issues dates back to the first known human beings, as even the oldest settlers of this planet, had some guidelines distinguishing right from wrong doing. This day in age, the actual study of ethics and morals has come a long way, while many famous philosophers and ancient hierarchy’s have their own beliefs and set of rules they believe is right or wrong. When we look at the use of ethics and moral code in relation to business and organizations around the world there is allot to be said. In a world that has evolved beyond the imagination of our earliest settlers, ethics and business have allot in common as every business, for or not for-profit, strives to hold the highest reputation to acquire and retain as much public interest and business as possible. While there are many famous not- for profit organizations and even more for-profit business’s, they are not all as favorable and ethically inclined as they might seem on the surface, leaving the research of these organizations in the hands of the consumer and also the determining of whether a particular organization does good by their own ethical and moral...

Words: 5778 - Pages: 24

Free Essay

Everything About Levis

...Table of Contents |Topic |Page No. | |Executive Summary |3 | |Introduction |4 | |History |5 | |Brands |11 | |Values |14 | |Vision Statement |15 | |Mission Statement |16 | |Aspiration Statement |18 | |Situation Analysis |19 | |Competitive Analysis |20 ...

Words: 11990 - Pages: 48

Free Essay

Business, Finance & Banking

...Keys to Success Vocabulary and the GRE Your vocabulary will be the make-or-break factor in your GRE verbal score. Experts agree, vocabulary is the most important factor in the GRE verbal section. In fact, the GRE Verbal section is nothing more than an advanced vocabulary test. If your vocabulary isn't up to scratch, you are putting yourself at a serious disadvantage. What experts say about vocabulary and the GRE: Quiz-Tree.com, a leading authority on GRE preparation say: "Even though GRE Verbal is composed of several parts (such as reading comprehension, analogies and antonyms), it is basically a vocabulary test. If you have an extensive vocabulary, you will do well." Silenttimer.com, makers of GRE test aids say: "the GRE verbal exam will test many words candidates will be expected to understand" Preparing for the GRE There is a lot that you can do to prepare yourself mentally for your GRE exam. This is just as important as studying and revising, because you will score much better if you are comfortable with the idea of sitting the exam rather than stressed to high heaven on the day of your test! Some of the things you can do include: 1. Mental rehearsal of the exam situation 2. Predict (and avoid!) disasters 3. Psyche yourself up with a countdown calendar We'll look at these tips in some of our other lessons. Get Enough Sleep Sleep is very very important for your GRE exam results. No, I'm not suggesting you have a nap in the middle of the test! But...

Words: 9580 - Pages: 39

Premium Essay

Study Habits

...PERCEPTIONS OF RURAL COMMUNITY COLLEGE STUDENTS OF THE TRANSFER PROCESS TO A FOUR-YEAR INSTITUTION: AN EXPLORATORY STUDY by ELIZABETH E. SACKSTEDER LACLAIR A DISSERTATION Submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy in the College of Education in the Graduate School of The University of Alabama TUSCALOOSA, ALABAMA 2010 Copyright Elizabeth E. Sacksteder LaClair 2010 ALL RIGHTS RESERVED ABSTRACT Utilizing the current literature base on rural community colleges, transfer student adjustment, academic advising and articulation issues, the purpose of this research study was to ascertain the adjustment issues and experiences of rural community college students who have the intent to transfer to a four-year baccalaureate degree granting institution. The perceptions these rural community college students have regarding the transfer process are the focus of the study. Students from ten rural community colleges, who participated in the Alabama College Transfer Advising Corps, a project of The University of Alabama and funded by the Jack Kent Cooke Foundation were used in the study. The survey instrument used in this study is a variation of Laanan Transfer Student Questionnaire (L-TSQ). Survey questions were reframed such that those regarding university experiences and the students’ potential transfer to a four-year college/university were treated as reflections on the meditational transition, or transition that has not...

Words: 64804 - Pages: 260

Premium Essay

Network Development Project

...CONSOLIDATED DOCTORS A COMPERHENSIVE NETWORK DEVELOPMENT PROJECT SUBMITTED TO THE IT/COMPUTER NETWORK SYSTEMS PROGRAM IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE ASSOCIATE DEGREE By: The Pin Heads: Bobbi Haynes Beau Driscoll Peter Hsu Advisor - Bill Pool and Tracy Martin ITT TECHNICAL INSTITUTE SPOKANE, WASHINGTON NOVEMBER, 2011 Table of Contents Scope Document and Project Charter 4 Purpose 4 Goals and Objectives 5 Success Criteria 5 Project Context 5 Project Deliverables 6 Scope Specifications 6 Out-of-Scope Specifications 6 Assumptions 7 Constraints 7 Risks 7 Stakeholders 7 Recommended Project Approach 7 Cost Matrix 8 Security/Maintenance Plan 9 Introduction and Background 9 Budget 10 Roles and Responsibilities 10 System Administrator 10 Help Desk IT 11 Office Manager 11 Financial manager 11 Supervisors 12 Receptionist 12 Performance Measures and Reporting 12 Printers 12 Phones 13 Work stations and laptops 13 Serves 13 Routers and Switches 13 Software 14 Card Access System 14 Governance and Management/Security Approach 14 Customer/Business Owner Management and security 14 Standard Operations and Business Practices 14 Security 14 Data Sharing 15 Data Storage 16 Tools used for change control management 16 Problem reporting 16 Risk identification 16 Disaster Recovery 16 Documentation Strategies 16 Training 16 Security 17 Roles and Responsibilities 17 Network...

Words: 11047 - Pages: 45