How does a personal cash flow statement help you organize your finances?

A personal cash flow statement helps you budget your money. It shows you what you are spending your money on. It can help you plan how much you can save each month. It also shows you what your bills are and how much they are. The statement can also be a great tool to use to rebuild your credit. It is great for tracking payment of your monthly bills. The hardest part of that is making sure you keep it up to date every week when you get paid and when you sit down to pay your bills.

What was the most interesting thing you learned about completing this worksheet?

The most interesting thing that I learned about completing this worksheet was that I need to get a better paying job so that I do not see so much red. I also like that the worksheet does the calculating for you. I also like that the worksheet covers almost everything. I did notice that there is not a place to put in childcare expenses. Childcare expenses are a major monthly expense for me.

Did this worksheet provide you with any ideas about how you may want to change your budget (how much you are spending, saving, or reducing your debt)?

Yes this worksheet did provide me with some ideas about what I need to do to change my budget. I do not spend a whole lot, but I don’t bring in very much either. I need to reduce my debt and save much more than I can right now. I think that I need to finish college and get a better paying job. I think that once my fiancé and I get married it will be a helpful tool for us to keep track of our income and expenses and to be sure that the bills are paid each month. We need to rebuild our credit so we can buy a house. Using this worksheet will also help us see how much we can save without skipping out on any of the bills. Making sure that the bills get paid